fix some currency detection issues with MIB to MIB, and also Option to automatically add contact during BML to MIB USD transfer #35 (its not fully auto)

app/src/main/java/sh/sar/basedbank/api/bml/BmlValidateClient.kt

@@ -71,7 +71,8 @@ class BmlValidateClient {
                 originalInput  = account,
                 name           = root.optString("name"),
                 alias          = null,
-                currency       = "MVR",
+                // BML's MIB verify endpoint doesn't return the MIB account's currency.
+                currency       = "",
                 agnt           = root.optString("agnt").takeIf { it.isNotBlank() }
             )
         } catch (_: Exception) { null }

app/src/main/java/sh/sar/basedbank/api/mib/MibModels.kt

@@ -42,7 +42,8 @@ data class MibTransferResult(
 data class MibIpsAccountInfo(
     val accountName: String,
     val accountNumber: String,
-    val bankId: String
+    val bankId: String,
+    val currency: String = ""  // "MVR", "USD", or "" if unknown
 )
 
 

app/src/main/java/sh/sar/basedbank/api/mib/MibTransferClient.kt

@@ -130,7 +130,10 @@ class MibTransferClient {
             MibIpsAccountInfo(
                 accountName = json.optString("accountName").trim(),
                 accountNumber = accountNumber,
-                bankId = json.optString("bankBic")
+                bankId = json.optString("bankBic"),
+                // MIB IPS only returns success for MVR cross-bank accounts;
+                // USD cross-bank accounts fail this lookup entirely.
+                currency = "MVR"
             )
         }
     }
@@ -156,10 +159,18 @@ class MibTransferClient {
             // accountName may be at root or inside a "data" object
             val name = json.optString("accountName").takeIf { it.isNotBlank() }
                 ?: json.optJSONObject("data")?.optString("accountName") ?: ""
+            val currencyCode = json.optString("currencyCode").takeIf { it.isNotBlank() }
+                ?: json.optJSONObject("data")?.optString("currencyCode") ?: ""
+            val currency = when (currencyCode) {
+                "840" -> "USD"
+                "462" -> "MVR"
+                else  -> ""
+            }
             MibIpsAccountInfo(
                 accountName = name.trim(),
                 accountNumber = accountNumber,
-                bankId = "MADVMVMV"  // MIB
+                bankId = "MADVMVMV",  // MIB
+                currency = currency
             )
         }
     }

app/src/main/java/sh/sar/basedbank/ui/home/AddContactSheetFragment.kt

@@ -89,6 +89,52 @@ class AddContactSheetFragment : BottomSheetDialogFragment() {
             categories = cats.filter { it.id != "BML" }
             if (selectedDest?.isBml == false) setupCategoryDropdown()
         }
+
+        applyPrefillArgs()
+    }
+
+    private fun applyPrefillArgs() {
+        val args = arguments ?: return
+        val bmlProfileId = args.getString(ARG_BML_PROFILE_ID)
+        val accountNumber = args.getString(ARG_ACCOUNT_NUMBER)
+        val recipientName = args.getString(ARG_RECIPIENT_NAME)
+        val currency = args.getString(ARG_CURRENCY)
+
+        if (bmlProfileId != null) {
+            val match = destinations.firstOrNull { it.isBml && it.bmlLoginId == bmlProfileId }
+            if (match != null) {
+                selectedDest = match
+                binding.actvDestination.setText(match.label, false)
+                updateMibOnlyVisibility()
+            }
+        }
+
+        if (accountNumber != null) {
+            binding.etAccount.setText(accountNumber)
+        }
+
+        // Skip lookup only when we have a MIB-verified name+currency from the caller.
+        if (selectedDest != null && accountNumber != null &&
+            !recipientName.isNullOrBlank() && !currency.isNullOrBlank()
+        ) {
+            val bankBic = when {
+                accountNumber.matches(Regex("^9\\d{16}$")) -> "MADVMVMV"
+                accountNumber.matches(Regex("^7\\d{12}$")) -> "MALBMVMV"
+                else -> ""
+            }
+            val trnType = if (accountNumber.matches(Regex("^9\\d{16}$"))) "DOT" else "IAT"
+            val validation = BmlAccountValidation(
+                trnType = trnType,
+                validationType = "prefilled",
+                account = accountNumber,
+                originalInput = accountNumber,
+                name = recipientName,
+                alias = null,
+                currency = currency,
+                agnt = bankBic.takeIf { it.isNotBlank() }
+            )
+            showLookupResult(validation, accountNumber)
+        }
     }
 
     private fun buildDestinations(): List<DestinationOption> {
@@ -517,5 +563,24 @@ class AddContactSheetFragment : BottomSheetDialogFragment() {
     companion object {
         // BML's internal UUID for MIB bank — used as the "swift" field when saving DOT contacts
         private const val MIB_SWIFT_ON_BML = "F4E79935-3E73-E611-80DD-00155D020F0A"
+
+        private const val ARG_BML_PROFILE_ID = "bml_profile_id"
+        private const val ARG_ACCOUNT_NUMBER = "account_number"
+        private const val ARG_RECIPIENT_NAME = "recipient_name"
+        private const val ARG_CURRENCY = "currency"
+
+        fun newInstance(
+            bmlProfileId: String? = null,
+            accountNumber: String? = null,
+            recipientName: String? = null,
+            currency: String? = null
+        ) = AddContactSheetFragment().apply {
+            arguments = Bundle().apply {
+                if (bmlProfileId != null) putString(ARG_BML_PROFILE_ID, bmlProfileId)
+                if (accountNumber != null) putString(ARG_ACCOUNT_NUMBER, accountNumber)
+                if (recipientName != null) putString(ARG_RECIPIENT_NAME, recipientName)
+                if (currency != null) putString(ARG_CURRENCY, currency)
+            }
+        }
     }
 }

app/src/main/java/sh/sar/basedbank/ui/home/TransferFragment.kt

@@ -86,6 +86,7 @@ class TransferFragment : Fragment() {
     private var resolvedAccountNumber = ""
     private var resolvedRecipientName = ""
     private var resolvedBankName = ""
+    private var resolvedDestCurrency = ""  // "MVR" / "USD" / "" if unknown
     private var resolvedToOwnAccount: BankAccount? = null
 
     // Selected Fahipay service when source is Fahipay and destination is a phone number
@@ -661,6 +662,7 @@ class TransferFragment : Fragment() {
             }
             resolvedAccountNumber = ""
             resolvedRecipientName = ""
+            resolvedDestCurrency = ""
             resolvedToOwnAccount = null
             selectedFahipayService = null
             binding.cardToInfo.visibility = View.GONE
@@ -677,6 +679,7 @@ class TransferFragment : Fragment() {
             if (binding.cardToInfo.visibility == View.VISIBLE) {
                 resolvedAccountNumber = ""
                 resolvedRecipientName = ""
+                resolvedDestCurrency = ""
                 resolvedToOwnAccount = null
                 binding.cardToInfo.visibility = View.GONE
                 binding.tilTo.visibility = View.VISIBLE
@@ -760,7 +763,16 @@ class TransferFragment : Fragment() {
                             "IAT" -> "MALBMVMV"
                             else  -> bmlResult.agnt ?: bmlResult.account
                         }
-                        MibIpsAccountInfo(accountName = bmlResult.name, accountNumber = bmlResult.account, bankId = bankId)
+                        // BML's MIB verify endpoint doesn't return the account's currency.
+                        // Enrich via MIB lookup when a MIB session is available.
+                        val currency = if (
+                            inputType == AccountInputParser.InputType.MIB_ACCOUNT &&
+                            bmlResult.currency.isBlank() && mibSess != null
+                        ) {
+                            try { MibTransferClient().lookup(mibSess, bmlResult.account).currency }
+                            catch (_: Exception) { "" }
+                        } else bmlResult.currency
+                        MibIpsAccountInfo(accountName = bmlResult.name, accountNumber = bmlResult.account, bankId = bankId, currency = currency)
                     } else if (mibSess != null) {
                         try { MibTransferClient().lookup(mibSess, accountNumber) }
                         catch (e: MibLookupException) { errorMsg = e.message; null }
@@ -769,21 +781,29 @@ class TransferFragment : Fragment() {
                         errorMsg = getString(R.string.transfer_account_not_found); null
                     }
                 } else {
-                    if (mibSess != null) {
+                    val mibInfo = if (mibSess != null) {
                         try { MibTransferClient().lookup(mibSess, accountNumber) }
                         catch (e: MibLookupException) { errorMsg = e.message; null }
                         catch (_: Exception) { errorMsg = getString(R.string.transfer_account_not_found); null }
-                    } else {
+                    } else null
-                        val bmlResult = try { BmlValidateClient().validateAccount(bmlSess!!, accountNumber) } catch (_: Exception) { null }
+                    if (mibInfo != null) {
+                        mibInfo
+                    } else if (bmlSess != null) {
+                        val bmlResult = try { BmlValidateClient().validateAccount(bmlSess, accountNumber) } catch (_: Exception) { null }
                         if (bmlResult != null) {
+                            errorMsg = null
                             val bankId = when (bmlResult.trnType) {
                                 "IAT" -> "MALBMVMV"
                                 else  -> bmlResult.agnt ?: bmlResult.account
                             }
-                            MibIpsAccountInfo(accountName = bmlResult.name, accountNumber = bmlResult.account, bankId = bankId)
+                            MibIpsAccountInfo(accountName = bmlResult.name, accountNumber = bmlResult.account, bankId = bankId, currency = bmlResult.currency)
                         } else {
-                            errorMsg = getString(R.string.transfer_account_not_found); null
+                            if (errorMsg == null) errorMsg = getString(R.string.transfer_account_not_found)
+                            null
                         }
+                    } else {
+                        if (errorMsg == null) errorMsg = getString(R.string.transfer_account_not_found)
+                        null
                     }
                 }
             }
@@ -799,6 +819,7 @@ class TransferFragment : Fragment() {
                 resolvedAccountNumber = info.accountNumber
                 resolvedRecipientName = info.accountName
                 resolvedBankName = info.bankId
+                resolvedDestCurrency = info.currency
                 savedToSubtitle = "${info.accountNumber} · ${info.bankId}"
                 savedToColorHex = colorHex
                 savedToImageHash = when {
@@ -979,6 +1000,7 @@ class TransferFragment : Fragment() {
     private fun prefillToFromContact(accountNumber: String, label: String) {
         resolvedAccountNumber = ""
         resolvedRecipientName = ""
+        resolvedDestCurrency = ""
         binding.cardToInfo.visibility = View.GONE
         binding.tilTo.visibility = View.VISIBLE
         binding.btnPickContact.visibility = View.VISIBLE
@@ -1115,10 +1137,27 @@ class TransferFragment : Fragment() {
         if (isSrcBml && isDestMib && currency == "USD") {
             val hasBmlContact = allContacts.any { it.benefCategoryId == "BML" && it.benefAccount == resolvedAccountNumber }
             if (!hasBmlContact) {
+                // If we verified the dest currency via MIB fallback, the block is purely a BML API limitation.
+                // Otherwise (no MIB session, currency truly unknown) the generic message applies.
+                val msgRes = if (resolvedDestCurrency.isNotBlank())
+                    R.string.transfer_bml_contact_required_msg_bml_limit
+                else
+                    R.string.transfer_bml_contact_required_msg
+                val bmlProfileId = src.profileId.takeIf { it.isNotBlank() }
+                    ?: src.loginTag.removePrefix("bml_").takeIf { it.isNotBlank() }
+                val verified = resolvedDestCurrency.isNotBlank()
                 MaterialAlertDialogBuilder(requireContext())
                     .setTitle(R.string.transfer_bml_contact_required_title)
-                    .setMessage(R.string.transfer_bml_contact_required_msg)
+                    .setMessage(msgRes)
-                    .setPositiveButton(R.string.close, null)
+                    .setPositiveButton(R.string.contact_save) { _, _ ->
+                        AddContactSheetFragment.newInstance(
+                            bmlProfileId = bmlProfileId,
+                            accountNumber = resolvedAccountNumber,
+                            recipientName = if (verified) resolvedRecipientName else null,
+                            currency = if (verified) resolvedDestCurrency else null
+                        ).show(parentFragmentManager, "add_contact")
+                    }
+                    .setNegativeButton(R.string.close, null)
                     .show()
                 return
             }
@@ -1128,11 +1167,13 @@ class TransferFragment : Fragment() {
         val bankNameCapture = resolvedBankName
         val capturedToAvatar = (binding.ivToPhoto.drawable as? android.graphics.drawable.BitmapDrawable)?.bitmap
 
-        val destCurrency = allAccounts.firstOrNull { it.accountNumber == resolvedAccountNumber }
+        val destCurrency = resolvedDestCurrency.ifBlank {
-            ?.currencyName?.ifBlank { "MVR" }
+            allAccounts.firstOrNull { it.accountNumber == resolvedAccountNumber }
-            ?: allContacts.firstOrNull { it.benefAccount == resolvedAccountNumber }
+                ?.currencyName?.ifBlank { "MVR" }
-                ?.transferCyDesc?.ifBlank { "MVR" }
+                ?: allContacts.firstOrNull { it.benefAccount == resolvedAccountNumber }
-            ?: if (isDestMib) "MVR" else "MVR"
+                    ?.transferCyDesc?.ifBlank { "MVR" }
+                ?: "MVR"
+        }
         val isUsdToMvr = currency.equals("USD", ignoreCase = true) && destCurrency.equals("MVR", ignoreCase = true)
         val isSrcCredit = src.profileType == "BML_CREDIT"
 
@@ -2030,6 +2071,7 @@ class TransferFragment : Fragment() {
         resolvedAccountNumber = ""
         resolvedRecipientName = ""
         resolvedBankName = ""
+        resolvedDestCurrency = ""
         resolvedToOwnAccount = null
         selectedFahipayService = null
         binding.cardToInfo.visibility = View.GONE

app/src/main/res/values/strings.xml

@@ -280,7 +280,8 @@
     <string name="transfer_confirm">Confirm</string>
     <string name="transfer_success">Transfer Successful</string>
     <string name="transfer_bml_contact_required_title">Contact Required</string>
-    <string name="transfer_bml_contact_required_msg">To send USD to a MIB account from BML, the recipient must be saved as a BML contact first. This is required by BML\'s API.\n\nPlease add this account as a BML contact, then try again.</string>
+    <string name="transfer_bml_contact_required_msg">We couldn\'t verify the recipient\'s currency for this transfer.\n\nPlease save them as a contact, manually select the correct currency, then try again.</string>
+    <string name="transfer_bml_contact_required_msg_bml_limit">BML\'s API requires the recipient to be saved as a contact when sending USD to a non-BML account, even though we verified the account.\n\nPlease save them as a contact, then try again.</string>
     <string name="transfer_missing_internal_id">Account data is incomplete — please re-login to refresh.</string>
     <string name="transfer_verify_payment">Verify Payment</string>
     <string name="transfer_send_otp_via">Send verification code via</string>