Add Tap to Pay feature and misc fixes

Adds BML contactless token fetching, APDU emulation utility, TapToPayViewModel, and TapToPayView with NFC animation. Also updates QR scanner, transfer flow, dashboard, and home views.

Co-Authored-By: Claude Sonnet 4.6 <noreply@anthropic.com>

Thijooree iOS/Views/Home/TransferView.swift

@@ -168,6 +168,16 @@ struct TransferView: View {
             selectContact(contact)
             homeVM.pendingTransferContact = nil
         }
+        .onChange(of: homeVM.pendingTransferQRData) { _, qrData in
+            guard let qrData else { return }
+            handleQRFromDashboard(qrData)
+            homeVM.pendingTransferQRData = nil
+        }
+        .onChange(of: homeVM.pendingBmlQrUrl) { _, url in
+            guard let url else { return }
+            handleBmlQrFromDashboard(url)
+            homeVM.pendingBmlQrUrl = nil
+        }
         .toolbar {
             ToolbarItemGroup(placement: .keyboard) {
                 Spacer()
@@ -655,6 +665,53 @@ struct TransferView: View {
         }
     }
 
+    private func handleQRFromDashboard(_ result: PaymvQrResult) {
+        setToInput(result.account)
+        vm.lookupState = .idle
+        if let amount = result.amount, !amount.isEmpty {
+            amountInputText = amount
+            vm.amountInput = amount
+        }
+        if let purpose = result.purpose, !purpose.isEmpty {
+            purposeInputText = purpose
+            vm.purposeInput = purpose
+        } else if let name = result.merchantName, !name.isEmpty {
+            purposeInputText = "Pay \(name)"
+            vm.purposeInput = purposeInputText
+        }
+
+        if let cardNumber = homeVM.pendingQrFromCard {
+            if let cardAccount = homeVM.accounts.first(where: {
+                $0.accountNumber == cardNumber &&
+                ($0.profileType == "BML_PREPAID" || $0.profileType == "BML_CREDIT" || $0.profileType == "BML_DEBIT")
+            }) {
+                vm.fromAccount = cardAccount
+            }
+            homeVM.pendingQrFromCard = nil
+        }
+
+        if vm.fromAccount?.bank == "MIB" {
+            Task { await vm.lookupBeneficiary() }
+        } else if vm.fromAccount?.bank == "BML" {
+            Task { await vm.lookupBeneficiary() }
+        }
+    }
+
+    private func handleBmlQrFromDashboard(_ url: String) {
+        setToInput(url)
+        vm.lookupState = .idle
+
+        if let cardNumber = homeVM.pendingQrFromCard {
+            if let cardAccount = homeVM.accounts.first(where: {
+                $0.accountNumber == cardNumber &&
+                ($0.profileType == "BML_PREPAID" || $0.profileType == "BML_CREDIT" || $0.profileType == "BML_DEBIT")
+            }) {
+                vm.fromAccount = cardAccount
+            }
+            homeVM.pendingQrFromCard = nil
+        }
+    }
+
     private func destinationAccountRow(_ account: BankAccount) -> some View {
         HStack(spacing: 12) {
             ZStack {