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fksar/docs/thijooree/13-financing.md
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2026-05-30 19:33:15 +05:00

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# Financing
Aggregates financing products across banks — MIB promotional deals and BML loan details — in a single screen.
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## Fragment — `FinancingFragment`
Observes `HomeViewModel.financing` (MIB deals) and `HomeViewModel.bmlLoanDetails`.
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## MIB Deals Section
Displays current MIB promotional financing offers fetched from the MIB API. Each deal card shows:
- Deal name / product title
- Key terms (profit rate, tenure, minimum/maximum amount)
- A **Learn More** action that opens the deal detail in an in-app WebView or external browser
Data is loaded once on fragment creation and refreshed on pull-to-refresh.
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## BML Loans Section
Displays the user's active BML loan/financing accounts. Each card shows:
- Loan product name
- Outstanding balance
- Next instalment amount and due date
- Loan account number
Data comes from `HomeViewModel.bmlLoanDetails`, which is fetched from the BML loans API using the active BML session.
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## Card Limits Section (BML)
`HomeViewModel.bmlLimits` provides credit card limit information for BML card accounts. Displayed alongside the loan section:
- Card name
- Total limit
- Available limit
- Used amount
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## Pull-to-Refresh
Refreshes both MIB deals and BML loan/limit data independently. Each section shows its own loading indicator.
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## Empty State
If no MIB session is active or no BML financing accounts exist, the respective section shows an empty-state message with a prompt to add the corresponding bank account.
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[← BML QR Pay](12-bml-qr-pay.md)     **Next →** [Settings](14-settings.md)