forked from thijooree/android
66 lines
2.1 KiB
Markdown
66 lines
2.1 KiB
Markdown
# Financing
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Aggregates financing products across banks — MIB promotional deals and BML loan details — in a single screen.
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---
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## Fragment — `FinancingFragment`
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Observes `HomeViewModel.financing` (MIB deals) and `HomeViewModel.bmlLoanDetails`.
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MIB deals carry no login tag, so the two sections are ordered as blocks: MIB first if the first MIB login ranks above the first BML login in the user's [login order](00-app-overview.md#login-order), otherwise BML first. BML loans within their section follow `HomeViewModel.accounts`, which is already in login order.
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---
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## MIB Deals Section
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Displays current MIB promotional financing offers fetched from the MIB API. Each deal card shows:
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- Deal name / product title
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- Key terms (profit rate, tenure, minimum/maximum amount)
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- A **Learn More** action that opens the deal detail in an in-app WebView or external browser
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Data is loaded once on fragment creation and refreshed on pull-to-refresh.
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---
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## BML Loans Section
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Displays the user's active BML loan/financing accounts. Each card shows:
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- Loan product name
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- Outstanding balance
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- Next instalment amount and due date
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- Loan account number
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Data comes from `HomeViewModel.bmlLoanDetails`, which is fetched from the BML loans API using the active BML session.
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---
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## Foreign Spend Limits (BML)
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`HomeViewModel.bmlLimits` (`List<BmlForeignLimit>`) provides **foreign-currency spend limits** per BML card — these are MMA-imposed travel/online caps, not credit-card credit limits. Displayed alongside the loan section:
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- Card / profile name
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- ECOM remaining / cap (always visible)
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- General remaining / cap (always visible)
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- ATM, POS and Medical remaining / cap (expandable)
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- "Disabled" flags for ATM / POS where applicable
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---
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## Pull-to-Refresh
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Refreshes both MIB deals and BML loan/limit data independently. Each section shows its own loading indicator.
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---
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## Empty State
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If no MIB session is active or no BML financing accounts exist, the respective section shows an empty-state message with a prompt to add the corresponding bank account.
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---
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---
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[← BML QR Pay](12-bml-qr-pay.md) **Next →** [Settings](14-settings.md)
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