default name to title case of API response name

fixes #43

app/src/main/java/sh/sar/basedbank/ui/home/AddContactSheetFragment.kt

@@ -234,6 +234,12 @@ class AddContactSheetFragment : BottomSheetDialogFragment() {
 
     private fun setupAccountSearch() {
         binding.tilAccount.setEndIconOnClickListener { performLookup() }
+        binding.etAccount.setOnEditorActionListener { _, actionId, _ ->
+            if (actionId == android.view.inputmethod.EditorInfo.IME_ACTION_SEARCH) {
+                performLookup()
+                true
+            } else false
+        }
     }
 
     private fun performLookup() {
@@ -387,7 +393,7 @@ class AddContactSheetFragment : BottomSheetDialogFragment() {
 
         // Auto-fill alias with existing alias or name
         if (binding.etAlias.text.isNullOrBlank()) {
-            binding.etAlias.setText(validation.name)
+            binding.etAlias.setText(sh.sar.basedbank.util.bmlapi.BmlDashboardParser.toTitleCase(validation.name))
         }
         binding.etCurrency.setText(validation.currency)
 

app/src/main/java/sh/sar/basedbank/ui/home/HomeActivity.kt

@@ -990,10 +990,12 @@ fun applyNavLabelVisibility() {
         }
     }
 
-    /** Filters accounts whose profileId the user has hidden in settings. */
+    /** Filters accounts whose profileId or account number the user has hidden in settings. */
     private fun List<BankAccount>.filterVisibleAccounts(): List<BankAccount> {
         val store = CredentialStore(this@HomeActivity)
+        val hiddenAccountNumbers = store.getHiddenAccountNumbers()
         return filter { acc ->
+            if (acc.accountNumber in hiddenAccountNumbers) return@filter false
             when (acc.bank) {
                 "MIB" -> {
                     val loginId = acc.loginTag.removePrefix("mib_")

app/src/main/java/sh/sar/basedbank/ui/home/SettingsLoginsFragment.kt

@@ -30,6 +30,7 @@ import sh.sar.basedbank.BasedBankApp
 import sh.sar.basedbank.R
 import sh.sar.basedbank.api.bml.BmlProfile
 import sh.sar.basedbank.api.mib.MibProfile
+import sh.sar.basedbank.api.models.BankAccount
 import sh.sar.basedbank.api.mib.TransactionCache
 import sh.sar.basedbank.databinding.FragmentSettingsLoginsBinding
 import sh.sar.basedbank.ui.login.LoginActivity
@@ -486,6 +487,98 @@ class SettingsLoginsFragment : Fragment() {
         }
     }
 
+    /** A single account row with a visibility toggle; [indent] nests it under a parent profile row (tree view). */
+    private fun addAccountRow(
+        ctx: Context,
+        container: LinearLayout,
+        dp: Float,
+        acc: BankAccount,
+        hiddenAccounts: MutableSet<String>,
+        indent: Boolean
+    ): Pair<BankAccount, MaterialSwitch> {
+        val row = LinearLayout(ctx).apply {
+            orientation = LinearLayout.HORIZONTAL
+            gravity = Gravity.CENTER_VERTICAL
+            layoutParams = LinearLayout.LayoutParams(LinearLayout.LayoutParams.MATCH_PARENT, LinearLayout.LayoutParams.WRAP_CONTENT).also {
+                it.bottomMargin = (4 * dp).toInt()
+                if (indent) it.marginStart = (28 * dp).toInt()
+            }
+        }
+        val textCol = LinearLayout(ctx).apply {
+            orientation = LinearLayout.VERTICAL
+            layoutParams = LinearLayout.LayoutParams(0, LinearLayout.LayoutParams.WRAP_CONTENT, 1f)
+        }
+        val nameAppearance = if (indent) com.google.android.material.R.style.TextAppearance_Material3_BodySmall
+            else com.google.android.material.R.style.TextAppearance_Material3_BodyMedium
+        textCol.addView(TextView(ctx).apply {
+            text = acc.accountBriefName.ifBlank { acc.accountTypeName.ifBlank { acc.accountNumber } }
+            setTextAppearance(nameAppearance)
+        })
+        val typeLabel = sh.sar.basedbank.util.AccountListParser.from(acc)?.typeLabel
+            ?: if (acc.bank == "BML") sh.sar.basedbank.util.bmlapi.BmlDashboardParser.productLabel(acc.accountTypeName)
+            else acc.accountTypeName.trim()
+        textCol.addView(TextView(ctx).apply {
+            text = listOfNotNull(acc.accountNumber, typeLabel.takeIf { it.isNotBlank() }, acc.currencyName.takeIf { it.isNotBlank() })
+                .joinToString(" · ")
+            setTextAppearance(com.google.android.material.R.style.TextAppearance_Material3_BodySmall)
+            alpha = 0.6f
+        })
+        val toggle = MaterialSwitch(ctx).apply {
+            isChecked = acc.accountNumber !in hiddenAccounts
+            layoutParams = LinearLayout.LayoutParams(LinearLayout.LayoutParams.WRAP_CONTENT, LinearLayout.LayoutParams.WRAP_CONTENT).apply {
+                marginStart = (4 * dp).toInt()
+            }
+        }
+        row.addView(textCol)
+        row.addView(toggle)
+        container.addView(row)
+        return acc to toggle
+    }
+
+    /** Nests [accounts] directly under their parent profile row, without a header — the tree's leaves. */
+    private fun addNestedAccountRows(
+        ctx: Context,
+        container: LinearLayout,
+        dp: Float,
+        accounts: List<BankAccount>,
+        hiddenAccounts: MutableSet<String>
+    ): List<Pair<BankAccount, MaterialSwitch>> =
+        accounts.map { addAccountRow(ctx, container, dp, it, hiddenAccounts, indent = true) }
+
+    /** Builds a headered, flat "Accounts" section for accounts with no profile to nest under. */
+    private fun addAccountsSection(
+        ctx: Context,
+        container: LinearLayout,
+        dp: Float,
+        accounts: List<BankAccount>,
+        hiddenAccounts: MutableSet<String>,
+        showDivider: Boolean
+    ): List<Pair<BankAccount, MaterialSwitch>> {
+        if (accounts.isEmpty()) return emptyList()
+        if (showDivider) {
+            container.addView(View(ctx).apply {
+                layoutParams = LinearLayout.LayoutParams(LinearLayout.LayoutParams.MATCH_PARENT, (1 * dp).toInt()).also {
+                    it.topMargin = (12 * dp).toInt(); it.bottomMargin = (12 * dp).toInt()
+                }
+                setBackgroundColor(0x1F000000)
+            })
+        }
+        container.addView(TextView(ctx).apply {
+            text = getString(R.string.accounts)
+            setTextAppearance(com.google.android.material.R.style.TextAppearance_Material3_LabelMedium)
+            layoutParams = LinearLayout.LayoutParams(LinearLayout.LayoutParams.MATCH_PARENT, LinearLayout.LayoutParams.WRAP_CONTENT).also {
+                it.bottomMargin = (8 * dp).toInt()
+            }
+        })
+        return accounts.map { addAccountRow(ctx, container, dp, it, hiddenAccounts, indent = false) }
+    }
+
+    /** Merges this login's account-hide choices into the global hidden-accounts set, leaving other logins untouched. */
+    private fun persistHiddenAccounts(store: CredentialStore, scopedAccounts: List<BankAccount>, hiddenAccounts: Set<String>) {
+        val scopedNumbers = scopedAccounts.map { it.accountNumber }.toSet()
+        store.setHiddenAccountNumbers((store.getHiddenAccountNumbers() - scopedNumbers) + hiddenAccounts)
+    }
+
     private fun showMibLoginDetails(
         store: CredentialStore,
         loginId: String,
@@ -496,6 +589,10 @@ class SettingsLoginsFragment : Fragment() {
         val dp = ctx.resources.displayMetrics.density
         val originalHidden = store.getHiddenMibProfileIds(loginId)
         val hidden = originalHidden.toMutableSet()
+        val app = requireActivity().application as BasedBankApp
+        val loginAccounts = app.mibAccounts.filter { it.loginTag == "mib_$loginId" }
+        val originalHiddenAccounts = loginAccounts.map { it.accountNumber }.filter { it in store.getHiddenAccountNumbers() }.toSet()
+        val hiddenAccounts = originalHiddenAccounts.toMutableSet()
 
         val scroll = android.widget.ScrollView(ctx)
         val container = LinearLayout(ctx).apply {
@@ -538,7 +635,10 @@ class SettingsLoginsFragment : Fragment() {
             })
         }
 
-        // Build toggle rows — wired up after dialog.show() so we can reference the Save button
+        // Build toggle rows — wired up after dialog.show() so we can reference the Save button.
+        // Each profile's own accounts nest directly beneath it (tree view), since one profile
+        // can have multiple accounts.
+        val accountRows = mutableListOf<Pair<BankAccount, MaterialSwitch>>()
         val toggleRows = mibProfiles.map { p ->
             val row = LinearLayout(ctx).apply {
                 orientation = LinearLayout.HORIZONTAL
@@ -579,16 +679,24 @@ class SettingsLoginsFragment : Fragment() {
             row.addView(pencil)
             row.addView(toggle)
             container.addView(row)
+            accountRows += addNestedAccountRows(ctx, container, dp, loginAccounts.filter { it.profileId == p.profileId }, hiddenAccounts)
             p to toggle
         }
 
+        // Accounts that don't belong to any known profile still need to be reachable.
+        val unassignedAccounts = loginAccounts.filter { acc -> mibProfiles.none { it.profileId == acc.profileId } }
+        accountRows += addAccountsSection(
+            ctx, container, dp, unassignedAccounts, hiddenAccounts,
+            showDivider = mibProfiles.isNotEmpty() || profile != null
+        )
+
         fun updateToggleStates(saveBtn: android.widget.Button) {
             val visibleCount = mibProfiles.count { it.profileId !in hidden }
             toggleRows.forEach { (p, toggle) ->
                 // Disable the sole remaining visible toggle so it can't be turned off
                 toggle.isEnabled = !(toggle.isChecked && visibleCount == 1)
             }
-            saveBtn.isEnabled = hidden != originalHidden && visibleCount >= 1
+            saveBtn.isEnabled = (hidden != originalHidden || hiddenAccounts != originalHiddenAccounts) && visibleCount >= 1
         }
 
         val dialog = MaterialAlertDialogBuilder(ctx)
@@ -612,8 +720,16 @@ class SettingsLoginsFragment : Fragment() {
             }
         }
 
+        accountRows.forEach { (acc, toggle) ->
+            toggle.setOnCheckedChangeListener { _, checked ->
+                if (checked) hiddenAccounts.remove(acc.accountNumber) else hiddenAccounts.add(acc.accountNumber)
+                updateToggleStates(saveBtn)
+            }
+        }
+
         saveBtn.setOnClickListener {
             store.setHiddenMibProfileIds(loginId, hidden)
+            persistHiddenAccounts(store, loginAccounts, hiddenAccounts)
             clearAllCaches(ctx)
             dialog.dismiss()
             (activity as? HomeActivity)?.relogin()
@@ -638,6 +754,10 @@ class SettingsLoginsFragment : Fragment() {
             if (hidden.add(id)) store.setHiddenBmlProfileIds(loginId, hidden)
         }
         val originalHidden = hidden.toSet()
+        val app = requireActivity().application as BasedBankApp
+        val loginAccounts = app.bmlAccounts.filter { it.loginTag == "bml_$loginId" }
+        val originalHiddenAccounts = loginAccounts.map { it.accountNumber }.filter { it in store.getHiddenAccountNumbers() }.toSet()
+        val hiddenAccounts = originalHiddenAccounts.toMutableSet()
 
         val scroll = android.widget.ScrollView(ctx)
         val container = LinearLayout(ctx).apply {
@@ -683,6 +803,9 @@ class SettingsLoginsFragment : Fragment() {
             })
         }
 
+        // Each profile's own accounts nest directly beneath it (tree view), since one profile
+        // can have multiple accounts.
+        val accountRows = mutableListOf<Pair<BankAccount, MaterialSwitch>>()
         val toggleRows = bmlProfiles.map { p ->
             val avatarIv = makeCircleAvatarView(ctx, 36)
             val currentBitmap = ProfileImageStore.load(ctx, ProfileImageStore.bmlKey(p.profileId))
@@ -730,15 +853,23 @@ class SettingsLoginsFragment : Fragment() {
             row.addView(pencil)
             row.addView(toggle)
             container.addView(row)
+            accountRows += addNestedAccountRows(ctx, container, dp, loginAccounts.filter { it.profileId == p.profileId }, hiddenAccounts)
             p to toggle
         }
 
+        // Accounts that don't belong to any known profile still need to be reachable.
+        val unassignedAccounts = loginAccounts.filter { acc -> bmlProfiles.none { it.profileId == acc.profileId } }
+        accountRows += addAccountsSection(
+            ctx, container, dp, unassignedAccounts, hiddenAccounts,
+            showDivider = bmlProfiles.isNotEmpty() || profile != null
+        )
+
         fun updateToggleStates(saveBtn: android.widget.Button) {
             val visibleCount = bmlProfiles.count { it.profileId !in hidden }
             toggleRows.forEach { (_, toggle) ->
                 toggle.isEnabled = !(toggle.isChecked && visibleCount == 1)
             }
-            saveBtn.isEnabled = hidden != originalHidden && visibleCount >= 1
+            saveBtn.isEnabled = (hidden != originalHidden || hiddenAccounts != originalHiddenAccounts) && visibleCount >= 1
         }
 
         val dialog = MaterialAlertDialogBuilder(ctx)
@@ -773,8 +904,16 @@ class SettingsLoginsFragment : Fragment() {
             }
         }
 
+        accountRows.forEach { (acc, toggle) ->
+            toggle.setOnCheckedChangeListener { _, checked ->
+                if (checked) hiddenAccounts.remove(acc.accountNumber) else hiddenAccounts.add(acc.accountNumber)
+                updateToggleStates(saveBtn)
+            }
+        }
+
         saveBtn.setOnClickListener {
             store.setHiddenBmlProfileIds(loginId, hidden)
+            persistHiddenAccounts(store, loginAccounts, hiddenAccounts)
             clearAllCaches(ctx)
             dialog.dismiss()
             (activity as? HomeActivity)?.relogin()
@@ -1000,6 +1139,10 @@ class SettingsLoginsFragment : Fragment() {
         val dp = ctx.resources.displayMetrics.density
         val hide = viewModel.hideAmounts.value ?: false
         val masked = "••••••"
+        val app = requireActivity().application as BasedBankApp
+        val loginAccounts = app.fahipayAccounts.filter { it.loginTag == "fahipay_$loginId" }
+        val originalHiddenAccounts = loginAccounts.map { it.accountNumber }.filter { it in store.getHiddenAccountNumbers() }.toSet()
+        val hiddenAccounts = originalHiddenAccounts.toMutableSet()
 
         val scroll = android.widget.ScrollView(ctx)
         val container = LinearLayout(ctx).apply {
@@ -1050,14 +1193,38 @@ class SettingsLoginsFragment : Fragment() {
             })
         }
 
-        MaterialAlertDialogBuilder(ctx)
+        val accountRows = addAccountsSection(ctx, container, dp, loginAccounts, hiddenAccounts, showDivider = true)
+
+        val dialog = MaterialAlertDialogBuilder(ctx)
             .setTitle(getString(R.string.fahipay_name))
             .setView(scroll)
-            .setPositiveButton(R.string.close, null)
-            .setNegativeButton(R.string.settings_logout) { _, _ ->
-                confirmLogout(getString(R.string.fahipay_name)) { logoutFahipay(store, loginId) }
+            .apply {
+                if (loginAccounts.isNotEmpty()) setPositiveButton(R.string.save, null)
+                setNeutralButton(R.string.close, null)
+                setNegativeButton(R.string.settings_logout) { _, _ ->
+                    confirmLogout(getString(R.string.fahipay_name)) { logoutFahipay(store, loginId) }
+                }
             }
             .show()
+
+        if (loginAccounts.isNotEmpty()) {
+            val saveBtn = dialog.getButton(android.app.AlertDialog.BUTTON_POSITIVE)
+            saveBtn.isEnabled = false
+
+            accountRows.forEach { (acc, toggle) ->
+                toggle.setOnCheckedChangeListener { _, checked ->
+                    if (checked) hiddenAccounts.remove(acc.accountNumber) else hiddenAccounts.add(acc.accountNumber)
+                    saveBtn.isEnabled = hiddenAccounts != originalHiddenAccounts
+                }
+            }
+
+            saveBtn.setOnClickListener {
+                persistHiddenAccounts(store, loginAccounts, hiddenAccounts)
+                clearAllCaches(ctx)
+                dialog.dismiss()
+                (activity as? HomeActivity)?.relogin()
+            }
+        }
     }
 
     private fun showLoginDetails(title: String, details: String, onLogout: () -> Unit) {
@@ -1140,6 +1307,8 @@ class SettingsLoginsFragment : Fragment() {
         val pockets = sh.sar.basedbank.util.AccountCache.loadMfaisa(ctx, loginId)
         val hidden = store.getHiddenMfaisaPocketIds(loginId).toMutableSet()
         val originalHidden = hidden.toSet()
+        val originalHiddenAccounts = pockets.map { it.accountNumber }.filter { it in store.getHiddenAccountNumbers() }.toSet()
+        val hiddenAccounts = originalHiddenAccounts.toMutableSet()
 
         // The user-visible "profiles" are: M-Faisa (every non-PayPal pocket) and PayPal (if linked).
         // Each toggle covers the set of pocket account numbers that belong to that profile.
@@ -1195,6 +1364,9 @@ class SettingsLoginsFragment : Fragment() {
             })
         }
 
+        // Each group's own pockets nest directly beneath it (tree view), since a group
+        // ("M-Faisa" / "PayPal") can hold multiple pocket accounts.
+        val accountRows = mutableListOf<Pair<BankAccount, MaterialSwitch>>()
         val toggleRows = profileRows.map { row ->
             val v = LinearLayout(ctx).apply {
                 orientation = LinearLayout.HORIZONTAL
@@ -1217,6 +1389,7 @@ class SettingsLoginsFragment : Fragment() {
             v.addView(label)
             v.addView(toggle)
             container.addView(v)
+            accountRows += addNestedAccountRows(ctx, container, dp, pockets.filter { it.accountNumber in row.pocketIds }, hiddenAccounts)
             row to toggle
         }
 
@@ -1225,7 +1398,7 @@ class SettingsLoginsFragment : Fragment() {
             toggleRows.forEach { (_, toggle) ->
                 toggle.isEnabled = !(toggle.isChecked && visibleCount == 1)
             }
-            saveBtn.isEnabled = hidden != originalHidden && visibleCount >= 1
+            saveBtn.isEnabled = (hidden != originalHidden || hiddenAccounts != originalHiddenAccounts) && visibleCount >= 1
         }
 
         val dialog = MaterialAlertDialogBuilder(ctx)
@@ -1252,8 +1425,16 @@ class SettingsLoginsFragment : Fragment() {
                 }
             }
 
+            accountRows.forEach { (acc, toggle) ->
+                toggle.setOnCheckedChangeListener { _, checked ->
+                    if (checked) hiddenAccounts.remove(acc.accountNumber) else hiddenAccounts.add(acc.accountNumber)
+                    updateToggleStates(saveBtn)
+                }
+            }
+
             saveBtn.setOnClickListener {
                 store.setHiddenMfaisaPocketIds(loginId, hidden)
+                persistHiddenAccounts(store, pockets, hiddenAccounts)
                 clearAllCaches(ctx)
                 dialog.dismiss()
                 (activity as? HomeActivity)?.relogin()

app/src/main/java/sh/sar/basedbank/ui/home/TransferFragment.kt

@@ -40,9 +40,11 @@ import kotlinx.coroutines.withContext
 import sh.sar.basedbank.BasedBankApp
 import sh.sar.basedbank.R
 import sh.sar.basedbank.api.models.BankAccount
+import sh.sar.basedbank.api.models.BankContact
 import sh.sar.basedbank.api.mib.MibIpsAccountInfo
 import sh.sar.basedbank.databinding.FragmentTransferBinding
 import sh.sar.basedbank.databinding.ItemAccountDropdownBinding
+import sh.sar.basedbank.databinding.ItemPickerRowBinding
 import sh.sar.basedbank.databinding.ItemPickerSectionHeaderBinding
 import sh.sar.basedbank.ui.home.transfer.BmlTransferHandler
 import sh.sar.basedbank.ui.home.transfer.FahipayTransferHandler
@@ -92,6 +94,7 @@ class TransferFragment : Fragment() {
     private val dropdownProfileImageCache = mutableMapOf<String, Bitmap>()
 
     private var accountDropdownAdapter: AccountDropdownAdapter? = null
+    private var contactDropdownAdapter: ContactDropdownAdapter? = null
 
     /**
      * Owns everything BML-specific: sessions, the transfer itself, the business-profile OTP
@@ -305,6 +308,9 @@ class TransferFragment : Fragment() {
 
         setupFromDropdown()
         setupAccountLookup()
+        // Contact search dropdown on the To field needs viewModel.contacts populated —
+        // otherwise it stays empty until the contacts tab or picker sheet is opened first.
+        (activity as? HomeActivity)?.loadAllContacts()
 
         viewModel.hideAmounts.observe(viewLifecycleOwner) {
             accountDropdownAdapter?.notifyDataSetChanged()
@@ -327,7 +333,7 @@ class TransferFragment : Fragment() {
             // MFAISA source + a phone-number pick (e.g. a tagged M-Faisa recent) — re-run the
             // basicBeneDetails lookup so the recipient gets fully resolved before Send is enabled.
             if (selectedAccount?.bank == "MFAISA") {
-                binding.etTo.setText(accountNumber)
+                binding.etTo.setText(accountNumber, false)
                 mfaisaHandler().searchRecipient(accountNumber)
                 return@setFragmentResultListener
             }
@@ -408,7 +414,7 @@ class TransferFragment : Fragment() {
                 binding.cardToInfo.visibility = View.VISIBLE
                 if (savedToImageHash != null) loadToPhoto(savedToImageHash!!, isProfile = resolvedToOwnAccount != null)
             } else if (savedToText.isNotEmpty()) {
-                binding.etTo.setText(savedToText)
+                binding.etTo.setText(savedToText, false)
             }
             if (savedAmount.isNotEmpty()) binding.etAmount.setText(savedAmount)
             if (savedRemarks.isNotEmpty()) binding.etRemarks.setText(savedRemarks)
@@ -537,7 +543,7 @@ class TransferFragment : Fragment() {
                 resolvedToOwnAccount = null
                 binding.cardToInfo.visibility = View.GONE
                 binding.tilTo.visibility = View.VISIBLE
-                binding.etTo.setText("")
+                binding.etTo.setText("", false)
             }
         } else {
             binding.tilTo.hint = getString(R.string.transfer_to)
@@ -551,7 +557,7 @@ class TransferFragment : Fragment() {
                 resolvedToOwnAccount = null
                 binding.cardToInfo.visibility = View.GONE
                 binding.tilTo.visibility = View.VISIBLE
-                binding.etTo.setText("")
+                binding.etTo.setText("", false)
             }
         }
         // The picker and QR-scan icons live alongside the tilTo input. Keep them in sync with
@@ -764,6 +770,30 @@ class TransferFragment : Fragment() {
                 updateTransferButton()
             }
         }
+
+        setupContactDropdown()
+    }
+
+    /** Live "search contacts as you type" dropdown on the To field (shown once 3+ chars are entered). */
+    private fun setupContactDropdown() {
+        val adapter = ContactDropdownAdapter(requireContext()) { selectedAccount?.bank == "MFAISA" }
+        contactDropdownAdapter = adapter
+        binding.etTo.setAdapter(adapter)
+
+        viewModel.contacts.observe(viewLifecycleOwner) { contacts ->
+            adapter.updateSource(contacts)
+        }
+
+        binding.etTo.setOnItemClickListener { _, _, position, _ ->
+            val contact = adapter.getContact(position) ?: return@setOnItemClickListener
+            prefillToDirectly(
+                accountNumber = contact.benefAccount,
+                displayName   = contact.benefNickName,
+                subtitle      = "${contact.benefBankName} · ${contact.benefAccount}",
+                colorHex      = contact.bankColor,
+                imageHash     = contact.customerImgHash
+            )
+        }
     }
 
     private fun lookupAccount() {
@@ -975,7 +1005,7 @@ class TransferFragment : Fragment() {
         binding.btnPickContact.visibility = View.VISIBLE
         binding.btnScanQr.visibility = View.VISIBLE
         binding.tilTo.error = null
-        binding.etTo.setText(accountNumber)
+        binding.etTo.setText(accountNumber, false)
         lookupAccount()
     }
 
@@ -1512,7 +1542,7 @@ class TransferFragment : Fragment() {
         binding.tilTo.visibility = View.VISIBLE
         binding.btnPickContact.visibility = View.VISIBLE
         binding.btnScanQr.visibility = View.VISIBLE
-        binding.etTo.setText("")
+        binding.etTo.setText("", false)
         binding.tilTo.error = null
         binding.tilAmount.error = null
     }
@@ -1782,4 +1812,59 @@ class TransferFragment : Fragment() {
             override fun convertResultToString(r: Any?) = ""
         }
     }
+
+    /** Filters [source] contacts by nickname/name/account number, shown once the query is 3+ chars. */
+    private inner class ContactDropdownAdapter(
+        private val context: Context,
+        private val isDisabled: () -> Boolean
+    ) : BaseAdapter(), Filterable {
+
+        private var source: List<BankContact> = emptyList()
+        private var filtered: List<BankContact> = emptyList()
+
+        fun updateSource(contacts: List<BankContact>) {
+            source = contacts
+        }
+
+        fun getContact(position: Int): BankContact? = filtered.getOrNull(position)
+
+        override fun getCount() = filtered.size
+        override fun getItem(position: Int) = filtered[position]
+        override fun getItemId(position: Int) = position.toLong()
+
+        override fun getView(position: Int, convertView: View?, parent: ViewGroup): View {
+            val contact = filtered[position]
+            val b = if (convertView?.tag is ItemPickerRowBinding) {
+                convertView.tag as ItemPickerRowBinding
+            } else {
+                ItemPickerRowBinding.inflate(LayoutInflater.from(context), parent, false).also { it.root.tag = it }
+            }
+            b.tvPrimary.text = contact.benefNickName
+            b.tvSecondary.text = "${contact.benefBankName} · ${contact.benefAccount}"
+            b.tvBalance.visibility = View.GONE
+            b.ivIcon.scaleType = android.widget.ImageView.ScaleType.CENTER_CROP
+            b.ivIcon.setImageBitmap(makeInitialsBitmap(contact.benefNickName, contact.bankColor))
+            return b.root
+        }
+
+        override fun getFilter() = object : Filter() {
+            override fun performFiltering(constraint: CharSequence?): FilterResults {
+                val query = constraint?.toString()?.trim().orEmpty()
+                val matches = if (isDisabled() || query.length < 3) emptyList() else source.filter {
+                    it.benefNickName.contains(query, ignoreCase = true) ||
+                        it.benefName.contains(query, ignoreCase = true) ||
+                        it.benefAccount.contains(query, ignoreCase = true)
+                }.take(8)
+                return FilterResults().apply { values = matches; count = matches.size }
+            }
+
+            @Suppress("UNCHECKED_CAST")
+            override fun publishResults(constraint: CharSequence?, results: FilterResults?) {
+                filtered = results?.values as? List<BankContact> ?: emptyList()
+                notifyDataSetChanged()
+            }
+
+            override fun convertResultToString(r: Any?) = ""
+        }
+    }
 }

app/src/main/java/sh/sar/basedbank/util/CredentialStore.kt

@@ -784,6 +784,15 @@ class CredentialStore(context: Context) {
     fun setHiddenMibProfileIds(loginId: String, ids: Set<String>) =
         prefs.edit().putStringSet("mib_${loginId}_hidden_profile_ids", ids).apply()
 
+    // ── Per-account visibility (account numbers are globally unique) ─────────
+
+    /** Returns the set of account numbers the user has chosen to hide, across all logins. */
+    fun getHiddenAccountNumbers(): Set<String> =
+        prefs.getStringSet("hidden_account_numbers", emptySet()) ?: emptySet()
+
+    fun setHiddenAccountNumbers(accountNumbers: Set<String>) =
+        prefs.edit().putStringSet("hidden_account_numbers", accountNumbers).apply()
+
     // ── Crypto primitives ─────────────────────────────────────────────────────
 
     private fun getOrCreateKey(): SecretKey {

app/src/main/res/layout/fragment_transfer.xml

@@ -148,12 +148,15 @@
                         app:endIconDrawable="@android:drawable/ic_menu_search"
                         app:endIconContentDescription="@string/transfer_lookup_account">
 
-                        <com.google.android.material.textfield.TextInputEditText
+                        <com.google.android.material.textfield.MaterialAutoCompleteTextView
                             android:id="@+id/etTo"
+                            style="@style/Widget.Material3.AutoCompleteTextView.OutlinedBox"
                             android:layout_width="match_parent"
                             android:layout_height="wrap_content"
                             android:inputType="textNoSuggestions"
-                            android:maxLines="1" />
+                            android:maxLines="1"
+                            android:completionThreshold="3"
+                            android:dropDownHeight="wrap_content" />
 
                     </com.google.android.material.textfield.TextInputLayout>