update docs

2026-06-27 18:35:38 +05:00
parent 86e1dc0521
commit 00e6b40ee0
3 changed files with 267 additions and 1 deletions
@@ -88,6 +88,7 @@ Client                                                Server
 | 2 | [Login](02-login.md) | Subscriber lookup + mPIN login |
 | 3 | [Transaction History](03-history.md) | Paginated history per session |
 | 4 | [Transfer Money](04-transfer.md) | Three-step wallet-to-wallet send: recipient lookup → initiate (server SMSes OTP) → confirm |
+| 5 | [QR Merchant Payment](05-qr-pay.md) | Three-step "smart pay" scan-to-merchant: QR lookup → initiate → confirm. **No OTP** (`2FARequired=NONE`) |

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