diff --git a/app/src/main/java/sh/sar/basedbank/ui/home/ContactPickerSheetFragment.kt b/app/src/main/java/sh/sar/basedbank/ui/home/ContactPickerSheetFragment.kt
index 5d556ca..49175c9 100644
--- a/app/src/main/java/sh/sar/basedbank/ui/home/ContactPickerSheetFragment.kt
+++ b/app/src/main/java/sh/sar/basedbank/ui/home/ContactPickerSheetFragment.kt
@@ -145,6 +145,7 @@ class ContactPickerSheetFragment : BottomSheetDialogFragment() {
 
         viewModel.contacts.observe(viewLifecycleOwner) { pagerAdapter.rebuildAll() }
         viewModel.accounts.observe(viewLifecycleOwner) { pagerAdapter.rebuildAll() }
+        viewModel.hideAmounts.observe(viewLifecycleOwner) { pagerAdapter.rebuildAll() }
 
         (activity as? HomeActivity)?.loadAllContacts()
     }
@@ -183,6 +184,7 @@ class ContactPickerSheetFragment : BottomSheetDialogFragment() {
 
     private fun buildPageItems(tabTag: String?): List<ContactPickerAdapter.PickerItem> {
         val search = binding.etSheetSearch.text?.toString()?.trim() ?: ""
+        val hide = viewModel.hideAmounts.value ?: false
         val items = mutableListOf<ContactPickerAdapter.PickerItem>()
 
         if (tabTag == RECENTS_TAG) {
@@ -223,10 +225,11 @@ class ContactPickerSheetFragment : BottomSheetDialogFragment() {
                 for (acc in filteredRegular) {
                     if (acc.profileImageHash != null) profileImageHashes.add(acc.profileImageHash)
                     val isSame = acc.accountNumber == fromAccountNumber
+                    val accBal = if (hide) "••••••" else acc.availableBalance
                     items.add(ContactPickerAdapter.PickerItem.Row(
                         accountNumber = acc.accountNumber,
                         displayName   = acc.accountBriefName,
-                        subtitle      = "${acc.accountNumber} · ${acc.currencyName} ${acc.availableBalance}",
+                        subtitle      = "${acc.accountNumber} · ${acc.currencyName} $accBal",
                         colorHex      = "#FE860E",
                         isSameAsFrom  = isSame,
                         imageHash     = acc.profileImageHash,
@@ -246,10 +249,11 @@ class ContactPickerSheetFragment : BottomSheetDialogFragment() {
                     if (acc.profileImageHash != null) profileImageHashes.add(acc.profileImageHash)
                     val isSame = acc.accountNumber == fromAccountNumber
                     val isActive = acc.statusDesc.equals("Active", ignoreCase = true)
+                    val cardBal = if (hide) "••••••" else acc.availableBalance
                     items.add(ContactPickerAdapter.PickerItem.Row(
                         accountNumber = acc.accountNumber,
                         displayName   = acc.accountBriefName,
-                        subtitle      = "${acc.accountNumber} · ${acc.currencyName} ${acc.availableBalance}",
+                        subtitle      = "${acc.accountNumber} · ${acc.currencyName} $cardBal",
                         colorHex      = "#FE860E",
                         isSameAsFrom  = isSame,
                         imageHash     = acc.profileImageHash,
@@ -306,6 +310,11 @@ class ContactPickerSheetFragment : BottomSheetDialogFragment() {
         }
     }
 
+    private fun maskAmount(formatted: String): String {
+        val currency = formatted.substringBefore(' ', formatted)
+        return "$currency ••••••"
+    }
+
     private fun currencyMismatchReason(fromCurrency: String, toCurrency: String): String? =
         if (fromCurrency == "MVR" && toCurrency == "USD") "Cannot transfer from MVR to USD account" else null
 
diff --git a/app/src/main/java/sh/sar/basedbank/ui/home/TransferFragment.kt b/app/src/main/java/sh/sar/basedbank/ui/home/TransferFragment.kt
index 46e1e87..1193e3b 100644
--- a/app/src/main/java/sh/sar/basedbank/ui/home/TransferFragment.kt
+++ b/app/src/main/java/sh/sar/basedbank/ui/home/TransferFragment.kt
@@ -108,6 +108,7 @@ class TransferFragment : Fragment() {
         val toAvatar: Bitmap?
     )
     private var pendingBmlTransfer: PendingBmlTransfer? = null
+    private var accountDropdownAdapter: AccountDropdownAdapter? = null
 
     private val qrLauncher = registerForActivityResult(ActivityResultContracts.StartActivityForResult()) { result ->
         if (result.resultCode != Activity.RESULT_OK) return@registerForActivityResult
@@ -178,6 +179,11 @@ class TransferFragment : Fragment() {
         setupFromDropdown()
         setupAccountLookup()
 
+        viewModel.hideAmounts.observe(viewLifecycleOwner) {
+            accountDropdownAdapter?.notifyDataSetChanged()
+            selectedAccount?.let { showFromCard(it) }
+        }
+
         childFragmentManager.setFragmentResultListener(ContactPickerSheetFragment.REQUEST_KEY, viewLifecycleOwner) { _, bundle ->
             val accountNumber = bundle.getString(ContactPickerSheetFragment.KEY_ACCOUNT_NUMBER) ?: return@setFragmentResultListener
             val label     = bundle.getString(ContactPickerSheetFragment.KEY_LABEL) ?: ""
@@ -236,6 +242,13 @@ class TransferFragment : Fragment() {
         binding.tilTo.endIconDrawable = ContextCompat.getDrawable(requireContext(), android.R.drawable.ic_menu_search)
     }
 
+    // ── Sensitive masking helpers ─────────────────────────────────────────────
+
+    private fun maskAmount(formatted: String): String {
+        val currency = formatted.substringBefore(' ', formatted)
+        return "$currency ••••••"
+    }
+
     private fun setupFromDropdown() {
         binding.btnClearFromInfo.setOnClickListener {
             selectedAccount = null
@@ -247,11 +260,11 @@ class TransferFragment : Fragment() {
         }
 
         viewModel.accounts.observe(viewLifecycleOwner) { accounts ->
-            val adapter = AccountDropdownAdapter(requireContext(), accounts)
-            binding.actvFrom.setAdapter(adapter)
+            accountDropdownAdapter = AccountDropdownAdapter(requireContext(), accounts)
+            binding.actvFrom.setAdapter(accountDropdownAdapter)
 
             binding.actvFrom.setOnItemClickListener { _, _, position, _ ->
-                val picked = adapter.getAccount(position) ?: return@setOnItemClickListener
+                val picked = accountDropdownAdapter?.getAccount(position) ?: return@setOnItemClickListener
                 selectedAccount = picked
                 updateAmountPrefix(picked)
                 showFromCard(picked)
@@ -290,9 +303,11 @@ class TransferFragment : Fragment() {
             else -> account.profileType
         }
 
+        val hide = viewModel.hideAmounts.value ?: false
+        val balancePart = "${account.currencyName} ${account.availableBalance}"
         binding.tvFromAccountName.text = account.accountBriefName
         binding.tvFromAccountNumber.text = account.accountNumber
-        binding.tvFromAccountDetails.text = listOfNotNull(bankLabel, typeLabel, "${account.currencyName} ${account.availableBalance}").joinToString(" · ")
+        binding.tvFromAccountDetails.text = listOfNotNull(bankLabel, typeLabel, if (hide) maskAmount(balancePart) else balancePart).joinToString(" · ")
         binding.ivFromPhoto.setImageBitmap(makeInitialsBitmap(account.accountBriefName, colorHex))
         binding.tilFrom.visibility = View.GONE
         binding.cardFromInfo.visibility = View.VISIBLE
@@ -1389,9 +1404,11 @@ class TransferFragment : Fragment() {
                 val inactive = (acc.profileType == "BML_PREPAID" || acc.profileType == "BML_CREDIT" || acc.profileType == "BML_DEBIT") && !acc.statusDesc.equals("Active", ignoreCase = true)
                 val isBmlAccount = acc.bank == "BML"
                 val ownerPrefix = if (isBmlAccount && acc.profileName.isNotBlank()) "${acc.profileName} · " else ""
+                val hide = viewModel.hideAmounts.value ?: false
                 b.tvDropdownAccountName.text = "$ownerPrefix${acc.accountBriefName}"
                 b.tvDropdownAccountNumber.text = if (inactive) "${acc.accountNumber} · ${acc.statusDesc}" else acc.accountNumber
-                b.tvDropdownBalance.text = AccountListParser.from(acc)?.balance ?: ""
+                val balance = AccountListParser.from(acc)?.balance ?: ""
+                b.tvDropdownBalance.text = if (hide && balance.isNotBlank()) maskAmount(balance) else balance
                 b.root.alpha = if (inactive) 0.4f else 1f
                 b.root
             }