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fksar/docs/thijooree/13-financing.md
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2026-05-30 19:33:15 +05:00

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Financing

Aggregates financing products across banks — MIB promotional deals and BML loan details — in a single screen.


Fragment — FinancingFragment

Observes HomeViewModel.financing (MIB deals) and HomeViewModel.bmlLoanDetails.


MIB Deals Section

Displays current MIB promotional financing offers fetched from the MIB API. Each deal card shows:

  • Deal name / product title
  • Key terms (profit rate, tenure, minimum/maximum amount)
  • A Learn More action that opens the deal detail in an in-app WebView or external browser

Data is loaded once on fragment creation and refreshed on pull-to-refresh.


BML Loans Section

Displays the user's active BML loan/financing accounts. Each card shows:

  • Loan product name
  • Outstanding balance
  • Next instalment amount and due date
  • Loan account number

Data comes from HomeViewModel.bmlLoanDetails, which is fetched from the BML loans API using the active BML session.


Card Limits Section (BML)

HomeViewModel.bmlLimits provides credit card limit information for BML card accounts. Displayed alongside the loan section:

  • Card name
  • Total limit
  • Available limit
  • Used amount

Pull-to-Refresh

Refreshes both MIB deals and BML loan/limit data independently. Each section shows its own loading indicator.


Empty State

If no MIB session is active or no BML financing accounts exist, the respective section shows an empty-state message with a prompt to add the corresponding bank account.


 


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