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## What is a TOTP seed?
A TOTP (Time-based One-Time Password) seed, also called a secret key, is a short piece of text your bank gives you when you set up its authenticator. It usually looks like a string of capital letters and numbers such as `JBSWY3DPEHPK3PXP`, or comes inside a QR code as an `otpauth://` link.
A TOTP (Time-based One-Time Password) seed is the secret key your bank gives you when you set up its authenticator. It looks like a string of capital letters and numbers such as `JBSWY3DPEHPK3PXP`, or comes inside a QR code as an `otpauth://` link.
## Thijooree needs the seed to:
- Enable OTP-less Transactions.