Shihaam Abdul Rahman
0a27de4a34
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176 lines
4.6 KiB
Markdown
176 lines
4.6 KiB
Markdown
# Account Validation
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Resolve and validate a destination account before initiating a transfer. Two endpoints cover different account types:
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- **BML / alias accounts** — `GET /api/mobile/validate/account/{input}` — resolves BML account numbers and PayMV aliases
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- **MIB accounts** — `GET /api/mobile/favara/account-verification/{account}/MIB` — resolves MIB accounts via BML's Favara interbank network
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---
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## Validate BML Account or Alias
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```
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GET https://www.bankofmaldives.com.mv/internetbanking/api/mobile/validate/account/{input}
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```
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`{input}` is either a BML account number or a PayMV alias string (e.g. `"MALI"` or a phone number used as alias).
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### Request
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```bash
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# Validate a BML account number
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curl --request GET \
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--url 'https://www.bankofmaldives.com.mv/internetbanking/api/mobile/validate/account/7730000000001' \
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--header 'Authorization: Bearer <access_token>' \
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--header 'User-Agent: bml-mobile-banking/348 (Xiaomi; Android 14; 22101320I)' \
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--header 'x-app-version: 2.1.44.348' \
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--header 'Accept: application/json'
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# Validate an alias
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curl --request GET \
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--url 'https://www.bankofmaldives.com.mv/internetbanking/api/mobile/validate/account/MALI' \
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--header 'Authorization: Bearer <access_token>' \
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--header 'User-Agent: bml-mobile-banking/348 (Xiaomi; Android 14; 22101320I)' \
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--header 'x-app-version: 2.1.44.348' \
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--header 'Accept: application/json'
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```
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---
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## Responses
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The `validationType` in the response determines which transfer type to use.
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### BML Account (`validationType: "BML"`) — use `IAT`
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```json
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{
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"success": true,
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"payload": {
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"trnType": "IAT",
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"validationType": "BML",
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"account": "7730000000001",
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"name": "Mohamed Ali",
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"alias": "MALI",
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"currency": "MVR"
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}
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}
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```
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| Field | Type | Description |
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|---|---|---|
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| `trnType` | `string` | Transfer type to use — `"IAT"` |
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| `validationType` | `string` | `"BML"` |
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| `account` | `string` | Resolved BML account number |
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| `name` | `string` | Account holder name |
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| `alias` | `string` | Alias (if any) — blank or `"null"` if none |
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| `currency` | `string` | Account currency |
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---
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### PayMV Alias (`validationType: "alias"`) — use `QTR`
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Returned when the input resolves to a PayMV alias (interbank quick transfer).
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```json
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{
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"success": true,
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"payload": {
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"trnType": "QTR",
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"validationType": "alias",
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"CdtrAcct": {
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"Acct": "7730000000001",
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"FinInstnId": ""
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},
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"contact_name": "Mohamed Ali",
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"currency": "MVR"
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}
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}
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```
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| Field | Type | Description |
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|---|---|---|
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| `trnType` | `string` | Transfer type to use — `"QTR"` |
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| `validationType` | `string` | `"alias"` |
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| `CdtrAcct.Acct` | `string` | Resolved account number |
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| `CdtrAcct.FinInstnId` | `string` | BIC of the destination institution (blank for BML-to-BML) |
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| `contact_name` | `string` | Account holder name |
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| `currency` | `string` | Account currency |
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> For `QTR` transfers, pass the **original alias input** as `creditAccount` (not the resolved account number), as the alias is what the server routes on.
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---
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### Failure
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```json
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{ "success": false }
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```
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Account or alias not found, or not eligible for transfer.
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---
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## Verify MIB Account (Favara)
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```
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GET https://www.bankofmaldives.com.mv/internetbanking/api/mobile/favara/account-verification/{account}/MIB
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```
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Verifies a Maldives Islamic Bank (MIB) account number via BML's Favara interbank network. Use the result for a `DOT` transfer.
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### Request
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```bash
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curl --request GET \
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--url 'https://www.bankofmaldives.com.mv/internetbanking/api/mobile/favara/account-verification/90101000000001000/MIB' \
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--header 'Authorization: Bearer <access_token>' \
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--header 'User-Agent: bml-mobile-banking/348 (Xiaomi; Android 14; 22101320I)' \
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--header 'x-app-version: 2.1.44.348' \
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--header 'Accept: application/json'
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```
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### Response
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```json
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{
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"success": true,
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"account": "90101000000001000",
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"name": "Mohamed Ali",
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"agnt": "MIBVMVMV"
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}
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```
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| Field | Type | Description |
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|---|---|---|
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| `success` | `bool` | `true` if the account exists and is reachable |
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| `account` | `string` | MIB account number |
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| `name` | `string` | Account holder name |
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| `agnt` | `string` | BIC of MIB — send as the `bank` field in the [transfer](08-transfer.md) request |
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### Failure
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```json
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{ "success": false }
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```
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Account not found or not accessible via Favara.
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---
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## Transfer Type Summary
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| `validationType` / source | `trnType` to use | `bank` required |
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|---|---|---|
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| `"BML"` | `IAT` | No |
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| `"alias"` | `QTR` | No |
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| MIB (Favara) | `DOT` | Yes — `agnt` value from verification response |
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---
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---
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[← Contacts](09-contacts.md) **Next →** [Foreign Limits](11-foreign-limits.md)
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