- Card / Scan to Pay payments show as business chats (from BML
"Payment Completed" alerts and "Purchase" history), kept apart from
people; static merchant QRs are kept so a business can be paid again
from its chat, with a card picker
- Scan to Pay button on the chat list; returns and re-checks after paying
- Compact bubbles with ticks (alert seen / booked in history), receipt
button, day totals, monthly summary, long-press actions
- Personal accounts confirm with just the dialog over the chat; business
profiles keep the sheet for the OTP step
- From chip shows account number and balance; MVR -> USD account is
blocked, USD -> MVR warns about conversion
- Long-press a chat to pin it to the top
Co-Authored-By: Claude Opus 5.5 <noreply@anthropic.com>
Claude-Session: https://claude.ai/code/session_01FQUrmJjrypeoPsubpzuezC
