diff --git a/app/src/main/java/sh/sar/basedbank/ui/home/AccountsFragment.kt b/app/src/main/java/sh/sar/basedbank/ui/home/AccountsFragment.kt
index 07c09cd..bd441c1 100644
--- a/app/src/main/java/sh/sar/basedbank/ui/home/AccountsFragment.kt
+++ b/app/src/main/java/sh/sar/basedbank/ui/home/AccountsFragment.kt
@@ -73,7 +73,10 @@ class AccountsFragment : Fragment() {
             insets
         }
 
-        viewModel.accounts.observe(viewLifecycleOwner) { adapter.updateAccounts(it) }
+        viewModel.accounts.observe(viewLifecycleOwner) {
+            adapter.updateAccounts(it)
+            binding.emptyView.visibility = if (it.isEmpty()) View.VISIBLE else View.GONE
+        }
         viewModel.hideAmounts.observe(viewLifecycleOwner) { adapter.setHideAmounts(it) }
 
         binding.swipeRefresh.setOnRefreshListener {
diff --git a/app/src/main/res/layout/fragment_accounts.xml b/app/src/main/res/layout/fragment_accounts.xml
index 5e10023..20cb6ea 100644
--- a/app/src/main/res/layout/fragment_accounts.xml
+++ b/app/src/main/res/layout/fragment_accounts.xml
@@ -6,13 +6,29 @@
     android:layout_height="match_parent"
     android:background="?attr/colorSurface">
 
-    <androidx.recyclerview.widget.RecyclerView
-        android:id="@+id/recyclerView"
+    <FrameLayout
         android:layout_width="match_parent"
-        android:layout_height="match_parent"
-        android:paddingHorizontal="16dp"
-        android:paddingTop="8dp"
-        android:paddingBottom="16dp"
-        android:clipToPadding="false" />
+        android:layout_height="match_parent">
+
+        <androidx.recyclerview.widget.RecyclerView
+            android:id="@+id/recyclerView"
+            android:layout_width="match_parent"
+            android:layout_height="match_parent"
+            android:paddingHorizontal="16dp"
+            android:paddingTop="8dp"
+            android:paddingBottom="16dp"
+            android:clipToPadding="false" />
+
+        <TextView
+            android:id="@+id/emptyView"
+            android:layout_width="match_parent"
+            android:layout_height="match_parent"
+            android:gravity="center"
+            android:text="@string/accounts_empty"
+            android:textAppearance="?attr/textAppearanceBodyMedium"
+            android:textColor="?attr/colorOnSurfaceVariant"
+            android:visibility="gone" />
+
+    </FrameLayout>
 
 </androidx.swiperefreshlayout.widget.SwipeRefreshLayout>
diff --git a/app/src/main/res/values/strings.xml b/app/src/main/res/values/strings.xml
index a6a1f09..f314a2d 100644
--- a/app/src/main/res/values/strings.xml
+++ b/app/src/main/res/values/strings.xml
@@ -244,6 +244,9 @@
     <string name="bml_qr_payment_success">Payment Successful</string>
     <string name="bml_qr_select_account">Select a BML account to pay from</string>
 
+    <!-- Accounts -->
+    <string name="accounts_empty">No accounts found</string>
+
     <!-- Contacts -->
     <string name="contacts_empty">No contacts found</string>
     <string name="contacts_search_hint">Search contacts</string>