fix caching reading issue when refreshed without internet

app/src/main/java/sh/sar/basedbank/api/bml/BmlAccountClient.kt

@@ -181,7 +181,7 @@ class BmlAccountClient {
                     bank             = "BML",
                     profileName      = profileName,
                     profileType      = cardProfileType,
-                    cifType          = productCode,
+                    productCode      = productCode,
                     accountNumber    = accountNumber,
                     accountBriefName = item.optString("alias").ifBlank { product },
                     currencyName     = currency,

app/src/main/java/sh/sar/basedbank/api/mib/MibLoginFlow.kt

@@ -161,7 +161,7 @@ class MibLoginFlow(private val credentialStore: CredentialStore) {
                                 bank             = "MIB",
                                 profileName      = profile.name,
                                 profileType      = profile.profileType,
-                                cifType          = profile.cifType,
+                                productCode      = profile.cifType,
                                 accountNumber    = a.optString("accountNumber"),
                                 accountBriefName = a.optString("accountBriefName"),
                                 currencyName     = a.optString("currencyName"),
@@ -318,7 +318,7 @@ class MibLoginFlow(private val credentialStore: CredentialStore) {
                         bank        = "MIB",
                         profileName = profile.name,
                         profileType = profile.profileType,
-                        cifType     = profile.cifType,
+                        productCode = profile.cifType,
                         accountNumber = a.optString("accountNumber"),
                         accountBriefName = a.optString("accountBriefName"),
                         currencyName = a.optString("currencyName"),

app/src/main/java/sh/sar/basedbank/api/models/BankModels.kt

@@ -8,7 +8,7 @@ data class BankAccount(
     val bank: String,             // "MIB", "BML", "FAHIPAY" — set by the login flow
     val profileName: String,
     val profileType: String,
-    val cifType: String = "",     // MIB: human-readable profile category (e.g. "Individual", "Sole Propr"); empty for other banks
+    val productCode: String = "",  // bank-specific product/subtype code: MIB: CIF type label ("Individual", "Sole Propr"); BML: card product code ("C8201", "C1007")
     val accountNumber: String,
     val accountBriefName: String,
     val currencyName: String,