add support for mib loans view

app/src/main/java/sh/sar/basedbank/BasedBankApp.kt

@@ -4,12 +4,16 @@ import android.app.Application
 import androidx.appcompat.app.AppCompatDelegate
 import com.google.android.material.color.DynamicColors
 import sh.sar.basedbank.api.mib.MibAccount
+import sh.sar.basedbank.api.mib.MibProfile
+import sh.sar.basedbank.api.mib.MibSession
 
 class BasedBankApp : Application() {
 
     // Held in memory after successful login; cleared on logout
     var accounts: List<MibAccount> = emptyList()
     var fullName: String = ""
+    var mibSession: MibSession? = null
+    var mibProfiles: List<MibProfile> = emptyList()
 
     override fun onCreate() {
         super.onCreate()

app/src/main/java/sh/sar/basedbank/api/mib/MibFinancingClient.kt

@@ -0,0 +1,82 @@
+package sh.sar.basedbank.api.mib
+
+import android.util.Log
+import okhttp3.OkHttpClient
+import okhttp3.Request
+import java.util.concurrent.TimeUnit
+import kotlin.math.ceil
+
+class MibFinancingClient {
+
+    private val TAG = "MibFinancingClient"
+    private val BASE_WV_URL = "https://faisamobilex-wv.mib.com.mv"
+
+    private val client = OkHttpClient.Builder()
+        .connectTimeout(30, TimeUnit.SECONDS)
+        .readTimeout(30, TimeUnit.SECONDS)
+        .build()
+
+    fun fetchFinancing(session: MibSession): List<MibFinanceDeal> {
+        val cookieHeader = "mbmodel=IOS-1.0; " +
+                "xxid=${session.xxid}; " +
+                "IBSID=${session.xxid}; " +
+                "mbnonce=${session.nonceGenerator}; " +
+                "time-tracker=597"
+
+        val request = Request.Builder()
+            .url("$BASE_WV_URL/financing?dashurl=1")
+            .header("Cookie", cookieHeader)
+            .header(
+                "User-Agent",
+                "Mozilla/5.0 (Linux; Android 14; wv) AppleWebKit/537.36 (KHTML, like Gecko) Version/4.0 Chrome/129.0.6668.70 Mobile Safari/537.36"
+            )
+            .header("X-Requested-With", "mv.com.mib.faisamobilex")
+            .get()
+            .build()
+
+        val html = client.newCall(request).execute().use { response ->
+            Log.d(TAG, "fetchFinancing: HTTP ${response.code}")
+            if (!response.isSuccessful) return emptyList()
+            response.body?.string() ?: return emptyList()
+        }
+
+        return parseFinancingHtml(html)
+    }
+
+    private fun parseFinancingHtml(html: String): List<MibFinanceDeal> {
+        val cardPattern = Regex("""finance-card-holder[^>]+>""")
+        val attrPattern = Regex("""data-(\w+)\s*=\s*"([^"]*)"""")
+
+        return cardPattern.findAll(html).mapNotNull { cardMatch ->
+            val attrs = attrPattern.findAll(cardMatch.value)
+                .associate { it.groupValues[1] to it.groupValues[2] }
+
+            val dealNo = attrs["dealNo"] ?: return@mapNotNull null
+
+            MibFinanceDeal(
+                dealNo = dealNo,
+                productDesc = attrs["productDesc"] ?: "",
+                dealStatus = attrs["dealStatus"] ?: "",
+                statusDesc = attrs["statusDesc"] ?: "",
+                dealAmount = attrs["dealAmount"]?.toDoubleOrNull() ?: 0.0,
+                paidAmount = attrs["paidAmount"]?.toDoubleOrNull() ?: 0.0,
+                outstandingAmount = attrs["outstandingAmount"]?.toDoubleOrNull() ?: 0.0,
+                dealDate = attrs["dealDate"] ?: "",
+                overdueAmount = attrs["overdueAmount"]?.toDoubleOrNull() ?: 0.0,
+                installmentAmount = attrs["installmentAmount"]?.toDoubleOrNull() ?: 0.0,
+                noOfInstallments = attrs["noOfInstallments"]?.toIntOrNull() ?: 0,
+                lastPaidDate = attrs["lastPaidDate"] ?: "",
+                lastPayAmount = attrs["lastPayAmount"]?.toDoubleOrNull() ?: 0.0,
+                currency = attrs["curCodeDesc"] ?: "MVR"
+            )
+        }.toList().also { Log.d(TAG, "parsed ${it.size} financing deals") }
+    }
+
+    companion object {
+        /** Estimate remaining months until financing is fully paid. */
+        fun remainingMonths(deal: MibFinanceDeal): Int {
+            if (deal.installmentAmount <= 0.0) return 0
+            return ceil(deal.outstandingAmount / deal.installmentAmount).toInt()
+        }
+    }
+}

app/src/main/java/sh/sar/basedbank/api/mib/MibLoginFlow.kt

@@ -15,6 +15,14 @@ class MibLoginFlow(private val prefs: android.content.SharedPreferences) {
     private val TAG = "MibLoginFlow"
     private val BASE_URL = "https://faisanet.mib.com.mv/faisamobilex_smvc/"
 
+    /** The active session after a successful login, usable for subsequent WebView requests. */
+    var lastSession: MibSession? = null
+        private set
+
+    /** Profiles returned by the last successful login. */
+    var lastProfiles: List<MibProfile> = emptyList()
+        private set
+
     private val client = OkHttpClient.Builder()
         .connectTimeout(30, TimeUnit.SECONDS)
         .readTimeout(30, TimeUnit.SECONDS)
@@ -140,6 +148,8 @@ class MibLoginFlow(private val prefs: android.content.SharedPreferences) {
         val profiles = parseProfiles(loginResp)
         Log.d(TAG, "[login] parsed ${profiles.size} profiles")
 
+        lastSession = session2
+        lastProfiles = profiles
         Log.d(TAG, "[login] step 7: fetch all profiles")
         return fetchAllProfiles(session2, profiles)
     }
@@ -213,6 +223,19 @@ class MibLoginFlow(private val prefs: android.content.SharedPreferences) {
         put("xxid", session.xxid)
     }
 
+    /**
+     * Activates [profile] server-side via P47, setting the session role context so that
+     * subsequent WebView requests run under that profile.
+     */
+    fun switchProfile(session: MibSession, profile: MibProfile) {
+        Log.d(TAG, "switchProfile: profileId=${profile.profileId} cifType=${profile.cifType}")
+        val payload = baseData(session, "P47").apply {
+            put("profileType", profile.profileType)
+            put("profileId", profile.profileId)
+        }
+        doRequest(session, payload, "n")
+    }
+
     private fun fetchAllProfiles(session: MibSession, profiles: List<MibProfile>): List<MibAccount> {
         val allAccounts = mutableListOf<MibAccount>()
         for (profile in profiles) {

app/src/main/java/sh/sar/basedbank/api/mib/MibModels.kt

@@ -31,3 +31,20 @@ data class MibAccount(
     val mvrBalance: String,
     val statusDesc: String
 )
+
+data class MibFinanceDeal(
+    val dealNo: String,
+    val productDesc: String,
+    val dealStatus: String,
+    val statusDesc: String,
+    val dealAmount: Double,
+    val paidAmount: Double,
+    val outstandingAmount: Double,
+    val dealDate: String,
+    val overdueAmount: Double,
+    val installmentAmount: Double,
+    val noOfInstallments: Int,
+    val lastPaidDate: String,
+    val lastPayAmount: Double,
+    val currency: String
+)

app/src/main/java/sh/sar/basedbank/ui/home/FinancingAdapter.kt

@@ -0,0 +1,111 @@
+package sh.sar.basedbank.ui.home
+
+import android.view.LayoutInflater
+import android.view.View
+import android.view.ViewGroup
+import androidx.recyclerview.widget.RecyclerView
+import sh.sar.basedbank.R
+import sh.sar.basedbank.api.mib.MibFinanceDeal
+import sh.sar.basedbank.api.mib.MibFinancingClient
+import sh.sar.basedbank.databinding.ItemFinanceDealBinding
+import java.text.NumberFormat
+import java.text.SimpleDateFormat
+import java.util.Calendar
+import java.util.Locale
+
+class FinancingAdapter(private var deals: List<MibFinanceDeal>) :
+    RecyclerView.Adapter<FinancingAdapter.ViewHolder>() {
+
+    private val expandedPositions = mutableSetOf<Int>()
+    private val amountFmt = NumberFormat.getNumberInstance(Locale.US).apply {
+        minimumFractionDigits = 2
+        maximumFractionDigits = 2
+    }
+    private val inputDateFmt = SimpleDateFormat("yyyy-MM-dd HH:mm:ss", Locale.US)
+    private val outputDateFmt = SimpleDateFormat("d MMM yyyy", Locale.US)
+
+    fun updateDeals(newDeals: List<MibFinanceDeal>) {
+        deals = newDeals
+        expandedPositions.clear()
+        notifyDataSetChanged()
+    }
+
+    override fun onCreateViewHolder(parent: ViewGroup, viewType: Int): ViewHolder {
+        val binding = ItemFinanceDealBinding.inflate(LayoutInflater.from(parent.context), parent, false)
+        return ViewHolder(binding)
+    }
+
+    override fun onBindViewHolder(holder: ViewHolder, position: Int) {
+        holder.bind(deals[position], position in expandedPositions)
+        holder.binding.root.setOnClickListener {
+            val pos = holder.bindingAdapterPosition
+            if (pos in expandedPositions) expandedPositions.remove(pos) else expandedPositions.add(pos)
+            notifyItemChanged(pos)
+        }
+    }
+
+    override fun getItemCount() = deals.size
+
+    inner class ViewHolder(val binding: ItemFinanceDealBinding) :
+        RecyclerView.ViewHolder(binding.root) {
+
+        fun bind(deal: MibFinanceDeal, expanded: Boolean) {
+            val ctx = binding.root.context
+            val currency = deal.currency
+
+            binding.tvProductName.text = deal.productDesc
+            binding.tvDealNo.text = ctx.getString(R.string.financing_deal_no_fmt, deal.dealNo)
+            binding.tvStatus.text = deal.statusDesc
+            binding.tvTotal.text = "$currency ${amountFmt.format(deal.dealAmount)}"
+            binding.tvPaid.text = "$currency ${amountFmt.format(deal.paidAmount)}"
+            binding.tvUnpaid.text = "$currency ${amountFmt.format(deal.outstandingAmount)}"
+
+            // Progress bar
+            val progress = if (deal.dealAmount > 0)
+                ((deal.paidAmount / deal.dealAmount) * 100).toInt().coerceIn(0, 100)
+            else 0
+            binding.progressBar.progress = progress
+
+            // Completion estimate
+            binding.tvCompletion.text = completionText(deal, ctx)
+
+            // Expanded details
+            val detailsVisible = if (expanded) View.VISIBLE else View.GONE
+            binding.dividerDetails.visibility = detailsVisible
+            binding.detailsGroup.visibility = detailsVisible
+
+            if (expanded) {
+                binding.tvDealDate.text = formatDate(deal.dealDate)
+                binding.tvInstallment.text = "$currency ${amountFmt.format(deal.installmentAmount)}"
+                binding.tvNumInstallments.text = deal.noOfInstallments.toString()
+                binding.tvLastPaidDate.text = formatDate(deal.lastPaidDate)
+                binding.tvLastPayAmount.text = "$currency ${amountFmt.format(deal.lastPayAmount)}"
+
+                if (deal.overdueAmount > 0) {
+                    binding.rowOverdue.visibility = View.VISIBLE
+                    binding.tvOverdue.text = "$currency ${amountFmt.format(deal.overdueAmount)}"
+                } else {
+                    binding.rowOverdue.visibility = View.GONE
+                }
+            }
+        }
+
+        private fun completionText(deal: MibFinanceDeal, ctx: android.content.Context): String {
+            if (deal.outstandingAmount <= 0.0) return ctx.getString(R.string.financing_completion_done)
+            val remaining = MibFinancingClient.remainingMonths(deal)
+            if (remaining <= 0) return ctx.getString(R.string.financing_completion_done)
+            val cal = Calendar.getInstance()
+            cal.add(Calendar.MONTH, remaining)
+            val month = SimpleDateFormat("MMMM yyyy", Locale.getDefault()).format(cal.time)
+            return ctx.getString(R.string.financing_completion_fmt, month)
+        }
+
+        private fun formatDate(raw: String): String {
+            return try {
+                outputDateFmt.format(inputDateFmt.parse(raw)!!)
+            } catch (_: Exception) {
+                raw.take(10)
+            }
+        }
+    }
+}

app/src/main/java/sh/sar/basedbank/ui/home/FinancingFragment.kt

@@ -0,0 +1,47 @@
+package sh.sar.basedbank.ui.home
+
+import android.os.Bundle
+import android.view.LayoutInflater
+import android.view.View
+import android.view.ViewGroup
+import androidx.fragment.app.Fragment
+import androidx.fragment.app.activityViewModels
+import androidx.recyclerview.widget.LinearLayoutManager
+import sh.sar.basedbank.R
+import sh.sar.basedbank.databinding.FragmentFinancingBinding
+
+class FinancingFragment : Fragment() {
+
+    private var _binding: FragmentFinancingBinding? = null
+    private val binding get() = _binding!!
+    private val viewModel: HomeViewModel by activityViewModels()
+    private lateinit var adapter: FinancingAdapter
+
+    override fun onCreateView(inflater: LayoutInflater, container: ViewGroup?, savedInstanceState: Bundle?): View {
+        _binding = FragmentFinancingBinding.inflate(inflater, container, false)
+        return binding.root
+    }
+
+    override fun onViewCreated(view: View, savedInstanceState: Bundle?) {
+        adapter = FinancingAdapter(emptyList())
+        binding.recyclerView.layoutManager = LinearLayoutManager(requireContext())
+        binding.recyclerView.adapter = adapter
+
+        viewModel.financing.observe(viewLifecycleOwner) { deals ->
+            adapter.updateDeals(deals)
+            binding.recyclerView.visibility = if (deals.isEmpty()) View.GONE else View.VISIBLE
+            binding.emptyView.visibility = if (deals.isEmpty()) View.VISIBLE else View.GONE
+            binding.loadingView.visibility = View.GONE
+        }
+    }
+
+    override fun onResume() {
+        super.onResume()
+        requireActivity().title = getString(R.string.nav_finances)
+    }
+
+    override fun onDestroyView() {
+        super.onDestroyView()
+        _binding = null
+    }
+}

app/src/main/java/sh/sar/basedbank/ui/home/HomeActivity.kt

@@ -17,8 +17,13 @@ import sh.sar.basedbank.R
 import sh.sar.basedbank.api.mib.MibLoginFlow
 import sh.sar.basedbank.databinding.ActivityHomeBinding
 import sh.sar.basedbank.ui.login.LoginActivity
+import sh.sar.basedbank.api.mib.MibFinancingClient
+import sh.sar.basedbank.api.mib.MibProfile
+import sh.sar.basedbank.api.mib.MibSession
+import sh.sar.basedbank.api.mib.MibFinanceDeal
 import sh.sar.basedbank.util.AccountCache
 import sh.sar.basedbank.util.CredentialStore
+import sh.sar.basedbank.util.FinancingCache
 
 class HomeActivity : AppCompatActivity() {
 
@@ -44,6 +49,7 @@ class HomeActivity : AppCompatActivity() {
                 R.id.nav_dashboard -> show(DashboardFragment())
                 R.id.nav_add_account -> startActivity(Intent(this, LoginActivity::class.java))
                 R.id.nav_accounts -> show(AccountsFragment())
+                R.id.nav_finances -> show(FinancingFragment())
                 R.id.nav_settings -> show(SettingsFragment())
                 else -> Toast.makeText(this, R.string.work_in_progress, Toast.LENGTH_SHORT).show()
             }
@@ -53,13 +59,18 @@ class HomeActivity : AppCompatActivity() {
         // Load data
         val app = application as BasedBankApp
         if (app.accounts.isNotEmpty()) {
-            // Came from fresh manual login
+            // Came from fresh manual login — accounts ready, financing fetched in background
             viewModel.accounts.value = app.accounts
             AccountCache.save(this, app.accounts)
+            val cached = FinancingCache.load(this)
+            if (cached.isNotEmpty()) viewModel.financing.value = cached
+            refreshFinancing(app.mibSession, app.mibProfiles)
         } else {
-            // Came from lock screen — show cache immediately, refresh in background
+            // Came from lock screen — show caches immediately, refresh everything in background
             val cached = AccountCache.load(this)
             if (cached.isNotEmpty()) viewModel.accounts.value = cached
+            val cachedFinancing = FinancingCache.load(this)
+            if (cachedFinancing.isNotEmpty()) viewModel.financing.value = cachedFinancing
             val creds = CredentialStore(this).loadMibCredentials()
             if (creds != null) autoRefresh(creds)
         }
@@ -86,7 +97,10 @@ class HomeActivity : AppCompatActivity() {
                 val accounts = withContext(Dispatchers.IO) {
                     flow.login(creds.username, creds.passwordHash, creds.otpSeed)
                 }
-                (application as BasedBankApp).accounts = accounts
+                val app = application as BasedBankApp
+                app.accounts = accounts
+                app.mibSession = flow.lastSession
+                app.mibProfiles = flow.lastProfiles
                 AccountCache.save(this@HomeActivity, accounts)
                 viewModel.accounts.postValue(accounts)
             } catch (_: Exception) {
@@ -94,6 +108,36 @@ class HomeActivity : AppCompatActivity() {
             } finally {
                 binding.refreshIndicator.visibility = View.GONE
             }
+            val app = application as BasedBankApp
+            refreshFinancing(app.mibSession, app.mibProfiles)
+        }
+    }
+
+    private fun refreshFinancing(session: MibSession?, profiles: List<MibProfile>) {
+        if (session == null || profiles.isEmpty()) return
+        val prefs = getSharedPreferences("mib_prefs", MODE_PRIVATE)
+        val flow = MibLoginFlow(prefs)
+        val client = MibFinancingClient()
+        lifecycleScope.launch {
+            try {
+                val deals = withContext(Dispatchers.IO) {
+                    val allDeals = mutableListOf<MibFinanceDeal>()
+                    val seen = mutableSetOf<String>()
+                    for (profile in profiles) {
+                        try {
+                            flow.switchProfile(session, profile)
+                            for (deal in client.fetchFinancing(session)) {
+                                if (seen.add(deal.dealNo)) allDeals.add(deal)
+                            }
+                        } catch (_: Exception) { /* profile has no financing access */ }
+                    }
+                    allDeals
+                }
+                if (deals.isNotEmpty()) {
+                    FinancingCache.save(this@HomeActivity, deals)
+                    viewModel.financing.postValue(deals)
+                }
+            } catch (_: Exception) { /* keep cached data */ }
         }
     }
 }

app/src/main/java/sh/sar/basedbank/ui/home/HomeViewModel.kt

@@ -3,7 +3,9 @@ package sh.sar.basedbank.ui.home
 import androidx.lifecycle.MutableLiveData
 import androidx.lifecycle.ViewModel
 import sh.sar.basedbank.api.mib.MibAccount
+import sh.sar.basedbank.api.mib.MibFinanceDeal
 
 class HomeViewModel : ViewModel() {
     val accounts = MutableLiveData<List<MibAccount>>(emptyList())
+    val financing = MutableLiveData<List<MibFinanceDeal>>(emptyList())
 }

app/src/main/java/sh/sar/basedbank/ui/login/CredentialsFragment.kt

@@ -113,7 +113,10 @@ class CredentialsFragment : Fragment() {
                 Log.d(TAG, "Login succeeded, got ${accounts.size} accounts")
                 CredentialStore(requireContext()).saveMibCredentials(username, passwordHash, otpSeed)
                 AccountCache.save(requireContext(), accounts)
-                (requireActivity().application as BasedBankApp).accounts = accounts
+                val app = requireActivity().application as BasedBankApp
+                app.accounts = accounts
+                app.mibSession = flow.lastSession
+                app.mibProfiles = flow.lastProfiles
                 val intent = Intent(requireContext(), HomeActivity::class.java)
                 intent.flags = Intent.FLAG_ACTIVITY_CLEAR_TASK or Intent.FLAG_ACTIVITY_NEW_TASK
                 startActivity(intent)

app/src/main/java/sh/sar/basedbank/util/FinancingCache.kt

@@ -0,0 +1,65 @@
+package sh.sar.basedbank.util
+
+import android.content.Context
+import org.json.JSONArray
+import org.json.JSONObject
+import sh.sar.basedbank.api.mib.MibFinanceDeal
+
+object FinancingCache {
+
+    private const val PREFS = "financing_cache"
+    private const val KEY_MIB = "mib_financing"
+
+    fun save(context: Context, deals: List<MibFinanceDeal>) {
+        val arr = JSONArray()
+        for (d in deals) {
+            arr.put(JSONObject().apply {
+                put("dealNo", d.dealNo)
+                put("productDesc", d.productDesc)
+                put("dealStatus", d.dealStatus)
+                put("statusDesc", d.statusDesc)
+                put("dealAmount", d.dealAmount)
+                put("paidAmount", d.paidAmount)
+                put("outstandingAmount", d.outstandingAmount)
+                put("dealDate", d.dealDate)
+                put("overdueAmount", d.overdueAmount)
+                put("installmentAmount", d.installmentAmount)
+                put("noOfInstallments", d.noOfInstallments)
+                put("lastPaidDate", d.lastPaidDate)
+                put("lastPayAmount", d.lastPayAmount)
+                put("currency", d.currency)
+            })
+        }
+        context.getSharedPreferences(PREFS, Context.MODE_PRIVATE)
+            .edit().putString(KEY_MIB, arr.toString()).apply()
+    }
+
+    fun load(context: Context): List<MibFinanceDeal> {
+        val json = context.getSharedPreferences(PREFS, Context.MODE_PRIVATE)
+            .getString(KEY_MIB, null) ?: return emptyList()
+        return try {
+            val arr = JSONArray(json)
+            (0 until arr.length()).map { i ->
+                val o = arr.getJSONObject(i)
+                MibFinanceDeal(
+                    dealNo = o.optString("dealNo"),
+                    productDesc = o.optString("productDesc"),
+                    dealStatus = o.optString("dealStatus"),
+                    statusDesc = o.optString("statusDesc"),
+                    dealAmount = o.optDouble("dealAmount", 0.0),
+                    paidAmount = o.optDouble("paidAmount", 0.0),
+                    outstandingAmount = o.optDouble("outstandingAmount", 0.0),
+                    dealDate = o.optString("dealDate"),
+                    overdueAmount = o.optDouble("overdueAmount", 0.0),
+                    installmentAmount = o.optDouble("installmentAmount", 0.0),
+                    noOfInstallments = o.optInt("noOfInstallments", 0),
+                    lastPaidDate = o.optString("lastPaidDate"),
+                    lastPayAmount = o.optDouble("lastPayAmount", 0.0),
+                    currency = o.optString("currency", "MVR")
+                )
+            }
+        } catch (e: Exception) {
+            emptyList()
+        }
+    }
+}

app/src/main/res/layout/fragment_financing.xml

@@ -0,0 +1,41 @@
+<?xml version="1.0" encoding="utf-8"?>
+<FrameLayout
+    xmlns:android="http://schemas.android.com/apk/res/android"
+    android:layout_width="match_parent"
+    android:layout_height="match_parent"
+    android:background="?attr/colorSurface">
+
+    <androidx.recyclerview.widget.RecyclerView
+        android:id="@+id/recyclerView"
+        android:layout_width="match_parent"
+        android:layout_height="match_parent"
+        android:paddingHorizontal="16dp"
+        android:paddingTop="8dp"
+        android:paddingBottom="16dp"
+        android:clipToPadding="false" />
+
+    <LinearLayout
+        android:id="@+id/loadingView"
+        android:layout_width="match_parent"
+        android:layout_height="match_parent"
+        android:gravity="center"
+        android:orientation="vertical"
+        android:visibility="gone">
+
+        <ProgressBar
+            android:layout_width="wrap_content"
+            android:layout_height="wrap_content" />
+
+    </LinearLayout>
+
+    <TextView
+        android:id="@+id/emptyView"
+        android:layout_width="match_parent"
+        android:layout_height="match_parent"
+        android:gravity="center"
+        android:text="@string/financing_empty"
+        android:textAppearance="?attr/textAppearanceBodyMedium"
+        android:textColor="?attr/colorOnSurfaceVariant"
+        android:visibility="gone" />
+
+</FrameLayout>

app/src/main/res/layout/item_finance_deal.xml

@@ -0,0 +1,328 @@
+<?xml version="1.0" encoding="utf-8"?>
+<com.google.android.material.card.MaterialCardView
+    xmlns:android="http://schemas.android.com/apk/res/android"
+    xmlns:app="http://schemas.android.com/apk/res-auto"
+    android:layout_width="match_parent"
+    android:layout_height="wrap_content"
+    android:layout_marginBottom="12dp"
+    app:cardCornerRadius="16dp"
+    app:cardElevation="0dp"
+    app:strokeWidth="1dp"
+    app:strokeColor="?attr/colorOutlineVariant">
+
+    <LinearLayout
+        android:layout_width="match_parent"
+        android:layout_height="wrap_content"
+        android:orientation="vertical"
+        android:padding="20dp">
+
+        <!-- Header row: product name + status chip -->
+        <LinearLayout
+            android:layout_width="match_parent"
+            android:layout_height="wrap_content"
+            android:orientation="horizontal"
+            android:gravity="center_vertical"
+            android:layout_marginBottom="16dp">
+
+            <LinearLayout
+                android:layout_width="0dp"
+                android:layout_height="wrap_content"
+                android:layout_weight="1"
+                android:orientation="vertical">
+
+                <TextView
+                    android:id="@+id/tvProductName"
+                    android:layout_width="match_parent"
+                    android:layout_height="wrap_content"
+                    android:textAppearance="?attr/textAppearanceTitleSmall"
+                    android:textColor="?attr/colorOnSurface" />
+
+                <TextView
+                    android:id="@+id/tvDealNo"
+                    android:layout_width="match_parent"
+                    android:layout_height="wrap_content"
+                    android:textAppearance="?attr/textAppearanceBodySmall"
+                    android:textColor="?attr/colorOnSurfaceVariant"
+                    android:layout_marginTop="2dp" />
+
+            </LinearLayout>
+
+            <TextView
+                android:id="@+id/tvStatus"
+                android:layout_width="wrap_content"
+                android:layout_height="wrap_content"
+                android:paddingHorizontal="10dp"
+                android:paddingVertical="4dp"
+                android:background="@drawable/chip_background"
+                android:textAppearance="?attr/textAppearanceLabelSmall"
+                android:textColor="?attr/colorOnSecondaryContainer" />
+
+        </LinearLayout>
+
+        <!-- Total amount -->
+        <LinearLayout
+            android:layout_width="match_parent"
+            android:layout_height="wrap_content"
+            android:orientation="horizontal"
+            android:gravity="center_vertical"
+            android:layout_marginBottom="8dp">
+
+            <TextView
+                android:layout_width="wrap_content"
+                android:layout_height="wrap_content"
+                android:text="@string/financing_total"
+                android:textAppearance="?attr/textAppearanceLabelSmall"
+                android:textColor="?attr/colorOnSurfaceVariant" />
+
+            <TextView
+                android:id="@+id/tvTotal"
+                android:layout_width="0dp"
+                android:layout_height="wrap_content"
+                android:layout_weight="1"
+                android:textAppearance="?attr/textAppearanceTitleMedium"
+                android:textColor="?attr/colorOnSurface"
+                android:layout_marginStart="8dp" />
+
+        </LinearLayout>
+
+        <!-- Progress bar -->
+        <com.google.android.material.progressindicator.LinearProgressIndicator
+            android:id="@+id/progressBar"
+            android:layout_width="match_parent"
+            android:layout_height="wrap_content"
+            android:layout_marginBottom="12dp"
+            app:trackCornerRadius="4dp"
+            app:trackThickness="8dp" />
+
+        <!-- Paid / Unpaid row -->
+        <LinearLayout
+            android:layout_width="match_parent"
+            android:layout_height="wrap_content"
+            android:orientation="horizontal">
+
+            <LinearLayout
+                android:layout_width="0dp"
+                android:layout_height="wrap_content"
+                android:layout_weight="1"
+                android:orientation="vertical">
+
+                <TextView
+                    android:layout_width="wrap_content"
+                    android:layout_height="wrap_content"
+                    android:text="@string/financing_paid"
+                    android:textAppearance="?attr/textAppearanceLabelSmall"
+                    android:textColor="?attr/colorOnSurfaceVariant" />
+
+                <TextView
+                    android:id="@+id/tvPaid"
+                    android:layout_width="wrap_content"
+                    android:layout_height="wrap_content"
+                    android:textAppearance="?attr/textAppearanceTitleSmall"
+                    android:textColor="?attr/colorOnSurface"
+                    android:layout_marginTop="2dp" />
+
+            </LinearLayout>
+
+            <LinearLayout
+                android:layout_width="0dp"
+                android:layout_height="wrap_content"
+                android:layout_weight="1"
+                android:orientation="vertical"
+                android:gravity="end">
+
+                <TextView
+                    android:layout_width="wrap_content"
+                    android:layout_height="wrap_content"
+                    android:text="@string/financing_unpaid"
+                    android:textAppearance="?attr/textAppearanceLabelSmall"
+                    android:textColor="?attr/colorOnSurfaceVariant" />
+
+                <TextView
+                    android:id="@+id/tvUnpaid"
+                    android:layout_width="wrap_content"
+                    android:layout_height="wrap_content"
+                    android:textAppearance="?attr/textAppearanceTitleSmall"
+                    android:textColor="@color/color_unpaid"
+                    android:layout_marginTop="2dp" />
+
+            </LinearLayout>
+
+        </LinearLayout>
+
+        <!-- Completion estimate -->
+        <TextView
+            android:id="@+id/tvCompletion"
+            android:layout_width="match_parent"
+            android:layout_height="wrap_content"
+            android:layout_marginTop="8dp"
+            android:textAppearance="?attr/textAppearanceBodySmall"
+            android:textColor="?attr/colorOnSurfaceVariant" />
+
+        <!-- Divider -->
+        <View
+            android:id="@+id/dividerDetails"
+            android:layout_width="match_parent"
+            android:layout_height="1dp"
+            android:background="?attr/colorOutlineVariant"
+            android:layout_marginTop="16dp"
+            android:layout_marginBottom="12dp"
+            android:visibility="gone" />
+
+        <!-- Expanded details -->
+        <LinearLayout
+            android:id="@+id/detailsGroup"
+            android:layout_width="match_parent"
+            android:layout_height="wrap_content"
+            android:orientation="vertical"
+            android:visibility="gone">
+
+            <!-- Deal date -->
+            <LinearLayout
+                android:layout_width="match_parent"
+                android:layout_height="wrap_content"
+                android:orientation="horizontal"
+                android:layout_marginBottom="8dp">
+
+                <TextView
+                    android:layout_width="0dp"
+                    android:layout_height="wrap_content"
+                    android:layout_weight="1"
+                    android:text="@string/financing_deal_date"
+                    android:textAppearance="?attr/textAppearanceBodySmall"
+                    android:textColor="?attr/colorOnSurfaceVariant" />
+
+                <TextView
+                    android:id="@+id/tvDealDate"
+                    android:layout_width="wrap_content"
+                    android:layout_height="wrap_content"
+                    android:textAppearance="?attr/textAppearanceBodySmall"
+                    android:textColor="?attr/colorOnSurface" />
+
+            </LinearLayout>
+
+            <!-- Installment amount -->
+            <LinearLayout
+                android:layout_width="match_parent"
+                android:layout_height="wrap_content"
+                android:orientation="horizontal"
+                android:layout_marginBottom="8dp">
+
+                <TextView
+                    android:layout_width="0dp"
+                    android:layout_height="wrap_content"
+                    android:layout_weight="1"
+                    android:text="@string/financing_installment"
+                    android:textAppearance="?attr/textAppearanceBodySmall"
+                    android:textColor="?attr/colorOnSurfaceVariant" />
+
+                <TextView
+                    android:id="@+id/tvInstallment"
+                    android:layout_width="wrap_content"
+                    android:layout_height="wrap_content"
+                    android:textAppearance="?attr/textAppearanceBodySmall"
+                    android:textColor="?attr/colorOnSurface" />
+
+            </LinearLayout>
+
+            <!-- Number of installments -->
+            <LinearLayout
+                android:layout_width="match_parent"
+                android:layout_height="wrap_content"
+                android:orientation="horizontal"
+                android:layout_marginBottom="8dp">
+
+                <TextView
+                    android:layout_width="0dp"
+                    android:layout_height="wrap_content"
+                    android:layout_weight="1"
+                    android:text="@string/financing_num_installments"
+                    android:textAppearance="?attr/textAppearanceBodySmall"
+                    android:textColor="?attr/colorOnSurfaceVariant" />
+
+                <TextView
+                    android:id="@+id/tvNumInstallments"
+                    android:layout_width="wrap_content"
+                    android:layout_height="wrap_content"
+                    android:textAppearance="?attr/textAppearanceBodySmall"
+                    android:textColor="?attr/colorOnSurface" />
+
+            </LinearLayout>
+
+            <!-- Last paid date -->
+            <LinearLayout
+                android:layout_width="match_parent"
+                android:layout_height="wrap_content"
+                android:orientation="horizontal"
+                android:layout_marginBottom="8dp">
+
+                <TextView
+                    android:layout_width="0dp"
+                    android:layout_height="wrap_content"
+                    android:layout_weight="1"
+                    android:text="@string/financing_last_paid_date"
+                    android:textAppearance="?attr/textAppearanceBodySmall"
+                    android:textColor="?attr/colorOnSurfaceVariant" />
+
+                <TextView
+                    android:id="@+id/tvLastPaidDate"
+                    android:layout_width="wrap_content"
+                    android:layout_height="wrap_content"
+                    android:textAppearance="?attr/textAppearanceBodySmall"
+                    android:textColor="?attr/colorOnSurface" />
+
+            </LinearLayout>
+
+            <!-- Last payment amount -->
+            <LinearLayout
+                android:layout_width="match_parent"
+                android:layout_height="wrap_content"
+                android:orientation="horizontal"
+                android:layout_marginBottom="8dp">
+
+                <TextView
+                    android:layout_width="0dp"
+                    android:layout_height="wrap_content"
+                    android:layout_weight="1"
+                    android:text="@string/financing_last_pay_amount"
+                    android:textAppearance="?attr/textAppearanceBodySmall"
+                    android:textColor="?attr/colorOnSurfaceVariant" />
+
+                <TextView
+                    android:id="@+id/tvLastPayAmount"
+                    android:layout_width="wrap_content"
+                    android:layout_height="wrap_content"
+                    android:textAppearance="?attr/textAppearanceBodySmall"
+                    android:textColor="?attr/colorOnSurface" />
+
+            </LinearLayout>
+
+            <!-- Overdue amount (only shown when > 0) -->
+            <LinearLayout
+                android:id="@+id/rowOverdue"
+                android:layout_width="match_parent"
+                android:layout_height="wrap_content"
+                android:orientation="horizontal"
+                android:visibility="gone">
+
+                <TextView
+                    android:layout_width="0dp"
+                    android:layout_height="wrap_content"
+                    android:layout_weight="1"
+                    android:text="@string/financing_overdue"
+                    android:textAppearance="?attr/textAppearanceBodySmall"
+                    android:textColor="@color/color_unpaid" />
+
+                <TextView
+                    android:id="@+id/tvOverdue"
+                    android:layout_width="wrap_content"
+                    android:layout_height="wrap_content"
+                    android:textAppearance="?attr/textAppearanceBodySmall"
+                    android:textColor="@color/color_unpaid" />
+
+            </LinearLayout>
+
+        </LinearLayout>
+
+    </LinearLayout>
+
+</com.google.android.material.card.MaterialCardView>

app/src/main/res/values/colors.xml

@@ -3,4 +3,5 @@
     <!-- Seed colors from MIB brand (blue + green) — used as M3 fallback on Android <12 -->
     <color name="seed_primary">#3F65AD</color>
     <color name="seed_secondary">#9AD141</color>
+    <color name="color_unpaid">#E85D04</color>
 </resources>

app/src/main/res/values/strings.xml

@@ -92,4 +92,19 @@
     <!-- Home -->
     <string name="accounts">Accounts</string>
     <string name="available_balance">Available Balance</string>
+
+    <!-- Financing -->
+    <string name="financing_empty">No financing deals found</string>
+    <string name="financing_total">Total</string>
+    <string name="financing_paid">Paid</string>
+    <string name="financing_unpaid">Unpaid</string>
+    <string name="financing_deal_date">Deal Date</string>
+    <string name="financing_installment">Monthly Installment</string>
+    <string name="financing_num_installments">Total Installments</string>
+    <string name="financing_last_paid_date">Last Payment Date</string>
+    <string name="financing_last_pay_amount">Last Payment</string>
+    <string name="financing_overdue">Overdue</string>
+    <string name="financing_completion_done">Fully paid</string>
+    <string name="financing_deal_no_fmt">Deal #%s</string>
+    <string name="financing_completion_fmt">Completes %s</string>
 </resources>

docs/mibapi/financing.md

@@ -0,0 +1,109 @@
+# MIB Financing API
+
+## Overview
+
+Financing data is fetched from the MIB **WebView** host (`faisamobilex-wv.mib.com.mv`), which is separate from the API host (`faisanet.mib.com.mv`). The response is an HTML page; financing deal data is embedded in `data-*` attributes on card elements.
+
+---
+
+## Endpoint
+
+```
+GET https://faisamobilex-wv.mib.com.mv/financing?dashurl=1
+```
+
+### Authentication
+
+Session cookies from the login flow must be sent with the request:
+
+| Cookie         | Value                                       |
+|----------------|---------------------------------------------|
+| `mbmodel`      | `IOS-1.0` (literal string)                  |
+| `xxid`         | Session ID from login (`MibSession.xxid`)   |
+| `IBSID`        | Same as `xxid`                              |
+| `mbnonce`      | `nonceGenerator` string from login response |
+| `time-tracker` | `597` (literal string)                      |
+
+### Request Headers
+
+| Header             | Value                              |
+|--------------------|------------------------------------|
+| `User-Agent`       | Standard Android WebView UA string |
+| `X-Requested-With` | `mv.com.mib.faisamobilex`          |
+
+---
+
+## Response
+
+**Content-Type:** `text/html; charset=UTF-8`
+
+The response is a full HTML page. Each financing deal is represented as a `<div>` with the class `finance-card-holder` and all deal fields embedded as `data-*` attributes:
+
+```html
+<div class="card border finance-card-holder"
+    data-productDesc       = "Product Name"
+    data-dealStatus        = "P"
+    data-statusDesc        = "Approved"
+    data-dealAmount        = "10000.00"
+    data-dealNo            = "12345"
+    data-paidAmount        = "2500.00"
+    data-outstandingAmount = "7500.00"
+    data-dealDate          = "2024-01-15 00:00:00"
+    data-overdueAmount     = "0"
+    data-installmentAmount = "500.00"
+    data-noOfInstallments  = "24"
+    data-lastPaidDate      = "2026-05-01 00:00:00"
+    data-lastPayAmount     = "500.00"
+    data-financeCurrency   = "462"
+    data-curCodeDesc       = "MVR">
+```
+
+### Data Fields
+
+| Field                 | Type    | Description                                          |
+|-----------------------|---------|------------------------------------------------------|
+| `productDesc`         | String  | Product name (e.g. "Ujalaa CG Finance")              |
+| `dealStatus`          | String  | Status code: `P` = Active/Pending                    |
+| `statusDesc`          | String  | Human-readable status (e.g. "Approved")              |
+| `dealAmount`          | Decimal | Total financing amount                               |
+| `dealNo`              | Integer | Unique deal/contract number                          |
+| `paidAmount`          | Decimal | Amount paid to date                                  |
+| `outstandingAmount`   | Decimal | Remaining unpaid balance                             |
+| `dealDate`            | String  | Contract start date (`yyyy-MM-dd HH:mm:ss`)          |
+| `overdueAmount`       | Decimal | Amount currently overdue (0 if none)                 |
+| `installmentAmount`   | Decimal | Monthly installment amount                           |
+| `noOfInstallments`    | Integer | Total number of installments                         |
+| `lastPaidDate`        | String  | Date of most recent payment (`yyyy-MM-dd HH:mm:ss`)  |
+| `lastPayAmount`       | Decimal | Amount of most recent payment                        |
+| `financeCurrency`     | Integer | Currency code (462 = MVR)                            |
+| `curCodeDesc`         | String  | Currency abbreviation (e.g. "MVR")                   |
+
+### Parsing Strategy
+
+Use a regex to find all elements with class `finance-card-holder`, then extract all `data-*` attribute key/value pairs from each match:
+
+```kotlin
+val cardPattern = Regex("""finance-card-holder[^>]+>""")
+val attrPattern = Regex("""data-(\w+)\s*=\s*"([^"]*)"""")
+```
+
+---
+
+## Completion Date Estimation
+
+Remaining installments can be estimated from outstanding and installment amounts:
+
+```
+remainingInstallments = ceil(outstandingAmount / installmentAmount)
+completionDate = today + remainingInstallments months
+```
+
+---
+
+## Notes
+
+- The WebView endpoint uses a different subdomain (`faisamobilex-wv`) from the encrypted API (`faisanet`).
+- No encryption is used; the session is maintained purely via cookies.
+- The HTML is served gzip/brotli compressed; OkHttp handles decompression automatically.
+- The `time-tracker` cookie value appears to be static at `597` — its purpose is unclear, but omitting it may affect behavior.
+- Known product names include consumer goods finance and cash financing variants.