diff --git a/app/src/main/java/sh/sar/basedbank/ui/home/TransferReceiptFragment.kt b/app/src/main/java/sh/sar/basedbank/ui/home/TransferReceiptFragment.kt
index 3a1c65a..fe8d3db 100644
--- a/app/src/main/java/sh/sar/basedbank/ui/home/TransferReceiptFragment.kt
+++ b/app/src/main/java/sh/sar/basedbank/ui/home/TransferReceiptFragment.kt
@@ -26,6 +26,8 @@ import android.view.View
 import android.view.ViewGroup
 import android.widget.Toast
 import androidx.core.content.FileProvider
+import androidx.core.view.ViewCompat
+import androidx.core.view.WindowInsetsCompat
 import androidx.fragment.app.Fragment
 import androidx.lifecycle.lifecycleScope
 import com.google.android.material.button.MaterialButton
@@ -111,6 +113,32 @@ class TransferReceiptFragment : Fragment() {
     override fun onViewCreated(view: View, savedInstanceState: Bundle?) {
         receiptCard.setOnClickListener { showFullScreenReceipt() }
 
+        val btnRow = view.findViewById<View>(R.id.btnRow)
+        val basePaddingBottom = btnRow.paddingBottom
+        ViewCompat.setOnApplyWindowInsetsListener(btnRow) { v, insets ->
+            val isBottomNav = requireContext().getSharedPreferences("prefs", Context.MODE_PRIVATE).getBoolean("bottom_nav", false)
+            val navBar = insets.getInsets(WindowInsetsCompat.Type.systemBars())
+            v.setPadding(v.paddingLeft, v.paddingTop, v.paddingRight, basePaddingBottom + if (isBottomNav) 0 else navBar.bottom)
+            insets
+        }
+
+        val receiptContainer = view.findViewById<android.widget.ScrollView>(R.id.receiptContainer)
+        receiptContainer.setOnTouchListener { _, _ -> true }
+        receiptContainer.viewTreeObserver.addOnGlobalLayoutListener(object : android.view.ViewTreeObserver.OnGlobalLayoutListener {
+            override fun onGlobalLayout() {
+                receiptContainer.viewTreeObserver.removeOnGlobalLayoutListener(this)
+                val available = receiptContainer.height
+                val natural = receiptCard.height
+                if (natural > available && available > 0) {
+                    val scale = available.toFloat() / natural
+                    receiptCard.scaleX = scale
+                    receiptCard.scaleY = scale
+                    receiptCard.pivotX = receiptCard.width / 2f
+                    receiptCard.pivotY = 0f
+                }
+            }
+        })
+
         view.findViewById<MaterialButton>(R.id.btnDone).setOnClickListener {
             parentFragmentManager.popBackStack()
         }
diff --git a/app/src/main/res/layout/fragment_receipt_bml.xml b/app/src/main/res/layout/fragment_receipt_bml.xml
index 9dc9125..41e77e8 100644
--- a/app/src/main/res/layout/fragment_receipt_bml.xml
+++ b/app/src/main/res/layout/fragment_receipt_bml.xml
@@ -7,6 +7,14 @@
     android:orientation="vertical"
     android:background="?attr/colorSurface">
 
+    <ScrollView
+        android:id="@+id/receiptContainer"
+        android:layout_width="match_parent"
+        android:layout_height="0dp"
+        android:layout_weight="1"
+        android:overScrollMode="never"
+        android:scrollbars="none">
+
     <!-- ══════════════════════════════════════════════════════════════════════ -->
     <!-- Renderable receipt card                                                -->
     <!-- ══════════════════════════════════════════════════════════════════════ -->
@@ -207,10 +215,13 @@
 
     </LinearLayout>
 
+    </ScrollView>
+
     <!-- ══════════════════════════════════════════════════════════════════════ -->
     <!-- Action buttons — outside renderable area                               -->
     <!-- ══════════════════════════════════════════════════════════════════════ -->
     <LinearLayout
+        android:id="@+id/btnRow"
         android:layout_width="match_parent"
         android:layout_height="wrap_content"
         android:orientation="horizontal"
diff --git a/app/src/main/res/layout/fragment_receipt_mib.xml b/app/src/main/res/layout/fragment_receipt_mib.xml
index cc17717..02e4018 100644
--- a/app/src/main/res/layout/fragment_receipt_mib.xml
+++ b/app/src/main/res/layout/fragment_receipt_mib.xml
@@ -7,6 +7,14 @@
     android:orientation="vertical"
     android:background="?attr/colorSurface">
 
+    <ScrollView
+        android:id="@+id/receiptContainer"
+        android:layout_width="match_parent"
+        android:layout_height="0dp"
+        android:layout_weight="1"
+        android:overScrollMode="never"
+        android:scrollbars="none">
+
     <!-- Renderable receipt card (header grows to fill remaining space) -->
     <LinearLayout
         android:id="@+id/receiptCard"
@@ -236,8 +244,11 @@
 
     </LinearLayout>
 
+    </ScrollView>
+
     <!-- Action buttons — outside renderable area -->
     <LinearLayout
+        android:id="@+id/btnRow"
         android:layout_width="match_parent"
         android:layout_height="wrap_content"
         android:orientation="horizontal"