diff --git a/app/src/main/java/sh/sar/basedbank/ui/home/PayWithCardFragment.kt b/app/src/main/java/sh/sar/basedbank/ui/home/PayWithCardFragment.kt
index ae1b2be..35a834c 100644
--- a/app/src/main/java/sh/sar/basedbank/ui/home/PayWithCardFragment.kt
+++ b/app/src/main/java/sh/sar/basedbank/ui/home/PayWithCardFragment.kt
@@ -305,12 +305,7 @@ ViewCompat.setOnApplyWindowInsetsListener(binding.contentLayout) { v, insets ->
             if (statusLabel == null) { tv.visibility = View.GONE; return }
             tv.visibility = View.VISIBLE
             tv.text = statusLabel
-            val dp = tv.context.resources.displayMetrics.density
-            tv.background = GradientDrawable().apply {
-                shape = GradientDrawable.RECTANGLE
-                cornerRadius = 12 * dp
-                setColor(0xCC212121.toInt())
-            }
+            tv.setBackgroundResource(R.drawable.card_overlay_pill_bg)
         }
 
         fun formatMasked(masked: String): String {
diff --git a/app/src/main/res/drawable/card_overlay_pill_bg.xml b/app/src/main/res/drawable/card_overlay_pill_bg.xml
new file mode 100644
index 0000000..cf0a838
--- /dev/null
+++ b/app/src/main/res/drawable/card_overlay_pill_bg.xml
@@ -0,0 +1,9 @@
+<?xml version="1.0" encoding="utf-8"?>
+<!-- Translucent dark pill used as a status overlay on card-visual surfaces
+     (item_card_dashboard / _stack / _wallet / _settings_entry). Theme-independent
+     by design: it sits on top of card artwork, not the surface color. -->
+<shape xmlns:android="http://schemas.android.com/apk/res/android"
+    android:shape="rectangle">
+    <corners android:radius="12dp" />
+    <solid android:color="#CC212121" />
+</shape>
diff --git a/app/src/main/res/layout/fragment_account_history.xml b/app/src/main/res/layout/fragment_account_history.xml
index 83fb1fc..6e823cf 100644
--- a/app/src/main/res/layout/fragment_account_history.xml
+++ b/app/src/main/res/layout/fragment_account_history.xml
@@ -53,7 +53,7 @@
                 android:layout_width="match_parent"
                 android:layout_height="match_parent"
                 android:gravity="center"
-                android:text="No transactions found"
+                android:text="@string/transactions_empty"
                 android:textAppearance="?attr/textAppearanceBodyMedium"
                 android:textColor="?attr/colorOnSurfaceVariant"
                 android:visibility="gone" />
diff --git a/app/src/main/res/layout/fragment_activities.xml b/app/src/main/res/layout/fragment_activities.xml
index 0cf9ce9..ab02cc4 100644
--- a/app/src/main/res/layout/fragment_activities.xml
+++ b/app/src/main/res/layout/fragment_activities.xml
@@ -49,7 +49,7 @@
             android:layout_width="match_parent"
             android:layout_height="match_parent"
             android:gravity="center"
-            android:text="No recent transfers"
+            android:text="@string/activities_empty"
             android:textAppearance="?attr/textAppearanceBodyMedium"
             android:textColor="?attr/colorOnSurfaceVariant"
             android:visibility="gone" />
diff --git a/app/src/main/res/layout/fragment_dashboard.xml b/app/src/main/res/layout/fragment_dashboard.xml
index 667ca7a..f4e6a21 100644
--- a/app/src/main/res/layout/fragment_dashboard.xml
+++ b/app/src/main/res/layout/fragment_dashboard.xml
@@ -56,7 +56,8 @@
                         android:layout_height="wrap_content"
                         android:layout_marginTop="4dp"
                         android:text="MVR —"
-                        android:textAppearance="?attr/textAppearanceTitleMedium" />
+                        android:textAppearance="?attr/textAppearanceTitleMedium"
+                        android:fontFeatureSettings="tnum" />
 
                 </LinearLayout>
 
@@ -89,7 +90,8 @@
                         android:layout_height="wrap_content"
                         android:layout_marginTop="4dp"
                         android:text="USD —"
-                        android:textAppearance="?attr/textAppearanceTitleMedium" />
+                        android:textAppearance="?attr/textAppearanceTitleMedium"
+                        android:fontFeatureSettings="tnum" />
 
                 </LinearLayout>
 
@@ -134,7 +136,8 @@
                         android:layout_height="wrap_content"
                         android:layout_marginTop="4dp"
                         android:text="MVR —"
-                        android:textAppearance="?attr/textAppearanceTitleMedium" />
+                        android:textAppearance="?attr/textAppearanceTitleMedium"
+                        android:fontFeatureSettings="tnum" />
 
                 </LinearLayout>
 
@@ -168,7 +171,8 @@
                         android:layout_height="wrap_content"
                         android:layout_marginTop="4dp"
                         android:text="USD —"
-                        android:textAppearance="?attr/textAppearanceTitleMedium" />
+                        android:textAppearance="?attr/textAppearanceTitleMedium"
+                        android:fontFeatureSettings="tnum" />
 
                 </LinearLayout>
 
@@ -216,7 +220,8 @@
                         android:layout_marginTop="4dp"
                         android:text="MVR —"
                         android:textAppearance="?attr/textAppearanceTitleMedium"
-                        android:textColor="?attr/colorOnErrorContainer" />
+                        android:textColor="?attr/colorOnErrorContainer"
+                        android:fontFeatureSettings="tnum" />
 
                     <TextView
                         android:id="@+id/tvBlockedSecondary"
@@ -225,6 +230,7 @@
                         android:layout_marginTop="2dp"
                         android:textAppearance="?attr/textAppearanceLabelSmall"
                         android:textColor="?attr/colorOnErrorContainer"
+                        android:fontFeatureSettings="tnum"
                         android:alpha="0.75"
                         android:visibility="gone" />
 
@@ -265,7 +271,8 @@
                         android:layout_marginTop="4dp"
                         android:text="MVR —"
                         android:textAppearance="?attr/textAppearanceTitleMedium"
-                        android:textColor="?attr/colorOnErrorContainer" />
+                        android:textColor="?attr/colorOnErrorContainer"
+                        android:fontFeatureSettings="tnum" />
 
                 </LinearLayout>
 
@@ -303,7 +310,8 @@
                     android:layout_height="wrap_content"
                     android:layout_marginTop="4dp"
                     android:text="MVR —"
-                    android:textAppearance="?attr/textAppearanceTitleMedium" />
+                    android:textAppearance="?attr/textAppearanceTitleMedium"
+                    android:fontFeatureSettings="tnum" />
 
             </LinearLayout>
 
diff --git a/app/src/main/res/layout/fragment_transfer_history.xml b/app/src/main/res/layout/fragment_transfer_history.xml
index 17acd5d..ce33d3d 100644
--- a/app/src/main/res/layout/fragment_transfer_history.xml
+++ b/app/src/main/res/layout/fragment_transfer_history.xml
@@ -54,7 +54,7 @@
                 android:layout_width="match_parent"
                 android:layout_height="match_parent"
                 android:gravity="center"
-                android:text="No transactions found"
+                android:text="@string/transactions_empty"
                 android:textAppearance="?attr/textAppearanceBodyMedium"
                 android:textColor="?attr/colorOnSurfaceVariant"
                 android:visibility="gone" />
diff --git a/app/src/main/res/layout/item_account.xml b/app/src/main/res/layout/item_account.xml
index 974dd24..1abb384 100644
--- a/app/src/main/res/layout/item_account.xml
+++ b/app/src/main/res/layout/item_account.xml
@@ -70,7 +70,8 @@
                 android:layout_width="wrap_content"
                 android:layout_height="wrap_content"
                 android:textAppearance="?attr/textAppearanceTitleSmall"
-                android:textColor="?attr/colorOnSurface" />
+                android:textColor="?attr/colorOnSurface"
+                android:fontFeatureSettings="tnum" />
 
             <TextView
                 android:id="@+id/tvBlocked"
@@ -79,6 +80,7 @@
                 android:layout_marginTop="2dp"
                 android:textAppearance="?attr/textAppearanceLabelSmall"
                 android:textColor="?attr/colorError"
+                android:fontFeatureSettings="tnum"
                 android:visibility="gone" />
 
             <ImageButton
diff --git a/app/src/main/res/layout/item_account_history_header.xml b/app/src/main/res/layout/item_account_history_header.xml
index 8ecad3e..019a0f3 100644
--- a/app/src/main/res/layout/item_account_history_header.xml
+++ b/app/src/main/res/layout/item_account_history_header.xml
@@ -114,7 +114,8 @@
                     android:layout_height="wrap_content"
                     android:textAppearance="?attr/textAppearanceTitleMedium"
                     android:textColor="?attr/colorOnSurface"
-                    android:layout_marginTop="2dp" />
+                    android:layout_marginTop="2dp"
+                    android:fontFeatureSettings="tnum" />
 
             </LinearLayout>
 
@@ -137,7 +138,8 @@
                     android:layout_height="wrap_content"
                     android:textAppearance="?attr/textAppearanceTitleMedium"
                     android:textColor="?attr/colorOnSurface"
-                    android:layout_marginTop="2dp" />
+                    android:layout_marginTop="2dp"
+                    android:fontFeatureSettings="tnum" />
 
             </LinearLayout>
 
@@ -162,7 +164,8 @@
                     android:layout_height="wrap_content"
                     android:textAppearance="?attr/textAppearanceTitleMedium"
                     android:textColor="?attr/colorError"
-                    android:layout_marginTop="2dp" />
+                    android:layout_marginTop="2dp"
+                    android:fontFeatureSettings="tnum" />
 
             </LinearLayout>
 
diff --git a/app/src/main/res/layout/item_bml_loan.xml b/app/src/main/res/layout/item_bml_loan.xml
index 2a2b5a3..daa36b1 100644
--- a/app/src/main/res/layout/item_bml_loan.xml
+++ b/app/src/main/res/layout/item_bml_loan.xml
@@ -5,6 +5,8 @@
     android:layout_width="match_parent"
     android:layout_height="wrap_content"
     android:layout_marginBottom="12dp"
+    android:clickable="true"
+    android:focusable="true"
     app:cardCornerRadius="@dimen/card_radius_lg"
     app:cardElevation="@dimen/card_elevation_flat"
     app:strokeWidth="1dp"
@@ -51,11 +53,7 @@
                 android:id="@+id/tvLoanStatus"
                 android:layout_width="wrap_content"
                 android:layout_height="wrap_content"
-                android:paddingHorizontal="10dp"
-                android:paddingVertical="4dp"
-                android:background="@drawable/chip_background"
-                android:textAppearance="?attr/textAppearanceLabelSmall"
-                android:textColor="?attr/colorOnSecondaryContainer" />
+                style="@style/Widget.App.StatusChip" />
 
         </LinearLayout>
 
diff --git a/app/src/main/res/layout/item_card.xml b/app/src/main/res/layout/item_card.xml
index a08d3ee..828457b 100644
--- a/app/src/main/res/layout/item_card.xml
+++ b/app/src/main/res/layout/item_card.xml
@@ -83,7 +83,8 @@
                 android:layout_height="wrap_content"
                 android:textAppearance="?attr/textAppearanceTitleSmall"
                 android:textColor="?attr/colorOnSurface"
-                android:layout_marginTop="6dp" />
+                android:layout_marginTop="6dp"
+                android:fontFeatureSettings="tnum" />
 
             <ImageButton
                 android:id="@+id/btnTransfer"
diff --git a/app/src/main/res/layout/item_finance_deal.xml b/app/src/main/res/layout/item_finance_deal.xml
index c5d8b88..5b63d83 100644
--- a/app/src/main/res/layout/item_finance_deal.xml
+++ b/app/src/main/res/layout/item_finance_deal.xml
@@ -5,6 +5,8 @@
     android:layout_width="match_parent"
     android:layout_height="wrap_content"
     android:layout_marginBottom="12dp"
+    android:clickable="true"
+    android:focusable="true"
     app:cardCornerRadius="@dimen/card_radius_lg"
     app:cardElevation="@dimen/card_elevation_flat"
     app:strokeWidth="1dp"
@@ -51,11 +53,7 @@
                 android:id="@+id/tvStatus"
                 android:layout_width="wrap_content"
                 android:layout_height="wrap_content"
-                android:paddingHorizontal="10dp"
-                android:paddingVertical="4dp"
-                android:background="@drawable/chip_background"
-                android:textAppearance="?attr/textAppearanceLabelSmall"
-                android:textColor="?attr/colorOnSecondaryContainer" />
+                style="@style/Widget.App.StatusChip" />
 
         </LinearLayout>
 
diff --git a/app/src/main/res/layout/item_foreign_limit.xml b/app/src/main/res/layout/item_foreign_limit.xml
index fdfd8da..0c05bd6 100644
--- a/app/src/main/res/layout/item_foreign_limit.xml
+++ b/app/src/main/res/layout/item_foreign_limit.xml
@@ -5,6 +5,8 @@
     android:layout_width="match_parent"
     android:layout_height="wrap_content"
     android:layout_marginTop="16dp"
+    android:clickable="true"
+    android:focusable="true"
     app:cardElevation="@dimen/card_elevation_raised"
     app:cardCornerRadius="@dimen/card_radius_md">
 
diff --git a/app/src/main/res/layout/item_profile_header.xml b/app/src/main/res/layout/item_profile_header.xml
index c7b8285..2df4673 100644
--- a/app/src/main/res/layout/item_profile_header.xml
+++ b/app/src/main/res/layout/item_profile_header.xml
@@ -20,10 +20,6 @@
         android:id="@+id/tvProfileType"
         android:layout_width="wrap_content"
         android:layout_height="wrap_content"
-        android:paddingHorizontal="10dp"
-        android:paddingVertical="4dp"
-        android:background="@drawable/chip_background"
-        android:textAppearance="?attr/textAppearanceLabelSmall"
-        android:textColor="?attr/colorOnSecondaryContainer" />
+        style="@style/Widget.App.StatusChip" />
 
 </LinearLayout>
diff --git a/app/src/main/res/layout/item_transaction.xml b/app/src/main/res/layout/item_transaction.xml
index 83c64e7..3141f8d 100644
--- a/app/src/main/res/layout/item_transaction.xml
+++ b/app/src/main/res/layout/item_transaction.xml
@@ -86,6 +86,7 @@
         android:layout_height="wrap_content"
         android:textAppearance="?attr/textAppearanceTitleSmall"
         android:textStyle="bold"
+        android:fontFeatureSettings="tnum"
         app:layout_constraintEnd_toEndOf="parent"
         app:layout_constraintTop_toTopOf="@id/fvAvatar"
         app:layout_constraintBottom_toBottomOf="@id/fvAvatar" />
diff --git a/app/src/main/res/values/strings.xml b/app/src/main/res/values/strings.xml
index 8c0fc41..4e84a2f 100644
--- a/app/src/main/res/values/strings.xml
+++ b/app/src/main/res/values/strings.xml
@@ -255,6 +255,8 @@
 
     <!-- Accounts -->
     <string name="accounts_empty">No accounts found</string>
+    <string name="activities_empty">No recent transfers</string>
+    <string name="transactions_empty">No transactions found</string>
 
     <!-- Contacts -->
     <string name="contacts_empty">No contacts found</string>
diff --git a/app/src/main/res/values/themes.xml b/app/src/main/res/values/themes.xml
index c47bc14..abd5ed0 100644
--- a/app/src/main/res/values/themes.xml
+++ b/app/src/main/res/values/themes.xml
@@ -1,6 +1,15 @@
 <resources xmlns:tools="http://schemas.android.com/tools">
     <style name="ShapeAppearance.Circle" parent="ShapeAppearance.Material3.Corner.Full" />
 
+    <!-- Reusable status chip (filled, secondary container). Apply to a TextView via style. -->
+    <style name="Widget.App.StatusChip" parent="">
+        <item name="android:paddingHorizontal">10dp</item>
+        <item name="android:paddingVertical">4dp</item>
+        <item name="android:background">@drawable/chip_background</item>
+        <item name="android:textAppearance">?attr/textAppearanceLabelSmall</item>
+        <item name="android:textColor">?attr/colorOnSecondaryContainer</item>
+    </style>
+
     <style name="Theme.BasedBank" parent="Theme.Material3.DayNight.NoActionBar">
         <item name="colorPrimary">@color/seed_primary</item>
         <item name="colorSecondary">@color/seed_secondary</item>