update docs

docs/mibapi/09-contacts.md

@@ -94,15 +94,23 @@ POST https://faisamobilex-wv.mib.com.mv/ajaxBeneficiary/main
 }
 ```
 
-| Field | Description |
-|---|---|
-| `benefNo` | Unique beneficiary ID — use for delete |
-| `benefNickName` | User-assigned nickname (prefer over `benefName` for display) |
-| `benefType` | `L`, `I`, or `S` |
-| `bankColor` | Hex color for placeholder avatar background |
-| `customerImgHash` | Hash for fetching profile photo (`null` if no photo) |
-| `benefCategoryID` | Category ID — `"0"` means uncategorized |
-| `transferCyDesc` | Currency (e.g. `"MVR"`, `"USD"`) |
+| Field | Consumed | Description |
+|---|---|---|
+| `benefNo` | yes | Unique beneficiary ID — use for delete |
+| `benefName` | yes | Legal/full name; used as fallback when nickname is blank |
+| `benefNickName` | yes | User-assigned nickname (prefer over `benefName` for display) |
+| `benefAccount` | yes | Account number |
+| `benefType` | yes | `L`, `I`, or `S` |
+| `bankColor` | yes | Hex color for placeholder avatar background |
+| `benefBankName` | yes | Bank display name. Shown as transfer subtitle and contact detail (`MibContactParser.kt:23, 26`). |
+| `bankCode` | yes | Short bank code (e.g. `"BML"`, `"MIB"`) |
+| `benefStatus` | yes | Beneficiary status (`"A"` = active) |
+| `transferCyDesc` | yes | Currency (e.g. `"MVR"`, `"USD"`) |
+| `customerImgHash` | yes | Hash for fetching profile photo. May be missing, blank, or the literal **string** `"null"` — the client filters all three (`MibContactsClient.kt:120`) so downstream code only sees a real hash or `null`. |
+| `benefCategoryID` | yes | Category ID — `"0"` means uncategorized |
+| `benefSwiftCode` | server-only | SWIFT BIC of the beneficiary's bank — present in payload, not read by the app |
+| `benefBankId` | server-only | Numeric bank ID — not consumed |
+| `transferCy` | server-only | Currency numeric code (e.g. `"462"`) — only `transferCyDesc` is consumed |
 
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