diff --git a/app/src/main/java/sh/sar/basedbank/ui/home/transfer/BmlTransferHandler.kt b/app/src/main/java/sh/sar/basedbank/ui/home/transfer/BmlTransferHandler.kt
index 36c0712..41bc842 100644
--- a/app/src/main/java/sh/sar/basedbank/ui/home/transfer/BmlTransferHandler.kt
+++ b/app/src/main/java/sh/sar/basedbank/ui/home/transfer/BmlTransferHandler.kt
@@ -510,6 +510,11 @@ class BmlTransferHandler(
         val fromTypeLabel = sh.sar.basedbank.util.AccountListParser.from(src)?.typeLabel
             ?: sh.sar.basedbank.util.bmlapi.BmlDashboardParser.productLabel(src.accountTypeName)
         val fromDetail = listOfNotNull("BML", fromTypeLabel.ifBlank { null }).joinToString(" · ")
+        val warnings = listOf(
+            "⚠ ${page.merchantName} does not support BML Pay. This transaction will be paid via card. " +
+                "Card payments can be less reliable, and this can take up to a minute to complete. " +
+                "Please keep the app open and don't retry if it seems slow."
+        )
         val confirmView = fragment.buildTransferConfirmView(
             amountCurrency = page.currency,
             amountValue = "%.2f".format(page.amount),
@@ -518,7 +523,8 @@ class BmlTransferHandler(
             fromDetail = fromDetail,
             toName = page.merchantName,
             toNumber = "",
-            toDetail = page.merchantAddress.ifBlank { "BML Merchant" }
+            toDetail = page.merchantAddress.ifBlank { "BML Merchant" },
+            warningTexts = warnings
         )
         fragment.showConfirmWithBiometric(
             title = ctx.getString(R.string.transfer),