thijooree/app/src/main/res/layout/fragment_credentials.xml

<?xml version="1.0" encoding="utf-8"?>
<ScrollView
    xmlns:android="http://schemas.android.com/apk/res/android"
    xmlns:app="http://schemas.android.com/apk/res-auto"
    android:layout_width="match_parent"
    android:layout_height="match_parent"
    android:fillViewport="true">

    <LinearLayout
        android:layout_width="match_parent"
        android:layout_height="wrap_content"
        android:orientation="vertical"
        android:paddingHorizontal="24dp"
        android:paddingTop="48dp"
        android:paddingBottom="32dp">

        <ImageView
            android:id="@+id/ivBankLogo"
            android:layout_width="138dp"
            android:layout_height="40dp"
            android:src="@drawable/mib_faisanet_logo"
            android:contentDescription="@string/mib_name"
            android:scaleType="fitStart"
            android:layout_gravity="center_horizontal"
            android:layout_marginBottom="32dp" />

        <TextView
            android:layout_width="match_parent"
            android:layout_height="wrap_content"
            android:text="@string/sign_in"
            android:textAppearance="?attr/textAppearanceHeadlineMedium"
            android:textColor="?attr/colorOnSurface"
            android:layout_marginBottom="8dp" />

        <TextView
            android:id="@+id/tvSignInDesc"
            android:layout_width="match_parent"
            android:layout_height="wrap_content"
            android:text="@string/sign_in_desc"
            android:textAppearance="?attr/textAppearanceBodyMedium"
            android:textColor="?attr/colorOnSurfaceVariant"
            android:layout_marginBottom="32dp" />

        <com.google.android.material.textfield.TextInputLayout
            android:id="@+id/tilUsername"
            android:layout_width="match_parent"
            android:layout_height="wrap_content"
            android:hint="@string/username"
            android:layout_marginBottom="16dp"
            style="@style/Widget.Material3.TextInputLayout.OutlinedBox">
            <com.google.android.material.textfield.TextInputEditText
                android:id="@+id/etUsername"
                android:layout_width="match_parent"
                android:layout_height="wrap_content"
                android:inputType="text"
                android:imeOptions="actionNext"
                android:singleLine="true" />
        </com.google.android.material.textfield.TextInputLayout>

        <com.google.android.material.textfield.TextInputLayout
            android:layout_width="match_parent"
            android:layout_height="wrap_content"
            android:hint="@string/password"
            android:layout_marginBottom="16dp"
            app:endIconMode="password_toggle"
            style="@style/Widget.Material3.TextInputLayout.OutlinedBox">
            <com.google.android.material.textfield.TextInputEditText
                android:id="@+id/etPassword"
                android:layout_width="match_parent"
                android:layout_height="wrap_content"
                android:inputType="textPassword"
                android:imeOptions="actionNext"
                android:singleLine="true" />
        </com.google.android.material.textfield.TextInputLayout>

        <com.google.android.material.textfield.TextInputLayout
            android:id="@+id/tilOtpSeed"
            android:layout_width="match_parent"
            android:layout_height="wrap_content"
            android:hint="@string/otp_seed"
            android:layout_marginBottom="8dp"
            app:endIconMode="password_toggle"
            app:helperText="@string/otp_seed_hint"
            style="@style/Widget.Material3.TextInputLayout.OutlinedBox">
            <com.google.android.material.textfield.TextInputEditText
                android:id="@+id/etOtpSeed"
                android:layout_width="match_parent"
                android:layout_height="wrap_content"
                android:inputType="textPassword"
                android:imeOptions="actionDone"
                android:singleLine="true" />
        </com.google.android.material.textfield.TextInputLayout>

        <com.google.android.material.textfield.TextInputLayout
            android:id="@+id/tilTotpCode"
            android:layout_width="match_parent"
            android:layout_height="wrap_content"
            android:hint="@string/fahipay_totp_code"
            android:layout_marginBottom="8dp"
            app:helperText="@string/fahipay_totp_hint"
            android:visibility="gone"
            style="@style/Widget.Material3.TextInputLayout.OutlinedBox">
            <com.google.android.material.textfield.TextInputEditText
                android:id="@+id/etTotpCode"
                android:layout_width="match_parent"
                android:layout_height="wrap_content"
                android:inputType="number"
                android:imeOptions="actionDone"
                android:singleLine="true"
                android:maxLength="6" />
        </com.google.android.material.textfield.TextInputLayout>

        <com.google.android.material.card.MaterialCardView
            android:id="@+id/cardOtp"
            android:layout_width="match_parent"
            android:layout_height="wrap_content"
            android:layout_marginTop="8dp"
            android:layout_marginBottom="8dp"
            android:visibility="gone"
            app:cardBackgroundColor="?attr/colorSecondaryContainer"
            app:cardCornerRadius="12dp"
            app:cardElevation="0dp">

            <LinearLayout
                android:layout_width="match_parent"
                android:layout_height="wrap_content"
                android:orientation="horizontal"
                android:paddingHorizontal="16dp"
                android:paddingVertical="12dp"
                android:gravity="center_vertical">

                <LinearLayout
                    android:layout_width="0dp"
                    android:layout_height="wrap_content"
                    android:layout_weight="1"
                    android:orientation="vertical">

                    <TextView
                        android:layout_width="wrap_content"
                        android:layout_height="wrap_content"
                        android:text="Current OTP"
                        android:textAppearance="?attr/textAppearanceLabelSmall"
                        android:textColor="?attr/colorOnSecondaryContainer" />

                    <TextView
                        android:id="@+id/tvOtpCode"
                        android:layout_width="wrap_content"
                        android:layout_height="wrap_content"
                        android:textAppearance="?attr/textAppearanceHeadlineSmall"
                        android:textColor="?attr/colorOnSecondaryContainer"
                        android:letterSpacing="0.15"
                        android:fontFamily="monospace" />

                </LinearLayout>

                <com.google.android.material.progressindicator.CircularProgressIndicator
                    android:id="@+id/otpTimer"
                    android:layout_width="32dp"
                    android:layout_height="32dp"
                    app:indicatorSize="32dp"
                    app:trackThickness="3dp"
                    app:indicatorColor="?attr/colorOnSecondaryContainer"
                    app:trackColor="?attr/colorSecondaryContainer"
                    android:indeterminate="false" />

            </LinearLayout>
        </com.google.android.material.card.MaterialCardView>

        <TextView
            android:id="@+id/tvError"
            android:layout_width="match_parent"
            android:layout_height="wrap_content"
            android:layout_marginTop="8dp"
            android:layout_marginBottom="8dp"
            android:textColor="?attr/colorError"
            android:textAppearance="?attr/textAppearanceBodySmall"
            android:visibility="gone" />

        <com.google.android.material.progressindicator.LinearProgressIndicator
            android:id="@+id/progressBar"
            android:layout_width="match_parent"
            android:layout_height="wrap_content"
            android:layout_marginBottom="16dp"
            android:visibility="gone"
            app:trackCornerRadius="4dp"
            android:indeterminate="true" />

        <com.google.android.material.button.MaterialButton
            android:id="@+id/btnLogin"
            android:layout_width="match_parent"
            android:layout_height="56dp"
            android:text="@string/login"
            android:textSize="16sp"
            android:layout_marginTop="8dp" />

    </LinearLayout>
</ScrollView>