# Financing

Aggregates financing products across banks — MIB promotional deals and BML loan details — in a single screen.

---

## Fragment — `FinancingFragment`

Observes `HomeViewModel.financing` (MIB deals) and `HomeViewModel.bmlLoanDetails`.

---

## MIB Deals Section

Displays current MIB promotional financing offers fetched from the MIB API. Each deal card shows:
- Deal name / product title
- Key terms (profit rate, tenure, minimum/maximum amount)
- A **Learn More** action that opens the deal detail in an in-app WebView or external browser

Data is loaded once on fragment creation and refreshed on pull-to-refresh.

---

## BML Loans Section

Displays the user's active BML loan/financing accounts. Each card shows:
- Loan product name
- Outstanding balance
- Next instalment amount and due date
- Loan account number

Data comes from `HomeViewModel.bmlLoanDetails`, which is fetched from the BML loans API using the active BML session.

---

## Card Limits Section (BML)

`HomeViewModel.bmlLimits` provides credit card limit information for BML card accounts. Displayed alongside the loan section:
- Card name
- Total limit
- Available limit
- Used amount

---

## Pull-to-Refresh

Refreshes both MIB deals and BML loan/limit data independently. Each section shows its own loading indicator.

---

## Empty State

If no MIB session is active or no BML financing accounts exist, the respective section shows an empty-state message with a prompt to add the corresponding bank account.

---

 

---

[← BML QR Pay](12-bml-qr-pay.md)     **Next →** [Settings](14-settings.md)