auto and lazy load cards to dashbaord

app/src/main/java/sh/sar/basedbank/ui/home/DashboardFragment.kt

@@ -21,7 +21,6 @@ import sh.sar.basedbank.api.bml.BmlForeignLimit
 import sh.sar.basedbank.api.models.BankAccount
 import sh.sar.basedbank.api.mib.MibCard
 import sh.sar.basedbank.api.mib.MibFinanceDeal
-import sh.sar.basedbank.util.CardsCache
 import kotlin.math.abs
 import sh.sar.basedbank.databinding.FragmentDashboardBinding
 import sh.sar.basedbank.databinding.ItemForeignLimitBinding
@@ -58,12 +57,6 @@ class DashboardFragment : Fragment() {
         binding.rvCards.adapter = cardAdapter
         LinearSnapHelper().attachToRecyclerView(binding.rvCards)
 
-        val cached = CardsCache.load(requireContext())
-        if (cached.isNotEmpty()) {
-            cardAdapter.update(cached)
-            binding.sectionCards.visibility = View.VISIBLE
-        }
-
         viewModel.mibCards.observe(viewLifecycleOwner) { cards ->
             if (cards.isNullOrEmpty()) return@observe
             cardAdapter.update(cards)

app/src/main/java/sh/sar/basedbank/ui/home/HomeActivity.kt

@@ -178,6 +178,8 @@ class HomeActivity : AppCompatActivity() {
                 byLoginId.forEach { (loginId, accs) -> AccountCache.saveFahipay(this, loginId, accs) }
             }
 
+            val cachedCards = CardsCache.load(this)
+            if (cachedCards.isNotEmpty()) viewModel.mibCards.value = cachedCards
             val cachedFinancing = FinancingCache.load(this)
             if (cachedFinancing.isNotEmpty()) viewModel.financing.value = cachedFinancing
             val cachedBmlLoans = FinancingCache.loadBmlLoans(this)
@@ -191,6 +193,7 @@ class HomeActivity : AppCompatActivity() {
             }
             for ((_, session) in app.bmlSessions) refreshBmlLimits(session)
             refreshBmlLoanDetails()
+            triggerRefreshCards()
         } else {
             // Came from lock screen — show caches immediately, refresh everything in background
             val store = CredentialStore(this)
@@ -199,6 +202,8 @@ class HomeActivity : AppCompatActivity() {
             val cachedFahipay = AccountCache.loadFahipay(this, store.getFahipayLoginIds())
             val merged = cachedMib + cachedBml + cachedFahipay
             if (merged.isNotEmpty()) viewModel.accounts.value = merged
+            val cachedCards = CardsCache.load(this)
+            if (cachedCards.isNotEmpty()) viewModel.mibCards.value = cachedCards
             val cachedFinancing = FinancingCache.load(this)
             if (cachedFinancing.isNotEmpty()) viewModel.financing.value = cachedFinancing
             val cachedBmlLoans = FinancingCache.loadBmlLoans(this)
@@ -709,6 +714,10 @@ fun applyNavLabelVisibility() {
                 refreshFinancing(loginId, session, profiles.filterVisibleProfiles(loginId))
             }
             refreshBmlLoanDetails()
+            for ((loginId, session) in app.mibSessions) {
+                val profiles = app.mibProfilesMap[loginId] ?: emptyList()
+                refreshMibCards(loginId, session, profiles)
+            }
         }
     }