MIB Faisanet API
Reverse-engineered from mv.com.mib.faisamobilex (Faisanet Mobile Banking, React Native / Hermes bytecode v96).
Architecture
MIB uses two completely separate backends:
| Backend | Base URL | Auth | Used for |
|---|---|---|---|
| Encrypted API | https://faisanet.mib.com.mv/faisamobilex_smvc/ |
Blowfish + DH session key | Login, key exchange |
| WebView host | https://faisamobilex-wv.mib.com.mv |
Session cookies | Accounts, history, transfers, contacts, cards, financing |
Encrypted API
All calls to the encrypted API are POST / with Content-Type: application/x-www-form-urlencoded; charset=utf-8 and form body:
sfunc=<function_code>&data=<url_encoded_base64_blowfish_ciphertext>
The request JSON is encrypted with Blowfish (ECB, PKCS5) before sending. The response body is also base64-encoded Blowfish ciphertext.
Two keys are used:
| Phase | Key |
|---|---|
sfunc=r (initial key exchange) |
DEFAULT_KEY (hardcoded in app) |
| All subsequent requests | DH-derived session key |
See 01-encryption.md for full details.
WebView Session Auth
After login, all data endpoints use cookie-based auth on faisamobilex-wv.mib.com.mv:
Cookie: mbmodel=IOS-1.0; xxid=<session_xxid>; IBSID=<session_xxid>; mbnonce=<nonceGenerator>; time-tracker=597
These values come from the login flow — xxid and nonceGenerator from the DH key exchange response.
WebView AJAX Headers
All AJAX POST calls also require:
X-Requested-With: XMLHttpRequest
Accept: */*
Origin: https://faisamobilex-wv.mib.com.mv
Content-Type: application/x-www-form-urlencoded; charset=UTF-8
The Referer value varies per endpoint (documented per endpoint).
WebView User-Agent
Mozilla/5.0 (Linux; Android {version}; wv) AppleWebKit/537.36 (KHTML, like Gecko) Version/4.0 Chrome/129.0.6668.70 Mobile Safari/537.36
Documents
| # | File | Description |
|---|---|---|
| 1 | 01-encryption.md | Blowfish encryption, DH key exchange, nonce computation |
| 2 | 02-login.md | Device registration and regular login flows |
| 3 | 03-accounts.md | Select profile, account balances |
| 4 | 04-history.md | Transaction history |
| 5 | 05-cards.md | Debit card list |
| 6 | 06-financing.md | Financing deals |
| 7 | 07-profile.md | Personal profile (HTML scrape) |
| 8 | 08-transfer.md | Account lookup and fund transfer |
| 9 | 09-contacts.md | Beneficiary management |
Start here → 01-encryption.md