descriptive menus

app/src/main/java/sh/sar/basedbank/api/mib/MibCardsClient.kt

@@ -0,0 +1,62 @@
+package sh.sar.basedbank.api.mib
+
+import okhttp3.FormBody
+import okhttp3.OkHttpClient
+import okhttp3.Request
+import org.json.JSONObject
+import java.util.concurrent.TimeUnit
+
+class MibCardsClient {
+
+    private val BASE_WV_URL = "https://faisamobilex-wv.mib.com.mv"
+
+    private val client = OkHttpClient.Builder()
+        .connectTimeout(20, TimeUnit.SECONDS)
+        .readTimeout(20, TimeUnit.SECONDS)
+        .build()
+
+    private fun cookieHeader(session: MibSession) =
+        "mbmodel=IOS-1.0; xxid=${session.xxid}; IBSID=${session.xxid}; " +
+        "mbnonce=${session.nonceGenerator}; time-tracker=597"
+
+    fun fetchCards(session: MibSession, loginTag: String): List<MibCard> {
+        val body = FormBody.Builder()
+            .add("name", "")
+            .add("start", "1")
+            .add("end", "50")
+            .add("includeCount", "1")
+            .build()
+
+        val request = Request.Builder()
+            .url("$BASE_WV_URL/ajaxDebitCard/fetchCardInfos")
+            .post(body)
+            .header("Cookie", cookieHeader(session))
+            .header("User-Agent", "Mozilla/5.0 (Linux; Android 14; wv) AppleWebKit/537.36 (KHTML, like Gecko) Version/4.0 Chrome/129.0.6668.70 Mobile Safari/537.36")
+            .header("X-Requested-With", "XMLHttpRequest")
+            .header("Accept", "*/*")
+            .header("Origin", BASE_WV_URL)
+            .header("Referer", "$BASE_WV_URL//debitCards?dashurl=1")
+            .build()
+
+        return client.newCall(request).execute().use { response ->
+            val bodyStr = response.body?.string() ?: return emptyList()
+            val json = try { JSONObject(bodyStr) } catch (_: Exception) { return emptyList() }
+            if (!json.optBoolean("success")) return emptyList()
+            val data = json.optJSONArray("data") ?: return emptyList()
+            (0 until data.length()).map { i ->
+                val item = data.getJSONObject(i)
+                MibCard(
+                    cardId = item.optString("cardId"),
+                    maskedCardNumber = item.optString("maskedCardNumber"),
+                    cardStatus = item.optString("cardStatus"),
+                    cardType = item.optString("cardType"),
+                    cardTypeDesc = item.optString("cardTypeDesc"),
+                    customerId = item.optString("customerId"),
+                    phoneNumber = item.optString("phoneNumber"),
+                    cardHolderName = item.optString("cardHolderName"),
+                    loginTag = loginTag
+                )
+            }
+        }
+    }
+}

app/src/main/java/sh/sar/basedbank/api/mib/MibModels.kt

@@ -46,6 +46,18 @@ data class MibIpsAccountInfo(
 )
 
 
+data class MibCard(
+    val cardId: String,
+    val maskedCardNumber: String,
+    val cardStatus: String,
+    val cardType: String,
+    val cardTypeDesc: String,
+    val customerId: String,
+    val phoneNumber: String,
+    val cardHolderName: String,
+    val loginTag: String
+)
+
 data class MibFinanceDeal(
     val dealNo: String,
     val productDesc: String,

app/src/main/java/sh/sar/basedbank/ui/home/CardSettingsFragment.kt

@@ -0,0 +1,114 @@
+package sh.sar.basedbank.ui.home
+
+import android.content.Context
+import android.os.Bundle
+import android.view.LayoutInflater
+import android.view.View
+import android.view.ViewGroup
+import android.widget.ImageView
+import android.widget.TextView
+import android.widget.Toast
+import androidx.core.view.ViewCompat
+import androidx.core.view.WindowInsetsCompat
+import androidx.fragment.app.Fragment
+import androidx.fragment.app.activityViewModels
+import androidx.recyclerview.widget.LinearLayoutManager
+import androidx.recyclerview.widget.RecyclerView
+import sh.sar.basedbank.R
+import sh.sar.basedbank.api.mib.MibCard
+import sh.sar.basedbank.databinding.FragmentCardSettingsBinding
+
+class CardSettingsFragment : Fragment() {
+
+    private var _binding: FragmentCardSettingsBinding? = null
+    private val binding get() = _binding!!
+    private val viewModel: HomeViewModel by activityViewModels()
+
+    override fun onCreateView(inflater: LayoutInflater, container: ViewGroup?, savedInstanceState: Bundle?): View {
+        _binding = FragmentCardSettingsBinding.inflate(inflater, container, false)
+        return binding.root
+    }
+
+    override fun onViewCreated(view: View, savedInstanceState: Bundle?) {
+        val adapter = CardSettingsAdapter(emptyList(), requireContext())
+        binding.recyclerView.layoutManager = LinearLayoutManager(requireContext())
+        binding.recyclerView.adapter = adapter
+
+        val bottomPaddingBase = (16 * resources.displayMetrics.density).toInt()
+        ViewCompat.setOnApplyWindowInsetsListener(binding.recyclerView) { v, insets ->
+            val isBottomNav = requireContext().getSharedPreferences("prefs", Context.MODE_PRIVATE).getBoolean("bottom_nav", false)
+            val navBar = insets.getInsets(WindowInsetsCompat.Type.systemBars())
+            val extraBottom = if (isBottomNav) 0 else navBar.bottom
+            v.setPadding(v.paddingLeft, v.paddingTop, v.paddingRight, bottomPaddingBase + extraBottom)
+            insets
+        }
+
+        binding.swipeRefresh.setOnRefreshListener {
+            (activity as? HomeActivity)?.triggerRefreshCards()
+        }
+
+        viewModel.mibCards.observe(viewLifecycleOwner) { cards ->
+            if (cards == null) return@observe
+            adapter.update(cards)
+            binding.loadingView.visibility = View.GONE
+            binding.swipeRefresh.isRefreshing = false
+            binding.emptyView.visibility = if (cards.isEmpty()) View.VISIBLE else View.GONE
+            binding.recyclerView.visibility = if (cards.isEmpty()) View.GONE else View.VISIBLE
+        }
+
+        if (viewModel.mibCards.value == null) {
+            binding.loadingView.visibility = View.VISIBLE
+            (activity as? HomeActivity)?.triggerRefreshCards()
+        }
+    }
+
+    override fun onResume() {
+        super.onResume()
+        requireActivity().title = getString(R.string.nav_card_settings)
+    }
+
+    override fun onDestroyView() {
+        super.onDestroyView()
+        _binding = null
+    }
+
+    private inner class CardSettingsAdapter(
+        private var cards: List<MibCard>,
+        private val context: Context
+    ) : RecyclerView.Adapter<CardSettingsAdapter.VH>() {
+
+        fun update(newCards: List<MibCard>) {
+            cards = newCards
+            notifyDataSetChanged()
+        }
+
+        override fun onCreateViewHolder(parent: ViewGroup, viewType: Int): VH =
+            VH(LayoutInflater.from(context).inflate(R.layout.item_card_settings_entry, parent, false))
+
+        override fun onBindViewHolder(holder: VH, position: Int) = holder.bind(cards[position])
+        override fun getItemCount() = cards.size
+
+        inner class VH(view: View) : RecyclerView.ViewHolder(view) {
+            private val ivCardImage: ImageView = view.findViewById(R.id.ivCardImage)
+            private val tvCardOwner: TextView = view.findViewById(R.id.tvCardOwner)
+            private val tvCardNumber: TextView = view.findViewById(R.id.tvCardNumber)
+            private val tvCardType: TextView = view.findViewById(R.id.tvCardType)
+            private val btnChangePin: View = view.findViewById(R.id.btnChangePin)
+            private val btnFreeze: View = view.findViewById(R.id.btnFreeze)
+            private val btnBlock: View = view.findViewById(R.id.btnBlock)
+
+            fun bind(card: MibCard) {
+                tvCardOwner.text = card.cardHolderName
+                tvCardNumber.text = PayWithCardFragment.formatMasked(card.maskedCardNumber)
+                tvCardType.text = card.cardTypeDesc
+                PayWithCardFragment.loadCardImage(ivCardImage, PayWithCardFragment.cardImageAsset(card))
+                val wip = View.OnClickListener {
+                    Toast.makeText(context, R.string.work_in_progress, Toast.LENGTH_SHORT).show()
+                }
+                btnChangePin.setOnClickListener(wip)
+                btnFreeze.setOnClickListener(wip)
+                btnBlock.setOnClickListener(wip)
+            }
+        }
+    }
+}

app/src/main/java/sh/sar/basedbank/ui/home/HomeActivity.kt

@@ -14,8 +14,10 @@ import android.widget.Toast
 import sh.sar.basedbank.ui.home.NavCustomization
 import androidx.appcompat.app.AlertDialog
 import com.google.android.material.dialog.MaterialAlertDialogBuilder
+import androidx.activity.OnBackPressedCallback
 import androidx.activity.viewModels
 import androidx.appcompat.app.ActionBarDrawerToggle
+import androidx.core.view.GravityCompat
 import androidx.appcompat.app.AppCompatActivity
 import androidx.core.view.ViewCompat
 import androidx.core.view.WindowCompat
@@ -54,6 +56,7 @@ import sh.sar.basedbank.ui.login.LoginActivity
 import sh.sar.basedbank.api.models.BankContact
 import sh.sar.basedbank.api.models.BankContactCategory
 import sh.sar.basedbank.api.mib.MibContactsClient
+import sh.sar.basedbank.api.mib.MibCardsClient
 import sh.sar.basedbank.api.mib.MibFinancingClient
 import sh.sar.basedbank.api.mib.MibProfile
 import sh.sar.basedbank.api.mib.MibSession
@@ -71,6 +74,10 @@ class HomeActivity : AppCompatActivity() {
     private lateinit var toggle: ActionBarDrawerToggle
     private var suppressBottomNavCallback = false
 
+    private var backPressedOnce = false
+    private val backPressHandler = Handler(Looper.getMainLooper())
+    private val resetBackPress = Runnable { backPressedOnce = false }
+
     private val autolockHandler = Handler(Looper.getMainLooper())
     private var warningDialog: AlertDialog? = null
     private var countdownTimer: CountDownTimer? = null
@@ -138,6 +145,8 @@ class HomeActivity : AppCompatActivity() {
                 R.id.nav_finances         -> FinancingFragment()
                 R.id.nav_otp              -> OtpFragment()
                 R.id.nav_settings         -> SettingsFragment()
+                R.id.nav_pay_with_card    -> PayWithCardFragment()
+                R.id.nav_card_settings    -> CardSettingsFragment()
                 else -> null
             }
             if (frag != null) show(frag)
@@ -208,6 +217,42 @@ class HomeActivity : AppCompatActivity() {
             binding.navigationView.setCheckedItem(R.id.nav_dashboard)
         }
 
+        onBackPressedDispatcher.addCallback(this, object : OnBackPressedCallback(true) {
+            override fun handleOnBackPressed() {
+                // Close drawer if open (drawer-nav mode)
+                if (binding.drawerLayout.isDrawerOpen(GravityCompat.START)) {
+                    binding.drawerLayout.closeDrawers()
+                    return
+                }
+                // Pop fragment back stack if there's anything on it (e.g. showWithBackStack)
+                if (supportFragmentManager.backStackEntryCount > 0) {
+                    supportFragmentManager.popBackStack()
+                    return
+                }
+                // In bottom nav mode, pressing back navigates up the hierarchy
+                val isBottomNav = getSharedPreferences("prefs", MODE_PRIVATE).getBoolean("bottom_nav", false)
+                if (isBottomNav && binding.bottomNavigation.selectedItemId != R.id.nav_dashboard) {
+                    val currentFrag = supportFragmentManager.findFragmentById(R.id.contentFrame)
+                    // Sub-page reached via More (e.g. Settings, Activities) — go back to More
+                    if (binding.bottomNavigation.selectedItemId == R.id.nav_more && currentFrag !is MoreFragment) {
+                        show(MoreFragment())
+                        return
+                    }
+                    binding.bottomNavigation.selectedItemId = R.id.nav_dashboard
+                    return
+                }
+                // At top level — require double-tap to exit
+                if (backPressedOnce) {
+                    backPressHandler.removeCallbacks(resetBackPress)
+                    finish()
+                } else {
+                    backPressedOnce = true
+                    Toast.makeText(this@HomeActivity, R.string.press_back_to_exit, Toast.LENGTH_SHORT).show()
+                    backPressHandler.postDelayed(resetBackPress, 2000)
+                }
+            }
+        })
+
         // Keep all MIB sessions alive every 25 seconds while the app is in the foreground
         lifecycleScope.launch {
             repeatOnLifecycle(Lifecycle.State.STARTED) {
@@ -307,6 +352,8 @@ fun applyNavLabelVisibility() {
             R.id.nav_finances         -> FinancingFragment()
             R.id.nav_otp              -> OtpFragment()
             R.id.nav_settings         -> SettingsFragment()
+            R.id.nav_pay_with_card    -> PayWithCardFragment()
+            R.id.nav_card_settings    -> CardSettingsFragment()
             else -> { Toast.makeText(this, R.string.work_in_progress, Toast.LENGTH_SHORT).show(); return }
         }
         show(dest)
@@ -932,6 +979,43 @@ fun applyNavLabelVisibility() {
         }
     }
 
+    fun triggerRefreshCards() {
+        val app = application as BasedBankApp
+        for ((loginId, session) in app.mibSessions) {
+            val profiles = app.mibProfilesMap[loginId] ?: emptyList()
+            refreshMibCards(loginId, session, profiles)
+        }
+    }
+
+    private fun refreshMibCards(loginId: String, session: MibSession, profiles: List<MibProfile>) {
+        if (profiles.isEmpty()) return
+        val flow = (application as BasedBankApp).mibFlowFor(loginId)
+        val client = MibCardsClient()
+        lifecycleScope.launch {
+            try {
+                val cards = withContext(Dispatchers.IO) {
+                    val result = mutableListOf<sh.sar.basedbank.api.mib.MibCard>()
+                    val seen = mutableSetOf<String>()
+                    for (profile in profiles) {
+                        try {
+                            flow.switchProfile(session, profile)
+                            for (card in client.fetchCards(session, "mib_$loginId")) {
+                                if (seen.add(card.cardId)) result += card
+                            }
+                        } catch (_: Exception) { }
+                    }
+                    result
+                }
+                if (cards.isNotEmpty()) {
+                    val existing = viewModel.mibCards.value?.toMutableList() ?: mutableListOf()
+                    existing.removeAll { it.loginTag == "mib_$loginId" }
+                    existing += cards
+                    viewModel.mibCards.postValue(existing)
+                }
+            } catch (_: Exception) { }
+        }
+    }
+
     private fun refreshFinancing(loginId: String, session: MibSession, profiles: List<MibProfile>) {
         if (profiles.isEmpty()) return
         val flow = (application as BasedBankApp).mibFlowFor(loginId)

app/src/main/java/sh/sar/basedbank/ui/home/HomeViewModel.kt

@@ -7,6 +7,7 @@ import sh.sar.basedbank.api.bml.BmlLoanDetail
 import sh.sar.basedbank.api.models.BankAccount
 import sh.sar.basedbank.api.models.BankContact
 import sh.sar.basedbank.api.models.BankContactCategory
+import sh.sar.basedbank.api.mib.MibCard
 import sh.sar.basedbank.api.mib.MibFinanceDeal
 
 class HomeViewModel : ViewModel() {
@@ -20,5 +21,7 @@ class HomeViewModel : ViewModel() {
     data class BmlLimitsData(val userName: String, val limits: List<BmlForeignLimit>)
     val bmlLimits = MutableLiveData<List<BmlLimitsData>>(emptyList())
 
+    val mibCards = MutableLiveData<List<MibCard>?>(null)
+
     val hideAmounts = MutableLiveData<Boolean>(false)
 }

app/src/main/java/sh/sar/basedbank/ui/home/MoreFragment.kt

@@ -25,6 +25,7 @@ class MoreFragment : Fragment() {
             val row = inflater.inflate(R.layout.item_more_nav, list, false)
             row.findViewById<ImageView>(R.id.ivIcon).setImageResource(item.iconRes)
             row.findViewById<TextView>(R.id.tvLabel).setText(item.titleRes)
+            row.findViewById<TextView>(R.id.tvDescription).setText(item.descriptionRes)
             row.setOnClickListener { (requireActivity() as HomeActivity).navigateTo(item.id) }
             list.addView(row)
         }

app/src/main/java/sh/sar/basedbank/ui/home/NavCustomization.kt

@@ -10,21 +10,23 @@ object NavCustomization {
     data class NavItemDef(
         val id: Int,
         @DrawableRes val iconRes: Int,
-        @StringRes val titleRes: Int
+        @StringRes val titleRes: Int,
+        @StringRes val descriptionRes: Int
     )
 
     /** All items that can occupy either a bottom nav slot or the "More" screen. */
     val ALL_SWAPPABLE = listOf(
-        NavItemDef(R.id.nav_accounts,         R.drawable.ic_nav_accounts,         R.string.nav_accounts),
-        NavItemDef(R.id.nav_contacts,         R.drawable.ic_contacts,             R.string.nav_contacts),
-        NavItemDef(R.id.nav_transfer,         R.drawable.ic_send,                 R.string.transfer),
-        NavItemDef(R.id.nav_pay_mv_qr,        R.drawable.ic_qr_scan,              R.string.pay_mv_qr),
-        NavItemDef(R.id.nav_activities,       R.drawable.ic_nav_activities,       R.string.nav_activities),
-        NavItemDef(R.id.nav_transfer_history, R.drawable.ic_nav_transfer_history, R.string.nav_transfer_history),
-        NavItemDef(R.id.nav_finances,         R.drawable.ic_nav_finances,         R.string.nav_finances),
-        NavItemDef(R.id.nav_card_settings,    R.drawable.ic_nav_card,             R.string.nav_card_settings),
-        NavItemDef(R.id.nav_otp,              R.drawable.ic_nav_otp,              R.string.nav_otp),
-        NavItemDef(R.id.nav_settings,         R.drawable.ic_nav_settings,         R.string.nav_settings),
+        NavItemDef(R.id.nav_accounts,         R.drawable.ic_nav_accounts,         R.string.nav_accounts,         R.string.nav_desc_accounts),
+        NavItemDef(R.id.nav_contacts,         R.drawable.ic_contacts,             R.string.nav_contacts,         R.string.nav_desc_contacts),
+        NavItemDef(R.id.nav_transfer,         R.drawable.ic_send,                 R.string.transfer,             R.string.nav_desc_transfer),
+        NavItemDef(R.id.nav_pay_mv_qr,        R.drawable.ic_qr_scan,              R.string.pay_mv_qr,            R.string.nav_desc_pay_mv_qr),
+        NavItemDef(R.id.nav_activities,       R.drawable.ic_nav_activities,       R.string.nav_activities,       R.string.nav_desc_activities),
+        NavItemDef(R.id.nav_transfer_history, R.drawable.ic_nav_transfer_history, R.string.nav_transfer_history, R.string.nav_desc_transfer_history),
+        NavItemDef(R.id.nav_finances,         R.drawable.ic_nav_finances,         R.string.nav_finances,         R.string.nav_desc_finances),
+        NavItemDef(R.id.nav_pay_with_card,    R.drawable.ic_nav_card,             R.string.nav_pay_with_card,    R.string.nav_desc_pay_with_card),
+        NavItemDef(R.id.nav_card_settings,    R.drawable.ic_nav_card,             R.string.nav_card_settings,    R.string.nav_desc_card_settings),
+        NavItemDef(R.id.nav_otp,              R.drawable.ic_nav_otp,              R.string.nav_otp,              R.string.nav_desc_otp),
+        NavItemDef(R.id.nav_settings,         R.drawable.ic_nav_settings,         R.string.nav_settings,         R.string.nav_desc_settings),
     )
 
     fun getSlots(prefs: SharedPreferences): List<Int> = listOf(

app/src/main/java/sh/sar/basedbank/ui/home/PayWithCardFragment.kt

@@ -0,0 +1,141 @@
+package sh.sar.basedbank.ui.home
+
+import android.content.Context
+import android.graphics.BitmapFactory
+import android.os.Bundle
+import android.view.LayoutInflater
+import android.view.View
+import android.view.ViewGroup
+import android.widget.ImageView
+import android.widget.TextView
+import android.widget.Toast
+import androidx.core.view.ViewCompat
+import androidx.core.view.WindowInsetsCompat
+import androidx.fragment.app.Fragment
+import androidx.fragment.app.activityViewModels
+import androidx.recyclerview.widget.LinearLayoutManager
+import androidx.recyclerview.widget.RecyclerView
+import sh.sar.basedbank.R
+import sh.sar.basedbank.api.mib.MibCard
+import sh.sar.basedbank.databinding.FragmentPayWithCardBinding
+
+class PayWithCardFragment : Fragment() {
+
+    private var _binding: FragmentPayWithCardBinding? = null
+    private val binding get() = _binding!!
+    private val viewModel: HomeViewModel by activityViewModels()
+
+    override fun onCreateView(inflater: LayoutInflater, container: ViewGroup?, savedInstanceState: Bundle?): View {
+        _binding = FragmentPayWithCardBinding.inflate(inflater, container, false)
+        return binding.root
+    }
+
+    override fun onViewCreated(view: View, savedInstanceState: Bundle?) {
+        val adapter = CardWalletAdapter(emptyList(), requireContext())
+        binding.recyclerView.layoutManager = LinearLayoutManager(requireContext())
+        binding.recyclerView.adapter = adapter
+
+        val bottomPaddingBase = (16 * resources.displayMetrics.density).toInt()
+        ViewCompat.setOnApplyWindowInsetsListener(binding.recyclerView) { v, insets ->
+            val isBottomNav = requireContext().getSharedPreferences("prefs", Context.MODE_PRIVATE).getBoolean("bottom_nav", false)
+            val navBar = insets.getInsets(WindowInsetsCompat.Type.systemBars())
+            val extraBottom = if (isBottomNav) 0 else navBar.bottom
+            v.setPadding(v.paddingLeft, v.paddingTop, v.paddingRight, bottomPaddingBase + extraBottom)
+            insets
+        }
+
+        binding.swipeRefresh.setOnRefreshListener {
+            (activity as? HomeActivity)?.triggerRefreshCards()
+        }
+
+        viewModel.mibCards.observe(viewLifecycleOwner) { cards ->
+            if (cards == null) return@observe
+            adapter.update(cards)
+            binding.loadingView.visibility = View.GONE
+            binding.swipeRefresh.isRefreshing = false
+            binding.emptyView.visibility = if (cards.isEmpty()) View.VISIBLE else View.GONE
+            binding.recyclerView.visibility = if (cards.isEmpty()) View.GONE else View.VISIBLE
+        }
+
+        if (viewModel.mibCards.value == null) {
+            binding.loadingView.visibility = View.VISIBLE
+            (activity as? HomeActivity)?.triggerRefreshCards()
+        }
+    }
+
+    override fun onResume() {
+        super.onResume()
+        requireActivity().title = getString(R.string.nav_pay_with_card)
+    }
+
+    override fun onDestroyView() {
+        super.onDestroyView()
+        _binding = null
+    }
+
+    private inner class CardWalletAdapter(
+        private var cards: List<MibCard>,
+        private val context: Context
+    ) : RecyclerView.Adapter<CardWalletAdapter.VH>() {
+
+        fun update(newCards: List<MibCard>) {
+            cards = newCards
+            notifyDataSetChanged()
+        }
+
+        override fun onCreateViewHolder(parent: ViewGroup, viewType: Int): VH =
+            VH(LayoutInflater.from(context).inflate(R.layout.item_card_wallet, parent, false))
+
+        override fun onBindViewHolder(holder: VH, position: Int) = holder.bind(cards[position])
+        override fun getItemCount() = cards.size
+
+        inner class VH(view: View) : RecyclerView.ViewHolder(view) {
+            private val ivCardImage: ImageView = view.findViewById(R.id.ivCardImage)
+            private val tvCardOwner: TextView = view.findViewById(R.id.tvCardOwner)
+            private val tvCardNumber: TextView = view.findViewById(R.id.tvCardNumber)
+            private val tvCardType: TextView = view.findViewById(R.id.tvCardType)
+            private val btnPayQr: View = view.findViewById(R.id.btnPayQr)
+            private val btnPayNfc: View = view.findViewById(R.id.btnPayNfc)
+
+            fun bind(card: MibCard) {
+                tvCardOwner.text = card.cardHolderName
+                tvCardNumber.text = formatMasked(card.maskedCardNumber)
+                tvCardType.text = card.cardTypeDesc
+                loadCardImage(ivCardImage, cardImageAsset(card))
+                btnPayQr.setOnClickListener {
+                    Toast.makeText(context, R.string.work_in_progress, Toast.LENGTH_SHORT).show()
+                }
+                btnPayNfc.setOnClickListener {
+                    Toast.makeText(context, R.string.work_in_progress, Toast.LENGTH_SHORT).show()
+                }
+            }
+        }
+    }
+
+    companion object {
+        fun cardImageAsset(card: MibCard): String {
+            val desc = card.cardTypeDesc.lowercase()
+            return when {
+                "corporate" in desc || "business" in desc -> "cards/mib/visa_business.jpg"
+                "platinum" in desc -> "cards/mib/cards-platinum-bg-w-logo-1.jpg"
+                else -> "cards/mib/cards-blue-bg-w-logo-1.jpg"
+            }
+        }
+
+        fun loadCardImage(imageView: ImageView, assetPath: String) {
+            try {
+                val bitmap = imageView.context.assets.open(assetPath).use {
+                    BitmapFactory.decodeStream(it)
+                }
+                imageView.setImageBitmap(bitmap)
+            } catch (_: Exception) {
+                imageView.setImageResource(android.R.color.darker_gray)
+            }
+        }
+
+        fun formatMasked(masked: String): String {
+            if (masked.length < 4) return masked
+            return "\u2022\u2022\u2022\u2022 ${masked.takeLast(4)}"
+        }
+    }
+}

app/src/main/java/sh/sar/basedbank/ui/home/SettingsFragment.kt

@@ -17,14 +17,15 @@ class SettingsFragment : Fragment() {
     private data class SettingsItem(
         @DrawableRes val icon: Int,
         @StringRes val title: Int,
+        @StringRes val description: Int,
         val dest: () -> Fragment
     )
 
     private val items = listOf(
-        SettingsItem(R.drawable.ic_contacts,            R.string.settings_logins)           { SettingsLoginsFragment() },
-        SettingsItem(R.drawable.ic_settings_appearance, R.string.settings_appearance)        { SettingsAppearanceFragment() },
-        SettingsItem(R.drawable.ic_lock,                R.string.settings_privacy_security)  { SettingsSecurityFragment() },
-        SettingsItem(R.drawable.ic_settings_storage,    R.string.settings_storage)           { SettingsStorageFragment() },
+        SettingsItem(R.drawable.ic_contacts,            R.string.settings_logins,          R.string.settings_desc_logins)           { SettingsLoginsFragment() },
+        SettingsItem(R.drawable.ic_settings_appearance, R.string.settings_appearance,       R.string.settings_desc_appearance)       { SettingsAppearanceFragment() },
+        SettingsItem(R.drawable.ic_lock,                R.string.settings_privacy_security, R.string.settings_desc_privacy_security) { SettingsSecurityFragment() },
+        SettingsItem(R.drawable.ic_settings_storage,    R.string.settings_storage,          R.string.settings_desc_storage)          { SettingsStorageFragment() },
     )
 
     override fun onCreateView(inflater: LayoutInflater, container: ViewGroup?, savedInstanceState: Bundle?): View =
@@ -37,6 +38,7 @@ class SettingsFragment : Fragment() {
             val row = inflater.inflate(R.layout.item_more_nav, list, false)
             row.findViewById<ImageView>(R.id.ivIcon).setImageResource(item.icon)
             row.findViewById<TextView>(R.id.tvLabel).setText(item.title)
+            row.findViewById<TextView>(R.id.tvDescription).setText(item.description)
             row.setOnClickListener {
                 (requireActivity() as HomeActivity).showWithBackStack(item.dest())
             }

app/src/main/res/drawable/bg_card_overlay_gradient.xml

@@ -0,0 +1,7 @@
+<?xml version="1.0" encoding="utf-8"?>
+<shape xmlns:android="http://schemas.android.com/apk/res/android">
+    <gradient
+        android:startColor="#00000000"
+        android:endColor="#CC000000"
+        android:angle="270"/>
+</shape>

app/src/main/res/drawable/ic_block.xml

@@ -0,0 +1,10 @@
+<?xml version="1.0" encoding="utf-8"?>
+<vector xmlns:android="http://schemas.android.com/apk/res/android"
+    android:width="24dp"
+    android:height="24dp"
+    android:viewportWidth="24"
+    android:viewportHeight="24">
+    <path
+        android:fillColor="?attr/colorOnSurface"
+        android:pathData="M12,2C6.48,2 2,6.48 2,12s4.48,10 10,10 10,-4.48 10,-10S17.52,2 12,2zM4,12c0,-4.42 3.58,-8 8,-8 1.85,0 3.55,0.63 4.9,1.68L5.68,16.9C4.63,15.55 4,13.85 4,12zM12,20c-1.85,0 -3.55,-0.63 -4.9,-1.68L18.32,7.1C19.37,8.45 20,10.15 20,12c0,4.42 -3.58,8 -8,8z"/>
+</vector>

app/src/main/res/drawable/ic_freeze.xml

@@ -0,0 +1,10 @@
+<?xml version="1.0" encoding="utf-8"?>
+<vector xmlns:android="http://schemas.android.com/apk/res/android"
+    android:width="24dp"
+    android:height="24dp"
+    android:viewportWidth="24"
+    android:viewportHeight="24">
+    <path
+        android:fillColor="?attr/colorOnSurface"
+        android:pathData="M22,11h-4.17l3.24,-3.24 -1.41,-1.42L15,11h-2V9l4.66,-4.66 -1.42,-1.41L13,6.17V2h-2v4.17L7.76,2.93 6.34,4.34 11,9v2H9L4.34,6.34 2.93,7.76 6.17,11H2v2h4.17l-3.24,3.24 1.41,1.42L9,13h2v2l-4.66,4.66 1.42,1.41L11,17.83V22h2v-4.17l3.24,3.24 1.42,-1.41L13,15v-2h2l4.66,4.66 1.41,-1.42L17.83,13H22z"/>
+</vector>

app/src/main/res/drawable/ic_nfc.xml

@@ -0,0 +1,10 @@
+<?xml version="1.0" encoding="utf-8"?>
+<vector xmlns:android="http://schemas.android.com/apk/res/android"
+    android:width="24dp"
+    android:height="24dp"
+    android:viewportWidth="24"
+    android:viewportHeight="24">
+    <path
+        android:fillColor="?attr/colorOnSurface"
+        android:pathData="M20,2L4,2C2.9,2 2,2.9 2,4l0,16c0,1.1 0.9,2 2,2l16,0c1.1,0 2,-0.9 2,-2L22,4C22,2.9 21.1,2 20,2zM13,18l-2,0 0,-1c-2.76,0 -5,-2.24 -5,-5s2.24,-5 5,-5 5,2.24 5,5l-2,0c0,-1.65 -1.35,-3 -3,-3s-3,1.35 -3,3 1.35,3 3,3l0,-2 2,3zM19,12l-2,0c0,-2.76 -2.24,-5 -5,-5l0,-2C15.87,5 19,8.13 19,12z"/>
+</vector>

app/src/main/res/layout/fragment_card_settings.xml

@@ -0,0 +1,48 @@
+<?xml version="1.0" encoding="utf-8"?>
+<androidx.swiperefreshlayout.widget.SwipeRefreshLayout
+    xmlns:android="http://schemas.android.com/apk/res/android"
+    android:id="@+id/swipeRefresh"
+    android:layout_width="match_parent"
+    android:layout_height="match_parent"
+    android:background="?attr/colorSurface">
+
+    <FrameLayout
+        android:layout_width="match_parent"
+        android:layout_height="match_parent">
+
+        <androidx.recyclerview.widget.RecyclerView
+            android:id="@+id/recyclerView"
+            android:layout_width="match_parent"
+            android:layout_height="match_parent"
+            android:paddingHorizontal="16dp"
+            android:paddingTop="8dp"
+            android:paddingBottom="16dp"
+            android:clipToPadding="false"/>
+
+        <LinearLayout
+            android:id="@+id/loadingView"
+            android:layout_width="match_parent"
+            android:layout_height="match_parent"
+            android:gravity="center"
+            android:orientation="vertical"
+            android:visibility="gone">
+
+            <ProgressBar
+                android:layout_width="wrap_content"
+                android:layout_height="wrap_content"/>
+
+        </LinearLayout>
+
+        <TextView
+            android:id="@+id/emptyView"
+            android:layout_width="match_parent"
+            android:layout_height="match_parent"
+            android:gravity="center"
+            android:text="@string/cards_empty"
+            android:textAppearance="?attr/textAppearanceBodyMedium"
+            android:textColor="?attr/colorOnSurfaceVariant"
+            android:visibility="gone"/>
+
+    </FrameLayout>
+
+</androidx.swiperefreshlayout.widget.SwipeRefreshLayout>

app/src/main/res/layout/fragment_pay_with_card.xml

@@ -0,0 +1,48 @@
+<?xml version="1.0" encoding="utf-8"?>
+<androidx.swiperefreshlayout.widget.SwipeRefreshLayout
+    xmlns:android="http://schemas.android.com/apk/res/android"
+    android:id="@+id/swipeRefresh"
+    android:layout_width="match_parent"
+    android:layout_height="match_parent"
+    android:background="?attr/colorSurface">
+
+    <FrameLayout
+        android:layout_width="match_parent"
+        android:layout_height="match_parent">
+
+        <androidx.recyclerview.widget.RecyclerView
+            android:id="@+id/recyclerView"
+            android:layout_width="match_parent"
+            android:layout_height="match_parent"
+            android:paddingHorizontal="16dp"
+            android:paddingTop="8dp"
+            android:paddingBottom="16dp"
+            android:clipToPadding="false"/>
+
+        <LinearLayout
+            android:id="@+id/loadingView"
+            android:layout_width="match_parent"
+            android:layout_height="match_parent"
+            android:gravity="center"
+            android:orientation="vertical"
+            android:visibility="gone">
+
+            <ProgressBar
+                android:layout_width="wrap_content"
+                android:layout_height="wrap_content"/>
+
+        </LinearLayout>
+
+        <TextView
+            android:id="@+id/emptyView"
+            android:layout_width="match_parent"
+            android:layout_height="match_parent"
+            android:gravity="center"
+            android:text="@string/cards_empty"
+            android:textAppearance="?attr/textAppearanceBodyMedium"
+            android:textColor="?attr/colorOnSurfaceVariant"
+            android:visibility="gone"/>
+
+    </FrameLayout>
+
+</androidx.swiperefreshlayout.widget.SwipeRefreshLayout>

app/src/main/res/layout/item_card_settings_entry.xml

@@ -0,0 +1,139 @@
+<?xml version="1.0" encoding="utf-8"?>
+<com.google.android.material.card.MaterialCardView
+    xmlns:android="http://schemas.android.com/apk/res/android"
+    xmlns:app="http://schemas.android.com/apk/res-auto"
+    android:layout_width="match_parent"
+    android:layout_height="wrap_content"
+    android:layout_marginBottom="20dp"
+    app:cardCornerRadius="20dp"
+    app:cardElevation="6dp">
+
+    <LinearLayout
+        android:layout_width="match_parent"
+        android:layout_height="wrap_content"
+        android:orientation="vertical">
+
+        <FrameLayout
+            android:layout_width="match_parent"
+            android:layout_height="wrap_content">
+
+            <ImageView
+                android:id="@+id/ivCardImage"
+                android:layout_width="match_parent"
+                android:layout_height="wrap_content"
+                android:scaleType="fitCenter"
+                android:adjustViewBounds="true"
+                android:contentDescription="@string/nav_card_settings"/>
+
+            <!-- Bottom gradient for text legibility -->
+            <View
+                android:layout_width="match_parent"
+                android:layout_height="90dp"
+                android:layout_gravity="bottom"
+                android:background="@drawable/bg_card_overlay_gradient"/>
+
+            <!-- Bottom-left: card owner name + masked number -->
+            <LinearLayout
+                android:layout_width="wrap_content"
+                android:layout_height="wrap_content"
+                android:layout_gravity="bottom|start"
+                android:orientation="vertical"
+                android:padding="16dp">
+
+                <TextView
+                    android:id="@+id/tvCardOwner"
+                    android:layout_width="wrap_content"
+                    android:layout_height="wrap_content"
+                    android:textAppearance="?attr/textAppearanceTitleSmall"
+                    android:textColor="#FFFFFF"
+                    android:textStyle="bold"
+                    android:shadowColor="#80000000"
+                    android:shadowDx="1"
+                    android:shadowDy="1"
+                    android:shadowRadius="3"/>
+
+                <TextView
+                    android:id="@+id/tvCardNumber"
+                    android:layout_width="wrap_content"
+                    android:layout_height="wrap_content"
+                    android:layout_marginTop="2dp"
+                    android:textAppearance="?attr/textAppearanceBodySmall"
+                    android:textColor="#CCFFFFFF"
+                    android:fontFamily="monospace"/>
+
+            </LinearLayout>
+
+        </FrameLayout>
+
+        <!-- Card type label -->
+        <TextView
+            android:id="@+id/tvCardType"
+            android:layout_width="match_parent"
+            android:layout_height="wrap_content"
+            android:paddingHorizontal="16dp"
+            android:paddingTop="10dp"
+            android:textAppearance="?attr/textAppearanceBodySmall"
+            android:textColor="?attr/colorOnSurfaceVariant"/>
+
+        <!-- Action buttons -->
+        <LinearLayout
+            android:layout_width="match_parent"
+            android:layout_height="wrap_content"
+            android:orientation="horizontal"
+            android:paddingStart="12dp"
+            android:paddingEnd="12dp"
+            android:paddingTop="8dp"
+            android:paddingBottom="12dp"
+            android:gravity="center">
+
+            <com.google.android.material.button.MaterialButton
+                android:id="@+id/btnChangePin"
+                style="@style/Widget.Material3.Button.TonalButton"
+                android:layout_width="0dp"
+                android:layout_weight="1"
+                android:layout_height="wrap_content"
+                android:layout_marginEnd="4dp"
+                android:minWidth="0dp"
+                android:minHeight="0dp"
+                android:text="@string/card_action_change_pin"
+                android:textSize="11sp"
+                app:icon="@drawable/ic_edit"
+                app:iconSize="16dp"
+                app:iconPadding="4dp"/>
+
+            <com.google.android.material.button.MaterialButton
+                android:id="@+id/btnFreeze"
+                style="@style/Widget.Material3.Button.TonalButton"
+                android:layout_width="0dp"
+                android:layout_weight="1"
+                android:layout_height="wrap_content"
+                android:layout_marginStart="4dp"
+                android:layout_marginEnd="4dp"
+                android:minWidth="0dp"
+                android:minHeight="0dp"
+                android:text="@string/card_action_freeze"
+                android:textSize="11sp"
+                app:icon="@drawable/ic_freeze"
+                app:iconSize="16dp"
+                app:iconPadding="4dp"/>
+
+            <com.google.android.material.button.MaterialButton
+                android:id="@+id/btnBlock"
+                style="@style/Widget.Material3.Button.TonalButton"
+                android:layout_width="0dp"
+                android:layout_weight="1"
+                android:layout_height="wrap_content"
+                android:layout_marginStart="4dp"
+                android:minWidth="0dp"
+                android:minHeight="0dp"
+                android:text="@string/card_action_block"
+                android:textSize="11sp"
+                app:icon="@drawable/ic_block"
+                app:iconSize="16dp"
+                app:iconPadding="4dp"/>
+
+        </LinearLayout>
+
+    </LinearLayout>
+
+</com.google.android.material.card.MaterialCardView>

app/src/main/res/layout/item_card_wallet.xml

@@ -0,0 +1,123 @@
+<?xml version="1.0" encoding="utf-8"?>
+<com.google.android.material.card.MaterialCardView
+    xmlns:android="http://schemas.android.com/apk/res/android"
+    xmlns:app="http://schemas.android.com/apk/res-auto"
+    android:layout_width="match_parent"
+    android:layout_height="wrap_content"
+    android:layout_marginBottom="20dp"
+    app:cardCornerRadius="20dp"
+    app:cardElevation="6dp">
+
+    <LinearLayout
+        android:layout_width="match_parent"
+        android:layout_height="wrap_content"
+        android:orientation="vertical">
+
+        <FrameLayout
+            android:layout_width="match_parent"
+            android:layout_height="wrap_content">
+
+            <ImageView
+                android:id="@+id/ivCardImage"
+                android:layout_width="match_parent"
+                android:layout_height="wrap_content"
+                android:scaleType="fitCenter"
+                android:adjustViewBounds="true"
+                android:contentDescription="@string/nav_card_settings"/>
+
+            <!-- Bottom gradient for text legibility -->
+            <View
+                android:layout_width="match_parent"
+                android:layout_height="90dp"
+                android:layout_gravity="bottom"
+                android:background="@drawable/bg_card_overlay_gradient"/>
+
+            <!-- Bottom-left: card owner name + masked number -->
+            <LinearLayout
+                android:layout_width="wrap_content"
+                android:layout_height="wrap_content"
+                android:layout_gravity="bottom|start"
+                android:orientation="vertical"
+                android:padding="16dp">
+
+                <TextView
+                    android:id="@+id/tvCardOwner"
+                    android:layout_width="wrap_content"
+                    android:layout_height="wrap_content"
+                    android:textAppearance="?attr/textAppearanceTitleSmall"
+                    android:textColor="#FFFFFF"
+                    android:textStyle="bold"
+                    android:shadowColor="#80000000"
+                    android:shadowDx="1"
+                    android:shadowDy="1"
+                    android:shadowRadius="3"/>
+
+                <TextView
+                    android:id="@+id/tvCardNumber"
+                    android:layout_width="wrap_content"
+                    android:layout_height="wrap_content"
+                    android:layout_marginTop="2dp"
+                    android:textAppearance="?attr/textAppearanceBodySmall"
+                    android:textColor="#CCFFFFFF"
+                    android:fontFamily="monospace"/>
+
+            </LinearLayout>
+
+        </FrameLayout>
+
+        <!-- Card type label -->
+        <TextView
+            android:id="@+id/tvCardType"
+            android:layout_width="match_parent"
+            android:layout_height="wrap_content"
+            android:paddingHorizontal="16dp"
+            android:paddingTop="10dp"
+            android:textAppearance="?attr/textAppearanceBodySmall"
+            android:textColor="?attr/colorOnSurfaceVariant"/>
+
+        <!-- Action buttons -->
+        <LinearLayout
+            android:layout_width="match_parent"
+            android:layout_height="wrap_content"
+            android:orientation="horizontal"
+            android:paddingStart="12dp"
+            android:paddingEnd="12dp"
+            android:paddingTop="8dp"
+            android:paddingBottom="12dp"
+            android:gravity="center">
+
+            <com.google.android.material.button.MaterialButton
+                android:id="@+id/btnPayQr"
+                style="@style/Widget.Material3.Button.TonalButton"
+                android:layout_width="0dp"
+                android:layout_weight="1"
+                android:layout_height="wrap_content"
+                android:layout_marginEnd="4dp"
+                android:minWidth="0dp"
+                android:minHeight="0dp"
+                android:text="@string/card_pay_qr"
+                android:textSize="11sp"
+                app:icon="@drawable/ic_qr_scan"
+                app:iconSize="16dp"
+                app:iconPadding="4dp"/>
+
+            <com.google.android.material.button.MaterialButton
+                android:id="@+id/btnPayNfc"
+                style="@style/Widget.Material3.Button.TonalButton"
+                android:layout_width="0dp"
+                android:layout_weight="1"
+                android:layout_height="wrap_content"
+                android:layout_marginStart="4dp"
+                android:minWidth="0dp"
+                android:minHeight="0dp"
+                android:text="@string/card_pay_nfc"
+                android:textSize="11sp"
+                app:icon="@drawable/ic_nfc"
+                app:iconSize="16dp"
+                app:iconPadding="4dp"/>
+
+        </LinearLayout>
+
+    </LinearLayout>
+
+</com.google.android.material.card.MaterialCardView>

app/src/main/res/layout/item_more_nav.xml

@@ -15,13 +15,26 @@
         android:layout_height="24dp"
         android:layout_marginEnd="16dp" />
 
-    <TextView
-        android:id="@+id/tvLabel"
+    <LinearLayout
         android:layout_width="0dp"
         android:layout_height="wrap_content"
         android:layout_weight="1"
-        android:textAppearance="?attr/textAppearanceBodyLarge"
-        android:textColor="?attr/colorOnSurface" />
+        android:orientation="vertical">
 
+        <TextView
+            android:id="@+id/tvLabel"
+            android:layout_width="wrap_content"
+            android:layout_height="wrap_content"
+            android:textAppearance="?attr/textAppearanceBodyLarge"
+            android:textColor="?attr/colorOnSurface" />
+
+        <TextView
+            android:id="@+id/tvDescription"
+            android:layout_width="wrap_content"
+            android:layout_height="wrap_content"
+            android:textAppearance="?attr/textAppearanceBodySmall"
+            android:textColor="?attr/colorOnSurfaceVariant" />
+
+    </LinearLayout>
 
 </LinearLayout>

app/src/main/res/menu/drawer_menu.xml

@@ -29,6 +29,9 @@
         <item android:id="@+id/nav_finances"
             android:icon="@drawable/ic_nav_finances"
             android:title="@string/nav_finances" />
+        <item android:id="@+id/nav_pay_with_card"
+            android:icon="@drawable/ic_nav_card"
+            android:title="@string/nav_pay_with_card" />
         <item android:id="@+id/nav_card_settings"
             android:icon="@drawable/ic_nav_card"
             android:title="@string/nav_card_settings" />

app/src/main/res/menu/more_nav_menu.xml

@@ -12,6 +12,9 @@
     <item android:id="@+id/nav_finances"
         android:icon="@drawable/ic_nav_finances"
         android:title="@string/nav_finances" />
+    <item android:id="@+id/nav_pay_with_card"
+        android:icon="@drawable/ic_nav_card"
+        android:title="@string/nav_pay_with_card" />
     <item android:id="@+id/nav_card_settings"
         android:icon="@drawable/ic_nav_card"
         android:title="@string/nav_card_settings" />

app/src/main/res/values-b+dv/strings.xml

@@ -74,6 +74,17 @@
     <string name="nav_finances">ފައިނޭންސް</string>
     <string name="nav_card_settings">ކާޑް ސެޓިންގ</string>
     <string name="nav_settings">ސެޓިންގ</string>
+    <string name="nav_desc_accounts">ހުރިހާ ބޭންކް އެކައުންޓްތައް ބަލާ</string>
+    <string name="nav_desc_contacts">ޓްރާންސްފަ ކޮންޓެކްޓްތައް މެނޭޖް ކުރޭ</string>
+    <string name="nav_desc_transfer">ކޮންޓެކްޓަކަށް ފައިސާ ފޮނުވާ</string>
+    <string name="nav_desc_pay_mv_qr">PayMV QR ކޯޑް ސްކޭން ނުވަތަ ތައްޔާރު ކުރޭ</string>
+    <string name="nav_desc_activities">ފަހުގެ ޓްރާންސްފަތައް ބަލާ</string>
+    <string name="nav_desc_transfer_history">އެކައުންޓް ތަކުގެ ޓްރާންސެކްޝަން ތާރީހް</string>
+    <string name="nav_desc_finances">ލޯން އަދި ފައިނޭންސިންގ</string>
+    <string name="nav_desc_pay_with_card">ކާޑް ބޭނުންކޮށް ފައިސާ ދައްކާ</string>
+    <string name="nav_desc_card_settings">ކާޑް ސެޓިންގ މެނޭޖް ކުރޭ</string>
+    <string name="nav_desc_otp">OTP ކޯޑް ތައްޔާރު ކުރޭ</string>
+    <string name="nav_desc_settings">އެޕްލިކޭޝަންގެ ތަރުތީބު</string>
     <string name="nav_open_drawer">ނެވިގޭޝަން ހުޅުވާ</string>
     <string name="nav_close_drawer">ނެވިގޭޝަން ލައްޕާ</string>
     <string name="work_in_progress">ތައްޔާރުވަމުން ދަނީ</string>
@@ -106,6 +117,10 @@
     <string name="settings_clear_cache">ކޭޝް ސާފުކުރޭ</string>
     <string name="settings_cache_cleared">ކޭޝް ސާފުކުރެވިއްޖެ</string>
     <string name="settings_logins">ލޮގިންތައް</string>
+    <string name="settings_desc_logins">ބޭންކް ލޮގިންތައް މެނޭޖް ކުރޭ</string>
+    <string name="settings_desc_appearance">ތީމް، ބަސް، އަދި ދައްކުވާ ގޮތް</string>
+    <string name="settings_desc_privacy_security">އެޕް ލޮކް، ޕިން، އަދި ސަލާމަތީ ސެޓިންގ</string>
+    <string name="settings_desc_storage">ކޭޝް ޑޭޓާ އަދި ސްޓޯރޭޖް</string>
     <string name="settings_logout">ލޮގްއައުޓް</string>
     <string name="settings_logout_confirm_title">%s އިން ލޮގްއައުޓް ވަންތަ؟</string>
     <string name="settings_logout_confirm_message">ހުރިހާ ކޭޝް ޑޭޓާ ސާފުވެ، ބާކީ ހުރި އެކައުންޓްތައް އަލުން ލޯޑްވާނެ.</string>

app/src/main/res/values/strings.xml

@@ -86,9 +86,21 @@
     <string name="nav_otp">OTP Codes</string>
     <string name="nav_settings">Settings</string>
     <string name="nav_more">More</string>
+    <string name="nav_desc_accounts">View all your bank accounts</string>
+    <string name="nav_desc_contacts">Manage your transfer contacts</string>
+    <string name="nav_desc_transfer">Send money to a contact</string>
+    <string name="nav_desc_pay_mv_qr">Scan or generate a PayMV QR code</string>
+    <string name="nav_desc_activities">View your recent transfers</string>
+    <string name="nav_desc_transfer_history">Full transaction history by account</string>
+    <string name="nav_desc_finances">Loans and financing overview</string>
+    <string name="nav_desc_pay_with_card">Make a payment using your card</string>
+    <string name="nav_desc_card_settings">Manage your card preferences</string>
+    <string name="nav_desc_otp">Generate OTP codes for authentication</string>
+    <string name="nav_desc_settings">App preferences and configuration</string>
     <string name="nav_open_drawer">Open navigation</string>
     <string name="nav_close_drawer">Close navigation</string>
     <string name="work_in_progress">Work in progress</string>
+    <string name="press_back_to_exit">Press back again to exit</string>
 
     <!-- Dashboard -->
     <string name="dashboard_pending_finances">Pending Finances</string>
@@ -161,6 +173,10 @@
     <string name="settings_privacy_security">Privacy &amp; Security</string>
     <string name="settings_storage">Storage</string>
     <string name="settings_logins">Logins</string>
+    <string name="settings_desc_logins">Manage your bank account logins</string>
+    <string name="settings_desc_appearance">Theme, language, and display options</string>
+    <string name="settings_desc_privacy_security">App lock, PIN, and security preferences</string>
+    <string name="settings_desc_storage">Manage cached data and storage usage</string>
     <string name="settings_logout">Log out</string>
     <string name="settings_logout_confirm_title">Log out of %s?</string>
     <string name="settings_logout_confirm_message">All cached data will be cleared and remaining accounts will be refreshed.</string>
@@ -272,4 +288,13 @@
     <string name="loan_end_date">End Date</string>
     <string name="loan_overdue_payments">Overdue Payments</string>
     <string name="loan_rate_fmt">%.2f%%</string>
+
+    <!-- Cards -->
+    <string name="nav_pay_with_card">Pay with Card</string>
+    <string name="card_pay_qr">QR Pay</string>
+    <string name="card_pay_nfc">NFC Pay</string>
+    <string name="card_action_change_pin">Change PIN</string>
+    <string name="card_action_freeze">Freeze</string>
+    <string name="card_action_block">Block</string>
+    <string name="cards_empty">No cards found</string>
 </resources>