card history fix

fixes for bml contact addd drop down and loading contacts
more edging non edge fixes
2026-05-20 01:10:35 +05:00 · 2026-05-20 00:53:08 +05:00 · 2026-05-20 00:37:02 +05:00 · 2026-05-20 00:29:06 +05:00 · 2026-05-20 00:02:36 +05:00 · 2026-05-19 23:30:36 +05:00
41 changed files with 2207 additions and 240 deletions
--- a/app/build.gradle.kts
+++ b/app/build.gradle.kts
@@ -73,6 +73,9 @@ dependencies {
    // Coroutines
    implementation("org.jetbrains.kotlinx:kotlinx-coroutines-android:1.7.3")

+    // ZXing core for QR code generation
+    implementation("com.google.zxing:core:3.5.3")
+
    // QR scanning — CameraX + zxing-cpp (MIT, same stack as BinaryEye)
    implementation("androidx.camera:camera-core:1.4.2")
    implementation("androidx.camera:camera-camera2:1.4.2")
--- a/app/src/main/java/sh/sar/basedbank/BasedBankApp.kt
+++ b/app/src/main/java/sh/sar/basedbank/BasedBankApp.kt
@@ -4,6 +4,8 @@ import android.app.Application
 import androidx.appcompat.app.AppCompatDelegate
 import com.google.android.material.color.DynamicColors
 import kotlinx.coroutines.sync.Mutex
+import sh.sar.basedbank.api.bml.BmlLoginFlow
+import sh.sar.basedbank.api.bml.BmlProfile
 import sh.sar.basedbank.api.bml.BmlSession
 import sh.sar.basedbank.api.fahipay.FahipaySession
 import sh.sar.basedbank.api.mib.MibAccount
@@ -17,18 +19,30 @@ class BasedBankApp : Application() {
    // Held in memory after successful login; cleared on logout
    var accounts: List<MibAccount> = emptyList()
    var fullName: String = ""
+
    /** Active MIB sessions keyed by loginId (= MIB username). */
    val mibSessions: MutableMap<String, MibSession> = mutableMapOf()
    val mibProfilesMap: MutableMap<String, List<MibProfile>> = mutableMapOf()
    val mibLoginFlows: MutableMap<String, MibLoginFlow> = mutableMapOf()
    var mibAccounts: List<MibAccount> = emptyList()
-    /** Active BML sessions keyed by loginId (= BML username). */
+
+    /**
+     * Active BML sessions keyed by profileId (a globally unique GUID per BML profile).
+     * Use [bmlSessionFor] to look up the session for an account.
+     */
    val bmlSessions: MutableMap<String, BmlSession> = mutableMapOf()
+    /** BML profiles per loginId (= BML username). */
+    val bmlProfilesMap: MutableMap<String, List<BmlProfile>> = mutableMapOf()
+    /** BML login flows per loginId — hold the web session (cookies) needed for profile activation. */
+    val bmlLoginFlows: MutableMap<String, BmlLoginFlow> = mutableMapOf()
    var bmlAccounts: List<MibAccount> = emptyList()
+
    /** Active Fahipay sessions keyed by loginId (= profileId). */
    val fahipaySessions: MutableMap<String, FahipaySession> = mutableMapOf()
    var fahipayAccounts: List<MibAccount> = emptyList()

+    // ─── MIB helpers ──────────────────────────────────────────────────────────
+
    /** Returns the MIB session for the given account (matched via loginTag). */
    fun mibSessionFor(account: MibAccount): MibSession? =
        mibSessions[account.loginTag.removePrefix("mib_")]
@@ -53,13 +67,38 @@ class BasedBankApp : Application() {
    /** Returns any available MibLoginFlow. */
    fun anyMibFlow(): MibLoginFlow? = mibLoginFlows.values.firstOrNull()

-    /** Returns the BML session for the given account (matched via loginTag). */
-    fun bmlSessionFor(account: MibAccount): BmlSession? =
-        bmlSessions[account.loginTag.removePrefix("bml_")]
+    // ─── BML helpers ──────────────────────────────────────────────────────────
+
+    /**
+     * Returns the BML session for the given account.
+     * Looks up by profileId first (multi-profile), falls back to loginId (legacy single-profile).
+     */
+    fun bmlSessionFor(account: MibAccount): BmlSession? {
+        val byProfile = if (account.profileId.isNotBlank()) bmlSessions[account.profileId] else null
+        return byProfile ?: bmlSessions[account.loginTag.removePrefix("bml_")]
+    }

    /** Returns any available BML session (for non-account-specific operations). */
    fun anyBmlSession(): BmlSession? = bmlSessions.values.firstOrNull()

+    /**
+     * Returns any active BML session for the given loginId.
+     * Tries all profiles for that login; falls back to legacy loginId key.
+     */
+    fun anyBmlSessionFor(loginId: String): BmlSession? {
+        val profiles = bmlProfilesMap[loginId]
+        if (!profiles.isNullOrEmpty()) {
+            return profiles.firstNotNullOfOrNull { bmlSessions[it.profileId] }
+        }
+        return bmlSessions[loginId]
+    }
+
+    /** Returns the BmlLoginFlow for a given loginId, creating and caching it if needed. */
+    fun bmlFlowFor(loginId: String): BmlLoginFlow =
+        bmlLoginFlows.getOrPut(loginId) { BmlLoginFlow() }
+
+    // ─── Fahipay helpers ──────────────────────────────────────────────────────
+
    /** Returns the Fahipay session for the given account (matched via loginTag = "fahipay_${profileId}"). */
    fun fahipaySessionFor(account: MibAccount): FahipaySession? =
        fahipaySessions[account.loginTag.removePrefix("fahipay_")]
--- a/app/src/main/java/sh/sar/basedbank/api/bml/BmlLoginFlow.kt
+++ b/app/src/main/java/sh/sar/basedbank/api/bml/BmlLoginFlow.kt
@@ -29,9 +29,9 @@ class BmlLoginFlow {
    private val BASE_URL = "https://www.bankofmaldives.com.mv/internetbanking"
    private val CLIENT_ID = "98C83590-513F-4716-B02B-EC68B7D9E7E7"
    private val REDIRECT_URI = "https://app.bankofmaldives.com.mv/oauth/mobile-callback"
-    private val APP_USER_AGENT = "bml-mobile-banking/345 (POCO; Android 14; 22101320I)"
-    private val APP_VERSION = "2.1.43.345"
-    private val WEB_USER_AGENT = "Mozilla/5.0 (X11; Linux x86_64; rv:150.0) Gecko/20100101 Firefox/150.0"
+    private val APP_USER_AGENT = "bml-mobile-banking/348 (POCO; Android 14; 22101320I)"
+    private val APP_VERSION = "2.1.44.348"
+    private val WEB_USER_AGENT = "Mozilla/5.0 (Android 14; Mobile; rv:150.0) Gecko/150.0 Firefox/150.0"

    private val cookieStore = mutableMapOf<String, MutableList<Cookie>>()
    private val cookieJar = object : CookieJar {
@@ -58,9 +58,27 @@ class BmlLoginFlow {
        .readTimeout(30, TimeUnit.SECONDS)
        .build()

-    /** Full login: returns a BmlSession and the account list. */
-    fun login(username: String, password: String, otpSeed: String): Pair<BmlSession, List<MibAccount>> {
-        // Step 1: GET login page — seeds XSRF-TOKEN + blaze_session cookies
+    /** PKCE params — generated once per login and reused across all profile activations. */
+    private var codeVerifier: String = ""
+    private var codeChallenge: String = ""
+    private var deviceId: String = ""
+
+    /** Profiles returned by the last successful [login] call. */
+    var lastProfiles: List<BmlProfile> = emptyList()
+        private set
+
+    // ─── Login ────────────────────────────────────────────────────────────────
+
+    /**
+     * Performs web authentication (login + TOTP) and returns the list of available profiles.
+     * Call [activateProfile] for each profile to obtain an access token + accounts.
+     */
+    fun login(username: String, password: String, otpSeed: String): List<BmlProfile> {
+        codeVerifier = generateCodeVerifier()
+        codeChallenge = generateCodeChallenge(codeVerifier)
+        deviceId = generateDeviceId()
+
+        // Step 1: GET login page — seeds XSRF-TOKEN + blaze_session
        client.newCall(
            Request.Builder().url("$BASE_URL/web/login")
                .header("User-Agent", WEB_USER_AGENT).build()
@@ -82,15 +100,14 @@ class BmlLoginFlow {
        loginResp.close()
        if (loginResp.code != 302) throw Exception("Login failed — check your username/password")

-        // Step 3: GET 2FA page (refreshes blaze_session)
+        // Step 3: GET 2FA page (refreshes session cookies)
        client.newCall(
            Request.Builder().url("$BASE_URL/web/login/2fa")
-                .header("X-XSRF-TOKEN", xsrf)
                .header("User-Agent", WEB_USER_AGENT).build()
        ).execute().close()
        val xsrf2 = xsrfToken() ?: xsrf

-        // Step 4: POST OTP
+        // Step 4: POST TOTP
        val otp = Totp.generate(otpSeed)
        val twoFaBody = JSONObject().apply {
            put("code", otp)
@@ -104,18 +121,161 @@ class BmlLoginFlow {
        twoFaResp.close()
        if (twoFaResp.code != 302) throw Exception("OTP verification failed — check your OTP seed")

-        // Step 5: GET /web/profile (sets blaze_identity cookie for profile selection)
-        client.newCall(
+        // Step 5: GET /web/profile — multi-profile accounts return a 200 with a profile picker;
+        // single-profile accounts skip the picker and redirect straight to /web/redirect with
+        // blaze_identity already set in the response cookies.
+        val profileResp = client.newCall(
            Request.Builder().url("$BASE_URL/web/profile")
-                .header("X-XSRF-TOKEN", xsrf2)
+                .header("User-Agent", WEB_USER_AGENT).build()
+        ).execute()
+        val profileCode = profileResp.code
+        val profileLocation = profileResp.header("Location") ?: ""
+        val profileBody = profileResp.body?.string() ?: ""
+        profileResp.close()
+
+        lastProfiles = if (profileCode == 302) {
+            // Any 302 from GET /web/profile means the server auto-activated the sole profile
+            // and blaze_identity is already set — no profile picker shown.
+            // Use username as a stable temporary profileId (unique per login); it will be
+            // replaced by the real BML customer ID after fetchUserInfo in finishBmlLogin().
+            listOf(BmlProfile(profileId = username, name = "Personal", type = "Profile", profileType = "default", autoActivated = true))
+        } else {
+            parseProfiles(profileBody)
+        }
+        return lastProfiles
+    }
+
+    // ─── Profile activation ───────────────────────────────────────────────────
+
+    /**
+     * Activates a profile in the current web session and returns the result.
+     *
+     * - Personal profiles (profile_type="default") succeed immediately and return [BmlActivationResult.Success].
+     * - Business profiles (profile_type="business") require SMS/email OTP; returns
+     *   [BmlActivationResult.NeedsBusinessOtp] with available channels. Follow up with
+     *   [requestBusinessOtp] + [submitBusinessOtp].
+     */
+    fun activateProfile(profile: BmlProfile, loginTag: String): BmlActivationResult {
+        // Single-profile accounts: server already activated during login() and set blaze_identity.
+        // autoActivated=true is the sentinel for this case — skip the profile GET entirely.
+        if (profile.autoActivated) {
+            val (session, accounts) = doOAuthAndFetchAccounts(loginTag, profile.name, profile.profileId)
+            return BmlActivationResult.Success(session, accounts)
+        }
+
+        val xsrf = xsrfToken()
+        val reqBuilder = Request.Builder()
+            .url("$BASE_URL/web/profile/${profile.profileId}")
+            .header("User-Agent", WEB_USER_AGENT)
+        if (xsrf != null) reqBuilder.header("X-XSRF-TOKEN", xsrf)
+
+        val resp = client.newCall(reqBuilder.build()).execute()
+        val code = resp.code
+        val location = resp.header("Location") ?: ""
+        resp.close()
+
+        return when {
+            code == 409 || (code == 302 && "/web/profile/2fa/business" !in location) -> {
+                // Profile activated — blaze_identity cookie set in response headers.
+                // Any 302 that isn't to the business 2FA page means success.
+                val (session, accounts) = doOAuthAndFetchAccounts(loginTag, profile.name, profile.profileId)
+                BmlActivationResult.Success(session, accounts)
+            }
+            code == 302 && "/web/profile/2fa/business" in location -> {
+                // Business profile: server requires SMS/email OTP
+                val channels = fetchBusinessOtpChannels()
+                BmlActivationResult.NeedsBusinessOtp(channels)
+            }
+            else -> throw Exception("Profile activation failed (HTTP $code)")
+        }
+    }
+
+    /**
+     * Returns available OTP channels for the business 2FA page.
+     * Also refreshes cookies so the subsequent POST has a valid XSRF token.
+     */
+    private fun fetchBusinessOtpChannels(): List<BmlOtpChannel> {
+        val resp = client.newCall(
+            Request.Builder().url("$BASE_URL/web/profile/2fa/business")
+                .header("User-Agent", WEB_USER_AGENT).build()
+        ).execute()
+        val body = resp.body?.string() ?: ""
+        resp.close()
+        return parseBusinessOtpChannels(body)
+    }
+
+    /**
+     * Sends an OTP to [channel] for business profile activation.
+     * Must be called before [submitBusinessOtp].
+     */
+    fun requestBusinessOtp(channel: String) {
+        val xsrf = xsrfToken() ?: throw Exception("Session expired — please log in again")
+        val body = JSONObject().apply {
+            put("code", "")
+            put("channel", channel)
+        }.toString().toRequestBody("application/json".toMediaType())
+        val resp = client.newCall(
+            Request.Builder().url("$BASE_URL/web/profile/2fa/business").post(body)
+                .header("X-XSRF-TOKEN", xsrf)
+                .header("User-Agent", WEB_USER_AGENT).build()
+        ).execute()
+        val respCode = resp.code
+        resp.close()
+        if (respCode != 302) throw Exception("Failed to request OTP (HTTP $respCode)")
+    }
+
+    /**
+     * Verifies the OTP and activates the business profile.
+     * Returns a new [BmlSession] and accounts on success.
+     * @throws Exception if the OTP is invalid (retry is allowed).
+     */
+    fun submitBusinessOtp(
+        channel: String,
+        code: String,
+        profile: BmlProfile,
+        loginTag: String
+    ): Pair<BmlSession, List<MibAccount>> {
+        // Refresh XSRF token before submitting
+        client.newCall(
+            Request.Builder().url("$BASE_URL/web/profile/2fa/business")
                .header("User-Agent", WEB_USER_AGENT).build()
        ).execute().close()

-        // Step 6: PKCE OAuth authorize → extract auth code
-        val codeVerifier = generateCodeVerifier()
-        val codeChallenge = generateCodeChallenge(codeVerifier)
-        val deviceId = generateDeviceId()
+        val xsrf = xsrfToken() ?: throw Exception("Session expired — please log in again")
+        val body = JSONObject().apply {
+            put("code", code)
+            put("channel", channel)
+        }.toString().toRequestBody("application/json".toMediaType())
+        val resp = client.newCall(
+            Request.Builder().url("$BASE_URL/web/profile/2fa/business").post(body)
+                .header("X-XSRF-TOKEN", xsrf)
+                .header("User-Agent", WEB_USER_AGENT).build()
+        ).execute()
+        val respCode = resp.code
+        val location = resp.header("Location") ?: ""
+        resp.close()

+        return when {
+            respCode == 409 || (respCode == 302 && "/web/redirect" in location) ->
+                doOAuthAndFetchAccounts(loginTag, profile.name, profile.profileId)
+            respCode == 302 ->
+                throw Exception("Invalid OTP — please try again")
+            else ->
+                throw Exception("Business OTP verification failed (HTTP $respCode)")
+        }
+    }
+
+    // ─── OAuth + account fetch ────────────────────────────────────────────────
+
+    /**
+     * Completes PKCE OAuth for the currently activated profile (blaze_identity cookie set).
+     * Returns a fresh [BmlSession] and the profile's accounts.
+     */
+    private fun doOAuthAndFetchAccounts(
+        loginTag: String,
+        profileName: String,
+        profileId: String
+    ): Pair<BmlSession, List<MibAccount>> {
        val authorizeUrl = HttpUrl.Builder()
            .scheme("https").host("www.bankofmaldives.com.mv")
            .addPathSegments("internetbanking/oauth/authorize")
@@ -135,14 +295,12 @@ class BmlLoginFlow {
            Request.Builder().url(authorizeUrl)
                .header("User-Agent", WEB_USER_AGENT).build()
        ).execute()
+        val location = authorizeResp.header("Location")
        authorizeResp.close()

-        val location = authorizeResp.header("Location")
-            ?: throw Exception("OAuth authorize did not redirect")
-        val authCode = Uri.parse(location).getQueryParameter("code")
-            ?: throw Exception("No auth code in OAuth redirect")
+        val authCode = location?.let { Uri.parse(it).getQueryParameter("code") }
+            ?: throw Exception("OAuth authorize did not return auth code")

-        // Step 7: Exchange auth code for access token
        val tokenBody = FormBody.Builder()
            .add("Device-ID", deviceId)
            .add("code", authCode)
@@ -161,22 +319,28 @@ class BmlLoginFlow {
        val tokenJson = tokenResp.body?.string() ?: throw Exception("Empty token response")
        tokenResp.close()

-        val tokenObj = JSONObject(tokenJson)
-        val accessToken = tokenObj.optString("access_token")
+        val accessToken = JSONObject(tokenJson).optString("access_token")
            .takeIf { it.isNotBlank() } ?: throw Exception("Token exchange failed")

        val session = BmlSession(accessToken = accessToken, deviceId = deviceId)
-        val accounts = fetchAccounts(session, "bml_$username")
+        val accounts = fetchAccounts(session, loginTag, profileName, profileId)
        return Pair(session, accounts)
    }

-    fun fetchAccounts(session: BmlSession, loginTag: String): List<MibAccount> {
+    // ─── API methods ─────────────────────────────────────────────────────────
+
+    fun fetchAccounts(
+        session: BmlSession,
+        loginTag: String,
+        profileName: String = "Personal",
+        profileId: String = ""
+    ): List<MibAccount> {
        val resp = apiClient.newCall(apiRequest(session, "$BASE_URL/api/mobile/dashboard")).execute()
        val code = resp.code
        val json = resp.body?.string()
        resp.close()
        if (code == 401 || code == 419) throw AuthExpiredException()
-        return parseDashboard(json ?: return emptyList(), loginTag)
+        return parseDashboard(json ?: return emptyList(), loginTag, profileName, profileId)
    }

    fun fetchForeignLimits(session: BmlSession): List<BmlForeignLimit> {
@@ -331,9 +495,6 @@ class BmlLoginFlow {
        return parseContacts(json, loginId)
    }

-    /**
-     * Step 1 of BML transfer: POST without OTP. Returns true if server responds code=22 (OTP ready).
-     */
    fun initiateTransfer(
        session: BmlSession,
        debitAccount: String,
@@ -370,9 +531,6 @@ class BmlLoginFlow {
        }
    }

-    /**
-     * Step 2 of BML transfer: POST with OTP + remarks. Returns BmlTransferResult.
-     */
    fun confirmTransfer(
        session: BmlSession,
        debitAccount: String,
@@ -440,32 +598,6 @@ class BmlLoginFlow {
        }
    }

-    // "12-05-2026 041675" → first 4 digits of time part as HH:mm
-    private fun parsePurchaseNarrative1(narrative1: String): String? {
-        return try {
-            val parts = narrative1.split(" ")
-            if (parts.size < 2) null
-            else {
-                val timePart = parts[1].take(4)
-                val combined = "${parts[0]} ${timePart.take(2)}:${timePart.drop(2)}:00"
-                val date = SimpleDateFormat("dd-MM-yyyy HH:mm:ss", Locale.US).parse(combined)
-                date?.let { SimpleDateFormat("yyyy-MM-dd HH:mm:ss", Locale.US).format(it) }
-            }
-        } catch (_: Exception) { null }
-    }
-
-    // "11-04-2026 13-17-08" → yyyy-MM-dd HH:mm:ss
-    private fun parseTransferNarrative1(narrative1: String): String? {
-        return try {
-            val date = SimpleDateFormat("dd-MM-yyyy HH-mm-ss", Locale.US).parse(narrative1)
-            date?.let { SimpleDateFormat("yyyy-MM-dd HH:mm:ss", Locale.US).format(it) }
-        } catch (_: Exception) { null }
-    }
-
-    /**
-     * Fetches paginated transaction history for a BML CASA account.
-     * @return Pair of (transactions, totalPages)
-     */
    fun fetchAccountHistory(
        session: BmlSession,
        accountId: String,
@@ -516,10 +648,6 @@ class BmlLoginFlow {
        } catch (_: Exception) { Pair(emptyList(), 0) }
    }

-    /**
-     * Fetches card statement for a BML prepaid card for the given month ("YYYYMM").
-     * Returns combined outstanding authorizations + settled statement entries.
-     */
    fun fetchCardHistory(
        session: BmlSession,
        cardId: String,
@@ -546,7 +674,6 @@ class BmlLoginFlow {
            val payload = root.optJSONObject("payload") ?: return emptyList()
            val result = mutableListOf<Transaction>()

-            // Outstanding authorizations
            val authDetails = payload.optJSONObject("outstanding")
                ?.optJSONArray("CardOutStdAuthDetails")
            if (authDetails != null) {
@@ -567,7 +694,26 @@ class BmlLoginFlow {
                }
            }

-            // Settled statement entries
+            val unbilled = payload.optJSONObject("unbilled")
+                ?.optJSONArray("CardUnbillTxnDetails")
+            if (unbilled != null) {
+                for (i in 0 until unbilled.length()) {
+                    val item = unbilled.getJSONObject(i)
+                    result.add(Transaction(
+                        id = "unbilled_${item.optString("TranApprCode")}_$i",
+                        date = item.optString("DateTime"),
+                        description = item.optString("TranDesc").trim(),
+                        amount = item.optDouble("BillingAmount", 0.0),
+                        currency = item.optString("BillingCcy", "MVR"),
+                        counterpartyName = null,
+                        reference = item.optString("TranApprCode").takeIf { it.isNotBlank() },
+                        accountNumber = accountNumber,
+                        accountDisplayName = accountDisplayName,
+                        source = "BML_CARD"
+                    ))
+                }
+            }
+
            val statement = payload.optJSONArray("cardstatement")
            if (statement != null) {
                for (i in 0 until statement.length()) {
@@ -590,14 +736,64 @@ class BmlLoginFlow {
        } catch (_: Exception) { emptyList() }
    }

-    private fun apiRequest(session: BmlSession, url: String) =
-        Request.Builder().url(url)
-            .header("Authorization", "Bearer ${session.accessToken}")
-            .header("User-Agent", APP_USER_AGENT)
-            .header("x-app-version", APP_VERSION)
-            .build()
+    // ─── Parsing ──────────────────────────────────────────────────────────────

-    private fun parseDashboard(json: String, loginTag: String): List<MibAccount> {
+    /**
+     * BML web responses are Inertia.js pages — the data is embedded as HTML-escaped JSON
+     * in the `data-page="..."` attribute of the root div. This extracts and unescapes it.
+     */
+    private fun extractInertiaJson(html: String): String? {
+        val match = Regex("""data-page="([^"]+)"""").find(html) ?: return null
+        return match.groupValues[1]
+            .replace("&quot;", "\"")
+            .replace("&amp;", "&")
+            .replace("&#39;", "'")
+            .replace("&lt;", "<")
+            .replace("&gt;", ">")
+    }
+
+    private fun parseProfiles(html: String): List<BmlProfile> {
+        return try {
+            val json = extractInertiaJson(html) ?: html
+            val root = JSONObject(json)
+            val props = root.optJSONObject("props") ?: return emptyList()
+            val profiles = props.optJSONArray("profiles") ?: return emptyList()
+            (0 until profiles.length()).mapNotNull { i ->
+                val p = profiles.getJSONObject(i)
+                val profileObj = p.optJSONObject("profile") ?: return@mapNotNull null
+                BmlProfile(
+                    profileId = p.optString("profile_id"),
+                    name = p.optString("name"),
+                    type = p.optString("type"),
+                    profileType = profileObj.optString("profile_type", "default")
+                )
+            }
+        } catch (_: Exception) { emptyList() }
+    }
+
+    private fun parseBusinessOtpChannels(html: String): List<BmlOtpChannel> {
+        return try {
+            val json = extractInertiaJson(html) ?: html
+            val root = JSONObject(json)
+            val props = root.optJSONObject("props") ?: return emptyList()
+            val channels = props.optJSONArray("channels") ?: return emptyList()
+            (0 until channels.length()).map { i ->
+                val c = channels.getJSONObject(i)
+                BmlOtpChannel(
+                    channel = c.optString("channel"),
+                    description = c.optString("description"),
+                    masked = c.optString("masked")
+                )
+            }
+        } catch (_: Exception) { emptyList() }
+    }
+
+    private fun parseDashboard(
+        json: String,
+        loginTag: String,
+        profileName: String = "Personal",
+        profileId: String = ""
+    ): List<MibAccount> {
        val root = JSONObject(json)
        if (!root.optBoolean("success")) return emptyList()
        val dashboard = root.optJSONObject("payload")?.optJSONArray("dashboard") ?: return emptyList()
@@ -612,14 +808,13 @@ class BmlLoginFlow {
            val product = item.optString("product")
            val accountNumber = item.optString("account")
            val status = item.optString("account_status", "Active")
-
            val internalId = item.optString("id", "")

            if (accountType == "CASA") {
                val available = item.optDouble("availableBalance", 0.0)
                casaAccounts.add(MibAccount(
                    bank        = "BML",
-                    profileName = "Personal",
+                    profileName = profileName,
                    profileType = "BML",
                    accountNumber = accountNumber,
                    accountBriefName = item.optString("alias"),
@@ -632,18 +827,19 @@ class BmlLoginFlow {
                    statusDesc = status,
                    profileImageHash = null,
                    loginTag = loginTag,
+                    profileId = profileId,
                    internalId = internalId
                ))
            } else if (accountType == "Card") {
                val isVisible = item.optBoolean("account_visible", false)
-                if (!isVisible) continue   // debit cards and other hidden cards — skip
+                if (!isVisible) continue
                val isPrepaid = item.optBoolean("prepaid_card", false)
                val cardBalance = item.optJSONObject("cardBalance")
                val available = cardBalance?.optDouble("AvailableLimit", 0.0) ?: 0.0
                val current   = cardBalance?.optDouble("CurrentBalance", 0.0) ?: 0.0
                prepaidCards.add(MibAccount(
                    bank        = "BML",
-                    profileName = "Personal",
+                    profileName = profileName,
                    profileType = if (isPrepaid) "BML_PREPAID" else "BML_CREDIT",
                    accountNumber = accountNumber,
                    accountBriefName = item.optString("alias").ifBlank { product },
@@ -656,6 +852,7 @@ class BmlLoginFlow {
                    statusDesc = status,
                    profileImageHash = null,
                    loginTag = loginTag,
+                    profileId = profileId,
                    internalId = internalId
                ))
            }
@@ -723,6 +920,15 @@ class BmlLoginFlow {
        return result
    }

+    // ─── Helpers ──────────────────────────────────────────────────────────────
+
+    private fun apiRequest(session: BmlSession, url: String) =
+        Request.Builder().url(url)
+            .header("Authorization", "Bearer ${session.accessToken}")
+            .header("User-Agent", APP_USER_AGENT)
+            .header("x-app-version", APP_VERSION)
+            .build()
+
    private fun xsrfToken(): String? =
        cookieStore["www.bankofmaldives.com.mv"]?.firstOrNull { it.name == "XSRF-TOKEN" }?.value

@@ -748,4 +954,26 @@ class BmlLoginFlow {
        SecureRandom().nextBytes(bytes)
        return bytes.joinToString("") { "%02x".format(it) }
    }
+
+    // "12-05-2026 041675" → first 4 digits of time part as HH:mm
+    private fun parsePurchaseNarrative1(narrative1: String): String? {
+        return try {
+            val parts = narrative1.split(" ")
+            if (parts.size < 2) null
+            else {
+                val timePart = parts[1].take(4)
+                val combined = "${parts[0]} ${timePart.take(2)}:${timePart.drop(2)}:00"
+                val date = SimpleDateFormat("dd-MM-yyyy HH:mm:ss", Locale.US).parse(combined)
+                date?.let { SimpleDateFormat("yyyy-MM-dd HH:mm:ss", Locale.US).format(it) }
+            }
+        } catch (_: Exception) { null }
+    }
+
+    // "11-04-2026 13-17-08" → yyyy-MM-dd HH:mm:ss
+    private fun parseTransferNarrative1(narrative1: String): String? {
+        return try {
+            val date = SimpleDateFormat("dd-MM-yyyy HH-mm-ss", Locale.US).parse(narrative1)
+            date?.let { SimpleDateFormat("yyyy-MM-dd HH:mm:ss", Locale.US).format(it) }
+        } catch (_: Exception) { null }
+    }
 }
--- a/app/src/main/java/sh/sar/basedbank/api/bml/BmlModels.kt
+++ b/app/src/main/java/sh/sar/basedbank/api/bml/BmlModels.kt
@@ -1,10 +1,36 @@
 package sh.sar.basedbank.api.bml

+import sh.sar.basedbank.api.mib.MibAccount
+
 data class BmlSession(
    val accessToken: String,
    val deviceId: String
 )

+data class BmlProfile(
+    val profileId: String,
+    val name: String,
+    val type: String,           // "Profile" (personal) or "Business"
+    val profileType: String,    // "default" or "business"
+    val autoActivated: Boolean = false  // true for single-profile accounts where server skips the picker
+)
+
+data class BmlOtpChannel(
+    val channel: String,
+    val description: String,
+    val masked: String
+)
+
+sealed class BmlActivationResult {
+    data class Success(
+        val session: BmlSession,
+        val accounts: List<MibAccount>
+    ) : BmlActivationResult()
+    data class NeedsBusinessOtp(
+        val channels: List<BmlOtpChannel>
+    ) : BmlActivationResult()
+}
+
 data class BmlAccountValidation(
    val trnType: String,         // IAT, QTR, DOT
    val validationType: String,  // BML, alias, MIB
--- a/app/src/main/java/sh/sar/basedbank/ui/home/AccountHistoryAdapter.kt
+++ b/app/src/main/java/sh/sar/basedbank/ui/home/AccountHistoryAdapter.kt
@@ -37,6 +37,17 @@ class AccountHistoryAdapter(
    var onImageNeeded: ((counterpartyName: String) -> Unit)? = null
    var onIconUrlNeeded: ((url: String) -> Unit)? = null
    var onTransferClick: ((MibAccount) -> Unit)? = null
+    private var hideAmounts: Boolean = false
+
+    fun setHideAmounts(hide: Boolean) {
+        if (hideAmounts == hide) return
+        hideAmounts = hide
+        notifyItemChanged(0) // refresh header card
+        // refresh all transaction rows
+        for (i in displayItems.indices) {
+            if (displayItems[i] is Item.Trx) notifyItemChanged(i + 1)
+        }
+    }

    fun updateImage(counterpartyName: String, bitmap: Bitmap) {
        imageCache[counterpartyName] = bitmap
@@ -154,10 +165,10 @@ class AccountHistoryAdapter(
            b.tvHeaderAccountNumber.text = d.number
            b.tvHeaderPillBank.text      = d.bankPill
            b.tvHeaderPillType.text      = d.typeLabel
-            b.tvHeaderAvailable.text     = d.availableBalance
-            b.tvHeaderBalance.text       = d.workingBalance
+            b.tvHeaderAvailable.text     = if (hideAmounts) maskAmount(d.availableBalance) else d.availableBalance
+            b.tvHeaderBalance.text       = if (hideAmounts) maskAmount(d.workingBalance) else d.workingBalance
            if (d.blockedBalance != null) {
-                b.tvHeaderBlocked.text       = d.blockedBalance
+                b.tvHeaderBlocked.text       = if (hideAmounts) maskAmount(d.blockedBalance) else d.blockedBalance
                b.llHeaderBlocked.visibility = View.VISIBLE
            } else {
                b.llHeaderBlocked.visibility = View.GONE
@@ -211,12 +222,17 @@ class AccountHistoryAdapter(

            b.tvDate.text = formatTime(trx.date)

-            val sign = if (isCredit) "+" else "-"
-            val absAmt = "%.2f".format(kotlin.math.abs(trx.amount))
-            b.tvAmount.text = "$sign ${trx.currency} $absAmt"
-            b.tvAmount.setTextColor(
-                if (isCredit) Color.parseColor("#4CAF50") else Color.parseColor("#FF7043")
-            )
+            if (hideAmounts) {
+                b.tvAmount.text = "${trx.currency} ••••••"
+                b.tvAmount.setTextColor(Color.parseColor("#888888"))
+            } else {
+                val sign = if (isCredit) "+" else "-"
+                val absAmt = "%.2f".format(kotlin.math.abs(trx.amount))
+                b.tvAmount.text = "$sign ${trx.currency} $absAmt"
+                b.tvAmount.setTextColor(
+                    if (isCredit) Color.parseColor("#4CAF50") else Color.parseColor("#FF7043")
+                )
+            }

            b.root.setOnClickListener { showDetail(trx) }
        }
@@ -282,6 +298,11 @@ class AccountHistoryAdapter(
            return FULL_DATE_FMT.format(date)
        }

+        fun maskAmount(formatted: String): String {
+            val currency = formatted.substringBefore(' ', formatted)
+            return "$currency ••••••"
+        }
+
        fun sourceColor(source: String) = when (source) {
            "MIB" -> "#FE860E"
            "BML", "BML_CARD" -> "#0066A1"
--- a/app/src/main/java/sh/sar/basedbank/ui/home/AccountHistoryFragment.kt
+++ b/app/src/main/java/sh/sar/basedbank/ui/home/AccountHistoryFragment.kt
@@ -77,6 +77,8 @@ class AccountHistoryFragment : Fragment() {
        adapter.onTransferClick = { acc ->
            (activity as? HomeActivity)?.navigateTo(R.id.nav_transfer, TransferFragment.newInstanceFrom(acc))
        }
+        adapter.setHideAmounts(viewModel.hideAmounts.value ?: false)
+        viewModel.hideAmounts.observe(viewLifecycleOwner) { adapter.setHideAmounts(it) }
        binding.recyclerView.layoutManager = LinearLayoutManager(requireContext())
        binding.recyclerView.adapter = adapter

--- a/app/src/main/java/sh/sar/basedbank/ui/home/AccountsAdapter.kt
+++ b/app/src/main/java/sh/sar/basedbank/ui/home/AccountsAdapter.kt
@@ -21,6 +21,7 @@ class AccountsAdapter(
 ) : RecyclerView.Adapter<RecyclerView.ViewHolder>() {

    var onTransferClick: ((MibAccount) -> Unit)? = null
+    private var hideAmounts: Boolean = false

    private sealed class Item {
        data class SectionTitle(val label: String) : Item()
@@ -36,6 +37,12 @@ class AccountsAdapter(
        notifyDataSetChanged()
    }

+    fun setHideAmounts(hide: Boolean) {
+        if (hideAmounts == hide) return
+        hideAmounts = hide
+        notifyDataSetChanged()
+    }
+
    private fun buildItems(accounts: List<MibAccount>): List<Item> = buildList {
        val displayed = accounts.mapNotNull { acc -> AccountListParser.from(acc)?.let { acc to it } }
        val nonCards  = displayed.filter { !it.second.isCard }
@@ -109,7 +116,7 @@ class AccountsAdapter(
            binding.tvAccountName.text   = display.name
            binding.tvAccountNumber.text = display.number
            binding.tvAccountType.text   = display.typeLabel
-            binding.tvBalance.text       = display.balance
+            binding.tvBalance.text       = if (hideAmounts) maskAmount(display.balance) else display.balance
            binding.btnTransfer.setOnClickListener { onTransferClick?.invoke(account) }
            binding.root.setOnClickListener { onAccountClick(account) }
            binding.root.setOnLongClickListener {
@@ -127,7 +134,7 @@ class AccountsAdapter(
            binding.tvCardNumber.text  = display.number
            binding.tvCardProduct.text = display.typeLabel
            binding.layoutCardBalance.visibility = View.VISIBLE
-            binding.tvCardBalance.text = display.balance
+            binding.tvCardBalance.text = if (hideAmounts) maskAmount(display.balance) else display.balance
            if (display.statusLabel != null) {
                binding.tvCardStatus.text       = display.statusLabel
                binding.tvCardStatus.visibility = View.VISIBLE
@@ -146,6 +153,11 @@ class AccountsAdapter(
        private const val TYPE_ACCOUNT = 1
        private const val TYPE_CARD    = 2

+        fun maskAmount(formatted: String): String {
+            val currency = formatted.substringBefore(' ', formatted)
+            return "$currency ••••••"
+        }
+
        private fun copyToClipboard(context: Context, accountNumber: String) {
            val cm = context.getSystemService(Context.CLIPBOARD_SERVICE) as ClipboardManager
            cm.setPrimaryClip(ClipData.newPlainText("Account Number", accountNumber))
--- a/app/src/main/java/sh/sar/basedbank/ui/home/AccountsFragment.kt
+++ b/app/src/main/java/sh/sar/basedbank/ui/home/AccountsFragment.kt
@@ -44,6 +44,7 @@ class AccountsFragment : Fragment() {
        }

        viewModel.accounts.observe(viewLifecycleOwner) { adapter.updateAccounts(it) }
+        viewModel.hideAmounts.observe(viewLifecycleOwner) { adapter.setHideAmounts(it) }
    }

    override fun onResume() {
--- a/app/src/main/java/sh/sar/basedbank/ui/home/ActivitiesAdapter.kt
+++ b/app/src/main/java/sh/sar/basedbank/ui/home/ActivitiesAdapter.kt
@@ -0,0 +1,108 @@
+package sh.sar.basedbank.ui.home
+
+import android.graphics.Color
+import android.graphics.drawable.GradientDrawable
+import android.view.LayoutInflater
+import android.view.ViewGroup
+import androidx.recyclerview.widget.RecyclerView
+import sh.sar.basedbank.databinding.ItemDateHeaderBinding
+import sh.sar.basedbank.databinding.ItemTransactionBinding
+import sh.sar.basedbank.util.ReceiptStore
+import java.text.SimpleDateFormat
+import java.util.Date
+import java.util.Locale
+
+class ActivitiesAdapter(
+    private val onItemClick: (ReceiptStore.Entry) -> Unit
+) : RecyclerView.Adapter<RecyclerView.ViewHolder>() {
+
+    private sealed class Item {
+        data class DateHeader(val label: String) : Item()
+        data class ReceiptItem(val entry: ReceiptStore.Entry) : Item()
+    }
+
+    private val displayItems = mutableListOf<Item>()
+
+    fun setEntries(entries: List<ReceiptStore.Entry>) {
+        displayItems.clear()
+        var lastDateKey = ""
+        for (entry in entries) {
+            val dateKey = SimpleDateFormat("yyyy-MM-dd", Locale.US).format(Date(entry.savedAt))
+            if (dateKey != lastDateKey) {
+                displayItems.add(Item.DateHeader(formatDateHeader(entry.savedAt)))
+                lastDateKey = dateKey
+            }
+            displayItems.add(Item.ReceiptItem(entry))
+        }
+        notifyDataSetChanged()
+    }
+
+    override fun getItemCount() = displayItems.size
+
+    override fun getItemViewType(position: Int) =
+        if (displayItems[position] is Item.DateHeader) TYPE_DATE_HEADER else TYPE_RECEIPT
+
+    override fun onCreateViewHolder(parent: ViewGroup, viewType: Int): RecyclerView.ViewHolder {
+        val inflater = LayoutInflater.from(parent.context)
+        return if (viewType == TYPE_DATE_HEADER)
+            DateHeaderVH(ItemDateHeaderBinding.inflate(inflater, parent, false))
+        else
+            ReceiptVH(ItemTransactionBinding.inflate(inflater, parent, false))
+    }
+
+    override fun onBindViewHolder(holder: RecyclerView.ViewHolder, position: Int) {
+        when (holder) {
+            is DateHeaderVH -> holder.bind((displayItems[position] as Item.DateHeader).label)
+            is ReceiptVH    -> holder.bind((displayItems[position] as Item.ReceiptItem).entry)
+        }
+    }
+
+    inner class DateHeaderVH(private val b: ItemDateHeaderBinding) :
+        RecyclerView.ViewHolder(b.root) {
+        fun bind(label: String) { b.tvDateHeader.text = label }
+    }
+
+    inner class ReceiptVH(private val b: ItemTransactionBinding) :
+        RecyclerView.ViewHolder(b.root) {
+        fun bind(entry: ReceiptStore.Entry) {
+            val d = entry.data
+            val colorHex = d.fromColorHex.takeIf { it.isNotBlank() } ?: "#607D8B"
+            val initial = d.toLabel.firstOrNull()?.uppercaseChar()?.toString() ?: "?"
+
+            b.fvAvatar.background = GradientDrawable().apply {
+                shape = GradientDrawable.OVAL
+                setColor(try { Color.parseColor(colorHex) } catch (_: Exception) { Color.GRAY })
+            }
+            b.tvInitial.visibility = android.view.View.VISIBLE
+            b.tvInitial.text = initial
+
+            b.tvCounterparty.text = d.toLabel
+            b.tvCounterparty.visibility = android.view.View.VISIBLE
+            b.tvDescription.text = buildString {
+                append(d.fromLabel)
+                if (d.toBank.isNotBlank()) append(" · ${d.toBank}")
+            }
+            b.tvDate.text = formatTime(entry.savedAt)
+
+            b.tvAmount.text = "- ${d.currency} ${d.amount}"
+            b.tvAmount.setTextColor(Color.parseColor("#FF7043"))
+
+            b.root.setOnClickListener { onItemClick(entry) }
+        }
+    }
+
+    private fun formatDateHeader(millis: Long): String {
+        val sdf = SimpleDateFormat("EEEE, d MMMM yyyy", Locale.US)
+        return sdf.format(Date(millis))
+    }
+
+    private fun formatTime(millis: Long): String {
+        val sdf = SimpleDateFormat("HH:mm", Locale.US)
+        return sdf.format(Date(millis))
+    }
+
+    companion object {
+        private const val TYPE_DATE_HEADER = 0
+        private const val TYPE_RECEIPT     = 1
+    }
+}
--- a/app/src/main/java/sh/sar/basedbank/ui/home/ActivitiesFragment.kt
+++ b/app/src/main/java/sh/sar/basedbank/ui/home/ActivitiesFragment.kt
@@ -0,0 +1,95 @@
+package sh.sar.basedbank.ui.home
+
+import android.content.Context
+import android.os.Bundle
+import android.text.Editable
+import android.text.TextWatcher
+import android.view.LayoutInflater
+import android.view.View
+import android.view.ViewGroup
+import androidx.core.view.ViewCompat
+import androidx.core.view.WindowInsetsCompat
+import androidx.fragment.app.Fragment
+import androidx.recyclerview.widget.LinearLayoutManager
+import sh.sar.basedbank.R
+import sh.sar.basedbank.databinding.FragmentActivitiesBinding
+import sh.sar.basedbank.util.ReceiptStore
+
+class ActivitiesFragment : Fragment() {
+
+    private var _binding: FragmentActivitiesBinding? = null
+    private val binding get() = _binding!!
+
+    private lateinit var adapter: ActivitiesAdapter
+    private val allEntries = mutableListOf<ReceiptStore.Entry>()
+    private var searchQuery = ""
+
+    override fun onCreateView(inflater: LayoutInflater, container: ViewGroup?, savedInstanceState: Bundle?): View {
+        _binding = FragmentActivitiesBinding.inflate(inflater, container, false)
+        return binding.root
+    }
+
+    override fun onViewCreated(view: View, savedInstanceState: Bundle?) {
+        adapter = ActivitiesAdapter { entry ->
+            (activity as? HomeActivity)?.showWithBackStack(
+                TransferReceiptFragment.newInstance(entry.data, null)
+            )
+        }
+        binding.recyclerView.layoutManager = LinearLayoutManager(requireContext())
+        binding.recyclerView.adapter = adapter
+
+        val bottomPaddingBase = (16 * resources.displayMetrics.density).toInt()
+        ViewCompat.setOnApplyWindowInsetsListener(binding.recyclerView) { v, insets ->
+            val isBottomNav = requireContext()
+                .getSharedPreferences("prefs", Context.MODE_PRIVATE)
+                .getBoolean("bottom_nav", false)
+            val navBar = insets.getInsets(WindowInsetsCompat.Type.systemBars())
+            val extraBottom = if (isBottomNav) 0 else navBar.bottom
+            v.setPadding(v.paddingLeft, v.paddingTop, v.paddingRight, bottomPaddingBase + extraBottom)
+            insets
+        }
+
+        binding.etSearch.addTextChangedListener(object : TextWatcher {
+            override fun beforeTextChanged(s: CharSequence?, start: Int, count: Int, after: Int) = Unit
+            override fun onTextChanged(s: CharSequence?, start: Int, before: Int, count: Int) = Unit
+            override fun afterTextChanged(s: Editable?) {
+                searchQuery = s?.toString()?.trim() ?: ""
+                filterAndDisplay()
+            }
+        })
+
+        loadEntries()
+    }
+
+    override fun onResume() {
+        super.onResume()
+        requireActivity().title = getString(R.string.nav_activities)
+        // Reload in case a new receipt was added while we were away
+        loadEntries()
+    }
+
+    private fun loadEntries() {
+        allEntries.clear()
+        allEntries.addAll(ReceiptStore.loadAll(requireContext()))
+        filterAndDisplay()
+    }
+
+    private fun filterAndDisplay() {
+        val filtered = if (searchQuery.isBlank()) allEntries
+        else allEntries.filter { entry ->
+            entry.data.toLabel.contains(searchQuery, ignoreCase = true) ||
+                entry.data.fromLabel.contains(searchQuery, ignoreCase = true) ||
+                entry.data.toAccount.contains(searchQuery, ignoreCase = true) ||
+                entry.data.toBank.contains(searchQuery, ignoreCase = true) ||
+                entry.data.mibReferenceNo.contains(searchQuery, ignoreCase = true) ||
+                entry.data.bmlReference.contains(searchQuery, ignoreCase = true)
+        }
+        adapter.setEntries(filtered)
+        binding.emptyView.visibility = if (filtered.isEmpty()) View.VISIBLE else View.GONE
+    }
+
+    override fun onDestroyView() {
+        super.onDestroyView()
+        _binding = null
+    }
+}
--- a/app/src/main/java/sh/sar/basedbank/ui/home/AddContactSheetFragment.kt
+++ b/app/src/main/java/sh/sar/basedbank/ui/home/AddContactSheetFragment.kt
@@ -98,10 +98,13 @@ class AddContactSheetFragment : BottomSheetDialogFragment() {
            }
        }
        val store = CredentialStore(requireContext())
-        for ((loginId, _) in app.bmlSessions) {
-            val ownerName = store.loadBmlUserProfile(loginId)?.fullName?.takeIf { it.isNotBlank() } ?: loginId
-            val profileName = app.bmlAccounts.firstOrNull { it.loginTag == "bml_$loginId" }?.profileName ?: ""
-            list.add(DestinationOption("BML · $ownerName", isBml = true, bmlLoginId = loginId, subtitle = profileName))
+        for ((loginId, profiles) in app.bmlProfilesMap) {
+            val fullName = store.loadBmlUserProfile(loginId)?.fullName?.takeIf { it.isNotBlank() }
+            for (profile in profiles) {
+                if (app.bmlSessions.containsKey(profile.profileId)) {
+                    list.add(DestinationOption("BML · ${fullName ?: profile.name}", isBml = true, bmlLoginId = profile.profileId, subtitle = profile.name))
+                }
+            }
        }
        return list
    }
--- a/app/src/main/java/sh/sar/basedbank/ui/home/DashboardFragment.kt
+++ b/app/src/main/java/sh/sar/basedbank/ui/home/DashboardFragment.kt
@@ -32,6 +32,11 @@ class DashboardFragment : Fragment() {
        viewModel.accounts.observe(viewLifecycleOwner) { updateBalances(it) }
        viewModel.financing.observe(viewLifecycleOwner) { updatePendingFinances(it) }
        viewModel.bmlLimits.observe(viewLifecycleOwner) { updateForeignLimits(it) }
+        viewModel.hideAmounts.observe(viewLifecycleOwner) {
+            updateBalances(viewModel.accounts.value ?: emptyList())
+            updatePendingFinances(viewModel.financing.value ?: emptyList())
+            updateForeignLimits(viewModel.bmlLimits.value ?: emptyList())
+        }

        val bottomPaddingBase = (16 * resources.displayMetrics.density).toInt()
        ViewCompat.setOnApplyWindowInsetsListener(binding.buttonBar) { v, insets ->
@@ -64,6 +69,12 @@ class DashboardFragment : Fragment() {
    }

    private fun updateBalances(accounts: List<MibAccount>) {
+        val hide = viewModel.hideAmounts.value ?: false
+        if (hide) {
+            binding.tvMvrBalance.text = "MVR ••••••"
+            binding.tvUsdBalance.text = "USD ••••••"
+            return
+        }
        val mvrTotal = accounts
            .filter { it.currencyName.equals("MVR", ignoreCase = true) }
            .sumOf { it.availableBalance.replace(",", "").toDoubleOrNull() ?: 0.0 }
@@ -76,31 +87,40 @@ class DashboardFragment : Fragment() {
    }

    private fun updateForeignLimits(entries: List<HomeViewModel.BmlLimitsData>) {
+        val hide = viewModel.hideAmounts.value ?: false
        binding.containerForeignLimits.removeAllViews()
        for (entry in entries) {
            for (limit in entry.limits) {
                val card = ItemForeignLimitBinding.inflate(layoutInflater, binding.containerForeignLimits, false)
                card.tvLimitUserName.text = entry.userName.ifBlank { "BML" }
                card.tvLimitType.text = limit.type
-                card.tvLimitGeneral.text = "USD %,.0f / %,.0f".format(limit.generalRemaining, limit.generalCap)
-                card.tvLimitMedical.text = "USD %,.0f".format(limit.medicalRemaining)
-                card.tvLimitAtm.text = if (!limit.isAtmEnabled)
-                    "USD %,.0f / %,.0f · Disabled".format(limit.atmRemaining, limit.atmLimit)
-                else
-                    "USD %,.0f / %,.0f".format(limit.atmRemaining, limit.atmLimit)
-                card.tvLimitEcom.text = "USD %,.0f / %,.0f".format(limit.ecomRemaining, limit.ecomLimit)
-                card.tvLimitPos.text = if (!limit.isPosEnabled)
-                    "USD %,.0f / %,.0f · Disabled".format(limit.posRemaining, limit.posLimit)
-                else
-                    "USD %,.0f / %,.0f".format(limit.posRemaining, limit.posLimit)
+                if (hide) {
+                    card.tvLimitGeneral.text = "USD ••••••"
+                    card.tvLimitMedical.text = "USD ••••••"
+                    card.tvLimitAtm.text = if (!limit.isAtmEnabled) "USD •••••• · Disabled" else "USD ••••••"
+                    card.tvLimitEcom.text = "USD ••••••"
+                    card.tvLimitPos.text = if (!limit.isPosEnabled) "USD •••••• · Disabled" else "USD ••••••"
+                } else {
+                    card.tvLimitGeneral.text = "USD %,.0f / %,.0f".format(limit.generalRemaining, limit.generalCap)
+                    card.tvLimitMedical.text = "USD %,.0f".format(limit.medicalRemaining)
+                    card.tvLimitAtm.text = if (!limit.isAtmEnabled)
+                        "USD %,.0f / %,.0f · Disabled".format(limit.atmRemaining, limit.atmLimit)
+                    else
+                        "USD %,.0f / %,.0f".format(limit.atmRemaining, limit.atmLimit)
+                    card.tvLimitEcom.text = "USD %,.0f / %,.0f".format(limit.ecomRemaining, limit.ecomLimit)
+                    card.tvLimitPos.text = if (!limit.isPosEnabled)
+                        "USD %,.0f / %,.0f · Disabled".format(limit.posRemaining, limit.posLimit)
+                    else
+                        "USD %,.0f / %,.0f".format(limit.posRemaining, limit.posLimit)
+                }
                binding.containerForeignLimits.addView(card.root)
            }
        }
    }

    private fun updatePendingFinances(deals: List<MibFinanceDeal>) {
-        val total = deals.sumOf { it.outstandingAmount }
-        binding.tvPendingFinances.text = "MVR %,.2f".format(total)
+        val hide = viewModel.hideAmounts.value ?: false
+        binding.tvPendingFinances.text = if (hide) "MVR ••••••" else "MVR %,.2f".format(deals.sumOf { it.outstandingAmount })
    }

    override fun onDestroyView() {
--- a/app/src/main/java/sh/sar/basedbank/ui/home/FinancingAdapter.kt
+++ b/app/src/main/java/sh/sar/basedbank/ui/home/FinancingAdapter.kt
@@ -16,6 +16,14 @@ import java.util.Locale
 class FinancingAdapter(private var deals: List<MibFinanceDeal>) :
    RecyclerView.Adapter<FinancingAdapter.ViewHolder>() {

+    private var hideAmounts: Boolean = false
+
+    fun setHideAmounts(hide: Boolean) {
+        if (hideAmounts == hide) return
+        hideAmounts = hide
+        notifyDataSetChanged()
+    }
+
    private val expandedPositions = mutableSetOf<Int>()
    private val amountFmt = NumberFormat.getNumberInstance(Locale.US).apply {
        minimumFractionDigits = 2
@@ -52,19 +60,20 @@ class FinancingAdapter(private var deals: List<MibFinanceDeal>) :
        fun bind(deal: MibFinanceDeal, expanded: Boolean) {
            val ctx = binding.root.context
            val currency = deal.currency
+            val hide = hideAmounts

            binding.tvProductName.text = deal.productDesc
            binding.tvDealNo.text = ctx.getString(R.string.financing_deal_no_fmt, deal.dealNo)
            binding.tvStatus.text = deal.statusDesc
-            binding.tvTotal.text = "$currency ${amountFmt.format(deal.dealAmount)}"
-            binding.tvPaid.text = "$currency ${amountFmt.format(deal.paidAmount)}"
-            binding.tvUnpaid.text = "$currency ${amountFmt.format(deal.outstandingAmount)}"
+            binding.tvTotal.text = if (hide) "$currency ••••••" else "$currency ${amountFmt.format(deal.dealAmount)}"
+            binding.tvPaid.text = if (hide) "$currency ••••••" else "$currency ${amountFmt.format(deal.paidAmount)}"
+            binding.tvUnpaid.text = if (hide) "$currency ••••••" else "$currency ${amountFmt.format(deal.outstandingAmount)}"

            // Progress bar
            val progress = if (deal.dealAmount > 0)
                ((deal.paidAmount / deal.dealAmount) * 100).toInt().coerceIn(0, 100)
            else 0
-            binding.progressBar.progress = progress
+            binding.progressBar.progress = if (hide) 0 else progress

            // Completion estimate
            binding.tvCompletion.text = completionText(deal, ctx)
@@ -76,14 +85,14 @@ class FinancingAdapter(private var deals: List<MibFinanceDeal>) :

            if (expanded) {
                binding.tvDealDate.text = formatDate(deal.dealDate)
-                binding.tvInstallment.text = "$currency ${amountFmt.format(deal.installmentAmount)}"
+                binding.tvInstallment.text = if (hide) "$currency ••••••" else "$currency ${amountFmt.format(deal.installmentAmount)}"
                binding.tvNumInstallments.text = deal.noOfInstallments.toString()
                binding.tvLastPaidDate.text = formatDate(deal.lastPaidDate)
-                binding.tvLastPayAmount.text = "$currency ${amountFmt.format(deal.lastPayAmount)}"
+                binding.tvLastPayAmount.text = if (hide) "$currency ••••••" else "$currency ${amountFmt.format(deal.lastPayAmount)}"

                if (deal.overdueAmount > 0) {
                    binding.rowOverdue.visibility = View.VISIBLE
-                    binding.tvOverdue.text = "$currency ${amountFmt.format(deal.overdueAmount)}"
+                    binding.tvOverdue.text = if (hide) "$currency ••••••" else "$currency ${amountFmt.format(deal.overdueAmount)}"
                } else {
                    binding.rowOverdue.visibility = View.GONE
                }
--- a/app/src/main/java/sh/sar/basedbank/ui/home/FinancingFragment.kt
+++ b/app/src/main/java/sh/sar/basedbank/ui/home/FinancingFragment.kt
@@ -44,6 +44,7 @@ class FinancingFragment : Fragment() {
            binding.emptyView.visibility = if (deals.isEmpty()) View.VISIBLE else View.GONE
            binding.loadingView.visibility = View.GONE
        }
+        viewModel.hideAmounts.observe(viewLifecycleOwner) { adapter.setHideAmounts(it) }
    }

    override fun onResume() {
--- a/app/src/main/java/sh/sar/basedbank/ui/home/HomeActivity.kt
+++ b/app/src/main/java/sh/sar/basedbank/ui/home/HomeActivity.kt
@@ -17,7 +17,10 @@ import com.google.android.material.dialog.MaterialAlertDialogBuilder
 import androidx.activity.viewModels
 import androidx.appcompat.app.ActionBarDrawerToggle
 import androidx.appcompat.app.AppCompatActivity
+import androidx.core.view.ViewCompat
 import androidx.core.view.WindowCompat
+import androidx.core.view.WindowInsetsCompat
+import androidx.core.view.updatePadding
 import androidx.fragment.app.Fragment
 import androidx.lifecycle.lifecycleScope
 import androidx.lifecycle.Lifecycle
@@ -33,7 +36,9 @@ import okhttp3.RequestBody.Companion.toRequestBody
 import sh.sar.basedbank.BasedBankApp
 import sh.sar.basedbank.R
 import sh.sar.basedbank.api.bml.AuthExpiredException
+import sh.sar.basedbank.api.bml.BmlActivationResult
 import sh.sar.basedbank.api.bml.BmlLoginFlow
+import sh.sar.basedbank.api.bml.BmlProfile
 import sh.sar.basedbank.api.bml.BmlSession
 import sh.sar.basedbank.api.fahipay.FahipayLoginFlow
 import sh.sar.basedbank.api.fahipay.FahipaySession
@@ -108,6 +113,12 @@ class HomeActivity : AppCompatActivity() {
        binding.drawerLayout.addDrawerListener(toggle)
        toggle.syncState()

+        ViewCompat.setOnApplyWindowInsetsListener(binding.navigationView) { v, insets ->
+            val bars = insets.getInsets(WindowInsetsCompat.Type.systemBars())
+            v.updatePadding(top = bars.top, bottom = bars.bottom)
+            insets
+        }
+
        binding.bottomNavigation.setOnItemSelectedListener { item ->
            if (suppressBottomNavCallback) return@setOnItemSelectedListener true
            val frag = when (item.itemId) {
@@ -115,7 +126,9 @@ class HomeActivity : AppCompatActivity() {
                R.id.nav_accounts         -> AccountsFragment()
                R.id.nav_contacts         -> ContactsFragment()
                R.id.nav_transfer         -> TransferFragment()
+                R.id.nav_pay_mv_qr        -> PayMvQrFragment()
                R.id.nav_more             -> MoreFragment()
+                R.id.nav_activities       -> ActivitiesFragment()
                R.id.nav_transfer_history -> TransferHistoryFragment()
                R.id.nav_finances         -> FinancingFragment()
                R.id.nav_otp              -> OtpFragment()
@@ -177,6 +190,9 @@ class HomeActivity : AppCompatActivity() {
            autoRefresh(store)
        }

+        // hideAmounts is always false on launch; eye feature just needs to be enabled
+        viewModel.hideAmounts.value = false
+
        // Show dashboard on first create
        if (savedInstanceState == null) {
            show(DashboardFragment())
@@ -248,9 +264,22 @@ class HomeActivity : AppCompatActivity() {
        }
        menu.add(Menu.NONE, R.id.nav_more, 4, R.string.nav_more)
            .setIcon(R.drawable.ic_nav_more)
+        // Restore selection to current destination after menu rebuild
+        val currentId = binding.navigationView.checkedItem?.itemId
+        if (currentId != null) {
+            val bottomNavIds = (0 until menu.size()).map { menu.getItem(it).itemId }.toSet()
+            val selectId = if (currentId in bottomNavIds) currentId
+                           else if (R.id.nav_more in bottomNavIds) R.id.nav_more
+                           else null
+            if (selectId != null) {
+                suppressBottomNavCallback = true
+                binding.bottomNavigation.selectedItemId = selectId
+                suppressBottomNavCallback = false
+            }
+        }
    }

-    fun applyNavLabelVisibility() {
+fun applyNavLabelVisibility() {
        val showLabels = getSharedPreferences("prefs", MODE_PRIVATE).getBoolean("bottom_nav_show_labels", true)
        binding.bottomNavigation.labelVisibilityMode =
            if (showLabels) NavigationBarView.LABEL_VISIBILITY_LABELED
@@ -259,14 +288,16 @@ class HomeActivity : AppCompatActivity() {

    fun navigateTo(itemId: Int, fragment: Fragment? = null) {
        val dest = fragment ?: when (itemId) {
-            R.id.nav_dashboard -> DashboardFragment()
-            R.id.nav_accounts -> AccountsFragment()
-            R.id.nav_contacts -> ContactsFragment()
-            R.id.nav_transfer -> TransferFragment()
+            R.id.nav_dashboard        -> DashboardFragment()
+            R.id.nav_accounts         -> AccountsFragment()
+            R.id.nav_contacts         -> ContactsFragment()
+            R.id.nav_transfer         -> TransferFragment()
+            R.id.nav_pay_mv_qr        -> PayMvQrFragment()
+            R.id.nav_activities       -> ActivitiesFragment()
            R.id.nav_transfer_history -> TransferHistoryFragment()
-            R.id.nav_finances -> FinancingFragment()
-            R.id.nav_otp -> OtpFragment()
-            R.id.nav_settings -> SettingsFragment()
+            R.id.nav_finances         -> FinancingFragment()
+            R.id.nav_otp              -> OtpFragment()
+            R.id.nav_settings         -> SettingsFragment()
            else -> { Toast.makeText(this, R.string.work_in_progress, Toast.LENGTH_SHORT).show(); return }
        }
        show(dest)
@@ -383,6 +414,11 @@ class HomeActivity : AppCompatActivity() {

    override fun onCreateOptionsMenu(menu: Menu): Boolean {
        menuInflater.inflate(R.menu.toolbar_menu, menu)
+        val eyeEnabled = getSharedPreferences("prefs", MODE_PRIVATE).getBoolean("hide_sensitive_info", false)
+        val eyeItem = menu.findItem(R.id.action_hide_amounts)
+        eyeItem?.isVisible = eyeEnabled
+        val hidden = viewModel.hideAmounts.value ?: false
+        eyeItem?.setIcon(if (hidden) R.drawable.ic_visibility_off else R.drawable.ic_visibility)
        return true
    }

@@ -391,6 +427,12 @@ class HomeActivity : AppCompatActivity() {
            lock()
            return true
        }
+        if (item.itemId == R.id.action_hide_amounts) {
+            val newHidden = !(viewModel.hideAmounts.value ?: false)
+            viewModel.hideAmounts.value = newHidden
+            invalidateOptionsMenu()
+            return true
+        }
        return super.onOptionsItemSelected(item)
    }

@@ -445,33 +487,85 @@ class HomeActivity : AppCompatActivity() {
            val bmlJobs = bmlLoginIds.mapNotNull { loginId ->
                val creds = store.loadBmlCredentials(loginId) ?: return@mapNotNull null
                loginId to async(Dispatchers.IO) {
-                    val bmlFlow = BmlLoginFlow()
                    val loginTag = "bml_$loginId"
-                    val savedToken = store.loadBmlSession(loginId)
+                    val app = application as BasedBankApp
+                    val savedProfiles = store.loadBmlProfiles(loginId)
+                    val allAccounts = mutableListOf<MibAccount>()
+                    var anyExpired = savedProfiles.isEmpty()

-                    if (savedToken != null) {
-                        try {
-                            val session = BmlSession(savedToken.first, savedToken.second)
-                            val accounts = bmlFlow.fetchAccounts(session, loginTag)
-                            val app = application as BasedBankApp
-                            app.bmlSessions[loginId] = session
-                            AccountCache.saveBml(this@HomeActivity, loginId, accounts)
-                            return@async Pair(session, accounts)
-                        } catch (_: AuthExpiredException) {
-                        } catch (_: Exception) {
+                    // Try each saved profile's cached session
+                    for (profile in savedProfiles) {
+                        val saved = store.loadBmlProfileSession(profile.profileId)
+                        if (saved != null) {
+                            try {
+                                val session = BmlSession(saved.first, saved.second)
+                                val accounts = BmlLoginFlow().fetchAccounts(session, loginTag, profile.name, profile.profileId)
+                                app.bmlSessions[profile.profileId] = session
+                                allAccounts += accounts
+                            } catch (_: AuthExpiredException) { anyExpired = true
+                            } catch (_: Exception) { anyExpired = true }
+                        } else {
+                            anyExpired = true
                        }
                    }

-                    try {
-                        val (session, accounts) = bmlFlow.login(creds.username, creds.password, creds.otpSeed)
-                        store.saveBmlSession(loginId, session.accessToken, session.deviceId)
-                        val app = application as BasedBankApp
-                        app.bmlSessions[loginId] = session
-                        AccountCache.saveBml(this@HomeActivity, loginId, accounts)
-                        Pair(session, accounts)
-                    } catch (_: Exception) {
-                        Pair(null, AccountCache.loadBml(this@HomeActivity, loginId))
+                    if (savedProfiles.isNotEmpty()) app.bmlProfilesMap[loginId] = savedProfiles
+
+                    // Also try legacy single-profile session token (pre-multi-profile installs)
+                    if (savedProfiles.isEmpty()) {
+                        val legacyToken = store.loadBmlSession(loginId)
+                        if (legacyToken != null) {
+                            try {
+                                val session = BmlSession(legacyToken.first, legacyToken.second)
+                                val accounts = BmlLoginFlow().fetchAccounts(session, loginTag)
+                                app.bmlSessions[loginId] = session
+                                allAccounts += accounts
+                                anyExpired = false
+                            } catch (_: AuthExpiredException) { anyExpired = true
+                            } catch (_: Exception) { anyExpired = true }
+                        }
                    }
+
+                    if (anyExpired || allAccounts.isEmpty()) {
+                        // Re-authenticate to refresh personal profile sessions
+                        try {
+                            val flow = app.bmlFlowFor(loginId)
+                            val profiles = flow.login(creds.username, creds.password, creds.otpSeed)
+                            store.saveBmlProfiles(loginId, profiles)
+                            app.bmlProfilesMap[loginId] = profiles
+
+                            for (profile in profiles) {
+                                if (profile.profileType == "business") {
+                                    // Can't activate business profiles without user OTP — use cached
+                                    val cached = AccountCache.loadBml(this@HomeActivity, loginId)
+                                        .filter { it.profileId == profile.profileId }
+                                    if (allAccounts.none { it.profileId == profile.profileId })
+                                        allAccounts += cached
+                                    continue
+                                }
+                                try {
+                                    val result = flow.activateProfile(profile, loginTag)
+                                    if (result is BmlActivationResult.Success) {
+                                        store.saveBmlProfileSession(profile.profileId, result.session.accessToken, result.session.deviceId)
+                                        app.bmlSessions[profile.profileId] = result.session
+                                        allAccounts.removeAll { it.profileId == profile.profileId }
+                                        allAccounts += result.accounts
+                                    }
+                                } catch (_: Exception) {
+                                    if (allAccounts.none { it.profileId == profile.profileId }) {
+                                        allAccounts += AccountCache.loadBml(this@HomeActivity, loginId)
+                                            .filter { it.profileId == profile.profileId }
+                                    }
+                                }
+                            }
+                        } catch (_: Exception) {
+                            if (allAccounts.isEmpty())
+                                allAccounts += AccountCache.loadBml(this@HomeActivity, loginId)
+                        }
+                    }
+
+                    if (allAccounts.isNotEmpty()) AccountCache.saveBml(this@HomeActivity, loginId, allAccounts)
+                    allAccounts as List<MibAccount>
                }
            }

@@ -522,8 +616,7 @@ class HomeActivity : AppCompatActivity() {

            val mibResults = mibJobs.map { (loginId, job) -> loginId to job.await() }
            val mibAccounts = mibResults.flatMap { it.second }
-            val bmlResults = bmlJobs.map { (_, job) -> job.await() }
-            val bmlAccounts = bmlResults.flatMap { it.second }
+            val bmlAccounts = bmlJobs.flatMap { (_, job) -> job.await() }
            val fahipayAccounts = fahipayJobs.flatMap { (_, job) -> job.await() }

            val app = application as BasedBankApp
@@ -542,14 +635,23 @@ class HomeActivity : AppCompatActivity() {
        }
    }

-    /** Filters MIB accounts whose profileId the user has hidden in settings. */
+    /** Filters accounts whose profileId the user has hidden in settings. */
    private fun List<MibAccount>.filterVisibleAccounts(): List<MibAccount> {
        val store = CredentialStore(this@HomeActivity)
        return filter { acc ->
-            if (acc.bank != "MIB") return@filter true
-            val loginId = acc.loginTag.removePrefix("mib_")
-            val hidden = store.getHiddenMibProfileIds(loginId)
-            hidden.isEmpty() || acc.profileId !in hidden
+            when (acc.bank) {
+                "MIB" -> {
+                    val loginId = acc.loginTag.removePrefix("mib_")
+                    val hidden = store.getHiddenMibProfileIds(loginId)
+                    hidden.isEmpty() || acc.profileId !in hidden
+                }
+                "BML" -> {
+                    val loginId = acc.loginTag.removePrefix("bml_")
+                    val hidden = store.getHiddenBmlProfileIds(loginId)
+                    hidden.isEmpty() || acc.profileId !in hidden
+                }
+                else -> true
+            }
        }
    }

@@ -585,10 +687,12 @@ class HomeActivity : AppCompatActivity() {

    private fun refreshBmlContacts(app: BasedBankApp) {
        if (app.bmlSessions.isEmpty()) return
+        val store = CredentialStore(this)
        lifecycleScope.launch {
            try {
                val allBmlContacts = withContext(Dispatchers.IO) {
-                    app.bmlSessions.flatMap { (loginId, session) ->
+                    store.getBmlLoginIds().flatMap { loginId ->
+                        val session = app.anyBmlSessionFor(loginId) ?: return@flatMap emptyList()
                        val contacts = BmlLoginFlow().fetchContacts(session, loginId)
                        if (contacts.isNotEmpty()) ContactsCache.saveBml(this@HomeActivity, loginId, contacts)
                        contacts
--- a/app/src/main/java/sh/sar/basedbank/ui/home/HomeViewModel.kt
+++ b/app/src/main/java/sh/sar/basedbank/ui/home/HomeViewModel.kt
@@ -16,4 +16,6 @@ class HomeViewModel : ViewModel() {

    data class BmlLimitsData(val userName: String, val limits: List<BmlForeignLimit>)
    val bmlLimits = MutableLiveData<List<BmlLimitsData>>(emptyList())
+
+    val hideAmounts = MutableLiveData<Boolean>(false)
 }
--- a/app/src/main/java/sh/sar/basedbank/ui/home/PayMvQrFragment.kt
+++ b/app/src/main/java/sh/sar/basedbank/ui/home/PayMvQrFragment.kt
@@ -0,0 +1,420 @@
+package sh.sar.basedbank.ui.home
+
+import android.content.ContentValues
+import android.content.Context
+import android.graphics.*
+import android.os.Build
+import android.os.Bundle
+import android.os.Environment
+import android.provider.MediaStore
+import android.app.Activity
+import android.content.Intent
+import android.view.LayoutInflater
+import android.view.View
+import android.view.ViewGroup
+import android.widget.*
+import androidx.activity.result.contract.ActivityResultContracts
+import androidx.appcompat.content.res.AppCompatResources
+import androidx.core.content.FileProvider
+import androidx.core.view.ViewCompat
+import androidx.core.view.WindowInsetsCompat
+import androidx.core.view.updatePadding
+import androidx.core.widget.addTextChangedListener
+import androidx.fragment.app.Fragment
+import androidx.fragment.app.activityViewModels
+import androidx.lifecycle.lifecycleScope
+import com.google.zxing.BarcodeFormat
+import com.google.zxing.EncodeHintType
+import com.google.zxing.qrcode.QRCodeWriter
+import com.google.zxing.qrcode.decoder.ErrorCorrectionLevel
+import kotlinx.coroutines.Dispatchers
+import kotlinx.coroutines.Job
+import kotlinx.coroutines.delay
+import kotlinx.coroutines.launch
+import kotlinx.coroutines.withContext
+import sh.sar.basedbank.R
+import sh.sar.basedbank.api.mib.MibAccount
+import sh.sar.basedbank.databinding.FragmentPayMvQrBinding
+import sh.sar.basedbank.databinding.ItemAccountDropdownBinding
+import sh.sar.basedbank.util.PaymvQrParser
+import java.io.File
+import java.io.FileOutputStream
+
+class PayMvQrFragment : Fragment() {
+
+    private var _binding: FragmentPayMvQrBinding? = null
+    private val binding get() = _binding!!
+    private val viewModel: HomeViewModel by activityViewModels()
+
+    private var selectedAccount: MibAccount? = null
+    private var generatedBitmap: Bitmap? = null
+    private var generateJob: Job? = null
+
+    private val qrLauncher = registerForActivityResult(ActivityResultContracts.StartActivityForResult()) { result ->
+        if (result.resultCode != Activity.RESULT_OK) return@registerForActivityResult
+        val raw = result.data?.getStringExtra(QrScannerActivity.EXTRA_QR_CONTENT) ?: return@registerForActivityResult
+        val qr = PaymvQrParser.parse(raw)
+        if (qr == null || qr.accountNumber == null) {
+            Toast.makeText(requireContext(), R.string.transfer_qr_invalid, Toast.LENGTH_SHORT).show()
+            return@registerForActivityResult
+        }
+        val activity = requireActivity() as HomeActivity
+        activity.navigateTo(R.id.nav_transfer, TransferFragment.newInstanceFromQr(
+            accountNumber = qr.accountNumber,
+            displayName   = qr.merchantName ?: qr.accountNumber,
+            amount        = qr.amount,
+            remarks       = qr.purpose
+        ))
+    }
+
+    override fun onCreateView(
+        inflater: LayoutInflater, container: ViewGroup?, savedInstanceState: Bundle?
+    ): View {
+        _binding = FragmentPayMvQrBinding.inflate(inflater, container, false)
+        return binding.root
+    }
+
+    override fun onViewCreated(view: View, savedInstanceState: Bundle?) {
+        val basePaddingBottom = view.paddingBottom
+        ViewCompat.setOnApplyWindowInsetsListener(view) { v, insets ->
+            val navBar = insets.getInsets(WindowInsetsCompat.Type.systemBars())
+            v.updatePadding(bottom = basePaddingBottom + navBar.bottom)
+            insets
+        }
+        setupDropdown()
+        binding.etAmount.addTextChangedListener { scheduleGenerate() }
+        binding.btnShare.isEnabled = false
+        binding.btnSave.isEnabled = false
+        binding.btnShare.setOnClickListener { shareQr() }
+        binding.btnSave.setOnClickListener { saveQr() }
+        binding.btnScanQr.setOnClickListener {
+            qrLauncher.launch(Intent(requireContext(), QrScannerActivity::class.java))
+        }
+    }
+
+    private fun setupDropdown() {
+        viewModel.accounts.observe(viewLifecycleOwner) { accounts ->
+            val eligible = accounts.filter {
+                it.profileType != "BML_PREPAID" && it.profileType != "BML_CREDIT"
+            }
+            val adapter = QrAccountAdapter(requireContext(), eligible)
+            binding.actvAccount.setAdapter(adapter)
+            binding.actvAccount.setOnItemClickListener { _, _, position, _ ->
+                val picked = adapter.getAccount(position) ?: return@setOnItemClickListener
+                selectedAccount = picked
+                scheduleGenerate()
+            }
+        }
+    }
+
+    private fun scheduleGenerate() {
+        generateJob?.cancel()
+        generateJob = viewLifecycleOwner.lifecycleScope.launch {
+            delay(300)
+            generateQr()
+        }
+    }
+
+    private suspend fun generateQr() {
+        val account = selectedAccount ?: return
+        val acquirer = when (account.bank) {
+            "BML"     -> "MALBMVMV"
+            "MIB"     -> "MADVMVMV"
+            "FAHIPAY" -> "FAHIMVMV"
+            else      -> "MADVMVMV"
+        }
+        val amountFormatted = binding.etAmount.text?.toString()?.trim()
+            ?.replace(",", "")
+            ?.toDoubleOrNull()
+            ?.takeIf { it > 0 }
+            ?.let { "%.2f".format(it) }
+
+        val ctx = requireContext()
+        val bmp = withContext(Dispatchers.Default) {
+            val payload = buildQrPayload(account.accountNumber, account.accountBriefName, acquirer, amountFormatted)
+            renderQrCard(ctx, account, payload, amountFormatted)
+        }
+        if (_binding == null) return
+        generatedBitmap = bmp
+        binding.tvQrPlaceholder.visibility = View.GONE
+        binding.ivQrCard.setImageBitmap(bmp)
+        binding.ivQrCard.visibility = View.VISIBLE
+        binding.btnShare.isEnabled = true
+        binding.btnSave.isEnabled = true
+    }
+
+    // ── EMV MPQR payload ──────────────────────────────────────────────────────
+
+    private fun buildQrPayload(
+        accountNumber: String,
+        accountName: String,
+        acquirer: String,
+        amountStr: String?
+    ): String {
+        fun tlv(tag: String, value: String): String {
+            val len = value.length
+            return tag + (if (len < 10) "0$len" else "$len") + value
+        }
+        val format       = tlv("00", "01")
+        val poi          = tlv("01", "11")
+        val sub00        = tlv("00", "mv.favara.mpqr")
+        val sub01        = tlv("01", acquirer)
+        val sub03        = tlv("03", accountNumber)
+        val sub10        = tlv("10", "IPAY")
+        val merchantAcct = tlv("26", sub00 + sub01 + sub03 + sub10)
+        val currency     = tlv("53", "462")
+        val amountTLV    = if (!amountStr.isNullOrBlank()) tlv("54", amountStr) else ""
+        val country      = tlv("58", "MV")
+        val name         = tlv("59", accountName.take(25))
+        val prefix       = format + poi + merchantAcct + currency + amountTLV + country + name + "6304"
+        return prefix + crc16(prefix)
+    }
+
+    private fun crc16(data: String): String {
+        var crc = 0xFFFF
+        for (c in data) {
+            crc = crc xor ((c.code and 0xFF) shl 8)
+            repeat(8) {
+                crc = if (crc and 0x8000 != 0) ((crc shl 1) and 0xFFFF) xor 0x1021
+                      else (crc shl 1) and 0xFFFF
+            }
+        }
+        return crc.toString(16).uppercase().padStart(4, '0')
+    }
+
+    // ── QR card rendering ────────────────────────────────────────────────────
+
+    private fun renderQrCard(
+        ctx: Context,
+        account: MibAccount,
+        qrPayload: String,
+        amountStr: String?
+    ): Bitmap {
+        val W = 900
+        val H = 1080
+        val outerCorner = 48f
+        val boxBlue    = Color.parseColor("#2272B7")
+        val footerBlue = Color.parseColor("#1A5799")
+        val boxL = 24f; val boxT = 110f; val boxR = 876f; val boxB = 962f
+
+        val bm = Bitmap.createBitmap(W, H, Bitmap.Config.ARGB_8888)
+        val canvas = Canvas(bm)
+        val paint = Paint(Paint.ANTI_ALIAS_FLAG)
+
+        // Clip to outer rounded card shape
+        val outerPath = Path()
+        outerPath.addRoundRect(RectF(0f, 0f, W.toFloat(), H.toFloat()), outerCorner, outerCorner, Path.Direction.CW)
+        canvas.clipPath(outerPath)
+        canvas.drawColor(Color.WHITE)
+
+        // --- Bank logo top-left ---
+        val logoRes = when (account.bank) {
+            "BML"     -> R.drawable.bml_logo_vector
+            "MIB"     -> R.drawable.mib_faisanet_logo
+            else      -> R.drawable.fahipay_logo_long
+        }
+        AppCompatResources.getDrawable(ctx, logoRes)?.let { d ->
+            val nW = d.intrinsicWidth.coerceAtLeast(1)
+            val nH = d.intrinsicHeight.coerceAtLeast(1)
+            val maxW = 180f; val maxH = 76f
+            val scale = minOf(maxW / nW, maxH / nH)
+            val lW = (nW * scale).toInt()
+            val lH = (nH * scale).toInt()
+            val lTop = ((boxT - lH) / 2).toInt().coerceAtLeast(10)
+            d.setBounds(24, lTop, 24 + lW, lTop + lH)
+            d.draw(canvas)
+        }
+
+        // --- "PayMV QR" top-right ---
+        paint.color = Color.parseColor("#1A1A2E")
+        paint.textSize = 36f
+        paint.typeface = Typeface.create(Typeface.DEFAULT, Typeface.BOLD)
+        paint.textAlign = Paint.Align.RIGHT
+        canvas.drawText("PayMV QR", W - 28f, 66f, paint)
+
+        // --- Blue rounded box ---
+        paint.color = boxBlue
+        paint.textAlign = Paint.Align.LEFT
+        canvas.drawRoundRect(RectF(boxL, boxT, boxR, boxB), 36f, 36f, paint)
+
+        // Account name (white, bold, uppercase, auto-scaled to fit)
+        paint.color = Color.WHITE
+        paint.typeface = Typeface.create(Typeface.DEFAULT, Typeface.BOLD)
+        paint.textAlign = Paint.Align.CENTER
+        val nameText = account.accountBriefName.uppercase()
+        paint.textSize = 36f
+        val maxNameW = boxR - boxL - 48f
+        if (paint.measureText(nameText) > maxNameW) {
+            paint.textSize = 36f * maxNameW / paint.measureText(nameText)
+        }
+        val nameBaseline = boxT + 68f
+        canvas.drawText(nameText, W / 2f, nameBaseline, paint)
+
+        // Optional amount below name
+        val qrTopY: Float
+        if (!amountStr.isNullOrBlank()) {
+            paint.textSize = 28f
+            paint.typeface = Typeface.create(Typeface.DEFAULT, Typeface.NORMAL)
+            val amtBaseline = nameBaseline + 42f
+            canvas.drawText("MVR $amountStr", W / 2f, amtBaseline, paint)
+            qrTopY = amtBaseline + 20f
+        } else {
+            qrTopY = nameBaseline + 26f
+        }
+
+        // QR code — white modules on the same blue as the box background
+        val availH = boxB - qrTopY - 24f
+        val qrPx = minOf(availH, boxR - boxL - 48f).toInt().coerceAtMost(700).coerceAtLeast(200)
+        val qrLeft = ((W - qrPx) / 2).toFloat()
+        try {
+            val hints = mapOf(
+                EncodeHintType.MARGIN to 0,
+                EncodeHintType.ERROR_CORRECTION to ErrorCorrectionLevel.M
+            )
+            val matrix = QRCodeWriter().encode(qrPayload, BarcodeFormat.QR_CODE, qrPx, qrPx, hints)
+            val pixels = IntArray(qrPx * qrPx)
+            for (y in 0 until qrPx) {
+                for (x in 0 until qrPx) {
+                    pixels[y * qrPx + x] = if (matrix[x, y]) Color.WHITE else boxBlue
+                }
+            }
+            val qrBm = Bitmap.createBitmap(pixels, qrPx, qrPx, Bitmap.Config.ARGB_8888)
+            canvas.drawBitmap(qrBm, qrLeft, qrTopY, null)
+            qrBm.recycle()
+        } catch (_: Exception) { /* skip if encoding fails */ }
+
+        // --- Dark blue footer ---
+        paint.color = footerBlue
+        paint.textAlign = Paint.Align.LEFT
+        canvas.drawRect(RectF(0f, 970f, W.toFloat(), H.toFloat()), paint)
+        paint.color = Color.WHITE
+        paint.textSize = 32f
+        paint.typeface = Typeface.create(Typeface.DEFAULT, Typeface.BOLD)
+        paint.textAlign = Paint.Align.CENTER
+        canvas.drawText("MALDIVES NATIONAL QR", W / 2f, 1038f, paint)
+
+        return bm
+    }
+
+    // ── Share / Save ─────────────────────────────────────────────────────────
+
+    private fun shareQr() {
+        val bmp = generatedBitmap ?: return
+        val account = selectedAccount ?: return
+        lifecycleScope.launch {
+            val uri = withContext(Dispatchers.IO) {
+                try {
+                    val dir = File(requireContext().cacheDir, "qr")
+                    dir.mkdirs()
+                    val safeName = account.accountBriefName.replace(Regex("[^A-Za-z0-9_]"), "_")
+                    val file = File(dir, "${safeName}_paymv_qr.png")
+                    FileOutputStream(file).use { bmp.compress(Bitmap.CompressFormat.PNG, 100, it) }
+                    FileProvider.getUriForFile(
+                        requireContext(),
+                        "${requireContext().packageName}.fileprovider",
+                        file
+                    )
+                } catch (_: Exception) { null }
+            }
+            if (uri == null || _binding == null) return@launch
+            val intent = android.content.Intent(android.content.Intent.ACTION_SEND).apply {
+                type = "image/png"
+                putExtra(android.content.Intent.EXTRA_STREAM, uri)
+                addFlags(android.content.Intent.FLAG_GRANT_READ_URI_PERMISSION)
+            }
+            startActivity(android.content.Intent.createChooser(intent, getString(R.string.paymvqr_share)))
+        }
+    }
+
+    private fun saveQr() {
+        val bmp = generatedBitmap ?: return
+        val account = selectedAccount ?: return
+        lifecycleScope.launch {
+            val saved = withContext(Dispatchers.IO) {
+                try {
+                    val safeName = account.accountBriefName.replace(Regex("[^A-Za-z0-9_]"), "_")
+                    val filename = "${safeName}_PayMV_QR.png"
+                    if (Build.VERSION.SDK_INT >= Build.VERSION_CODES.Q) {
+                        val values = ContentValues().apply {
+                            put(MediaStore.Images.Media.DISPLAY_NAME, filename)
+                            put(MediaStore.Images.Media.MIME_TYPE, "image/png")
+                            put(MediaStore.Images.Media.RELATIVE_PATH, Environment.DIRECTORY_PICTURES)
+                        }
+                        val uri = requireContext().contentResolver.insert(
+                            MediaStore.Images.Media.EXTERNAL_CONTENT_URI, values
+                        ) ?: return@withContext false
+                        requireContext().contentResolver.openOutputStream(uri)?.use {
+                            bmp.compress(Bitmap.CompressFormat.PNG, 100, it)
+                        }
+                    } else {
+                        @Suppress("DEPRECATION")
+                        val dir = Environment.getExternalStoragePublicDirectory(Environment.DIRECTORY_PICTURES)
+                        dir.mkdirs()
+                        FileOutputStream(File(dir, filename)).use { bmp.compress(Bitmap.CompressFormat.PNG, 100, it) }
+                    }
+                    true
+                } catch (_: Exception) { false }
+            }
+            if (_binding == null) return@launch
+            Toast.makeText(
+                requireContext(),
+                if (saved) R.string.paymvqr_saved else R.string.paymvqr_save_failed,
+                Toast.LENGTH_SHORT
+            ).show()
+        }
+    }
+
+    override fun onResume() {
+        super.onResume()
+        requireActivity().title = getString(R.string.pay_mv_qr)
+    }
+
+    override fun onDestroyView() {
+        super.onDestroyView()
+        _binding = null
+    }
+
+    // ── Account dropdown adapter ──────────────────────────────────────────────
+
+    private inner class QrAccountAdapter(
+        private val context: Context,
+        private val accounts: List<MibAccount>
+    ) : BaseAdapter(), Filterable {
+
+        fun getAccount(position: Int): MibAccount? = accounts.getOrNull(position)
+
+        override fun getCount() = accounts.size
+        override fun getItem(position: Int) = accounts.getOrNull(position)
+        override fun getItemId(position: Int) = position.toLong()
+
+        override fun getView(position: Int, convertView: View?, parent: ViewGroup) =
+            getDropDownView(position, convertView, parent)
+
+        override fun getDropDownView(position: Int, convertView: View?, parent: ViewGroup): View {
+            val acc = accounts[position]
+            val b = if (convertView?.tag is ItemAccountDropdownBinding) {
+                convertView.tag as ItemAccountDropdownBinding
+            } else {
+                ItemAccountDropdownBinding.inflate(LayoutInflater.from(context), parent, false)
+                    .also { it.root.tag = it }
+            }
+            val ownerPrefix = if (acc.bank == "BML" && acc.profileName.isNotBlank()) "${acc.profileName} · " else ""
+            b.tvDropdownAccountName.text = "$ownerPrefix${acc.accountBriefName}"
+            b.tvDropdownAccountNumber.text = acc.accountNumber
+            b.tvDropdownBalance.text = ""
+            b.root.alpha = 1f
+            return b.root
+        }
+
+        override fun getFilter() = object : Filter() {
+            override fun performFiltering(c: CharSequence?) =
+                FilterResults().apply { values = accounts; count = accounts.size }
+            override fun publishResults(c: CharSequence?, r: FilterResults?) = notifyDataSetChanged()
+            override fun convertResultToString(r: Any?) =
+                (r as? MibAccount)?.let {
+                    val prefix = if (it.bank == "BML" && it.profileName.isNotBlank()) "${it.profileName} · " else ""
+                    "$prefix${it.accountBriefName}"
+                } ?: ""
+        }
+    }
+}
--- a/app/src/main/java/sh/sar/basedbank/ui/home/SettingsLoginsFragment.kt
+++ b/app/src/main/java/sh/sar/basedbank/ui/home/SettingsLoginsFragment.kt
@@ -7,14 +7,15 @@ import android.view.Gravity
 import android.view.LayoutInflater
 import android.view.View
 import android.view.ViewGroup
-import android.widget.CheckBox
 import android.widget.ImageView
 import android.widget.LinearLayout
 import android.widget.TextView
 import androidx.fragment.app.Fragment
 import com.google.android.material.dialog.MaterialAlertDialogBuilder
+import com.google.android.material.materialswitch.MaterialSwitch
 import sh.sar.basedbank.BasedBankApp
 import sh.sar.basedbank.R
+import sh.sar.basedbank.api.bml.BmlProfile
 import sh.sar.basedbank.api.mib.MibProfile
 import sh.sar.basedbank.api.mib.TransactionCache
 import sh.sar.basedbank.databinding.FragmentSettingsLoginsBinding
@@ -78,24 +79,9 @@ class SettingsLoginsFragment : Fragment() {
        for (loginId in bmlLoginIds) {
            val profile = store.loadBmlUserProfile(loginId)
            val displayName = profile?.fullName?.takeIf { it.isNotBlank() } ?: getString(R.string.bml_name)
-            val profileNames = AccountCache.loadBml(ctx, loginId).map { it.profileName }.filter { it.isNotBlank() }.distinct()
+            val bmlProfiles = store.loadBmlProfiles(loginId)
            addLoginRow(container, R.drawable.bml_logo_vector, displayName) {
-                showLoginDetails(
-                    title = getString(R.string.bml_name),
-                    details = buildString {
-                        if (!profile?.fullName.isNullOrBlank()) appendLine("${getString(R.string.login_detail_name)}: ${profile!!.fullName}")
-                        if (!profile?.email.isNullOrBlank()) appendLine("${getString(R.string.login_detail_email)}: ${profile!!.email}")
-                        if (!profile?.mobile.isNullOrBlank()) appendLine("${getString(R.string.login_detail_mobile)}: ${profile!!.mobile}")
-                        if (!profile?.customerId.isNullOrBlank()) appendLine("${getString(R.string.login_detail_customer_id)}: ${profile!!.customerId}")
-                        if (!profile?.idCard.isNullOrBlank()) appendLine("${getString(R.string.login_detail_id_card)}: ${profile!!.idCard}")
-                        if (profileNames.isNotEmpty()) {
-                            appendLine()
-                            appendLine(getString(R.string.login_detail_profiles))
-                            profileNames.forEach { appendLine("  • $it") }
-                        }
-                    }.trim(),
-                    onLogout = { confirmLogout(getString(R.string.bml_name)) { logoutBml(store, loginId) } }
-                )
+                showBmlLoginDetails(store, loginId, profile, bmlProfiles)
            }
        }

@@ -195,8 +181,8 @@ class SettingsLoginsFragment : Fragment() {
            })
        }

-        // Build checkbox rows — wired up after dialog.show() so we can reference the Save button
-        val checkboxRows = mibProfiles.map { p ->
+        // Build toggle rows — wired up after dialog.show() so we can reference the Save button
+        val toggleRows = mibProfiles.map { p ->
            val row = LinearLayout(ctx).apply {
                orientation = LinearLayout.HORIZONTAL
                gravity = Gravity.CENTER_VERTICAL
@@ -219,11 +205,20 @@ class SettingsLoginsFragment : Fragment() {
                    alpha = 0.6f
                })
            }
-            val cb = CheckBox(ctx).apply { isChecked = p.profileId !in hidden }
+            val toggle = MaterialSwitch(ctx).apply { isChecked = p.profileId !in hidden }
            row.addView(textCol)
-            row.addView(cb)
+            row.addView(toggle)
            container.addView(row)
-            p to cb
+            p to toggle
+        }
+
+        fun updateToggleStates(saveBtn: android.widget.Button) {
+            val visibleCount = mibProfiles.count { it.profileId !in hidden }
+            toggleRows.forEach { (p, toggle) ->
+                // Disable the sole remaining visible toggle so it can't be turned off
+                toggle.isEnabled = !(toggle.isChecked && visibleCount == 1)
+            }
+            saveBtn.isEnabled = hidden != originalHidden && visibleCount >= 1
        }

        val dialog = MaterialAlertDialogBuilder(ctx)
@@ -238,12 +233,12 @@ class SettingsLoginsFragment : Fragment() {

        val saveBtn = dialog.getButton(android.app.AlertDialog.BUTTON_POSITIVE)
        saveBtn.isEnabled = false
+        updateToggleStates(saveBtn)

-        checkboxRows.forEach { (p, cb) ->
-            cb.setOnCheckedChangeListener { _, checked ->
+        toggleRows.forEach { (p, toggle) ->
+            toggle.setOnCheckedChangeListener { _, checked ->
                if (checked) hidden.remove(p.profileId) else hidden.add(p.profileId)
-                val atLeastOneVisible = mibProfiles.any { it.profileId !in hidden }
-                saveBtn.isEnabled = hidden != originalHidden && atLeastOneVisible
+                updateToggleStates(saveBtn)
            }
        }

@@ -255,6 +250,126 @@ class SettingsLoginsFragment : Fragment() {
        }
    }

+    private fun showBmlLoginDetails(
+        store: CredentialStore,
+        loginId: String,
+        profile: CredentialStore.BmlUserProfile?,
+        bmlProfiles: List<BmlProfile>
+    ) {
+        val ctx = requireContext()
+        val dp = ctx.resources.displayMetrics.density
+        val originalHidden = store.getHiddenBmlProfileIds(loginId)
+        val hidden = originalHidden.toMutableSet()
+
+        val scroll = android.widget.ScrollView(ctx)
+        val container = LinearLayout(ctx).apply {
+            orientation = LinearLayout.VERTICAL
+            val pad = (16 * dp).toInt()
+            setPadding(pad, (8 * dp).toInt(), pad, pad)
+        }
+        scroll.addView(container)
+
+        listOfNotNull(
+            profile?.fullName?.takeIf { it.isNotBlank() }?.let { "${getString(R.string.login_detail_name)}: $it" },
+            profile?.email?.takeIf { it.isNotBlank() }?.let { "${getString(R.string.login_detail_email)}: $it" },
+            profile?.mobile?.takeIf { it.isNotBlank() }?.let { "${getString(R.string.login_detail_mobile)}: $it" },
+            profile?.customerId?.takeIf { it.isNotBlank() }?.let { "${getString(R.string.login_detail_customer_id)}: $it" },
+            profile?.idCard?.takeIf { it.isNotBlank() }?.let { "${getString(R.string.login_detail_id_card)}: $it" }
+        ).forEach { line ->
+            container.addView(TextView(ctx).apply {
+                text = line
+                setTextAppearance(com.google.android.material.R.style.TextAppearance_Material3_BodyMedium)
+                layoutParams = LinearLayout.LayoutParams(LinearLayout.LayoutParams.MATCH_PARENT, LinearLayout.LayoutParams.WRAP_CONTENT).also {
+                    it.bottomMargin = (4 * dp).toInt()
+                }
+            })
+        }
+
+        if (bmlProfiles.isNotEmpty()) {
+            if (profile != null) {
+                container.addView(View(ctx).apply {
+                    layoutParams = LinearLayout.LayoutParams(LinearLayout.LayoutParams.MATCH_PARENT, (1 * dp).toInt()).also {
+                        it.topMargin = (12 * dp).toInt(); it.bottomMargin = (12 * dp).toInt()
+                    }
+                    setBackgroundColor(0x1F000000)
+                })
+            }
+            container.addView(TextView(ctx).apply {
+                text = getString(R.string.login_detail_profiles)
+                setTextAppearance(com.google.android.material.R.style.TextAppearance_Material3_LabelMedium)
+                layoutParams = LinearLayout.LayoutParams(LinearLayout.LayoutParams.MATCH_PARENT, LinearLayout.LayoutParams.WRAP_CONTENT).also {
+                    it.bottomMargin = (8 * dp).toInt()
+                }
+            })
+        }
+
+        val toggleRows = bmlProfiles.map { p ->
+            val row = LinearLayout(ctx).apply {
+                orientation = LinearLayout.HORIZONTAL
+                gravity = Gravity.CENTER_VERTICAL
+                layoutParams = LinearLayout.LayoutParams(LinearLayout.LayoutParams.MATCH_PARENT, LinearLayout.LayoutParams.WRAP_CONTENT).also {
+                    it.bottomMargin = (4 * dp).toInt()
+                }
+            }
+            val textCol = LinearLayout(ctx).apply {
+                orientation = LinearLayout.VERTICAL
+                layoutParams = LinearLayout.LayoutParams(0, LinearLayout.LayoutParams.WRAP_CONTENT, 1f)
+            }
+            textCol.addView(TextView(ctx).apply {
+                text = p.name
+                setTextAppearance(com.google.android.material.R.style.TextAppearance_Material3_BodyMedium)
+            })
+            if (p.type.isNotBlank()) {
+                textCol.addView(TextView(ctx).apply {
+                    text = p.type
+                    setTextAppearance(com.google.android.material.R.style.TextAppearance_Material3_BodySmall)
+                    alpha = 0.6f
+                })
+            }
+            val toggle = MaterialSwitch(ctx).apply { isChecked = p.profileId !in hidden }
+            row.addView(textCol)
+            row.addView(toggle)
+            container.addView(row)
+            p to toggle
+        }
+
+        fun updateToggleStates(saveBtn: android.widget.Button) {
+            val visibleCount = bmlProfiles.count { it.profileId !in hidden }
+            toggleRows.forEach { (_, toggle) ->
+                toggle.isEnabled = !(toggle.isChecked && visibleCount == 1)
+            }
+            saveBtn.isEnabled = hidden != originalHidden && visibleCount >= 1
+        }
+
+        val dialog = MaterialAlertDialogBuilder(ctx)
+            .setTitle(getString(R.string.bml_name))
+            .setView(scroll)
+            .setPositiveButton(R.string.save, null)
+            .setNeutralButton(R.string.close, null)
+            .setNegativeButton(R.string.settings_logout) { _, _ ->
+                confirmLogout(getString(R.string.bml_name)) { logoutBml(store, loginId) }
+            }
+            .show()
+
+        val saveBtn = dialog.getButton(android.app.AlertDialog.BUTTON_POSITIVE)
+        saveBtn.isEnabled = false
+        updateToggleStates(saveBtn)
+
+        toggleRows.forEach { (p, toggle) ->
+            toggle.setOnCheckedChangeListener { _, checked ->
+                if (checked) hidden.remove(p.profileId) else hidden.add(p.profileId)
+                updateToggleStates(saveBtn)
+            }
+        }
+
+        saveBtn.setOnClickListener {
+            store.setHiddenBmlProfileIds(loginId, hidden)
+            clearAllCaches(ctx)
+            dialog.dismiss()
+            (activity as? HomeActivity)?.applyProfileVisibility()
+        }
+    }
+
    private fun showLoginDetails(title: String, details: String, onLogout: () -> Unit) {
        MaterialAlertDialogBuilder(requireContext())
            .setTitle(title)
@@ -290,9 +405,14 @@ class SettingsLoginsFragment : Fragment() {

    private fun logoutBml(store: CredentialStore, loginId: String) {
        val ctx = requireContext()
-        store.clearBmlCredentials(loginId); store.clearBmlSession(loginId)
        val app = requireActivity().application as BasedBankApp
-        app.bmlSessions.remove(loginId)
+        // Remove all per-profile sessions for this login from the in-memory map
+        val profiles = app.bmlProfilesMap[loginId] ?: emptyList()
+        profiles.forEach { app.bmlSessions.remove(it.profileId) }
+        // clearBmlCredentials also clears per-profile tokens via loadBmlProfiles internally
+        store.clearBmlCredentials(loginId)
+        app.bmlProfilesMap.remove(loginId)
+        app.bmlLoginFlows.remove(loginId)
        app.bmlAccounts = app.bmlAccounts.filter { it.loginTag != "bml_$loginId" }
        clearAllCaches(ctx)
        (activity as HomeActivity).relogin()
--- a/app/src/main/java/sh/sar/basedbank/ui/home/SettingsSecurityFragment.kt
+++ b/app/src/main/java/sh/sar/basedbank/ui/home/SettingsSecurityFragment.kt
@@ -79,6 +79,17 @@ class SettingsSecurityFragment : Fragment() {
            (activity as? HomeActivity)?.resetAutolockTimer()
        }

+        // Hide sensitive information (enables/disables the eye icon in toolbar)
+        val viewModel = (requireActivity() as HomeActivity).let {
+            androidx.lifecycle.ViewModelProvider(it)[HomeViewModel::class.java]
+        }
+        binding.switchHideAmounts.isChecked = prefs.getBoolean("hide_sensitive_info", false)
+        binding.switchHideAmounts.setOnCheckedChangeListener { _, isChecked ->
+            prefs.edit().putBoolean("hide_sensitive_info", isChecked).apply()
+            if (!isChecked) viewModel.hideAmounts.value = false
+            requireActivity().invalidateOptionsMenu()
+        }
+
        // Block screenshots
        val blockScreenshots = prefs.getBoolean("block_screenshots", true)
        binding.switchBlockScreenshots.isChecked = blockScreenshots
--- a/app/src/main/java/sh/sar/basedbank/ui/home/TransactionAdapter.kt
+++ b/app/src/main/java/sh/sar/basedbank/ui/home/TransactionAdapter.kt
@@ -14,7 +14,7 @@ import sh.sar.basedbank.databinding.ItemDateHeaderBinding
 import sh.sar.basedbank.databinding.ItemLoadingFooterBinding
 import sh.sar.basedbank.databinding.ItemTransactionBinding

-/** Adapter for Transfer History — date-grouped, shows account name in secondary line. */
+/** Adapter for Transaction History — date-grouped, shows account name in secondary line. */
 class TransactionAdapter : RecyclerView.Adapter<RecyclerView.ViewHolder>() {

    private sealed class Item {
@@ -27,6 +27,13 @@ class TransactionAdapter : RecyclerView.Adapter<RecyclerView.ViewHolder>() {
    private val iconUrlCache = mutableMapOf<String, Bitmap>()
    var onImageNeeded: ((counterpartyName: String) -> Unit)? = null
    var onIconUrlNeeded: ((url: String) -> Unit)? = null
+    private var hideAmounts: Boolean = false
+
+    fun setHideAmounts(hide: Boolean) {
+        if (hideAmounts == hide) return
+        hideAmounts = hide
+        notifyDataSetChanged()
+    }

    fun updateImage(counterpartyName: String, bitmap: Bitmap) {
        imageCache[counterpartyName] = bitmap
@@ -134,18 +141,23 @@ class TransactionAdapter : RecyclerView.Adapter<RecyclerView.ViewHolder>() {
            }
            b.tvDescription.text = trx.description

-            // Show account name in secondary line for Transfer History
+            // Show account name in secondary line for Transaction History
            b.tvCounterparty.text = trx.accountDisplayName
            b.tvCounterparty.visibility = View.VISIBLE

            b.tvDate.text = AccountHistoryAdapter.formatTime(trx.date)

-            val sign = if (isCredit) "+" else "-"
-            val absAmt = "%.2f".format(kotlin.math.abs(trx.amount))
-            b.tvAmount.text = "$sign ${trx.currency} $absAmt"
-            b.tvAmount.setTextColor(
-                if (isCredit) Color.parseColor("#4CAF50") else Color.parseColor("#FF7043")
-            )
+            if (hideAmounts) {
+                b.tvAmount.text = "${trx.currency} ••••••"
+                b.tvAmount.setTextColor(Color.parseColor("#888888"))
+            } else {
+                val sign = if (isCredit) "+" else "-"
+                val absAmt = "%.2f".format(kotlin.math.abs(trx.amount))
+                b.tvAmount.text = "$sign ${trx.currency} $absAmt"
+                b.tvAmount.setTextColor(
+                    if (isCredit) Color.parseColor("#4CAF50") else Color.parseColor("#FF7043")
+                )
+            }

            b.root.setOnClickListener { showDetail(trx) }
        }
--- a/app/src/main/java/sh/sar/basedbank/ui/home/TransferFragment.kt
+++ b/app/src/main/java/sh/sar/basedbank/ui/home/TransferFragment.kt
@@ -56,6 +56,7 @@ import sh.sar.basedbank.util.AccountInputParser
 import sh.sar.basedbank.util.PaymvQrParser
 import sh.sar.basedbank.util.RecentPick
 import sh.sar.basedbank.util.RecentsCache
+import sh.sar.basedbank.util.ReceiptStore
 import sh.sar.basedbank.util.Totp

 class TransferFragment : Fragment() {
@@ -101,6 +102,8 @@ class TransferFragment : Fragment() {
        private const val ARG_COLOR = "contact_color"
        private const val ARG_IMAGE_HASH = "contact_image_hash"
        private const val ARG_FROM_ACCOUNT = "from_account"
+        private const val ARG_AMOUNT_PREFILL = "amount_prefill"
+        private const val ARG_REMARKS_PREFILL = "remarks_prefill"

        fun newInstanceFrom(account: MibAccount) = TransferFragment().apply {
            arguments = Bundle().apply { putString(ARG_FROM_ACCOUNT, account.accountNumber) }
@@ -121,6 +124,22 @@ class TransferFragment : Fragment() {
                if (imageHash != null) putString(ARG_IMAGE_HASH, imageHash)
            }
        }
+
+        fun newInstanceFromQr(
+            accountNumber: String,
+            displayName: String,
+            amount: String?,
+            remarks: String?
+        ) = TransferFragment().apply {
+            arguments = Bundle().apply {
+                putString(ARG_ACCOUNT, accountNumber)
+                putString(ARG_NAME, displayName)
+                putString(ARG_SUBTITLE, accountNumber)
+                putString(ARG_COLOR, "#607D8B")
+                if (amount != null) putString(ARG_AMOUNT_PREFILL, amount)
+                if (remarks != null) putString(ARG_REMARKS_PREFILL, remarks)
+            }
+        }
    }

    override fun onCreateView(inflater: LayoutInflater, container: ViewGroup?, savedInstanceState: Bundle?): View {
@@ -155,7 +174,7 @@ class TransferFragment : Fragment() {

        binding.etAmount.addTextChangedListener { updateTransferButton() }

-        // Pre-select contact if navigated from contacts page
+        // Pre-select contact if navigated from contacts page or QR scan
        arguments?.getString(ARG_ACCOUNT)?.let { account ->
            prefillToDirectly(
                accountNumber = account,
@@ -165,6 +184,8 @@ class TransferFragment : Fragment() {
                imageHash     = arguments?.getString(ARG_IMAGE_HASH)
            )
        }
+        arguments?.getString(ARG_AMOUNT_PREFILL)?.let { binding.etAmount.setText(it) }
+        arguments?.getString(ARG_REMARKS_PREFILL)?.let { binding.etRemarks.setText(it) }
    }

    private fun startLookupLoading() {
@@ -628,6 +649,7 @@ class TransferFragment : Fragment() {
                binding.btnTransfer.isEnabled = true
                (activity as? HomeActivity)?.setRefreshing(false)
                if (ok && receipt != null) {
+                    ReceiptStore.save(requireContext(), receipt)
                    clearForm()
                    val activity = requireActivity() as HomeActivity
                    activity.refreshBalances(src)
@@ -755,7 +777,7 @@ class TransferFragment : Fragment() {
            )
            if (result.success) {
                val receipt = TransferReceiptData(
-                    isMib = true,
+                    bank = "MIB",
                    amount = "%.2f".format(amount.toDoubleOrNull() ?: 0.0),
                    currency = currency,
                    fromLabel = src.accountBriefName,
@@ -839,7 +861,7 @@ class TransferFragment : Fragment() {
            val result = bmlFlow.confirmTransfer(sess, debitAccount, creditAccount, amount, transferType, currency, confirmOtp, remarks, bank)
            if (result.success) {
                val receipt = TransferReceiptData(
-                    isMib = false,
+                    bank = "BML",
                    amount = "%.2f".format(amount),
                    currency = currency,
                    fromLabel = src.accountBriefName,
--- a/app/src/main/java/sh/sar/basedbank/ui/home/TransferHistoryFragment.kt
+++ b/app/src/main/java/sh/sar/basedbank/ui/home/TransferHistoryFragment.kt
@@ -86,6 +86,8 @@ class TransferHistoryFragment : Fragment() {
        adapter = TransactionAdapter()
        adapter.onImageNeeded = { name -> loadContactImage(name) }
        adapter.onIconUrlNeeded = { url -> loadMerchantIcon(url) }
+        adapter.setHideAmounts(viewModel.hideAmounts.value ?: false)
+        viewModel.hideAmounts.observe(viewLifecycleOwner) { adapter.setHideAmounts(it) }
        binding.recyclerView.layoutManager = LinearLayoutManager(requireContext())
        binding.recyclerView.adapter = adapter

--- a/app/src/main/java/sh/sar/basedbank/ui/home/TransferReceiptData.kt
+++ b/app/src/main/java/sh/sar/basedbank/ui/home/TransferReceiptData.kt
@@ -1,7 +1,7 @@
 package sh.sar.basedbank.ui.home

 data class TransferReceiptData(
-    val isMib: Boolean,
+    val bank: String, // "MIB", "BML", etc.
    val amount: String,
    val currency: String,
    val fromLabel: String,
--- a/app/src/main/java/sh/sar/basedbank/ui/home/TransferReceiptFragment.kt
+++ b/app/src/main/java/sh/sar/basedbank/ui/home/TransferReceiptFragment.kt
@@ -1,6 +1,10 @@
 package sh.sar.basedbank.ui.home

+import android.app.Dialog
+import android.content.ClipData
+import android.content.ClipboardManager
 import android.content.ContentValues
+import android.content.Context
 import android.content.Intent
 import android.graphics.Bitmap
 import android.graphics.BitmapFactory
@@ -46,7 +50,7 @@ class TransferReceiptFragment : Fragment() {
    private val receiptCard get() = _receiptCard!!

    companion object {
-        private const val ARG_IS_MIB              = "is_mib"
+        private const val ARG_BANK                 = "bank"
        private const val ARG_AMOUNT              = "amount"
        private const val ARG_CURRENCY            = "currency"
        private const val ARG_FROM_LABEL          = "from_label"
@@ -69,7 +73,7 @@ class TransferReceiptFragment : Fragment() {
        fun newInstance(data: TransferReceiptData, toAvatarBitmap: Bitmap?) = TransferReceiptFragment().apply {
            pendingToAvatarBitmap = toAvatarBitmap
            arguments = Bundle().apply {
-                putBoolean(ARG_IS_MIB,        data.isMib)
+                putString(ARG_BANK,           data.bank)
                putString(ARG_AMOUNT,         data.amount)
                putString(ARG_CURRENCY,       data.currency)
                putString(ARG_FROM_LABEL,         data.fromLabel)
@@ -90,8 +94,8 @@ class TransferReceiptFragment : Fragment() {
    }

    override fun onCreateView(inflater: LayoutInflater, container: ViewGroup?, savedInstanceState: Bundle?): View {
-        val isMib = arguments?.getBoolean(ARG_IS_MIB, true) ?: true
-        return if (isMib) {
+        val bank = arguments?.getString(ARG_BANK, "MIB") ?: "MIB"
+        return if (bank == "MIB") {
            val binding = FragmentReceiptMibBinding.inflate(inflater, container, false)
            bindMib(binding)
            _receiptCard = binding.receiptCard
@@ -105,6 +109,8 @@ class TransferReceiptFragment : Fragment() {
    }

    override fun onViewCreated(view: View, savedInstanceState: Bundle?) {
+        receiptCard.setOnClickListener { showFullScreenReceipt() }
+
        view.findViewById<MaterialButton>(R.id.btnDone).setOnClickListener {
            parentFragmentManager.popBackStack()
        }
@@ -150,6 +156,12 @@ class TransferReceiptFragment : Fragment() {
        binding.tvTransactionDate.text = args.getString(ARG_MIB_DATE, "")
        binding.tvValueDate.text       = args.getString(ARG_MIB_DATE, "")
        binding.tvPurpose.text         = args.getString(ARG_REMARKS, "")
+
+        copyOnLongClick(
+            binding.tvFromLabel, binding.tvToLabel, binding.tvAmount,
+            binding.tvReferenceNo, binding.tvToAccount, binding.tvToBank,
+            binding.tvTransactionDate, binding.tvValueDate, binding.tvPurpose
+        )
    }

    private fun loadProfileImage(hash: String, isProfile: Boolean, onLoaded: (Bitmap) -> Unit) {
@@ -201,6 +213,13 @@ class TransferReceiptFragment : Fragment() {
            binding.remarksDivider.visibility = View.VISIBLE
            binding.remarksRow.visibility     = View.VISIBLE
        }
+
+        copyOnLongClick(
+            binding.tvMessage, binding.tvMessageRow, binding.tvReference,
+            binding.tvTransactionDate, binding.tvFrom, binding.tvToName,
+            binding.tvToAccount, binding.tvAmountRow, binding.tvAmountValue,
+            binding.tvAmountCurrency, binding.tvRemarks
+        )
    }

    // ── Share / Save ──────────────────────────────────────────────────────────
@@ -310,6 +329,54 @@ class TransferReceiptFragment : Fragment() {
        return bm
    }

+    private fun showFullScreenReceipt() {
+        captureReceiptBitmap { bitmap ->
+            if (bitmap == null) return@captureReceiptBitmap
+            val ctx = requireContext()
+            val dialog = Dialog(ctx, android.R.style.Theme_Black_NoTitleBar_Fullscreen)
+            val iv = android.widget.ImageView(ctx).apply {
+                setImageBitmap(bitmap)
+                scaleType = android.widget.ImageView.ScaleType.FIT_CENTER
+                setBackgroundColor(Color.BLACK)
+            }
+            iv.setOnClickListener { dialog.dismiss() }
+            dialog.setContentView(iv)
+            val actWin = requireActivity().window
+            val prevColor = actWin.statusBarColor
+            val insetsCtrl = androidx.core.view.WindowInsetsControllerCompat(actWin, actWin.decorView)
+            actWin.statusBarColor = Color.BLACK
+            insetsCtrl.isAppearanceLightStatusBars = false
+            dialog.setOnDismissListener {
+                actWin.statusBarColor = prevColor
+                val isLight = (resources.configuration.uiMode and
+                        android.content.res.Configuration.UI_MODE_NIGHT_MASK) ==
+                        android.content.res.Configuration.UI_MODE_NIGHT_NO
+                insetsCtrl.isAppearanceLightStatusBars = isLight
+            }
+            dialog.show()
+            dialog.window?.let { win ->
+                androidx.core.view.WindowCompat.setDecorFitsSystemWindows(win, false)
+                androidx.core.view.WindowInsetsControllerCompat(win, iv).apply {
+                    hide(androidx.core.view.WindowInsetsCompat.Type.systemBars())
+                    systemBarsBehavior = androidx.core.view.WindowInsetsControllerCompat.BEHAVIOR_SHOW_TRANSIENT_BARS_BY_SWIPE
+                }
+            }
+        }
+    }
+
+    private fun copyOnLongClick(vararg views: android.widget.TextView) {
+        for (tv in views) {
+            tv.setOnLongClickListener {
+                val text = tv.text?.toString()?.trim() ?: return@setOnLongClickListener false
+                if (text.isBlank()) return@setOnLongClickListener false
+                val cm = requireContext().getSystemService(Context.CLIPBOARD_SERVICE) as ClipboardManager
+                cm.setPrimaryClip(ClipData.newPlainText("receipt", text))
+                Toast.makeText(requireContext(), "Copied", Toast.LENGTH_SHORT).show()
+                true
+            }
+        }
+    }
+
    override fun onResume() {
        super.onResume()
        requireActivity().title = "Receipt"
--- a/app/src/main/java/sh/sar/basedbank/ui/login/CredentialsFragment.kt
+++ b/app/src/main/java/sh/sar/basedbank/ui/login/CredentialsFragment.kt
@@ -18,14 +18,21 @@ import kotlinx.coroutines.withContext
 import sh.sar.basedbank.util.Totp
 import sh.sar.basedbank.BasedBankApp
 import sh.sar.basedbank.R
+import sh.sar.basedbank.api.bml.BmlActivationResult
 import sh.sar.basedbank.api.bml.BmlLoginFlow
+import sh.sar.basedbank.api.bml.BmlOtpChannel
+import sh.sar.basedbank.api.bml.BmlProfile
 import sh.sar.basedbank.api.fahipay.FahipayLoginFlow
 import sh.sar.basedbank.api.fahipay.FahipaySession
+import sh.sar.basedbank.api.mib.MibAccount
 import sh.sar.basedbank.api.mib.MibLoginFlow
 import sh.sar.basedbank.util.AccountCache
 import sh.sar.basedbank.util.CredentialStore
 import sh.sar.basedbank.databinding.FragmentCredentialsBinding
 import sh.sar.basedbank.ui.home.HomeActivity
+import com.google.android.material.dialog.MaterialAlertDialogBuilder
+import kotlin.coroutines.resume
+import kotlinx.coroutines.suspendCancellableCoroutine

 class CredentialsFragment : Fragment() {

@@ -46,6 +53,15 @@ class CredentialsFragment : Fragment() {
    private var fahipayFlow: FahipayLoginFlow? = null
    private var fahipayAwaitingTotp = false

+    // BML multi-profile state
+    private var bmlFlow: BmlLoginFlow? = null
+    private var bmlLoginId: String = ""
+    private var bmlAccumulatedAccounts = mutableListOf<MibAccount>()
+    private var bmlPendingBusinessProfiles = ArrayDeque<Pair<BmlProfile, List<BmlOtpChannel>>>()
+    private var bmlCurrentBusinessProfile: BmlProfile? = null
+    private var bmlSelectedChannel: String? = null
+    private var bmlAwaitingBusinessOtp = false
+
    override fun onCreateView(inflater: LayoutInflater, container: ViewGroup?, savedInstanceState: Bundle?): View {
        _binding = FragmentCredentialsBinding.inflate(inflater, container, false)
        return binding.root
@@ -151,7 +167,11 @@ class CredentialsFragment : Fragment() {

    private fun attemptLogin() {
        when (bankType) {
-            "BML" -> { attemptBmlLogin(); return }
+            "BML" -> {
+                if (bmlAwaitingBusinessOtp) submitBmlBusinessOtp()
+                else attemptBmlLogin()
+                return
+            }
            "FAHIPAY" -> { attemptFahipayLogin(); return }
        }

@@ -232,20 +252,186 @@ class CredentialsFragment : Fragment() {
        binding.progressBar.visibility = View.VISIBLE
        binding.btnLogin.isEnabled = false

-        val loginId = username
-        val flow = BmlLoginFlow()
+        bmlLoginId = username
+        bmlAccumulatedAccounts.clear()
+        bmlPendingBusinessProfiles.clear()
+        bmlCurrentBusinessProfile = null
+        bmlSelectedChannel = null
+        bmlAwaitingBusinessOtp = false
+
+        val flow = BmlLoginFlow().also { bmlFlow = it }
+        val loginTag = "bml_$username"
+
+        viewLifecycleOwner.lifecycleScope.launch {
+            try {
+                val profiles = withContext(Dispatchers.IO) {
+                    flow.login(username, password, otpSeed)
+                }
+                if (profiles.isEmpty()) throw Exception("No profiles found for this account")
+
+                // Activate each profile; personal profiles are immediate, business ones need OTP
+                for (profile in profiles) {
+                    val result = withContext(Dispatchers.IO) { flow.activateProfile(profile, loginTag) }
+                    when (result) {
+                        is BmlActivationResult.Success -> {
+                            bmlAccumulatedAccounts += result.accounts
+                            val store = CredentialStore(requireContext())
+                            store.saveBmlProfileSession(profile.profileId, result.session.accessToken, result.session.deviceId)
+                            val app = requireActivity().application as BasedBankApp
+                            app.bmlSessions[profile.profileId] = result.session
+                        }
+                        is BmlActivationResult.NeedsBusinessOtp -> {
+                            bmlPendingBusinessProfiles.addLast(Pair(profile, result.channels))
+                        }
+                    }
+                }
+
+                // Save credentials and profile list now (before business OTP prompts)
+                val store = CredentialStore(requireContext())
+                store.saveBmlCredentials(bmlLoginId, username, password, otpSeed)
+                store.saveBmlProfiles(bmlLoginId, profiles)
+                val app = requireActivity().application as BasedBankApp
+                app.bmlProfilesMap[bmlLoginId] = profiles
+                app.bmlLoginFlows[bmlLoginId] = flow
+
+                binding.progressBar.visibility = View.GONE
+                binding.btnLogin.isEnabled = true
+
+                if (bmlPendingBusinessProfiles.isNotEmpty()) {
+                    processNextBmlBusinessProfile()
+                } else {
+                    finishBmlLogin()
+                }
+            } catch (e: Exception) {
+                binding.tvError.text = e.message ?: "Login failed"
+                binding.tvError.visibility = View.VISIBLE
+                binding.progressBar.visibility = View.GONE
+                binding.btnLogin.isEnabled = true
+            }
+        }
+    }
+
+    private suspend fun processNextBmlBusinessProfile() {
+        val (profile, channels) = bmlPendingBusinessProfiles.removeFirstOrNull()
+            ?: run { finishBmlLogin(); return }
+
+        bmlCurrentBusinessProfile = profile
+
+        // Show channel selection dialog
+        val selectedChannel = showBmlChannelDialog(profile.name, channels) ?: run {
+            // User skipped this profile — move on
+            processNextBmlBusinessProfile()
+            return
+        }
+        bmlSelectedChannel = selectedChannel
+
+        // Request OTP
+        binding.progressBar.visibility = View.VISIBLE
+        binding.btnLogin.isEnabled = false
+        try {
+            withContext(Dispatchers.IO) {
+                bmlFlow!!.requestBusinessOtp(selectedChannel)
+            }
+        } catch (e: Exception) {
+            binding.progressBar.visibility = View.GONE
+            binding.btnLogin.isEnabled = true
+            binding.tvError.text = e.message ?: "Failed to send OTP"
+            binding.tvError.visibility = View.VISIBLE
+            processNextBmlBusinessProfile()
+            return
+        }
+
+        // Show OTP input — disable credential fields (same pattern as Fahipay TOTP step)
+        bmlAwaitingBusinessOtp = true
+        binding.etUsername.isEnabled = false
+        binding.etPassword.isEnabled = false
+        binding.etOtpSeed.isEnabled = false
+        binding.progressBar.visibility = View.GONE
+        binding.tilTotpCode.hint = getString(R.string.bml_business_otp_hint, profile.name)
+        binding.tilTotpCode.helperText = getString(R.string.bml_business_otp_sent, selectedChannel)
+        binding.tilTotpCode.visibility = View.VISIBLE
+        binding.etTotpCode.text?.clear()
+        binding.btnLogin.text = getString(R.string.verify)
+        binding.btnLogin.isEnabled = true
+        binding.tvError.visibility = View.GONE
+    }
+
+    private fun submitBmlBusinessOtp() {
+        val code = binding.etTotpCode.text.toString().trim()
+        if (code.length != 6) {
+            binding.tvError.text = getString(R.string.fahipay_totp_hint)
+            binding.tvError.visibility = View.VISIBLE
+            return
+        }
+
+        binding.tvError.visibility = View.GONE
+        binding.progressBar.visibility = View.VISIBLE
+        binding.btnLogin.isEnabled = false
+
+        val profile = bmlCurrentBusinessProfile ?: return
+        val channel = bmlSelectedChannel ?: return
+        val loginTag = "bml_$bmlLoginId"
+
        viewLifecycleOwner.lifecycleScope.launch {
            try {
                val (session, accounts) = withContext(Dispatchers.IO) {
-                    flow.login(username, password, otpSeed)
+                    bmlFlow!!.submitBusinessOtp(channel, code, profile, loginTag)
                }
+                bmlAccumulatedAccounts += accounts
                val store = CredentialStore(requireContext())
-                store.saveBmlCredentials(loginId, username, password, otpSeed)
-                store.saveBmlSession(loginId, session.accessToken, session.deviceId)
-                withContext(Dispatchers.IO) {
-                    val info = flow.fetchUserInfo(session)
-                    if (info != null) store.saveBmlUserProfile(
-                        loginId,
+                store.saveBmlProfileSession(profile.profileId, session.accessToken, session.deviceId)
+                val app = requireActivity().application as BasedBankApp
+                app.bmlSessions[profile.profileId] = session
+
+                bmlAwaitingBusinessOtp = false
+                binding.tilTotpCode.visibility = View.GONE
+                binding.btnLogin.text = getString(R.string.login)
+
+                binding.progressBar.visibility = View.GONE
+                binding.btnLogin.isEnabled = true
+
+                if (bmlPendingBusinessProfiles.isNotEmpty()) {
+                    processNextBmlBusinessProfile()
+                } else {
+                    finishBmlLogin()
+                }
+            } catch (e: Exception) {
+                binding.tvError.text = e.message ?: "OTP verification failed"
+                binding.tvError.visibility = View.VISIBLE
+                binding.progressBar.visibility = View.GONE
+                binding.btnLogin.isEnabled = true
+            }
+        }
+    }
+
+    private suspend fun showBmlChannelDialog(profileName: String, channels: List<BmlOtpChannel>): String? =
+        suspendCancellableCoroutine { cont ->
+            val options = channels.map { "${it.description} (${it.masked})" }.toTypedArray()
+            val dialog = MaterialAlertDialogBuilder(requireContext())
+                .setTitle(getString(R.string.bml_business_otp_title, profileName))
+                .setItems(options) { _, which ->
+                    if (cont.isActive) cont.resume(channels[which].channel)
+                }
+                .setNegativeButton(R.string.bml_business_otp_skip) { _: android.content.DialogInterface, _: Int ->
+                    if (cont.isActive) cont.resume(null as String?)
+                }
+                .show()
+            dialog.setOnCancelListener { if (cont.isActive) cont.resume(null as String?) }
+        }
+
+    private suspend fun finishBmlLogin() {
+        val store = CredentialStore(requireContext())
+        val accounts = bmlAccumulatedAccounts.toList()
+
+        // Fetch user profile info from any active session
+        val app = requireActivity().application as BasedBankApp
+        val anySession = app.anyBmlSessionFor(bmlLoginId)
+        if (anySession != null) {
+            withContext(Dispatchers.IO) {
+                val info = BmlLoginFlow().fetchUserInfo(anySession)
+                if (info != null) {
+                    store.saveBmlUserProfile(
+                        bmlLoginId,
                        CredentialStore.BmlUserProfile(
                            fullName = info.fullName,
                            email = info.email,
@@ -255,24 +441,44 @@ class CredentialsFragment : Fragment() {
                            birthdate = info.birthdate
                        )
                    )
+                    // Single-profile accounts used username as a temporary profileId.
+                    // Replace it with the real BML customer ID so multi-login doesn't collide.
+                    val customerId = info.customerId
+                    if (customerId.isNotBlank()) {
+                        val profiles = store.loadBmlProfiles(bmlLoginId)
+                        val autoProfile = profiles.firstOrNull { it.autoActivated }
+                        if (autoProfile != null && autoProfile.profileId != customerId) {
+                            val oldId = autoProfile.profileId
+                            // Re-key session in memory and storage
+                            val session = app.bmlSessions.remove(oldId)
+                            if (session != null) {
+                                app.bmlSessions[customerId] = session
+                                store.clearBmlProfileSession(oldId)
+                                store.saveBmlProfileSession(customerId, session.accessToken, session.deviceId)
+                            }
+                            // Update stored profile list with the real ID
+                            val updatedProfiles = profiles.map {
+                                if (it.autoActivated) it.copy(profileId = customerId) else it
+                            }
+                            store.saveBmlProfiles(bmlLoginId, updatedProfiles)
+                            app.bmlProfilesMap[bmlLoginId] = updatedProfiles
+                            // Update accounts to use real profileId
+                            bmlAccumulatedAccounts.replaceAll { acc ->
+                                if (acc.profileId == oldId) acc.copy(profileId = customerId) else acc
+                            }
+                        }
+                    }
                }
-                AccountCache.saveBml(requireContext(), loginId, accounts)
-                val app = requireActivity().application as BasedBankApp
-                app.bmlSessions[loginId] = session
-                // Merge with any existing BML accounts from other logins
-                app.bmlAccounts = app.bmlAccounts.filter { it.loginTag != "bml_$loginId" } + accounts
-                app.accounts = app.accounts + accounts
-                val intent = Intent(requireContext(), HomeActivity::class.java)
-                intent.flags = Intent.FLAG_ACTIVITY_CLEAR_TASK or Intent.FLAG_ACTIVITY_NEW_TASK
-                startActivity(intent)
-            } catch (e: Exception) {
-                binding.tvError.text = e.message ?: "Login failed"
-                binding.tvError.visibility = View.VISIBLE
-            } finally {
-                binding.progressBar.visibility = View.GONE
-                binding.btnLogin.isEnabled = true
            }
        }
+
+        AccountCache.saveBml(requireContext(), bmlLoginId, accounts)
+        app.bmlAccounts = app.bmlAccounts.filter { it.loginTag != "bml_$bmlLoginId" } + accounts
+        app.accounts = app.accounts.filter { it.loginTag != "bml_$bmlLoginId" } + accounts
+
+        val intent = Intent(requireContext(), HomeActivity::class.java)
+        intent.flags = Intent.FLAG_ACTIVITY_CLEAR_TASK or Intent.FLAG_ACTIVITY_NEW_TASK
+        startActivity(intent)
    }

    private fun attemptFahipayLogin() {
--- a/app/src/main/java/sh/sar/basedbank/util/CredentialStore.kt
+++ b/app/src/main/java/sh/sar/basedbank/util/CredentialStore.kt
@@ -5,6 +5,7 @@ import android.security.keystore.KeyGenParameterSpec
 import android.security.keystore.KeyProperties
 import android.util.Base64
 import org.json.JSONObject
+import sh.sar.basedbank.api.bml.BmlProfile
 import java.security.KeyStore
 import javax.crypto.Cipher
 import javax.crypto.KeyGenerator
@@ -193,24 +194,85 @@ class CredentialStore(context: Context) {
    }

    fun clearBmlCredentials(loginId: String) {
+        loadBmlProfiles(loginId).forEach { clearBmlProfileSession(it.profileId) }
        removeBmlLoginId(loginId)
        prefs.edit()
            .remove("bml_${loginId}_enc_username")
            .remove("bml_${loginId}_enc_password")
            .remove("bml_${loginId}_enc_otp_seed")
+            .remove("bml_${loginId}_profiles")
+            .remove("bml_${loginId}_hidden_profile_ids")
+            // legacy single-profile session keys
+            .remove("bml_${loginId}_enc_token")
+            .remove("bml_${loginId}_enc_device_id")
            .apply()
    }

-    // ── BML session token (per loginId) ───────────────────────────────────────
+    // ── BML profiles (per loginId) ────────────────────────────────────────────

-    fun saveBmlSession(loginId: String, accessToken: String, deviceId: String) {
+    fun saveBmlProfiles(loginId: String, profiles: List<BmlProfile>) {
+        val arr = org.json.JSONArray()
+        for (p in profiles) arr.put(org.json.JSONObject().apply {
+            put("profileId", p.profileId)
+            put("name", p.name)
+            put("type", p.type)
+            put("profileType", p.profileType)
+            put("autoActivated", p.autoActivated)
+        })
+        prefs.edit().putString("bml_${loginId}_profiles", arr.toString()).apply()
+    }
+
+    fun loadBmlProfiles(loginId: String): List<BmlProfile> {
+        val raw = prefs.getString("bml_${loginId}_profiles", null) ?: return emptyList()
+        return try {
+            val arr = org.json.JSONArray(raw)
+            (0 until arr.length()).map { i ->
+                val o = arr.getJSONObject(i)
+                BmlProfile(
+                    profileId     = o.optString("profileId"),
+                    name          = o.optString("name"),
+                    type          = o.optString("type"),
+                    profileType   = o.optString("profileType", "default"),
+                    autoActivated = o.optBoolean("autoActivated", false)
+                )
+            }
+        } catch (_: Exception) { emptyList() }
+    }
+
+    fun getHiddenBmlProfileIds(loginId: String): Set<String> =
+        prefs.getStringSet("bml_${loginId}_hidden_profile_ids", emptySet()) ?: emptySet()
+
+    fun setHiddenBmlProfileIds(loginId: String, ids: Set<String>) =
+        prefs.edit().putStringSet("bml_${loginId}_hidden_profile_ids", ids).apply()
+
+    // ── BML per-profile session token (keyed by profileId, a globally unique GUID) ──
+
+    fun saveBmlProfileSession(profileId: String, accessToken: String, deviceId: String) {
        val key = getOrCreateKey()
        prefs.edit()
-            .putString("bml_${loginId}_enc_token", encrypt(accessToken, key))
-            .putString("bml_${loginId}_enc_device_id", encrypt(deviceId, key))
+            .putString("bml_profile_${profileId}_enc_token", encrypt(accessToken, key))
+            .putString("bml_profile_${profileId}_enc_device_id", encrypt(deviceId, key))
            .apply()
    }

+    fun loadBmlProfileSession(profileId: String): Pair<String, String>? {
+        val key = getOrCreateKey()
+        val encToken    = prefs.getString("bml_profile_${profileId}_enc_token", null) ?: return null
+        val encDeviceId = prefs.getString("bml_profile_${profileId}_enc_device_id", null) ?: return null
+        return try {
+            Pair(decrypt(encToken, key), decrypt(encDeviceId, key))
+        } catch (_: Exception) { null }
+    }
+
+    fun clearBmlProfileSession(profileId: String) {
+        prefs.edit()
+            .remove("bml_profile_${profileId}_enc_token")
+            .remove("bml_profile_${profileId}_enc_device_id")
+            .apply()
+    }
+
+    // ── Legacy single-profile BML session (kept for backward compat reading) ─
+
    fun loadBmlSession(loginId: String): Pair<String, String>? {
        val key = getOrCreateKey()
        val encToken    = prefs.getString("bml_${loginId}_enc_token", null) ?: return null
@@ -220,13 +282,6 @@ class CredentialStore(context: Context) {
        } catch (_: Exception) { null }
    }

-    fun clearBmlSession(loginId: String) {
-        prefs.edit()
-            .remove("bml_${loginId}_enc_token")
-            .remove("bml_${loginId}_enc_device_id")
-            .apply()
-    }
-
    // ── Fahipay login credentials (multi-login, keyed by loginId = profileId) ──

    fun getFahipayLoginIds(): List<String> {
--- a/app/src/main/java/sh/sar/basedbank/util/ReceiptStore.kt
+++ b/app/src/main/java/sh/sar/basedbank/util/ReceiptStore.kt
@@ -0,0 +1,83 @@
+package sh.sar.basedbank.util
+
+import android.content.Context
+import org.json.JSONArray
+import org.json.JSONObject
+import sh.sar.basedbank.ui.home.TransferReceiptData
+import java.io.File
+
+/** Persistent (non-cache) store for completed transfer receipts shown in Recent Transfers. */
+object ReceiptStore {
+
+    private const val FILE_NAME = "activities.json"
+
+    data class Entry(val data: TransferReceiptData, val savedAt: Long)
+
+    fun save(context: Context, receipt: TransferReceiptData) {
+        val existing = loadAll(context).toMutableList()
+        existing.add(0, Entry(receipt, System.currentTimeMillis()))
+        writeAll(context, existing)
+    }
+
+    fun loadAll(context: Context): List<Entry> {
+        val file = File(context.filesDir, FILE_NAME)
+        if (!file.exists()) return emptyList()
+        return try {
+            val arr = JSONArray(CacheEncryption.decrypt(file.readText()))
+            (0 until arr.length()).map { i ->
+                val o = arr.getJSONObject(i)
+                Entry(
+                    data = TransferReceiptData(
+                        bank                 = o.optString("bank", "MIB"),
+                        amount               = o.optString("amount"),
+                        currency             = o.optString("currency"),
+                        fromLabel            = o.optString("fromLabel"),
+                        fromColorHex         = o.optString("fromColorHex"),
+                        fromProfileImageHash = o.optString("fromProfileImageHash").takeIf { it.isNotBlank() },
+                        toLabel              = o.optString("toLabel"),
+                        toAccount            = o.optString("toAccount"),
+                        toBank               = o.optString("toBank"),
+                        remarks              = o.optString("remarks"),
+                        mibReferenceNo       = o.optString("mibReferenceNo"),
+                        mibTransactionDate   = o.optString("mibTransactionDate"),
+                        bmlFromName          = o.optString("bmlFromName"),
+                        bmlReference         = o.optString("bmlReference"),
+                        bmlTimestamp         = o.optString("bmlTimestamp"),
+                        bmlMessage           = o.optString("bmlMessage")
+                    ),
+                    savedAt = o.optLong("savedAt", 0L)
+                )
+            }
+        } catch (_: Exception) { emptyList() }
+    }
+
+    fun clearAll(context: Context) {
+        File(context.filesDir, FILE_NAME).delete()
+    }
+
+    private fun writeAll(context: Context, items: List<Entry>) {
+        try {
+            val arr = JSONArray()
+            for ((d, ts) in items) arr.put(JSONObject().apply {
+                put("bank",                  d.bank)
+                put("amount",                d.amount)
+                put("currency",              d.currency)
+                put("fromLabel",             d.fromLabel)
+                put("fromColorHex",          d.fromColorHex)
+                put("fromProfileImageHash",  d.fromProfileImageHash ?: "")
+                put("toLabel",               d.toLabel)
+                put("toAccount",             d.toAccount)
+                put("toBank",                d.toBank)
+                put("remarks",               d.remarks)
+                put("mibReferenceNo",        d.mibReferenceNo)
+                put("mibTransactionDate",    d.mibTransactionDate)
+                put("bmlFromName",           d.bmlFromName)
+                put("bmlReference",          d.bmlReference)
+                put("bmlTimestamp",          d.bmlTimestamp)
+                put("bmlMessage",            d.bmlMessage)
+                put("savedAt",               ts)
+            })
+            File(context.filesDir, FILE_NAME).writeText(CacheEncryption.encrypt(arr.toString()))
+        } catch (_: Exception) {}
+    }
+}
--- a/app/src/main/res/drawable/ic_save.xml
+++ b/app/src/main/res/drawable/ic_save.xml
@@ -0,0 +1,13 @@
+<vector xmlns:android="http://schemas.android.com/apk/res/android"
+    android:width="24dp"
+    android:height="24dp"
+    android:viewportWidth="24"
+    android:viewportHeight="24">
+    <path
+        android:fillColor="@android:color/transparent"
+        android:strokeColor="?attr/colorPrimary"
+        android:strokeWidth="2"
+        android:strokeLineCap="round"
+        android:strokeLineJoin="round"
+        android:pathData="M12,3v13M7,11l5,5 5,-5M5,21h14" />
+</vector>
--- a/app/src/main/res/drawable/ic_share.xml
+++ b/app/src/main/res/drawable/ic_share.xml
@@ -0,0 +1,13 @@
+<vector xmlns:android="http://schemas.android.com/apk/res/android"
+    android:width="24dp"
+    android:height="24dp"
+    android:viewportWidth="24"
+    android:viewportHeight="24">
+    <path
+        android:fillColor="@android:color/transparent"
+        android:strokeColor="?attr/colorPrimary"
+        android:strokeWidth="2"
+        android:strokeLineCap="round"
+        android:strokeLineJoin="round"
+        android:pathData="M18,16.08c-0.76,0 -1.44,0.3 -1.96,0.77L8.91,12.7c0.05,-0.23 0.09,-0.46 0.09,-0.7s-0.04,-0.47 -0.09,-0.7l7.05,-4.11c0.54,0.5 1.25,0.81 2.04,0.81c1.66,0 3,-1.34 3,-3s-1.34,-3 -3,-3s-3,1.34 -3,3c0,0.24 0.04,0.47 0.09,0.7L8.04,9.81C7.5,9.31 6.79,9 6,9c-1.66,0 -3,1.34 -3,3s1.34,3 3,3c0.79,0 1.5,-0.31 2.04,-0.81l7.12,4.16c-0.05,0.21 -0.08,0.43 -0.08,0.65c0,1.61 1.31,2.92 2.92,2.92s2.92,-1.31 2.92,-2.92s-1.31,-2.92 -2.92,-2.92z" />
+</vector>
--- a/app/src/main/res/drawable/ic_visibility.xml
+++ b/app/src/main/res/drawable/ic_visibility.xml
@@ -0,0 +1,11 @@
+<?xml version="1.0" encoding="utf-8"?>
+<vector xmlns:android="http://schemas.android.com/apk/res/android"
+    android:width="24dp"
+    android:height="24dp"
+    android:viewportWidth="24"
+    android:viewportHeight="24"
+    android:tint="?attr/colorControlNormal">
+    <path
+        android:fillColor="@android:color/white"
+        android:pathData="M12,4.5C7,4.5 2.73,7.61 1,12c1.73,4.39 6,7.5 11,7.5s9.27,-3.11 11,-7.5c-1.73,-4.39-6,-7.5-11,-7.5zM12,17c-2.76,0-5,-2.24-5,-5s2.24,-5 5,-5 5,2.24 5,5-2.24,5-5,5zM12,9c-1.66,0-3,1.34-3,3s1.34,3 3,3 3,-1.34 3,-3-1.34,-3-3,-3z" />
+</vector>
--- a/app/src/main/res/drawable/ic_visibility_off.xml
+++ b/app/src/main/res/drawable/ic_visibility_off.xml
@@ -0,0 +1,11 @@
+<?xml version="1.0" encoding="utf-8"?>
+<vector xmlns:android="http://schemas.android.com/apk/res/android"
+    android:width="24dp"
+    android:height="24dp"
+    android:viewportWidth="24"
+    android:viewportHeight="24"
+    android:tint="?attr/colorControlNormal">
+    <path
+        android:fillColor="@android:color/white"
+        android:pathData="M12,7c2.76,0 5,2.24 5,5 0,0.65-0.13,1.26-0.36,1.83l2.92,2.92c1.51,-1.26 2.7,-2.89 3.43,-4.75-1.73,-4.39-6,-7.5-11,-7.5-1.4,0-2.74,0.25-3.98,0.7l2.16,2.16C10.74,7.13 11.35,7 12,7zM2,4.27l2.28,2.28 0.46,0.46C3.08,8.3 1.78,10.02 1,12c1.73,4.39 6,7.5 11,7.5 1.55,0 3.03,-0.3 4.38,-0.84l0.42,0.42L19.73,22 21,20.73 3.27,3 2,4.27zM7.53,9.8l1.55,1.55c-0.05,0.21-0.08,0.43-0.08,0.65 0,1.66 1.34,3 3,3 0.22,0 0.44,-0.03 0.65,-0.08l1.55,1.55c-0.67,0.33-1.41,0.53-2.2,0.53-2.76,0-5,-2.24-5,-5 0,-0.79 0.2,-1.53 0.53,-2.2zM11.84,9.02l3.15,3.15 0.02,-0.16c0,-1.66-1.34,-3-3,-3l-0.17,0.01z" />
+</vector>
--- a/app/src/main/res/layout/activity_home.xml
+++ b/app/src/main/res/layout/activity_home.xml
@@ -53,7 +53,7 @@
                android:layout_height="wrap_content"
                android:visibility="gone"
                android:fitsSystemWindows="true"
-                app:menu="@menu/bottom_nav_menu" />
+app:menu="@menu/bottom_nav_menu" />

        </LinearLayout>

--- a/app/src/main/res/layout/fragment_activities.xml
+++ b/app/src/main/res/layout/fragment_activities.xml
@@ -0,0 +1,59 @@
+<?xml version="1.0" encoding="utf-8"?>
+<LinearLayout
+    xmlns:android="http://schemas.android.com/apk/res/android"
+    xmlns:app="http://schemas.android.com/apk/res-auto"
+    android:layout_width="match_parent"
+    android:layout_height="match_parent"
+    android:orientation="vertical"
+    android:background="?attr/colorSurface">
+
+    <com.google.android.material.textfield.TextInputLayout
+        android:layout_width="match_parent"
+        android:layout_height="wrap_content"
+        android:layout_marginHorizontal="12dp"
+        android:layout_marginTop="8dp"
+        android:layout_marginBottom="4dp"
+        style="@style/Widget.MaterialComponents.TextInputLayout.OutlinedBox.Dense"
+        app:startIconDrawable="@android:drawable/ic_menu_search"
+        app:boxCornerRadiusTopStart="24dp"
+        app:boxCornerRadiusTopEnd="24dp"
+        app:boxCornerRadiusBottomStart="24dp"
+        app:boxCornerRadiusBottomEnd="24dp">
+
+        <com.google.android.material.textfield.TextInputEditText
+            android:id="@+id/etSearch"
+            android:layout_width="match_parent"
+            android:layout_height="wrap_content"
+            android:hint="Search"
+            android:inputType="text"
+            android:maxLines="1"
+            android:imeOptions="actionSearch" />
+
+    </com.google.android.material.textfield.TextInputLayout>
+
+    <FrameLayout
+        android:layout_width="match_parent"
+        android:layout_height="0dp"
+        android:layout_weight="1">
+
+        <androidx.recyclerview.widget.RecyclerView
+            android:id="@+id/recyclerView"
+            android:layout_width="match_parent"
+            android:layout_height="match_parent"
+            android:paddingTop="4dp"
+            android:paddingBottom="16dp"
+            android:clipToPadding="false" />
+
+        <TextView
+            android:id="@+id/emptyView"
+            android:layout_width="match_parent"
+            android:layout_height="match_parent"
+            android:gravity="center"
+            android:text="No recent transfers"
+            android:textAppearance="?attr/textAppearanceBodyMedium"
+            android:textColor="?attr/colorOnSurfaceVariant"
+            android:visibility="gone" />
+
+    </FrameLayout>
+
+</LinearLayout>
--- a/app/src/main/res/layout/fragment_pay_mv_qr.xml
+++ b/app/src/main/res/layout/fragment_pay_mv_qr.xml
@@ -0,0 +1,118 @@
+<?xml version="1.0" encoding="utf-8"?>
+<LinearLayout
+    xmlns:android="http://schemas.android.com/apk/res/android"
+    xmlns:app="http://schemas.android.com/apk/res-auto"
+    android:layout_width="match_parent"
+    android:layout_height="match_parent"
+    android:orientation="vertical"
+    android:paddingHorizontal="16dp"
+    android:paddingTop="16dp"
+    android:paddingBottom="16dp"
+    android:background="?attr/colorSurface">
+
+    <!-- QR card fills all available space above the inputs -->
+    <FrameLayout
+        android:layout_width="match_parent"
+        android:layout_height="0dp"
+        android:layout_weight="1"
+        android:layout_marginBottom="12dp">
+
+        <TextView
+            android:id="@+id/tvQrPlaceholder"
+            android:layout_width="wrap_content"
+            android:layout_height="wrap_content"
+            android:layout_gravity="center"
+            android:text="Select an account"
+            android:textAppearance="?attr/textAppearanceBodyLarge"
+            android:textColor="?attr/colorOnSurfaceVariant" />
+
+        <ImageView
+            android:id="@+id/ivQrCard"
+            android:layout_width="match_parent"
+            android:layout_height="match_parent"
+            android:visibility="gone"
+            android:scaleType="fitCenter"
+            android:contentDescription="@string/pay_mv_qr" />
+
+    </FrameLayout>
+
+    <!-- Account dropdown -->
+    <com.google.android.material.textfield.TextInputLayout
+        android:id="@+id/tilAccount"
+        style="@style/Widget.Material3.TextInputLayout.OutlinedBox.ExposedDropdownMenu"
+        android:layout_width="match_parent"
+        android:layout_height="wrap_content"
+        android:layout_marginBottom="10dp"
+        android:hint="@string/paymvqr_select_account">
+
+        <AutoCompleteTextView
+            android:id="@+id/actvAccount"
+            android:layout_width="match_parent"
+            android:layout_height="wrap_content"
+            android:inputType="none"
+            android:focusable="false"
+            android:focusableInTouchMode="false" />
+
+    </com.google.android.material.textfield.TextInputLayout>
+
+    <!-- Amount (optional) -->
+    <com.google.android.material.textfield.TextInputLayout
+        android:id="@+id/tilAmount"
+        style="@style/Widget.Material3.TextInputLayout.OutlinedBox"
+        android:layout_width="match_parent"
+        android:layout_height="wrap_content"
+        android:layout_marginBottom="12dp"
+        android:hint="@string/paymvqr_amount_hint"
+        app:helperText="@string/paymvqr_amount_helper"
+        app:prefixText="MVR ">
+
+        <com.google.android.material.textfield.TextInputEditText
+            android:id="@+id/etAmount"
+            android:layout_width="match_parent"
+            android:layout_height="wrap_content"
+            android:inputType="numberDecimal"
+            android:maxLines="1" />
+
+    </com.google.android.material.textfield.TextInputLayout>
+
+    <!-- Action buttons — always visible; share/save disabled until QR is rendered -->
+    <LinearLayout
+        android:id="@+id/layoutActions"
+        android:layout_width="match_parent"
+        android:layout_height="wrap_content"
+        android:orientation="horizontal">
+
+        <com.google.android.material.button.MaterialButton
+            android:id="@+id/btnShare"
+            style="@style/Widget.Material3.Button.OutlinedButton"
+            android:layout_width="0dp"
+            android:layout_weight="1"
+            android:layout_height="wrap_content"
+            android:layout_marginEnd="4dp"
+            android:enabled="false"
+            android:text="@string/paymvqr_share"
+            app:icon="@drawable/ic_share" />
+
+        <com.google.android.material.button.MaterialButton
+            android:id="@+id/btnSave"
+            android:layout_width="0dp"
+            android:layout_weight="1"
+            android:layout_height="wrap_content"
+            android:layout_marginHorizontal="4dp"
+            android:enabled="false"
+            android:text="@string/paymvqr_save_image"
+            app:icon="@drawable/ic_save" />
+
+        <com.google.android.material.button.MaterialButton
+            android:id="@+id/btnScanQr"
+            style="@style/Widget.Material3.Button.OutlinedButton"
+            android:layout_width="0dp"
+            android:layout_weight="1"
+            android:layout_height="wrap_content"
+            android:layout_marginStart="4dp"
+            android:text="@string/transfer_scan_qr"
+            app:icon="@drawable/ic_qr_scan" />
+
+    </LinearLayout>
+
+</LinearLayout>
--- a/app/src/main/res/layout/fragment_receipt_bml.xml
+++ b/app/src/main/res/layout/fragment_receipt_bml.xml
@@ -1,6 +1,7 @@
 <?xml version="1.0" encoding="utf-8"?>
 <LinearLayout
    xmlns:android="http://schemas.android.com/apk/res/android"
+    xmlns:app="http://schemas.android.com/apk/res-auto"
    android:layout_width="match_parent"
    android:layout_height="match_parent"
    android:orientation="vertical"
@@ -225,7 +226,8 @@
            android:layout_height="wrap_content"
            android:layout_weight="1"
            android:layout_marginEnd="4dp"
-            android:text="Share" />
+            android:text="Share"
+            app:icon="@drawable/ic_share" />

        <com.google.android.material.button.MaterialButton
            android:id="@+id/btnSave"
@@ -234,7 +236,8 @@
            android:layout_height="wrap_content"
            android:layout_weight="1"
            android:layout_marginHorizontal="4dp"
-            android:text="Save" />
+            android:text="Save"
+            app:icon="@drawable/ic_save" />

        <com.google.android.material.button.MaterialButton
            android:id="@+id/btnDone"
--- a/app/src/main/res/layout/fragment_receipt_mib.xml
+++ b/app/src/main/res/layout/fragment_receipt_mib.xml
@@ -253,7 +253,8 @@
            android:layout_height="wrap_content"
            android:layout_weight="1"
            android:layout_marginEnd="4dp"
-            android:text="Share" />
+            android:text="Share"
+            app:icon="@drawable/ic_share" />

        <com.google.android.material.button.MaterialButton
            android:id="@+id/btnSave"
@@ -262,7 +263,8 @@
            android:layout_height="wrap_content"
            android:layout_weight="1"
            android:layout_marginHorizontal="4dp"
-            android:text="Save" />
+            android:text="Save"
+            app:icon="@drawable/ic_save" />

        <com.google.android.material.button.MaterialButton
            android:id="@+id/btnDone"
--- a/app/src/main/res/layout/fragment_settings_security.xml
+++ b/app/src/main/res/layout/fragment_settings_security.xml
@@ -162,6 +162,44 @@
            android:layout_marginTop="24dp"
            android:layout_marginBottom="8dp" />

+        <LinearLayout
+            android:id="@+id/rowHideAmounts"
+            android:layout_width="match_parent"
+            android:layout_height="wrap_content"
+            android:orientation="horizontal"
+            android:gravity="center_vertical"
+            android:layout_marginBottom="4dp">
+
+            <LinearLayout
+                android:layout_width="0dp"
+                android:layout_height="wrap_content"
+                android:layout_weight="1"
+                android:orientation="vertical">
+
+                <TextView
+                    android:layout_width="wrap_content"
+                    android:layout_height="wrap_content"
+                    android:text="@string/settings_hide_amounts"
+                    android:textAppearance="?attr/textAppearanceBodyLarge"
+                    android:textColor="?attr/colorOnSurface" />
+
+                <TextView
+                    android:layout_width="wrap_content"
+                    android:layout_height="wrap_content"
+                    android:text="@string/settings_hide_amounts_desc"
+                    android:textAppearance="?attr/textAppearanceBodySmall"
+                    android:textColor="?attr/colorOnSurfaceVariant" />
+
+            </LinearLayout>
+
+            <com.google.android.material.materialswitch.MaterialSwitch
+                android:id="@+id/switchHideAmounts"
+                android:layout_width="wrap_content"
+                android:layout_height="wrap_content"
+                android:layout_marginStart="8dp" />
+
+        </LinearLayout>
+
        <LinearLayout
            android:id="@+id/rowBlockScreenshots"
            android:layout_width="match_parent"
--- a/app/src/main/res/menu/toolbar_menu.xml
+++ b/app/src/main/res/menu/toolbar_menu.xml
@@ -2,6 +2,12 @@
 <menu xmlns:android="http://schemas.android.com/apk/res/android"
    xmlns:app="http://schemas.android.com/apk/res-auto">

+    <item
+        android:id="@+id/action_hide_amounts"
+        android:icon="@drawable/ic_visibility"
+        android:title="@string/action_hide_amounts"
+        app:showAsAction="always" />
+
    <item
        android:id="@+id/action_lock"
        android:icon="@drawable/ic_lock"
--- a/app/src/main/res/values-b+dv/strings.xml
+++ b/app/src/main/res/values-b+dv/strings.xml
@@ -70,7 +70,7 @@
    <string name="nav_accounts">އެކައުންޓްތައް</string>
    <string name="nav_contacts">ކޮންޓެކްޓްތައް</string>
    <string name="nav_activities">ހަރަކާތްތައް</string>
-    <string name="nav_transfer_history">ޓްރާންސްފަ ތާރީހް</string>
+    <string name="nav_transfer_history">ޓްރާންސެކްޝަން ތާރީހް</string>
    <string name="nav_finances">ފައިނޭންސް</string>
    <string name="nav_card_settings">ކާޑް ސެޓިންގ</string>
    <string name="nav_settings">ސެޓިންގ</string>
--- a/app/src/main/res/values/strings.xml
+++ b/app/src/main/res/values/strings.xml
@@ -79,8 +79,8 @@
    <string name="nav_add_account">Add Login</string>
    <string name="nav_accounts">Accounts</string>
    <string name="nav_contacts">Contacts</string>
-    <string name="nav_activities">Activities</string>
-    <string name="nav_transfer_history">Transfer History</string>
+    <string name="nav_activities">Recent Transfers</string>
+    <string name="nav_transfer_history">Transaction History</string>
    <string name="nav_finances">Finances</string>
    <string name="nav_card_settings">Card Settings</string>
    <string name="nav_otp">OTP Codes</string>
@@ -99,8 +99,19 @@
    <string name="transfer">Transfer</string>
    <string name="pay_mv_qr">PayMV QR</string>

+    <!-- PayMV QR Generator -->
+    <string name="paymvqr_select_account">Select account</string>
+    <string name="paymvqr_amount_hint">Amount (optional)</string>
+    <string name="paymvqr_amount_helper">Leave empty to allow payer to enter any amount</string>
+    <string name="paymvqr_share">Share</string>
+    <string name="paymvqr_save_image">Save Image</string>
+    <string name="paymvqr_saved">QR saved to gallery</string>
+    <string name="paymvqr_save_failed">Failed to save image</string>
+
    <!-- Toolbar -->
    <string name="action_lock">Lock app</string>
+    <string name="action_hide_amounts">Hide sensitive information</string>
+    <string name="action_show_amounts">Show sensitive information</string>
    <string name="autolock_warning_title">Locking soon</string>
    <string name="autolock_warning_message">Locking in %d seconds</string>
    <string name="autolock_stay">Stay unlocked</string>
@@ -128,6 +139,8 @@
    <string name="lang_english">English</string>
    <string name="lang_dhivehi">ދިވެހި</string>
    <string name="settings_privacy">Privacy</string>
+    <string name="settings_hide_amounts">Hide sensitive information</string>
+    <string name="settings_hide_amounts_desc">Masks account balances and financial figures across the app</string>
    <string name="settings_block_screenshots">Block Screenshots</string>
    <string name="settings_block_screenshots_desc">Prevents the app from appearing in the recents screen and blocks screen capture</string>
    <string name="settings_cache">Cache</string>
@@ -159,6 +172,13 @@
    <string name="close">Close</string>
    <string name="save">Save</string>
    <string name="cancel">Cancel</string>
+    <string name="verify">Verify</string>
+
+    <!-- BML business OTP -->
+    <string name="bml_business_otp_title">Activate %s profile</string>
+    <string name="bml_business_otp_hint">%s OTP code</string>
+    <string name="bml_business_otp_sent">OTP sent via %s</string>
+    <string name="bml_business_otp_skip">Skip</string>

    <!-- Home -->
    <string name="transfer_same_account">This is your source account</string>
--- a/app/src/main/res/xml/file_paths.xml
+++ b/app/src/main/res/xml/file_paths.xml
@@ -1,4 +1,5 @@
 <?xml version="1.0" encoding="utf-8"?>
 <paths>
    <cache-path name="receipt_cache" path="receipts/" />
+    <cache-path name="qr_cache" path="qr/" />
 </paths>
Author	SHA1	Message	Date
Shihaam Abdul Rahman	acc1278b34	card history fix All checks were successful Auto Tag on Version Change / check-version (push) Successful in 3s Details	2026-05-20 01:10:35 +05:00
Shihaam Abdul Rahman	bc678d26ad	fixes for bml contact addd drop down and loading contacts All checks were successful Auto Tag on Version Change / check-version (push) Successful in 3s Details	2026-05-20 00:53:08 +05:00
Shihaam Abdul Rahman	bb2a80a5e3	more edging non edge fixes All checks were successful Auto Tag on Version Change / check-version (push) Successful in 4s Details	2026-05-20 00:37:02 +05:00
Shihaam Abdul Rahman	b107358266	toggle to enable or disable privacy mode and also privacy mode toggle All checks were successful Auto Tag on Version Change / check-version (push) Successful in 3s Details	2026-05-20 00:29:06 +05:00
Shihaam Abdul Rahman	02a53c8219	fix single profile multi login All checks were successful Auto Tag on Version Change / check-version (push) Successful in 3s Details	2026-05-20 00:02:36 +05:00
Shihaam Abdul Rahman	15a02cac1c	patial support for BML business profile accounts All checks were successful Auto Tag on Version Change / check-version (push) Successful in 3s Details	2026-05-19 23:30:36 +05:00
Shihaam Abdul Rahman	35a1748055	add save and share icons	2026-05-19 22:24:44 +05:00
Shihaam Abdul Rahman	28682bba41	half baked PayMV QR generate support All checks were successful Auto Tag on Version Change / check-version (push) Successful in 3s Details	2026-05-19 21:59:05 +05:00
Shihaam Abdul Rahman	25484addfb	rename activites to recent transfers and transfer history to transaction history All checks were successful Auto Tag on Version Change / check-version (push) Successful in 4s Details	2026-05-19 20:16:29 +05:00
Shihaam Abdul Rahman	728c7d2aa3	view recipts full screen by pressing empty area, copy values by holding it All checks were successful Auto Tag on Version Change / check-version (push) Successful in 3s Details	2026-05-19 19:56:56 +05:00
Shihaam Abdul Rahman	b24949c117	add support to view previous transfer recipts	2026-05-19 19:39:20 +05:00
Shihaam Abdul Rahman	28e5878668	sync bottom bar when customizing bottom bar and switch checkbox to toggles in mib logins All checks were successful Auto Tag on Version Change / check-version (push) Successful in 14s Details	2026-05-19 19:23:03 +05:00