working mib login and list accounts

2026-05-14 05:24:11 +05:00
parent 31c8a5500d
commit 076a58359a
73 changed files with 3076 additions and 550 deletions
@@ -2,7 +2,11 @@
 <manifest xmlns:android="http://schemas.android.com/apk/res/android"
    xmlns:tools="http://schemas.android.com/tools">

+    <uses-permission android:name="android.permission.INTERNET" />
+    <uses-permission android:name="android.permission.ACCESS_NETWORK_STATE" />
+
    <application
+        android:name=".BasedBankApp"
        android:allowBackup="true"
        android:dataExtractionRules="@xml/data_extraction_rules"
        android:fullBackupContent="@xml/backup_rules"
@@ -11,18 +15,32 @@
        android:roundIcon="@mipmap/ic_launcher_round"
        android:supportsRtl="true"
        android:theme="@style/Theme.BasedBank"
+        android:networkSecurityConfig="@xml/network_security_config"
        tools:targetApi="31">
+
        <activity
            android:name=".MainActivity"
            android:exported="true"
-            android:label="@string/app_name"
-            android:theme="@style/Theme.BasedBank.NoActionBar">
+            android:label="@string/app_name">
            <intent-filter>
                <action android:name="android.intent.action.MAIN" />
-
                <category android:name="android.intent.category.LAUNCHER" />
            </intent-filter>
        </activity>
+
+        <activity
+            android:name=".ui.onboarding.OnboardingActivity"
+            android:exported="false" />
+
+        <activity
+            android:name=".ui.login.LoginActivity"
+            android:exported="false"
+            android:windowSoftInputMode="adjustResize" />
+
+        <activity
+            android:name=".ui.home.HomeActivity"
+            android:exported="false" />
+
    </application>

-</manifest>
+</manifest>
@@ -0,0 +1,17 @@
+package sh.sar.basedbank
+
+import android.app.Application
+import com.google.android.material.color.DynamicColors
+import sh.sar.basedbank.api.mib.MibAccount
+
+class BasedBankApp : Application() {
+
+    // Held in memory after successful login; cleared on logout
+    var accounts: List<MibAccount> = emptyList()
+    var fullName: String = ""
+
+    override fun onCreate() {
+        super.onCreate()
+        DynamicColors.applyToActivitiesIfAvailable(this)
+    }
+}
@@ -1,58 +1,19 @@
 package sh.sar.basedbank

+import android.content.Intent
 import android.os.Bundle
-import android.view.Menu
-import com.google.android.material.snackbar.Snackbar
-import com.google.android.material.navigation.NavigationView
-import androidx.navigation.findNavController
-import androidx.navigation.ui.AppBarConfiguration
-import androidx.navigation.ui.navigateUp
-import androidx.navigation.ui.setupActionBarWithNavController
-import androidx.navigation.ui.setupWithNavController
-import androidx.drawerlayout.widget.DrawerLayout
 import androidx.appcompat.app.AppCompatActivity
-import sh.sar.basedbank.databinding.ActivityMainBinding
+import sh.sar.basedbank.ui.login.LoginActivity
+import sh.sar.basedbank.ui.onboarding.OnboardingActivity

 class MainActivity : AppCompatActivity() {

-    private lateinit var appBarConfiguration: AppBarConfiguration
-    private lateinit var binding: ActivityMainBinding
-
    override fun onCreate(savedInstanceState: Bundle?) {
        super.onCreate(savedInstanceState)
-
-        binding = ActivityMainBinding.inflate(layoutInflater)
-        setContentView(binding.root)
-
-        setSupportActionBar(binding.appBarMain.toolbar)
-
-        binding.appBarMain.fab.setOnClickListener { view ->
-            Snackbar.make(view, "Replace with your own action", Snackbar.LENGTH_LONG)
-                .setAction("Action", null)
-                .setAnchorView(R.id.fab).show()
-        }
-        val drawerLayout: DrawerLayout = binding.drawerLayout
-        val navView: NavigationView = binding.navView
-        val navController = findNavController(R.id.nav_host_fragment_content_main)
-        // Passing each menu ID as a set of Ids because each
-        // menu should be considered as top level destinations.
-        appBarConfiguration = AppBarConfiguration(
-            setOf(
-                R.id.nav_home, R.id.nav_gallery, R.id.nav_slideshow
-            ), drawerLayout
-        )
-        setupActionBarWithNavController(navController, appBarConfiguration)
-        navView.setupWithNavController(navController)
+        val prefs = getSharedPreferences("prefs", MODE_PRIVATE)
+        val onboardingDone = prefs.getBoolean("onboarding_done", false)
+        val target = if (onboardingDone) LoginActivity::class.java else OnboardingActivity::class.java
+        startActivity(Intent(this, target))
+        finish()
    }
-
-    override fun onCreateOptionsMenu(menu: Menu): Boolean {
-        // Inflate the menu; this adds items to the action bar if it is present.
-        menuInflater.inflate(R.menu.main, menu)
-        return true
-    }
-
-    override fun onSupportNavigateUp(): Boolean {
-        val navController = findNavController(R.id.nav_host_fragment_content_main)
-        return navController.navigateUp(appBarConfiguration) || super.onSupportNavigateUp()
-    }
-}
+}
@@ -0,0 +1,50 @@
+package sh.sar.basedbank.api.mib
+
+import android.util.Base64
+import org.json.JSONObject
+import java.math.BigInteger
+import java.security.MessageDigest
+import javax.crypto.Cipher
+import javax.crypto.spec.SecretKeySpec
+
+object MibCrypto {
+
+    const val DEFAULT_KEY = "8M3L9SBF1AC4FRE56788M3L9SBF1AC4FRE5678"
+
+    private val A = BigInteger(
+        "1563516802667282387226490351799736881442299778484610378722158765594241028592123324764949712696577"
+    )
+    private val P = BigInteger(
+        "2410312426921032588552076022197566074856950548502459942654116941958108831682612228890093858261341614673227141477904012196503648957050582631942730706805009223062734745341073406696246014589361659774041027169249453200378729434170325843778659198143763193776859869524088940195577346119843545301547043747207749969763750084308926339295559968882457872412993810129130294592999947926365264059284647209730384947211681434464714438488520940127459844288859336526896320919633919"
+    )
+
+    // cmod = G^A mod P  (sent in every DH key exchange request)
+    val CMOD: String = BigInteger.TWO.modPow(A, P).toString()
+
+    fun deriveSessionKey(smod: String): String {
+        val shared = BigInteger(smod).modPow(A, P)
+        val sha256hex = MessageDigest.getInstance("SHA-256")
+            .digest(shared.toString().toByteArray())
+            .joinToString("") { "%02X".format(it) }
+        val keyBytes = sha256hex.chunked(2).map { it.toInt(16).toByte() }.toByteArray()
+        return Base64.encodeToString(keyBytes, Base64.NO_WRAP)
+    }
+
+    fun encrypt(json: JSONObject, key: String): String {
+        val plaintext = json.toString().toByteArray(Charsets.UTF_8)
+        val keyBytes = key.toByteArray(Charsets.ISO_8859_1)
+        val cipher = Cipher.getInstance("Blowfish/ECB/PKCS5Padding")
+        cipher.init(Cipher.ENCRYPT_MODE, SecretKeySpec(keyBytes, "Blowfish"))
+        val ct = cipher.doFinal(plaintext)
+        return Base64.encodeToString(ct, Base64.NO_WRAP)
+    }
+
+    fun decrypt(ciphertextB64: String, key: String): JSONObject {
+        val keyBytes = key.toByteArray(Charsets.ISO_8859_1)
+        val ct = Base64.decode(ciphertextB64, Base64.DEFAULT)
+        val cipher = Cipher.getInstance("Blowfish/ECB/PKCS5Padding")
+        cipher.init(Cipher.DECRYPT_MODE, SecretKeySpec(keyBytes, "Blowfish"))
+        val plaintext = cipher.doFinal(ct)
+        return JSONObject(String(plaintext, Charsets.UTF_8))
+    }
+}
@@ -0,0 +1,302 @@
+package sh.sar.basedbank.api.mib
+
+import android.util.Log
+import okhttp3.FormBody
+import sh.sar.basedbank.util.Totp
+import okhttp3.OkHttpClient
+import okhttp3.Request
+import org.json.JSONObject
+import java.security.MessageDigest
+import java.util.concurrent.TimeUnit
+import kotlin.random.Random
+
+class MibLoginFlow(private val prefs: android.content.SharedPreferences) {
+
+    private val TAG = "MibLoginFlow"
+    private val BASE_URL = "https://faisanet.mib.com.mv/faisamobilex_smvc/"
+
+    private val client = OkHttpClient.Builder()
+        .connectTimeout(30, TimeUnit.SECONDS)
+        .readTimeout(30, TimeUnit.SECONDS)
+        .writeTimeout(30, TimeUnit.SECONDS)
+        .addInterceptor { chain ->
+            val req = chain.request().newBuilder()
+                .header("User-Agent", "android/1.0")
+                .header("Accept", "application/json")
+                .header("Content-Type", "application/x-www-form-urlencoded; charset=utf-8")
+                .build()
+            chain.proceed(req)
+        }
+        .build()
+
+    // ─── Public entry point ───────────────────────────────────────────────────
+
+    /**
+     * Full login flow. Automatically handles first-time device registration
+     * vs. subsequent logins using stored key1/key2.
+     *
+     * Returns list of accounts from all profiles on success.
+     */
+    fun login(username: String, password: String, otpSeed: String): List<MibAccount> {
+        val appId = getOrCreateAppId()
+        Log.d(TAG, "login: appId=$appId")
+        val key1 = prefs.getString("mib_key1_$username", null)
+        val key2 = prefs.getString("mib_key2_$username", null)
+        Log.d(TAG, "login: stored keys present=${key1 != null && key2 != null}")
+
+        return if (key1 != null && key2 != null) {
+            Log.d(TAG, "login: taking regular login path")
+            regularLogin(username, password, appId, key1, key2)
+        } else {
+            Log.d(TAG, "login: taking first-time registration path")
+            firstTimeRegistration(username, password, otpSeed, appId)
+        }
+    }
+
+    // ─── First-time registration ──────────────────────────────────────────────
+
+    private fun firstTimeRegistration(
+        username: String, password: String, otpSeed: String, appId: String
+    ): List<MibAccount> {
+        Log.d(TAG, "[reg] step 0: key exchange (sfunc=r)")
+        val (session1, _) = initialKeyExchange(appId, MibCrypto.DEFAULT_KEY, "r")
+        Log.d(TAG, "[reg] step 0 done: xxid=${session1.xxid}")
+
+        Log.d(TAG, "[reg] step 1: getAuthType (A44)")
+        val userSalt = getAuthType(session1, username)
+        Log.d(TAG, "[reg] step 1 done: userSalt length=${userSalt.length}")
+
+        Log.d(TAG, "[reg] step 2: registration init (C41)")
+        Log.d(TAG, "[reg] username='$username' password='$password' userSalt='$userSalt'")
+        val clientSalt = randomAlpha(32)
+        val pgf03 = computePgf03(password, userSalt, clientSalt)
+        Log.d(TAG, "[reg] pgf03=$pgf03")
+        val regInitPayload = baseData(session1, "C41").apply {
+            put("uname", username)
+            put("pgf03", pgf03)
+            put("clientSalt", clientSalt)
+        }
+        val regInitResp = doRequest(session1, regInitPayload, "n")
+        Log.d(TAG, "[reg] step 2 response: $regInitResp")
+        check(regInitResp.optBoolean("success", false)) {
+            regInitResp.optString("reasonText", "Registration init failed")
+        }
+
+        Log.d(TAG, "[reg] step 3: OTP verify (C42)")
+        val otp = generateOtp(otpSeed)
+        Log.d(TAG, "[reg] generated OTP=$otp")
+        val otpPayload = baseData(session1, "C42").apply {
+            put("otp", otp)
+            put("uname", username)
+            put("otpType", "3")
+        }
+        val otpResp = doRequest(session1, otpPayload, "n")
+        Log.d(TAG, "[reg] step 3 response: $otpResp")
+        check(otpResp.optBoolean("success", false)) {
+            otpResp.optString("reasonText", "OTP verification failed")
+        }
+
+        val keyData = otpResp.getJSONArray("data").getJSONObject(0)
+        val key1 = keyData.getString("key1")
+        val key2 = keyData.getString("key2")
+        Log.d(TAG, "[reg] stored key1/key2 for user=$username")
+        prefs.edit().putString("mib_key1_$username", key1).putString("mib_key2_$username", key2).apply()
+
+        return regularLogin(username, password, appId, key1, key2)
+    }
+
+    // ─── Regular login ────────────────────────────────────────────────────────
+
+    private fun regularLogin(
+        username: String, password: String,
+        appId: String, key1: String, key2: String
+    ): List<MibAccount> {
+        Log.d(TAG, "[login] step 4: key exchange (sfunc=i)")
+        val (session2, _) = initialKeyExchange(appId, key1, "i", key2)
+        Log.d(TAG, "[login] step 4 done: xxid=${session2.xxid}")
+
+        Log.d(TAG, "[login] step 5: getAuthType (A44)")
+        val userSalt = getAuthType(session2, username)
+        Log.d(TAG, "[login] step 5 done: userSalt length=${userSalt.length}")
+
+        Log.d(TAG, "[login] step 6: login init (A41)")
+        val clientSalt = randomAlpha(32)
+        val pgf03 = computePgf03(password, userSalt, clientSalt)
+        Log.d(TAG, "[login] pgf03 length=${pgf03.length}")
+        val loginPayload = baseData(session2, "A41").apply {
+            put("uname", username)
+            put("pgf03", pgf03)
+            put("clientSalt", clientSalt)
+            put("pmodTime", 0)
+            put("requireBankData", 1)
+        }
+        val loginResp = doRequest(session2, loginPayload, "n")
+        Log.d(TAG, "[login] step 6 response: success=${loginResp.optBoolean("success")} reasonCode=${loginResp.optString("reasonCode")} reasonText=${loginResp.optString("reasonText")}")
+        check(loginResp.optBoolean("success", false)) {
+            loginResp.optString("reasonText", "Login init failed")
+        }
+
+        val profiles = parseProfiles(loginResp)
+        Log.d(TAG, "[login] parsed ${profiles.size} profiles")
+
+        Log.d(TAG, "[login] step 7: fetch all profiles")
+        return fetchAllProfiles(session2, profiles)
+    }
+
+    // ─── Helpers ─────────────────────────────────────────────────────────────
+
+    private fun initialKeyExchange(
+        appId: String, encKey: String, sfunc: String, key2: String? = null
+    ): Pair<MibSession, String> {
+        val innerPayload = JSONObject().apply {
+            put("cmod", MibCrypto.CMOD)
+            put("appId", appId)
+            put("routePath", "S40")
+            put("sodium", MibNonce.randomSodium())
+            put("xxid", MibNonce.randomXxid())
+        }
+
+        val encrypted = MibCrypto.encrypt(innerPayload, encKey)
+        val formBody = FormBody.Builder()
+            .add("sfunc", sfunc)
+            .apply { if (key2 != null) add("key2", key2) }
+            .add("data", encrypted)
+            .build()
+
+        val response = post(formBody)
+        Log.d(TAG, "keyExchange($sfunc) raw response (first 80): ${response.take(80)}")
+        val respJson = MibCrypto.decrypt(response, encKey)
+        Log.d(TAG, "keyExchange($sfunc) decrypted: success=${respJson.optBoolean("success")} reasonText=${respJson.optString("reasonText")}")
+
+        check(respJson.optBoolean("success", false)) {
+            respJson.optString("reasonText", "Key exchange failed")
+        }
+
+        val smod = respJson.getString("smod")
+        val sessionKey = MibCrypto.deriveSessionKey(smod)
+        val xxid = respJson.getString("xxid")
+        val nonceGen = respJson.getString("nonceGenerator")
+
+        return Pair(MibSession(appId, xxid, nonceGen, sessionKey), xxid)
+    }
+
+    private fun getAuthType(session: MibSession, username: String): String {
+        val payload = baseData(session, "A44").apply {
+            put("uname", username)
+        }
+        val resp = doRequest(session, payload, "n")
+        return resp.getJSONArray("data").getJSONObject(0).getString("userSalt")
+    }
+
+    private fun doRequest(session: MibSession, data: JSONObject, sfunc: String): JSONObject {
+        val routePath = data.optString("routePath", "?")
+        Log.d(TAG, "doRequest: routePath=$routePath xxid=${session.xxid.take(16)}...")
+        val encrypted = MibCrypto.encrypt(data, session.sessionKey)
+        val formBody = FormBody.Builder()
+            .add("xxid", session.xxid)
+            .add("sfunc", sfunc)
+            .add("data", encrypted)
+            .build()
+        val response = post(formBody)
+        Log.d(TAG, "doRequest($routePath) raw response (first 80): ${response.take(80)}")
+        val result = MibCrypto.decrypt(response, session.sessionKey)
+        Log.d(TAG, "doRequest($routePath) decrypted: success=${result.optBoolean("success")} reasonText=${result.optString("reasonText")}")
+        return result
+    }
+
+    private fun baseData(session: MibSession, routePath: String): JSONObject = JSONObject().apply {
+        put("nonce", MibNonce.generate(session.nonceGenerator))
+        put("appId", session.appId)
+        put("sodium", MibNonce.randomSodium())
+        put("routePath", routePath)
+        put("xxid", session.xxid)
+    }
+
+    private fun fetchAllProfiles(session: MibSession, profiles: List<MibProfile>): List<MibAccount> {
+        val allAccounts = mutableListOf<MibAccount>()
+        for (profile in profiles) {
+            val payload = baseData(session, "P47").apply {
+                put("profileType", profile.profileType)
+                put("profileId", profile.profileId)
+            }
+            val resp = doRequest(session, payload, "n")
+            if (!resp.optBoolean("success", false)) {
+                Log.w(TAG, "P47 failed for profile ${profile.name}: ${resp.optString("reasonText")}")
+                continue
+            }
+            val accountBalances = resp.optJSONArray("accountBalance") ?: continue
+            for (i in 0 until accountBalances.length()) {
+                val a = accountBalances.getJSONObject(i)
+                allAccounts.add(
+                    MibAccount(
+                        profileName = profile.name,
+                        profileType = profile.profileType,
+                        accountNumber = a.optString("accountNumber"),
+                        accountBriefName = a.optString("accountBriefName"),
+                        currencyName = a.optString("currencyName"),
+                        accountTypeName = a.optString("accountTypeName"),
+                        availableBalance = a.optString("availableBalance"),
+                        currentBalance = a.optString("currentBalance"),
+                        blockedAmount = a.optString("blockedAmount"),
+                        mvrBalance = a.optString("mvrBalance"),
+                        statusDesc = a.optString("statusDesc")
+                    )
+                )
+            }
+        }
+        return allAccounts
+    }
+
+    private fun parseProfiles(loginResp: JSONObject): List<MibProfile> {
+        val arr = loginResp.optJSONArray("operatingProfiles") ?: return emptyList()
+        return (0 until arr.length()).map { i ->
+            val p = arr.getJSONObject(i)
+            MibProfile(
+                profileId = p.optString("profileId"),
+                customerProfileId = p.optString("customerProfileId"),
+                annexId = p.optString("annexId"),
+                customerId = p.optString("customerId"),
+                name = p.optString("name"),
+                cifType = p.optString("cifType"),
+                profileType = p.optString("profileType"),
+                color = p.optString("color")
+            )
+        }
+    }
+
+    private fun post(body: FormBody): String {
+        val request = Request.Builder()
+            .url(BASE_URL)
+            .post(body)
+            .build()
+        val response = client.newCall(request).execute()
+        return response.body?.string() ?: throw IllegalStateException("Empty response body")
+    }
+
+    private fun computePgf03(password: String, userSalt: String, clientSalt: String): String {
+        fun sha256Upper(input: String) = MessageDigest.getInstance("SHA-256")
+            .digest(input.toByteArray())
+            .joinToString("") { "%02X".format(it) }
+
+        val h1 = sha256Upper(password)
+        val h2 = sha256Upper(h1 + userSalt)
+        return sha256Upper(clientSalt + h2)
+    }
+
+    private fun generateOtp(seed: String): String = Totp.generate(seed)
+
+    private fun getOrCreateAppId(): String {
+        var id = prefs.getString("mib_app_id", null)
+        if (id == null) {
+            val chars = "ABCDEFGHIJKLMNOPQRSTUVWXYZabcdefghijklmnopqrstuvwxyz0123456789"
+            id = "IOS17.2-" + (1..15).map { chars[Random.nextInt(chars.length)] }.joinToString("")
+            prefs.edit().putString("mib_app_id", id).apply()
+        }
+        return id
+    }
+
+    private fun randomAlpha(length: Int): String {
+        val chars = "ABCDEFGHIJKLMNOPQRSTUVWXYZabcdefghijklmnopqrstuvwxyz0123456789"
+        return (1..length).map { chars[Random.nextInt(chars.length)] }.joinToString("")
+    }
+}
@@ -0,0 +1,33 @@
+package sh.sar.basedbank.api.mib
+
+data class MibSession(
+    val appId: String,
+    val xxid: String,
+    val nonceGenerator: String,
+    val sessionKey: String
+)
+
+data class MibProfile(
+    val profileId: String,
+    val customerProfileId: String,
+    val annexId: String,
+    val customerId: String,
+    val name: String,
+    val cifType: String,
+    val profileType: String,
+    val color: String
+)
+
+data class MibAccount(
+    val profileName: String,
+    val profileType: String,
+    val accountNumber: String,
+    val accountBriefName: String,
+    val currencyName: String,
+    val accountTypeName: String,
+    val availableBalance: String,
+    val currentBalance: String,
+    val blockedAmount: String,
+    val mvrBalance: String,
+    val statusDesc: String
+)
@@ -0,0 +1,79 @@
+package sh.sar.basedbank.api.mib
+
+import kotlin.math.floor
+import kotlin.random.Random
+
+object MibNonce {
+
+    /**
+     * Generate a nonce string from the nonceGenerator returned by the DH key exchange.
+     *
+     * Phase 1: for each group, take the first token's number * random(1-99), pad to 5 digits.
+     *          Collect lastTwo (last 2 digits), digitSum (sum of all digits), cumSum.
+     * Phase 2: for each group, tokens 1-7 compute values using the operation letter.
+     *          Each result's last 2 digits become the nonce digit and carry for next step.
+     *
+     * Operations: M=(carry%num)+ds+cs, A=carry+num+ds+cs, S=(carry^2)+num+ds+cs,
+     *             X=(carry*num)+ds+cs, C=(carry^3)+num+ds+cs
+     */
+    fun generate(nonceGenerator: String): String {
+        val groups = nonceGenerator.split("-")
+
+        val paddedList = mutableListOf<String>()
+        val lastTwoList = mutableListOf<Int>()
+        val digitSumList = mutableListOf<Int>()
+        var cumSum = 0
+
+        // Phase 1
+        for (group in groups) {
+            val tokens = group.trim().split(" ")
+            val n = tokens[0].filter { it.isDigit() }.toInt()
+            val r = floor(Random.nextDouble() * 99).toInt() + 1
+            val product = n * r
+            val padded = product.toString().padStart(5, '0')
+            val ds = padded.sumOf { it.digitToInt() }
+            val lt = padded.takeLast(2).toInt()
+            paddedList.add(padded)
+            lastTwoList.add(lt)
+            digitSumList.add(ds)
+            cumSum += ds
+        }
+
+        // Phase 2
+        val resultGroups = mutableListOf<String>()
+        for ((i, group) in groups.withIndex()) {
+            val tokens = group.trim().split(" ")
+            var carry = lastTwoList[i]
+            val ds = digitSumList[i]
+            val nonceDigits = mutableListOf<Int>()
+
+            for (j in 1..7) {
+                val token = tokens[j]
+                val op = token.filter { it.isLetter() }
+                val num = token.filter { it.isDigit() }.toInt()
+                val value: Long = when (op) {
+                    "M" -> (carry % num).toLong() + ds + cumSum
+                    "A" -> carry.toLong() + num + ds + cumSum
+                    "S" -> (carry.toLong() * carry) + num + ds + cumSum
+                    "X" -> carry.toLong() * num + ds + cumSum
+                    "C" -> (carry.toLong() * carry * carry) + num + ds + cumSum
+                    else -> 0L
+                }
+                val digit = value.toString().takeLast(2).toInt()
+                nonceDigits.add(digit)
+                carry = digit
+            }
+
+            val groupStr = paddedList[i] + " " + nonceDigits.joinToString(" ") {
+                it.toString().padStart(2, '0')
+            }
+            resultGroups.add(groupStr)
+        }
+
+        return resultGroups.joinToString("-")
+    }
+
+    fun randomSodium(): String = (Random.nextLong(1_000_000L, 16_000_000L)).toString()
+
+    fun randomXxid(): String = Random.nextLong(0L, (1L shl 40)).toString()
+}
@@ -1,42 +0,0 @@
-package sh.sar.basedbank.ui.gallery
-
-import android.os.Bundle
-import android.view.LayoutInflater
-import android.view.View
-import android.view.ViewGroup
-import android.widget.TextView
-import androidx.fragment.app.Fragment
-import androidx.lifecycle.ViewModelProvider
-import sh.sar.basedbank.databinding.FragmentGalleryBinding
-
-class GalleryFragment : Fragment() {
-
-    private var _binding: FragmentGalleryBinding? = null
-
-    // This property is only valid between onCreateView and
-    // onDestroyView.
-    private val binding get() = _binding!!
-
-    override fun onCreateView(
-        inflater: LayoutInflater,
-        container: ViewGroup?,
-        savedInstanceState: Bundle?
-    ): View {
-        val galleryViewModel =
-            ViewModelProvider(this).get(GalleryViewModel::class.java)
-
-        _binding = FragmentGalleryBinding.inflate(inflater, container, false)
-        val root: View = binding.root
-
-        val textView: TextView = binding.textGallery
-        galleryViewModel.text.observe(viewLifecycleOwner) {
-            textView.text = it
-        }
-        return root
-    }
-
-    override fun onDestroyView() {
-        super.onDestroyView()
-        _binding = null
-    }
-}
@@ -1,13 +0,0 @@
-package sh.sar.basedbank.ui.gallery
-
-import androidx.lifecycle.LiveData
-import androidx.lifecycle.MutableLiveData
-import androidx.lifecycle.ViewModel
-
-class GalleryViewModel : ViewModel() {
-
-    private val _text = MutableLiveData<String>().apply {
-        value = "This is gallery Fragment"
-    }
-    val text: LiveData<String> = _text
-}
@@ -0,0 +1,75 @@
+package sh.sar.basedbank.ui.home
+
+import android.view.LayoutInflater
+import android.view.ViewGroup
+import androidx.recyclerview.widget.RecyclerView
+import sh.sar.basedbank.api.mib.MibAccount
+import sh.sar.basedbank.databinding.ItemAccountBinding
+import sh.sar.basedbank.databinding.ItemProfileHeaderBinding
+
+class AccountsAdapter(private val accounts: List<MibAccount>) :
+    RecyclerView.Adapter<RecyclerView.ViewHolder>() {
+
+    private sealed class Item {
+        data class Header(val profileName: String, val profileType: String) : Item()
+        data class Account(val account: MibAccount) : Item()
+    }
+
+    private val items: List<Item> = buildList {
+        var lastProfile = ""
+        for (account in accounts) {
+            if (account.profileName != lastProfile) {
+                add(Item.Header(account.profileName, account.profileType))
+                lastProfile = account.profileName
+            }
+            add(Item.Account(account))
+        }
+    }
+
+    override fun getItemViewType(position: Int) = when (items[position]) {
+        is Item.Header -> TYPE_HEADER
+        is Item.Account -> TYPE_ACCOUNT
+    }
+
+    override fun onCreateViewHolder(parent: ViewGroup, viewType: Int): RecyclerView.ViewHolder {
+        val inflater = LayoutInflater.from(parent.context)
+        return if (viewType == TYPE_HEADER) {
+            HeaderViewHolder(ItemProfileHeaderBinding.inflate(inflater, parent, false))
+        } else {
+            AccountViewHolder(ItemAccountBinding.inflate(inflater, parent, false))
+        }
+    }
+
+    override fun onBindViewHolder(holder: RecyclerView.ViewHolder, position: Int) {
+        when (val item = items[position]) {
+            is Item.Header -> (holder as HeaderViewHolder).bind(item)
+            is Item.Account -> (holder as AccountViewHolder).bind(item.account)
+        }
+    }
+
+    override fun getItemCount() = items.size
+
+    private inner class HeaderViewHolder(private val binding: ItemProfileHeaderBinding) :
+        RecyclerView.ViewHolder(binding.root) {
+        fun bind(item: Item.Header) {
+            binding.tvProfileName.text = item.profileName
+            binding.tvProfileType.text = if (item.profileType == "0") "Personal" else "Business"
+        }
+    }
+
+    private inner class AccountViewHolder(private val binding: ItemAccountBinding) :
+        RecyclerView.ViewHolder(binding.root) {
+        fun bind(account: MibAccount) {
+            binding.tvAccountName.text = account.accountBriefName
+            binding.tvAccountNumber.text = account.accountNumber
+            binding.tvBalance.text = "${account.currencyName} ${account.availableBalance}"
+            binding.tvAccountType.text = account.accountTypeName
+            binding.tvStatus.text = account.statusDesc
+        }
+    }
+
+    companion object {
+        private const val TYPE_HEADER = 0
+        private const val TYPE_ACCOUNT = 1
+    }
+}
@@ -0,0 +1,26 @@
+package sh.sar.basedbank.ui.home
+
+import android.os.Bundle
+import androidx.appcompat.app.AppCompatActivity
+import androidx.recyclerview.widget.LinearLayoutManager
+import sh.sar.basedbank.BasedBankApp
+import sh.sar.basedbank.databinding.ActivityHomeBinding
+
+class HomeActivity : AppCompatActivity() {
+
+    private lateinit var binding: ActivityHomeBinding
+
+    override fun onCreate(savedInstanceState: Bundle?) {
+        super.onCreate(savedInstanceState)
+        binding = ActivityHomeBinding.inflate(layoutInflater)
+        setContentView(binding.root)
+
+        setSupportActionBar(binding.toolbar)
+
+        val accounts = (application as BasedBankApp).accounts
+        val adapter = AccountsAdapter(accounts)
+
+        binding.recyclerView.layoutManager = LinearLayoutManager(this)
+        binding.recyclerView.adapter = adapter
+    }
+}
@@ -1,42 +0,0 @@
-package sh.sar.basedbank.ui.home
-
-import android.os.Bundle
-import android.view.LayoutInflater
-import android.view.View
-import android.view.ViewGroup
-import android.widget.TextView
-import androidx.fragment.app.Fragment
-import androidx.lifecycle.ViewModelProvider
-import sh.sar.basedbank.databinding.FragmentHomeBinding
-
-class HomeFragment : Fragment() {
-
-    private var _binding: FragmentHomeBinding? = null
-
-    // This property is only valid between onCreateView and
-    // onDestroyView.
-    private val binding get() = _binding!!
-
-    override fun onCreateView(
-        inflater: LayoutInflater,
-        container: ViewGroup?,
-        savedInstanceState: Bundle?
-    ): View {
-        val homeViewModel =
-            ViewModelProvider(this).get(HomeViewModel::class.java)
-
-        _binding = FragmentHomeBinding.inflate(inflater, container, false)
-        val root: View = binding.root
-
-        val textView: TextView = binding.textHome
-        homeViewModel.text.observe(viewLifecycleOwner) {
-            textView.text = it
-        }
-        return root
-    }
-
-    override fun onDestroyView() {
-        super.onDestroyView()
-        _binding = null
-    }
-}
@@ -1,13 +0,0 @@
-package sh.sar.basedbank.ui.home
-
-import androidx.lifecycle.LiveData
-import androidx.lifecycle.MutableLiveData
-import androidx.lifecycle.ViewModel
-
-class HomeViewModel : ViewModel() {
-
-    private val _text = MutableLiveData<String>().apply {
-        value = "This is home Fragment"
-    }
-    val text: LiveData<String> = _text
-}
@@ -0,0 +1,32 @@
+package sh.sar.basedbank.ui.login
+
+import android.os.Bundle
+import android.view.LayoutInflater
+import android.view.View
+import android.view.ViewGroup
+import androidx.fragment.app.Fragment
+import androidx.navigation.fragment.findNavController
+import sh.sar.basedbank.R
+import sh.sar.basedbank.databinding.FragmentBankSelectionBinding
+
+class BankSelectionFragment : Fragment() {
+
+    private var _binding: FragmentBankSelectionBinding? = null
+    private val binding get() = _binding!!
+
+    override fun onCreateView(inflater: LayoutInflater, container: ViewGroup?, savedInstanceState: Bundle?): View {
+        _binding = FragmentBankSelectionBinding.inflate(inflater, container, false)
+        return binding.root
+    }
+
+    override fun onViewCreated(view: View, savedInstanceState: Bundle?) {
+        binding.cardMib.setOnClickListener {
+            findNavController().navigate(R.id.action_bankSelection_to_credentials)
+        }
+    }
+
+    override fun onDestroyView() {
+        super.onDestroyView()
+        _binding = null
+    }
+}
@@ -0,0 +1,129 @@
+package sh.sar.basedbank.ui.login
+
+import android.content.Intent
+import android.os.Bundle
+import android.view.LayoutInflater
+import android.view.View
+import android.view.ViewGroup
+import android.os.Handler
+import android.os.Looper
+import android.text.Editable
+import android.text.TextWatcher
+import android.util.Log
+import androidx.fragment.app.Fragment
+import androidx.lifecycle.lifecycleScope
+import kotlinx.coroutines.Dispatchers
+import kotlinx.coroutines.launch
+import kotlinx.coroutines.withContext
+import sh.sar.basedbank.util.Totp
+import sh.sar.basedbank.BasedBankApp
+import sh.sar.basedbank.api.mib.MibLoginFlow
+import sh.sar.basedbank.databinding.FragmentCredentialsBinding
+import sh.sar.basedbank.ui.home.HomeActivity
+
+class CredentialsFragment : Fragment() {
+
+    private val TAG = "CredentialsFragment"
+    private val otpHandler = Handler(Looper.getMainLooper())
+    private val otpRunnable = object : Runnable {
+        override fun run() {
+            updateOtpDisplay()
+            otpHandler.postDelayed(this, 1000)
+        }
+    }
+
+    private var _binding: FragmentCredentialsBinding? = null
+    private val binding get() = _binding!!
+
+    override fun onCreateView(inflater: LayoutInflater, container: ViewGroup?, savedInstanceState: Bundle?): View {
+        _binding = FragmentCredentialsBinding.inflate(inflater, container, false)
+        return binding.root
+    }
+
+    override fun onViewCreated(view: View, savedInstanceState: Bundle?) {
+        binding.btnLogin.setOnClickListener { attemptLogin() }
+
+        binding.etOtpSeed.addTextChangedListener(object : TextWatcher {
+            override fun afterTextChanged(s: Editable?) { updateOtpDisplay() }
+            override fun beforeTextChanged(s: CharSequence?, start: Int, count: Int, after: Int) {}
+            override fun onTextChanged(s: CharSequence?, start: Int, before: Int, count: Int) {}
+        })
+    }
+
+    override fun onResume() {
+        super.onResume()
+        otpHandler.post(otpRunnable)
+    }
+
+    override fun onPause() {
+        super.onPause()
+        otpHandler.removeCallbacks(otpRunnable)
+    }
+
+    private fun updateOtpDisplay() {
+        val seed = binding.etOtpSeed.text.toString().trim()
+        if (seed.isEmpty()) {
+            binding.cardOtp.visibility = View.GONE
+            return
+        }
+        try {
+            val otp = Totp.generate(seed)
+            val secondsInPeriod = (System.currentTimeMillis() / 1000L % 30).toInt()
+            val remaining = 30 - secondsInPeriod
+
+            binding.tvOtpCode.text = otp
+            binding.otpTimer.max = 30
+            binding.otpTimer.progress = remaining
+            binding.cardOtp.visibility = View.VISIBLE
+        } catch (e: Exception) {
+            binding.cardOtp.visibility = View.GONE
+        }
+    }
+
+    private fun attemptLogin() {
+        val username = binding.etUsername.text.toString().trim()
+        val password = binding.etPassword.text.toString()
+        val otpSeed = binding.etOtpSeed.text.toString().trim()
+
+        Log.d(TAG, "Login button pressed for username=$username")
+
+        if (username.isEmpty() || password.isEmpty() || otpSeed.isEmpty()) {
+            Log.w(TAG, "Validation failed: empty fields")
+            binding.tvError.text = "Please fill in all fields"
+            binding.tvError.visibility = View.VISIBLE
+            return
+        }
+
+        binding.tvError.visibility = View.GONE
+        binding.progressBar.visibility = View.VISIBLE
+        binding.btnLogin.isEnabled = false
+
+        val prefs = requireContext().getSharedPreferences("mib_prefs", android.content.Context.MODE_PRIVATE)
+        val flow = MibLoginFlow(prefs)
+
+        viewLifecycleOwner.lifecycleScope.launch {
+            try {
+                Log.d(TAG, "Starting login flow on IO dispatcher")
+                val accounts = withContext(Dispatchers.IO) {
+                    flow.login(username, password, otpSeed)
+                }
+                Log.d(TAG, "Login succeeded, got ${accounts.size} accounts")
+                (requireActivity().application as BasedBankApp).accounts = accounts
+                startActivity(Intent(requireContext(), HomeActivity::class.java))
+                requireActivity().finish()
+            } catch (e: Exception) {
+                Log.e(TAG, "Login failed: ${e.message}", e)
+                binding.tvError.text = e.message ?: "Login failed"
+                binding.tvError.visibility = View.VISIBLE
+            } finally {
+                binding.progressBar.visibility = View.GONE
+                binding.btnLogin.isEnabled = true
+            }
+        }
+    }
+
+    override fun onDestroyView() {
+        super.onDestroyView()
+        _binding = null
+    }
+}
@@ -0,0 +1,18 @@
+package sh.sar.basedbank.ui.login
+
+import android.os.Bundle
+import androidx.appcompat.app.AppCompatActivity
+import androidx.navigation.fragment.NavHostFragment
+import sh.sar.basedbank.R
+import sh.sar.basedbank.databinding.ActivityLoginBinding
+
+class LoginActivity : AppCompatActivity() {
+
+    private lateinit var binding: ActivityLoginBinding
+
+    override fun onCreate(savedInstanceState: Bundle?) {
+        super.onCreate(savedInstanceState)
+        binding = ActivityLoginBinding.inflate(layoutInflater)
+        setContentView(binding.root)
+    }
+}
@@ -0,0 +1,51 @@
+package sh.sar.basedbank.ui.onboarding
+
+import android.content.Intent
+import android.os.Bundle
+import android.view.View
+import androidx.appcompat.app.AppCompatActivity
+import androidx.viewpager2.widget.ViewPager2
+import com.google.android.material.tabs.TabLayoutMediator
+import sh.sar.basedbank.databinding.ActivityOnboardingBinding
+import sh.sar.basedbank.ui.login.LoginActivity
+
+class OnboardingActivity : AppCompatActivity() {
+
+    private lateinit var binding: ActivityOnboardingBinding
+
+    override fun onCreate(savedInstanceState: Bundle?) {
+        super.onCreate(savedInstanceState)
+        binding = ActivityOnboardingBinding.inflate(layoutInflater)
+        setContentView(binding.root)
+
+        val adapter = OnboardingPagerAdapter(this)
+        binding.viewPager.adapter = adapter
+
+        TabLayoutMediator(binding.dotsIndicator, binding.viewPager) { _, _ -> }.attach()
+
+        binding.viewPager.registerOnPageChangeCallback(object : ViewPager2.OnPageChangeCallback() {
+            override fun onPageSelected(position: Int) {
+                updateButtons(position, adapter.itemCount)
+            }
+        })
+        updateButtons(0, adapter.itemCount)
+
+        binding.btnNext.setOnClickListener {
+            val next = binding.viewPager.currentItem + 1
+            if (next < adapter.itemCount) binding.viewPager.currentItem = next
+        }
+
+        binding.btnGetStarted.setOnClickListener {
+            getSharedPreferences("prefs", MODE_PRIVATE)
+                .edit().putBoolean("onboarding_done", true).apply()
+            startActivity(Intent(this, LoginActivity::class.java))
+            finish()
+        }
+    }
+
+    private fun updateButtons(position: Int, count: Int) {
+        val isLast = position == count - 1
+        binding.btnNext.visibility = if (isLast) View.GONE else View.VISIBLE
+        binding.btnGetStarted.visibility = if (isLast) View.VISIBLE else View.GONE
+    }
+}
@@ -0,0 +1,55 @@
+package sh.sar.basedbank.ui.onboarding
+
+import android.os.Bundle
+import android.view.LayoutInflater
+import android.view.View
+import android.view.ViewGroup
+import androidx.core.os.bundleOf
+import androidx.fragment.app.Fragment
+import sh.sar.basedbank.databinding.FragmentOnboardingSlideBinding
+
+class OnboardingFragment : Fragment() {
+
+    private var _binding: FragmentOnboardingSlideBinding? = null
+    private val binding get() = _binding!!
+
+    override fun onCreateView(inflater: LayoutInflater, container: ViewGroup?, savedInstanceState: Bundle?): View {
+        _binding = FragmentOnboardingSlideBinding.inflate(inflater, container, false)
+        return binding.root
+    }
+
+    override fun onViewCreated(view: View, savedInstanceState: Bundle?) {
+        val title = requireArguments().getString(ARG_TITLE, "")
+        val desc = requireArguments().getString(ARG_DESC, "")
+        val icon = requireArguments().getInt(ARG_ICON, 0)
+        val isFirst = requireArguments().getBoolean(ARG_IS_FIRST, false)
+
+        binding.icon.setImageResource(icon)
+        binding.title.text = title
+        binding.description.text = desc
+
+        // On the first slide, show the two placeholder cards for upcoming banks
+        binding.placeholderCards.visibility = if (isFirst) View.VISIBLE else View.GONE
+    }
+
+    override fun onDestroyView() {
+        super.onDestroyView()
+        _binding = null
+    }
+
+    companion object {
+        private const val ARG_TITLE = "title"
+        private const val ARG_DESC = "desc"
+        private const val ARG_ICON = "icon"
+        private const val ARG_IS_FIRST = "is_first"
+
+        fun newInstance(slide: OnboardingSlide) = OnboardingFragment().apply {
+            arguments = bundleOf(
+                ARG_TITLE to slide.title,
+                ARG_DESC to slide.description,
+                ARG_ICON to slide.iconRes,
+                ARG_IS_FIRST to slide.isFirst
+            )
+        }
+    }
+}
@@ -0,0 +1,42 @@
+package sh.sar.basedbank.ui.onboarding
+
+import androidx.fragment.app.Fragment
+import androidx.fragment.app.FragmentActivity
+import androidx.viewpager2.adapter.FragmentStateAdapter
+import sh.sar.basedbank.R
+
+class OnboardingPagerAdapter(activity: FragmentActivity) : FragmentStateAdapter(activity) {
+
+    private val slides = listOf(
+        OnboardingSlide(
+            title = activity.getString(R.string.onboarding_title_1),
+            description = activity.getString(R.string.onboarding_desc_1),
+            iconRes = R.drawable.ic_launcher_foreground,
+            isFirst = true
+        ),
+        OnboardingSlide(
+            title = activity.getString(R.string.onboarding_title_2),
+            description = activity.getString(R.string.onboarding_desc_2),
+            iconRes = R.drawable.ic_launcher_foreground,
+            isFirst = false
+        ),
+        OnboardingSlide(
+            title = activity.getString(R.string.onboarding_title_3),
+            description = activity.getString(R.string.onboarding_desc_3),
+            iconRes = R.drawable.ic_launcher_foreground,
+            isFirst = false
+        )
+    )
+
+    override fun getItemCount() = slides.size
+
+    override fun createFragment(position: Int): Fragment =
+        OnboardingFragment.newInstance(slides[position])
+}
+
+data class OnboardingSlide(
+    val title: String,
+    val description: String,
+    val iconRes: Int,
+    val isFirst: Boolean
+)
@@ -1,42 +0,0 @@
-package sh.sar.basedbank.ui.slideshow
-
-import android.os.Bundle
-import android.view.LayoutInflater
-import android.view.View
-import android.view.ViewGroup
-import android.widget.TextView
-import androidx.fragment.app.Fragment
-import androidx.lifecycle.ViewModelProvider
-import sh.sar.basedbank.databinding.FragmentSlideshowBinding
-
-class SlideshowFragment : Fragment() {
-
-    private var _binding: FragmentSlideshowBinding? = null
-
-    // This property is only valid between onCreateView and
-    // onDestroyView.
-    private val binding get() = _binding!!
-
-    override fun onCreateView(
-        inflater: LayoutInflater,
-        container: ViewGroup?,
-        savedInstanceState: Bundle?
-    ): View {
-        val slideshowViewModel =
-            ViewModelProvider(this).get(SlideshowViewModel::class.java)
-
-        _binding = FragmentSlideshowBinding.inflate(inflater, container, false)
-        val root: View = binding.root
-
-        val textView: TextView = binding.textSlideshow
-        slideshowViewModel.text.observe(viewLifecycleOwner) {
-            textView.text = it
-        }
-        return root
-    }
-
-    override fun onDestroyView() {
-        super.onDestroyView()
-        _binding = null
-    }
-}
@@ -1,13 +0,0 @@
-package sh.sar.basedbank.ui.slideshow
-
-import androidx.lifecycle.LiveData
-import androidx.lifecycle.MutableLiveData
-import androidx.lifecycle.ViewModel
-
-class SlideshowViewModel : ViewModel() {
-
-    private val _text = MutableLiveData<String>().apply {
-        value = "This is slideshow Fragment"
-    }
-    val text: LiveData<String> = _text
-}
@@ -0,0 +1,56 @@
+package sh.sar.basedbank.util
+
+import javax.crypto.Mac
+import javax.crypto.spec.SecretKeySpec
+import kotlin.experimental.and
+
+object Totp {
+
+    /**
+     * Generate a 6-digit TOTP code from a Base32-encoded secret (RFC 6238 / RFC 4226).
+     * Uses HmacSHA1, 30-second window, 6 digits — matching standard authenticator apps.
+     */
+    fun generate(base32Secret: String, digits: Int = 6, periodSeconds: Long = 30): String {
+        val key = base32Decode(base32Secret.uppercase().replace(" ", "").replace("-", ""))
+        val counter = System.currentTimeMillis() / 1000L / periodSeconds
+        val otp = hotp(key, counter, digits)
+        return otp.toString().padStart(digits, '0')
+    }
+
+    private fun hotp(key: ByteArray, counter: Long, digits: Int): Int {
+        val msg = ByteArray(8) { i -> ((counter shr ((7 - i) * 8)) and 0xFF).toByte() }
+        val mac = Mac.getInstance("HmacSHA1")
+        mac.init(SecretKeySpec(key, "HmacSHA1"))
+        val hash = mac.doFinal(msg)
+
+        val offset = (hash[hash.size - 1] and 0x0F).toInt()
+        val code = ((hash[offset].toInt() and 0x7F) shl 24) or
+                   ((hash[offset + 1].toInt() and 0xFF) shl 16) or
+                   ((hash[offset + 2].toInt() and 0xFF) shl 8) or
+                   (hash[offset + 3].toInt() and 0xFF)
+
+        val modulus = Math.pow(10.0, digits.toDouble()).toInt()
+        return code % modulus
+    }
+
+    private val BASE32_CHARS = "ABCDEFGHIJKLMNOPQRSTUVWXYZ234567"
+
+    private fun base32Decode(input: String): ByteArray {
+        val clean = input.trimEnd('=')
+        val output = ByteArray(clean.length * 5 / 8)
+        var buffer = 0
+        var bitsLeft = 0
+        var outIndex = 0
+        for (c in clean) {
+            val v = BASE32_CHARS.indexOf(c)
+            require(v >= 0) { "Invalid Base32 character: $c" }
+            buffer = (buffer shl 5) or v
+            bitsLeft += 5
+            if (bitsLeft >= 8) {
+                bitsLeft -= 8
+                output[outIndex++] = ((buffer shr bitsLeft) and 0xFF).toByte()
+            }
+        }
+        return output
+    }
+}
@@ -0,0 +1,5 @@
+<?xml version="1.0" encoding="utf-8"?>
+<set xmlns:android="http://schemas.android.com/apk/res/android">
+    <translate android:fromXDelta="-100%" android:toXDelta="0%"
+        android:duration="300" android:interpolator="@android:interpolator/decelerate_cubic" />
+</set>
@@ -0,0 +1,5 @@
+<?xml version="1.0" encoding="utf-8"?>
+<set xmlns:android="http://schemas.android.com/apk/res/android">
+    <translate android:fromXDelta="100%" android:toXDelta="0%"
+        android:duration="300" android:interpolator="@android:interpolator/decelerate_cubic" />
+</set>
@@ -0,0 +1,5 @@
+<?xml version="1.0" encoding="utf-8"?>
+<set xmlns:android="http://schemas.android.com/apk/res/android">
+    <translate android:fromXDelta="0%" android:toXDelta="-100%"
+        android:duration="300" android:interpolator="@android:interpolator/decelerate_cubic" />
+</set>
@@ -0,0 +1,5 @@
+<?xml version="1.0" encoding="utf-8"?>
+<set xmlns:android="http://schemas.android.com/apk/res/android">
+    <translate android:fromXDelta="0%" android:toXDelta="100%"
+        android:duration="300" android:interpolator="@android:interpolator/decelerate_cubic" />
+</set>
@@ -0,0 +1,6 @@
+<?xml version="1.0" encoding="utf-8"?>
+<shape xmlns:android="http://schemas.android.com/apk/res/android"
+    android:shape="rectangle">
+    <corners android:radius="100dp" />
+    <solid android:color="?attr/colorSecondaryContainer" />
+</shape>
@@ -1,12 +0,0 @@
-<vector xmlns:android="http://schemas.android.com/apk/res/android"
-    android:width="24dp"
-    android:height="24dp"
-    android:viewportWidth="24.0"
-    android:viewportHeight="24.0">
-    <path
-        android:fillColor="#FF000000"
-        android:pathData="M12,12m-3.2,0a3.2,3.2 0,1 1,6.4 0a3.2,3.2 0,1 1,-6.4 0" />
-    <path
-        android:fillColor="#FF000000"
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-</vector>
@@ -1,9 +0,0 @@
-<vector xmlns:android="http://schemas.android.com/apk/res/android"
-    android:width="24dp"
-    android:height="24dp"
-    android:viewportWidth="24.0"
-    android:viewportHeight="24.0">
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-        android:fillColor="#FF000000"
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@@ -1,9 +0,0 @@
-<vector xmlns:android="http://schemas.android.com/apk/res/android"
-    android:width="24dp"
-    android:height="24dp"
-    android:viewportWidth="24.0"
-    android:viewportHeight="24.0">
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-        android:fillColor="#FF000000"
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-</vector>
@@ -0,0 +1,35 @@
+<?xml version="1.0" encoding="utf-8"?>
+<vector xmlns:android="http://schemas.android.com/apk/res/android"
+    android:width="138dp"
+    android:height="40dp"
+    android:viewportWidth="276"
+    android:viewportHeight="80">
+
+    <!-- Blue paths (fil0: #3F65AD) -->
+    <path
+        android:fillColor="#3F65AD"
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+    <path
+        android:fillColor="#3F65AD"
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+        android:fillColor="#3F65AD"
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+
+    <!-- Green paths (fil1: #9AD141) -->
+    <path
+        android:fillColor="#9AD141"
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+    <path
+        android:fillColor="#9AD141"
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+    <path
+        android:fillColor="#9AD141"
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+    <path
+        android:fillColor="#9AD141"
+        android:pathData="M112.72 54.91c-2.71,-2.17 -6.46,-3.62 -11.16,-4.29l-3.62 -0.49c-3.92,-0.51 -6.78,-1.31 -8.51,-2.38 -1.58,-0.98 -2.35,-2.65 -2.35,-5.09 0,-2.76 0.9,-4.65 2.73,-5.77 1.95,-1.19 4.4,-1.89 7.34,-1.89l15.72 0.01 0 0c1.78,0 3.22,-1.48 3.22,-3.32 0,-1.83 -1.44,-3.32 -3.22,-3.32l-15.72 -0.01c-2.21,0 -4.33,0.35 -6.36,0.85 -2.06,0.52 -3.88,1.36 -5.42,2.5 -1.56,1.15 -2.83,2.67 -3.78,4.51 -0.94,1.85 -1.43,4.09 -1.43,6.64 0,4.73 1.51,8.17 4.47,10.23 2.82,1.97 6.79,3.23 11.78,3.77l4.07 0.49c3.13,0.43 5.55,1.33 7.2,2.66 1.58,1.28 2.34,2.91 2.34,5 0,3.16 -0.98,5.27 -2.99,6.45 -2.15,1.26 -5.11,1.9 -8.81,1.9l-14.83 0 0 0c-1.78,0 -3.23,1.48 -3.23,3.32 0,1.83 1.45,3.32 3.23,3.32l14.83 0c2.71,0 5.21,-0.24 7.44,-0.7 2.29,-0.48 4.29,-1.32 5.93,-2.49 1.66,-1.19 2.98,-2.77 3.93,-4.69 0.94,-1.91 1.42,-4.33 1.42,-7.2 0,-4.39 -1.42,-7.75 -4.22,-10.01z" />
+</vector>
@@ -1,9 +0,0 @@
-<shape xmlns:android="http://schemas.android.com/apk/res/android"
-    android:shape="rectangle">
-    <gradient
-        android:angle="135"
-        android:centerColor="#009688"
-        android:endColor="#00695C"
-        android:startColor="#4DB6AC"
-        android:type="linear" />
-</shape>
@@ -0,0 +1,21 @@
+<?xml version="1.0" encoding="utf-8"?>
+<selector xmlns:android="http://schemas.android.com/apk/res/android">
+    <item android:state_selected="true">
+        <layer-list>
+            <item android:gravity="center" android:width="10dp" android:height="10dp">
+                <shape android:shape="oval">
+                    <solid android:color="?attr/colorPrimary" />
+                </shape>
+            </item>
+        </layer-list>
+    </item>
+    <item>
+        <layer-list>
+            <item android:gravity="center" android:width="8dp" android:height="8dp">
+                <shape android:shape="oval">
+                    <solid android:color="?attr/colorOutline" />
+                </shape>
+            </item>
+        </layer-list>
+    </item>
+</selector>
@@ -0,0 +1,33 @@
+<?xml version="1.0" encoding="utf-8"?>
+<androidx.coordinatorlayout.widget.CoordinatorLayout
+    xmlns:android="http://schemas.android.com/apk/res/android"
+    xmlns:app="http://schemas.android.com/apk/res-auto"
+    android:layout_width="match_parent"
+    android:layout_height="match_parent"
+    android:background="?attr/colorSurface">
+
+    <com.google.android.material.appbar.AppBarLayout
+        android:layout_width="match_parent"
+        android:layout_height="wrap_content"
+        app:liftOnScroll="true"
+        app:liftOnScrollTargetViewId="@id/recyclerView">
+
+        <com.google.android.material.appbar.MaterialToolbar
+            android:id="@+id/toolbar"
+            android:layout_width="match_parent"
+            android:layout_height="?attr/actionBarSize"
+            app:title="@string/accounts"
+            app:titleTextAppearance="?attr/textAppearanceTitleLarge" />
+
+    </com.google.android.material.appbar.AppBarLayout>
+
+    <androidx.recyclerview.widget.RecyclerView
+        android:id="@+id/recyclerView"
+        android:layout_width="match_parent"
+        android:layout_height="match_parent"
+        android:paddingHorizontal="16dp"
+        android:paddingBottom="16dp"
+        android:clipToPadding="false"
+        app:layout_behavior="@string/appbar_scrolling_view_behavior" />
+
+</androidx.coordinatorlayout.widget.CoordinatorLayout>
@@ -0,0 +1,21 @@
+<?xml version="1.0" encoding="utf-8"?>
+<androidx.constraintlayout.widget.ConstraintLayout
+    xmlns:android="http://schemas.android.com/apk/res/android"
+    xmlns:app="http://schemas.android.com/apk/res-auto"
+    android:layout_width="match_parent"
+    android:layout_height="match_parent"
+    android:background="?attr/colorSurface">
+
+    <androidx.fragment.app.FragmentContainerView
+        android:id="@+id/navHostFragment"
+        android:name="androidx.navigation.fragment.NavHostFragment"
+        android:layout_width="0dp"
+        android:layout_height="0dp"
+        app:defaultNavHost="true"
+        app:navGraph="@navigation/login_nav"
+        app:layout_constraintTop_toTopOf="parent"
+        app:layout_constraintBottom_toBottomOf="parent"
+        app:layout_constraintStart_toStartOf="parent"
+        app:layout_constraintEnd_toEndOf="parent" />
+
+</androidx.constraintlayout.widget.ConstraintLayout>
@@ -1,25 +0,0 @@
-<?xml version="1.0" encoding="utf-8"?>
-<androidx.drawerlayout.widget.DrawerLayout xmlns:android="http://schemas.android.com/apk/res/android"
-    xmlns:app="http://schemas.android.com/apk/res-auto"
-    xmlns:tools="http://schemas.android.com/tools"
-    android:id="@+id/drawer_layout"
-    android:layout_width="match_parent"
-    android:layout_height="match_parent"
-    android:fitsSystemWindows="true"
-    tools:openDrawer="start">
-
-    <include
-        android:id="@+id/app_bar_main"
-        layout="@layout/app_bar_main"
-        android:layout_width="match_parent"
-        android:layout_height="match_parent" />
-
-    <com.google.android.material.navigation.NavigationView
-        android:id="@+id/nav_view"
-        android:layout_width="wrap_content"
-        android:layout_height="match_parent"
-        android:layout_gravity="start"
-        android:fitsSystemWindows="true"
-        app:headerLayout="@layout/nav_header_main"
-        app:menu="@menu/activity_main_drawer" />
-</androidx.drawerlayout.widget.DrawerLayout>
@@ -0,0 +1,65 @@
+<?xml version="1.0" encoding="utf-8"?>
+<androidx.constraintlayout.widget.ConstraintLayout
+    xmlns:android="http://schemas.android.com/apk/res/android"
+    xmlns:app="http://schemas.android.com/apk/res-auto"
+    android:layout_width="match_parent"
+    android:layout_height="match_parent"
+    android:background="?attr/colorSurface">
+
+    <androidx.viewpager2.widget.ViewPager2
+        android:id="@+id/viewPager"
+        android:layout_width="0dp"
+        android:layout_height="0dp"
+        app:layout_constraintTop_toTopOf="parent"
+        app:layout_constraintBottom_toTopOf="@id/bottomBar"
+        app:layout_constraintStart_toStartOf="parent"
+        app:layout_constraintEnd_toEndOf="parent" />
+
+    <LinearLayout
+        android:id="@+id/bottomBar"
+        android:layout_width="0dp"
+        android:layout_height="wrap_content"
+        android:orientation="vertical"
+        android:paddingHorizontal="24dp"
+        android:paddingBottom="40dp"
+        android:paddingTop="16dp"
+        app:layout_constraintBottom_toBottomOf="parent"
+        app:layout_constraintStart_toStartOf="parent"
+        app:layout_constraintEnd_toEndOf="parent">
+
+        <com.google.android.material.tabs.TabLayout
+            android:id="@+id/dotsIndicator"
+            android:layout_width="wrap_content"
+            android:layout_height="16dp"
+            android:minHeight="0dp"
+            android:background="@null"
+            android:layout_gravity="center_horizontal"
+            android:layout_marginBottom="24dp"
+            app:tabBackground="@drawable/tab_indicator_selector"
+            app:tabGravity="center"
+            app:tabIndicatorHeight="0dp"
+            app:tabMaxWidth="16dp"
+            app:tabMinWidth="16dp"
+            app:tabPaddingStart="3dp"
+            app:tabPaddingEnd="3dp"
+            app:tabPaddingTop="0dp"
+            app:tabPaddingBottom="0dp" />
+
+        <com.google.android.material.button.MaterialButton
+            android:id="@+id/btnNext"
+            android:layout_width="match_parent"
+            android:layout_height="56dp"
+            android:text="@string/next"
+            android:textSize="16sp" />
+
+        <com.google.android.material.button.MaterialButton
+            android:id="@+id/btnGetStarted"
+            android:layout_width="match_parent"
+            android:layout_height="56dp"
+            android:text="@string/get_started"
+            android:textSize="16sp"
+            android:visibility="gone" />
+
+    </LinearLayout>
+
+</androidx.constraintlayout.widget.ConstraintLayout>
@@ -1,34 +0,0 @@
-<?xml version="1.0" encoding="utf-8"?>
-<androidx.coordinatorlayout.widget.CoordinatorLayout xmlns:android="http://schemas.android.com/apk/res/android"
-    xmlns:app="http://schemas.android.com/apk/res-auto"
-    xmlns:tools="http://schemas.android.com/tools"
-    android:layout_width="match_parent"
-    android:layout_height="match_parent"
-    tools:context=".MainActivity">
-
-    <com.google.android.material.appbar.AppBarLayout
-        android:layout_width="match_parent"
-        android:layout_height="wrap_content"
-        android:theme="@style/Theme.BasedBank.AppBarOverlay">
-
-        <androidx.appcompat.widget.Toolbar
-            android:id="@+id/toolbar"
-            android:layout_width="match_parent"
-            android:layout_height="?attr/actionBarSize"
-            android:background="?attr/colorPrimary"
-            app:popupTheme="@style/Theme.BasedBank.PopupOverlay" />
-
-    </com.google.android.material.appbar.AppBarLayout>
-
-    <include layout="@layout/content_main" />
-
-    <com.google.android.material.floatingactionbutton.FloatingActionButton
-        android:id="@+id/fab"
-        android:layout_width="wrap_content"
-        android:layout_height="wrap_content"
-        android:layout_gravity="bottom|end"
-        android:layout_marginEnd="@dimen/fab_margin"
-        android:layout_marginBottom="16dp"
-        app:srcCompat="@android:drawable/ic_dialog_email" />
-
-</androidx.coordinatorlayout.widget.CoordinatorLayout>
@@ -1,20 +0,0 @@
-<?xml version="1.0" encoding="utf-8"?>
-<androidx.constraintlayout.widget.ConstraintLayout xmlns:android="http://schemas.android.com/apk/res/android"
-    xmlns:app="http://schemas.android.com/apk/res-auto"
-    xmlns:tools="http://schemas.android.com/tools"
-    android:layout_width="match_parent"
-    android:layout_height="match_parent"
-    app:layout_behavior="@string/appbar_scrolling_view_behavior"
-    tools:showIn="@layout/app_bar_main">
-
-    <fragment
-        android:id="@+id/nav_host_fragment_content_main"
-        android:name="androidx.navigation.fragment.NavHostFragment"
-        android:layout_width="match_parent"
-        android:layout_height="match_parent"
-        app:defaultNavHost="true"
-        app:layout_constraintLeft_toLeftOf="parent"
-        app:layout_constraintRight_toRightOf="parent"
-        app:layout_constraintTop_toTopOf="parent"
-        app:navGraph="@navigation/mobile_navigation" />
-</androidx.constraintlayout.widget.ConstraintLayout>
@@ -0,0 +1,77 @@
+<?xml version="1.0" encoding="utf-8"?>
+<ScrollView
+    xmlns:android="http://schemas.android.com/apk/res/android"
+    xmlns:app="http://schemas.android.com/apk/res-auto"
+    android:layout_width="match_parent"
+    android:layout_height="match_parent"
+    android:fillViewport="true">
+
+    <LinearLayout
+        android:layout_width="match_parent"
+        android:layout_height="wrap_content"
+        android:orientation="vertical"
+        android:paddingHorizontal="24dp"
+        android:paddingTop="48dp"
+        android:paddingBottom="32dp">
+
+        <TextView
+            android:layout_width="match_parent"
+            android:layout_height="wrap_content"
+            android:text="@string/select_bank"
+            android:textAppearance="?attr/textAppearanceHeadlineMedium"
+            android:textColor="?attr/colorOnSurface"
+            android:layout_marginBottom="8dp" />
+
+        <TextView
+            android:layout_width="match_parent"
+            android:layout_height="wrap_content"
+            android:text="@string/select_bank_desc"
+            android:textAppearance="?attr/textAppearanceBodyMedium"
+            android:textColor="?attr/colorOnSurfaceVariant"
+            android:layout_marginBottom="32dp" />
+
+        <!-- MIB Card -->
+        <com.google.android.material.card.MaterialCardView
+            android:id="@+id/cardMib"
+            android:layout_width="match_parent"
+            android:layout_height="wrap_content"
+            android:layout_marginBottom="16dp"
+            android:clickable="true"
+            android:focusable="true"
+            app:cardCornerRadius="16dp"
+            app:strokeWidth="1dp"
+            app:strokeColor="?attr/colorOutline">
+
+            <LinearLayout
+                android:layout_width="match_parent"
+                android:layout_height="wrap_content"
+                android:orientation="vertical"
+                android:padding="20dp">
+
+                <ImageView
+                    android:layout_width="138dp"
+                    android:layout_height="40dp"
+                    android:src="@drawable/mib_faisanet_logo"
+                    android:contentDescription="@string/mib_name"
+                    android:layout_marginBottom="12dp" />
+
+                <TextView
+                    android:layout_width="match_parent"
+                    android:layout_height="wrap_content"
+                    android:text="@string/mib_name"
+                    android:textAppearance="?attr/textAppearanceTitleMedium"
+                    android:textColor="?attr/colorOnSurface" />
+
+                <TextView
+                    android:layout_width="match_parent"
+                    android:layout_height="wrap_content"
+                    android:text="@string/mib_desc"
+                    android:textAppearance="?attr/textAppearanceBodySmall"
+                    android:textColor="?attr/colorOnSurfaceVariant"
+                    android:layout_marginTop="4dp" />
+
+            </LinearLayout>
+        </com.google.android.material.card.MaterialCardView>
+
+    </LinearLayout>
+</ScrollView>
@@ -0,0 +1,173 @@
+<?xml version="1.0" encoding="utf-8"?>
+<ScrollView
+    xmlns:android="http://schemas.android.com/apk/res/android"
+    xmlns:app="http://schemas.android.com/apk/res-auto"
+    android:layout_width="match_parent"
+    android:layout_height="match_parent"
+    android:fillViewport="true">
+
+    <LinearLayout
+        android:layout_width="match_parent"
+        android:layout_height="wrap_content"
+        android:orientation="vertical"
+        android:paddingHorizontal="24dp"
+        android:paddingTop="48dp"
+        android:paddingBottom="32dp">
+
+        <ImageView
+            android:layout_width="138dp"
+            android:layout_height="40dp"
+            android:src="@drawable/mib_faisanet_logo"
+            android:contentDescription="@string/mib_name"
+            android:layout_gravity="center_horizontal"
+            android:layout_marginBottom="32dp" />
+
+        <TextView
+            android:layout_width="match_parent"
+            android:layout_height="wrap_content"
+            android:text="@string/sign_in"
+            android:textAppearance="?attr/textAppearanceHeadlineMedium"
+            android:textColor="?attr/colorOnSurface"
+            android:layout_marginBottom="8dp" />
+
+        <TextView
+            android:layout_width="match_parent"
+            android:layout_height="wrap_content"
+            android:text="@string/sign_in_desc"
+            android:textAppearance="?attr/textAppearanceBodyMedium"
+            android:textColor="?attr/colorOnSurfaceVariant"
+            android:layout_marginBottom="32dp" />
+
+        <com.google.android.material.textfield.TextInputLayout
+            android:layout_width="match_parent"
+            android:layout_height="wrap_content"
+            android:hint="@string/username"
+            android:layout_marginBottom="16dp"
+            style="@style/Widget.Material3.TextInputLayout.OutlinedBox">
+            <com.google.android.material.textfield.TextInputEditText
+                android:id="@+id/etUsername"
+                android:layout_width="match_parent"
+                android:layout_height="wrap_content"
+                android:inputType="text"
+                android:imeOptions="actionNext"
+                android:singleLine="true" />
+        </com.google.android.material.textfield.TextInputLayout>
+
+        <com.google.android.material.textfield.TextInputLayout
+            android:layout_width="match_parent"
+            android:layout_height="wrap_content"
+            android:hint="@string/password"
+            android:layout_marginBottom="16dp"
+            app:endIconMode="password_toggle"
+            style="@style/Widget.Material3.TextInputLayout.OutlinedBox">
+            <com.google.android.material.textfield.TextInputEditText
+                android:id="@+id/etPassword"
+                android:layout_width="match_parent"
+                android:layout_height="wrap_content"
+                android:inputType="textPassword"
+                android:imeOptions="actionNext"
+                android:singleLine="true" />
+        </com.google.android.material.textfield.TextInputLayout>
+
+        <com.google.android.material.textfield.TextInputLayout
+            android:layout_width="match_parent"
+            android:layout_height="wrap_content"
+            android:hint="@string/otp_seed"
+            android:layout_marginBottom="8dp"
+            app:endIconMode="password_toggle"
+            app:helperText="@string/otp_seed_hint"
+            style="@style/Widget.Material3.TextInputLayout.OutlinedBox">
+            <com.google.android.material.textfield.TextInputEditText
+                android:id="@+id/etOtpSeed"
+                android:layout_width="match_parent"
+                android:layout_height="wrap_content"
+                android:inputType="textPassword"
+                android:imeOptions="actionDone"
+                android:singleLine="true" />
+        </com.google.android.material.textfield.TextInputLayout>
+
+        <com.google.android.material.card.MaterialCardView
+            android:id="@+id/cardOtp"
+            android:layout_width="match_parent"
+            android:layout_height="wrap_content"
+            android:layout_marginTop="8dp"
+            android:layout_marginBottom="8dp"
+            android:visibility="gone"
+            app:cardBackgroundColor="?attr/colorSecondaryContainer"
+            app:cardCornerRadius="12dp"
+            app:cardElevation="0dp">
+
+            <LinearLayout
+                android:layout_width="match_parent"
+                android:layout_height="wrap_content"
+                android:orientation="horizontal"
+                android:paddingHorizontal="16dp"
+                android:paddingVertical="12dp"
+                android:gravity="center_vertical">
+
+                <LinearLayout
+                    android:layout_width="0dp"
+                    android:layout_height="wrap_content"
+                    android:layout_weight="1"
+                    android:orientation="vertical">
+
+                    <TextView
+                        android:layout_width="wrap_content"
+                        android:layout_height="wrap_content"
+                        android:text="Current OTP"
+                        android:textAppearance="?attr/textAppearanceLabelSmall"
+                        android:textColor="?attr/colorOnSecondaryContainer" />
+
+                    <TextView
+                        android:id="@+id/tvOtpCode"
+                        android:layout_width="wrap_content"
+                        android:layout_height="wrap_content"
+                        android:textAppearance="?attr/textAppearanceHeadlineSmall"
+                        android:textColor="?attr/colorOnSecondaryContainer"
+                        android:letterSpacing="0.15"
+                        android:fontFamily="monospace" />
+
+                </LinearLayout>
+
+                <com.google.android.material.progressindicator.CircularProgressIndicator
+                    android:id="@+id/otpTimer"
+                    android:layout_width="32dp"
+                    android:layout_height="32dp"
+                    app:indicatorSize="32dp"
+                    app:trackThickness="3dp"
+                    app:indicatorColor="?attr/colorOnSecondaryContainer"
+                    app:trackColor="?attr/colorSecondaryContainer"
+                    android:indeterminate="false" />
+
+            </LinearLayout>
+        </com.google.android.material.card.MaterialCardView>
+
+        <TextView
+            android:id="@+id/tvError"
+            android:layout_width="match_parent"
+            android:layout_height="wrap_content"
+            android:layout_marginTop="8dp"
+            android:layout_marginBottom="8dp"
+            android:textColor="?attr/colorError"
+            android:textAppearance="?attr/textAppearanceBodySmall"
+            android:visibility="gone" />
+
+        <com.google.android.material.progressindicator.LinearProgressIndicator
+            android:id="@+id/progressBar"
+            android:layout_width="match_parent"
+            android:layout_height="wrap_content"
+            android:layout_marginBottom="16dp"
+            android:visibility="gone"
+            app:trackCornerRadius="4dp"
+            android:indeterminate="true" />
+
+        <com.google.android.material.button.MaterialButton
+            android:id="@+id/btnLogin"
+            android:layout_width="match_parent"
+            android:layout_height="56dp"
+            android:text="@string/login"
+            android:textSize="16sp"
+            android:layout_marginTop="8dp" />
+
+    </LinearLayout>
+</ScrollView>
@@ -1,22 +0,0 @@
-<?xml version="1.0" encoding="utf-8"?>
-<androidx.constraintlayout.widget.ConstraintLayout xmlns:android="http://schemas.android.com/apk/res/android"
-    xmlns:app="http://schemas.android.com/apk/res-auto"
-    xmlns:tools="http://schemas.android.com/tools"
-    android:layout_width="match_parent"
-    android:layout_height="match_parent"
-    tools:context=".ui.gallery.GalleryFragment">
-
-    <TextView
-        android:id="@+id/text_gallery"
-        android:layout_width="match_parent"
-        android:layout_height="wrap_content"
-        android:layout_marginStart="8dp"
-        android:layout_marginTop="8dp"
-        android:layout_marginEnd="8dp"
-        android:textAlignment="center"
-        android:textSize="20sp"
-        app:layout_constraintBottom_toBottomOf="parent"
-        app:layout_constraintEnd_toEndOf="parent"
-        app:layout_constraintStart_toStartOf="parent"
-        app:layout_constraintTop_toTopOf="parent" />
-</androidx.constraintlayout.widget.ConstraintLayout>
@@ -1,22 +0,0 @@
-<?xml version="1.0" encoding="utf-8"?>
-<androidx.constraintlayout.widget.ConstraintLayout xmlns:android="http://schemas.android.com/apk/res/android"
-    xmlns:app="http://schemas.android.com/apk/res-auto"
-    xmlns:tools="http://schemas.android.com/tools"
-    android:layout_width="match_parent"
-    android:layout_height="match_parent"
-    tools:context=".ui.home.HomeFragment">
-
-    <TextView
-        android:id="@+id/text_home"
-        android:layout_width="match_parent"
-        android:layout_height="wrap_content"
-        android:layout_marginStart="8dp"
-        android:layout_marginTop="8dp"
-        android:layout_marginEnd="8dp"
-        android:textAlignment="center"
-        android:textSize="20sp"
-        app:layout_constraintBottom_toBottomOf="parent"
-        app:layout_constraintEnd_toEndOf="parent"
-        app:layout_constraintStart_toStartOf="parent"
-        app:layout_constraintTop_toTopOf="parent" />
-</androidx.constraintlayout.widget.ConstraintLayout>
@@ -0,0 +1,102 @@
+<?xml version="1.0" encoding="utf-8"?>
+<ScrollView
+    xmlns:android="http://schemas.android.com/apk/res/android"
+    xmlns:app="http://schemas.android.com/apk/res-auto"
+    android:layout_width="match_parent"
+    android:layout_height="match_parent"
+    android:fillViewport="true">
+
+    <LinearLayout
+        android:layout_width="match_parent"
+        android:layout_height="wrap_content"
+        android:orientation="vertical"
+        android:gravity="center_horizontal"
+        android:paddingHorizontal="32dp"
+        android:paddingTop="64dp"
+        android:paddingBottom="16dp">
+
+        <ImageView
+            android:id="@+id/icon"
+            android:layout_width="120dp"
+            android:layout_height="120dp"
+            android:layout_marginBottom="40dp"
+            android:contentDescription="@string/app_name" />
+
+        <TextView
+            android:id="@+id/title"
+            android:layout_width="match_parent"
+            android:layout_height="wrap_content"
+            android:textAppearance="?attr/textAppearanceHeadlineMedium"
+            android:textColor="?attr/colorOnSurface"
+            android:gravity="center"
+            android:layout_marginBottom="16dp" />
+
+        <TextView
+            android:id="@+id/description"
+            android:layout_width="match_parent"
+            android:layout_height="wrap_content"
+            android:textAppearance="?attr/textAppearanceBodyLarge"
+            android:textColor="?attr/colorOnSurfaceVariant"
+            android:gravity="center"
+            android:lineSpacingMultiplier="1.4" />
+
+        <!-- Placeholder bank cards shown only on first slide -->
+        <LinearLayout
+            android:id="@+id/placeholderCards"
+            android:layout_width="match_parent"
+            android:layout_height="wrap_content"
+            android:orientation="horizontal"
+            android:layout_marginTop="40dp"
+            android:weightSum="2"
+            android:visibility="gone">
+
+            <com.google.android.material.card.MaterialCardView
+                android:layout_width="0dp"
+                android:layout_height="80dp"
+                android:layout_weight="1"
+                android:layout_marginEnd="8dp"
+                app:cardCornerRadius="12dp"
+                app:strokeWidth="1dp"
+                app:strokeColor="?attr/colorOutline">
+
+                <LinearLayout
+                    android:layout_width="match_parent"
+                    android:layout_height="match_parent"
+                    android:gravity="center"
+                    android:orientation="vertical">
+                    <TextView
+                        android:layout_width="wrap_content"
+                        android:layout_height="wrap_content"
+                        android:text="@string/coming_soon"
+                        android:textAppearance="?attr/textAppearanceLabelSmall"
+                        android:textColor="?attr/colorOnSurfaceVariant" />
+                </LinearLayout>
+            </com.google.android.material.card.MaterialCardView>
+
+            <com.google.android.material.card.MaterialCardView
+                android:layout_width="0dp"
+                android:layout_height="80dp"
+                android:layout_weight="1"
+                android:layout_marginStart="8dp"
+                app:cardCornerRadius="12dp"
+                app:strokeWidth="1dp"
+                app:strokeColor="?attr/colorOutline">
+
+                <LinearLayout
+                    android:layout_width="match_parent"
+                    android:layout_height="match_parent"
+                    android:gravity="center"
+                    android:orientation="vertical">
+                    <TextView
+                        android:layout_width="wrap_content"
+                        android:layout_height="wrap_content"
+                        android:text="@string/coming_soon"
+                        android:textAppearance="?attr/textAppearanceLabelSmall"
+                        android:textColor="?attr/colorOnSurfaceVariant" />
+                </LinearLayout>
+            </com.google.android.material.card.MaterialCardView>
+
+        </LinearLayout>
+
+    </LinearLayout>
+</ScrollView>
@@ -1,22 +0,0 @@
-<?xml version="1.0" encoding="utf-8"?>
-<androidx.constraintlayout.widget.ConstraintLayout xmlns:android="http://schemas.android.com/apk/res/android"
-    xmlns:app="http://schemas.android.com/apk/res-auto"
-    xmlns:tools="http://schemas.android.com/tools"
-    android:layout_width="match_parent"
-    android:layout_height="match_parent"
-    tools:context=".ui.slideshow.SlideshowFragment">
-
-    <TextView
-        android:id="@+id/text_slideshow"
-        android:layout_width="match_parent"
-        android:layout_height="wrap_content"
-        android:layout_marginStart="8dp"
-        android:layout_marginTop="8dp"
-        android:layout_marginEnd="8dp"
-        android:textAlignment="center"
-        android:textSize="20sp"
-        app:layout_constraintBottom_toBottomOf="parent"
-        app:layout_constraintEnd_toEndOf="parent"
-        app:layout_constraintStart_toStartOf="parent"
-        app:layout_constraintTop_toTopOf="parent" />
-</androidx.constraintlayout.widget.ConstraintLayout>
@@ -0,0 +1,107 @@
+<?xml version="1.0" encoding="utf-8"?>
+<com.google.android.material.card.MaterialCardView
+    xmlns:android="http://schemas.android.com/apk/res/android"
+    xmlns:app="http://schemas.android.com/apk/res-auto"
+    android:layout_width="match_parent"
+    android:layout_height="wrap_content"
+    android:layout_marginBottom="12dp"
+    app:cardCornerRadius="16dp"
+    app:cardElevation="0dp"
+    app:strokeWidth="1dp"
+    app:strokeColor="?attr/colorOutlineVariant">
+
+    <LinearLayout
+        android:layout_width="match_parent"
+        android:layout_height="wrap_content"
+        android:orientation="vertical"
+        android:padding="20dp">
+
+        <LinearLayout
+            android:layout_width="match_parent"
+            android:layout_height="wrap_content"
+            android:orientation="horizontal"
+            android:gravity="center_vertical"
+            android:layout_marginBottom="12dp">
+
+            <LinearLayout
+                android:layout_width="0dp"
+                android:layout_height="wrap_content"
+                android:layout_weight="1"
+                android:orientation="vertical">
+
+                <TextView
+                    android:id="@+id/tvAccountName"
+                    android:layout_width="match_parent"
+                    android:layout_height="wrap_content"
+                    android:textAppearance="?attr/textAppearanceTitleSmall"
+                    android:textColor="?attr/colorOnSurface" />
+
+                <TextView
+                    android:id="@+id/tvAccountNumber"
+                    android:layout_width="match_parent"
+                    android:layout_height="wrap_content"
+                    android:textAppearance="?attr/textAppearanceBodySmall"
+                    android:textColor="?attr/colorOnSurfaceVariant"
+                    android:layout_marginTop="2dp" />
+
+            </LinearLayout>
+
+            <TextView
+                android:id="@+id/tvStatus"
+                android:layout_width="wrap_content"
+                android:layout_height="wrap_content"
+                android:paddingHorizontal="10dp"
+                android:paddingVertical="4dp"
+                android:background="@drawable/chip_background"
+                android:textAppearance="?attr/textAppearanceLabelSmall"
+                android:textColor="?attr/colorOnSecondaryContainer" />
+
+        </LinearLayout>
+
+        <View
+            android:layout_width="match_parent"
+            android:layout_height="1dp"
+            android:background="?attr/colorOutlineVariant"
+            android:layout_marginBottom="12dp" />
+
+        <LinearLayout
+            android:layout_width="match_parent"
+            android:layout_height="wrap_content"
+            android:orientation="horizontal"
+            android:gravity="center_vertical">
+
+            <LinearLayout
+                android:layout_width="0dp"
+                android:layout_height="wrap_content"
+                android:layout_weight="1"
+                android:orientation="vertical">
+
+                <TextView
+                    android:layout_width="wrap_content"
+                    android:layout_height="wrap_content"
+                    android:text="@string/available_balance"
+                    android:textAppearance="?attr/textAppearanceLabelSmall"
+                    android:textColor="?attr/colorOnSurfaceVariant" />
+
+                <TextView
+                    android:id="@+id/tvBalance"
+                    android:layout_width="wrap_content"
+                    android:layout_height="wrap_content"
+                    android:textAppearance="?attr/textAppearanceTitleMedium"
+                    android:textColor="?attr/colorOnSurface"
+                    android:layout_marginTop="2dp" />
+
+            </LinearLayout>
+
+            <TextView
+                android:id="@+id/tvAccountType"
+                android:layout_width="wrap_content"
+                android:layout_height="wrap_content"
+                android:textAppearance="?attr/textAppearanceBodySmall"
+                android:textColor="?attr/colorOnSurfaceVariant" />
+
+        </LinearLayout>
+
+    </LinearLayout>
+
+</com.google.android.material.card.MaterialCardView>
@@ -0,0 +1,29 @@
+<?xml version="1.0" encoding="utf-8"?>
+<LinearLayout
+    xmlns:android="http://schemas.android.com/apk/res/android"
+    android:layout_width="match_parent"
+    android:layout_height="wrap_content"
+    android:orientation="horizontal"
+    android:paddingTop="24dp"
+    android:paddingBottom="8dp"
+    android:gravity="center_vertical">
+
+    <TextView
+        android:id="@+id/tvProfileName"
+        android:layout_width="0dp"
+        android:layout_height="wrap_content"
+        android:layout_weight="1"
+        android:textAppearance="?attr/textAppearanceTitleMedium"
+        android:textColor="?attr/colorOnSurface" />
+
+    <TextView
+        android:id="@+id/tvProfileType"
+        android:layout_width="wrap_content"
+        android:layout_height="wrap_content"
+        android:paddingHorizontal="10dp"
+        android:paddingVertical="4dp"
+        android:background="@drawable/chip_background"
+        android:textAppearance="?attr/textAppearanceLabelSmall"
+        android:textColor="?attr/colorOnSecondaryContainer" />
+
+</LinearLayout>
@@ -1,35 +0,0 @@
-<?xml version="1.0" encoding="utf-8"?>
-<LinearLayout xmlns:android="http://schemas.android.com/apk/res/android"
-    xmlns:app="http://schemas.android.com/apk/res-auto"
-    android:layout_width="match_parent"
-    android:layout_height="@dimen/nav_header_height"
-    android:background="@drawable/side_nav_bar"
-    android:gravity="bottom"
-    android:orientation="vertical"
-    android:paddingLeft="@dimen/activity_horizontal_margin"
-    android:paddingTop="@dimen/activity_vertical_margin"
-    android:paddingRight="@dimen/activity_horizontal_margin"
-    android:paddingBottom="@dimen/activity_vertical_margin"
-    android:theme="@style/ThemeOverlay.AppCompat.Dark">
-
-    <ImageView
-        android:id="@+id/imageView"
-        android:layout_width="wrap_content"
-        android:layout_height="wrap_content"
-        android:contentDescription="@string/nav_header_desc"
-        android:paddingTop="@dimen/nav_header_vertical_spacing"
-        app:srcCompat="@mipmap/ic_launcher_round" />
-
-    <TextView
-        android:layout_width="match_parent"
-        android:layout_height="wrap_content"
-        android:paddingTop="@dimen/nav_header_vertical_spacing"
-        android:text="@string/nav_header_title"
-        android:textAppearance="@style/TextAppearance.AppCompat.Body1" />
-
-    <TextView
-        android:id="@+id/textView"
-        android:layout_width="wrap_content"
-        android:layout_height="wrap_content"
-        android:text="@string/nav_header_subtitle" />
-</LinearLayout>
@@ -1,20 +0,0 @@
-<?xml version="1.0" encoding="utf-8"?>
-<menu xmlns:android="http://schemas.android.com/apk/res/android"
-    xmlns:tools="http://schemas.android.com/tools"
-    tools:showIn="navigation_view">
-
-    <group android:checkableBehavior="single">
-        <item
-            android:id="@+id/nav_home"
-            android:icon="@drawable/ic_menu_camera"
-            android:title="@string/menu_home" />
-        <item
-            android:id="@+id/nav_gallery"
-            android:icon="@drawable/ic_menu_gallery"
-            android:title="@string/menu_gallery" />
-        <item
-            android:id="@+id/nav_slideshow"
-            android:icon="@drawable/ic_menu_slideshow"
-            android:title="@string/menu_slideshow" />
-    </group>
-</menu>
@@ -1,9 +0,0 @@
-<?xml version="1.0" encoding="utf-8"?>
-<menu xmlns:android="http://schemas.android.com/apk/res/android"
-    xmlns:app="http://schemas.android.com/apk/res-auto">
-    <item
-        android:id="@+id/action_settings"
-        android:orderInCategory="100"
-        android:title="@string/action_settings"
-        app:showAsAction="never" />
-</menu>
@@ -0,0 +1,27 @@
+<?xml version="1.0" encoding="utf-8"?>
+<navigation xmlns:android="http://schemas.android.com/apk/res/android"
+    xmlns:app="http://schemas.android.com/apk/res-auto"
+    android:id="@+id/login_nav"
+    app:startDestination="@id/bankSelectionFragment">
+
+    <fragment
+        android:id="@+id/bankSelectionFragment"
+        android:name="sh.sar.basedbank.ui.login.BankSelectionFragment"
+        android:label="Select Bank">
+
+        <action
+            android:id="@+id/action_bankSelection_to_credentials"
+            app:destination="@id/credentialsFragment"
+            app:enterAnim="@anim/slide_in_right"
+            app:exitAnim="@anim/slide_out_left"
+            app:popEnterAnim="@anim/slide_in_left"
+            app:popExitAnim="@anim/slide_out_right" />
+
+    </fragment>
+
+    <fragment
+        android:id="@+id/credentialsFragment"
+        android:name="sh.sar.basedbank.ui.login.CredentialsFragment"
+        android:label="Sign In" />
+
+</navigation>
@@ -1,25 +0,0 @@
-<?xml version="1.0" encoding="utf-8"?>
-<navigation xmlns:android="http://schemas.android.com/apk/res/android"
-    xmlns:app="http://schemas.android.com/apk/res-auto"
-    xmlns:tools="http://schemas.android.com/tools"
-    android:id="@+id/mobile_navigation"
-    app:startDestination="@+id/nav_home">
-
-    <fragment
-        android:id="@+id/nav_home"
-        android:name="sh.sar.basedbank.ui.home.HomeFragment"
-        android:label="@string/menu_home"
-        tools:layout="@layout/fragment_home" />
-
-    <fragment
-        android:id="@+id/nav_gallery"
-        android:name="sh.sar.basedbank.ui.gallery.GalleryFragment"
-        android:label="@string/menu_gallery"
-        tools:layout="@layout/fragment_gallery" />
-
-    <fragment
-        android:id="@+id/nav_slideshow"
-        android:name="sh.sar.basedbank.ui.slideshow.SlideshowFragment"
-        android:label="@string/menu_slideshow"
-        tools:layout="@layout/fragment_slideshow" />
-</navigation>
@@ -1,16 +1,8 @@
-<resources xmlns:tools="http://schemas.android.com/tools">
-    <!-- Base application theme. -->
-    <style name="Theme.BasedBank" parent="Theme.MaterialComponents.DayNight.DarkActionBar">
-        <!-- Primary brand color. -->
-        <item name="colorPrimary">@color/purple_200</item>
-        <item name="colorPrimaryVariant">@color/purple_700</item>
-        <item name="colorOnPrimary">@color/black</item>
-        <!-- Secondary brand color. -->
-        <item name="colorSecondary">@color/teal_200</item>
-        <item name="colorSecondaryVariant">@color/teal_200</item>
-        <item name="colorOnSecondary">@color/black</item>
-        <!-- Status bar color. -->
-        <item name="android:statusBarColor">?attr/colorPrimaryVariant</item>
-        <!-- Customize your theme here. -->
+<resources>
+    <!-- Night mode inherits from base theme; DynamicColors handles the rest -->
+    <style name="Theme.BasedBank" parent="Theme.Material3.DayNight.NoActionBar">
+        <item name="colorPrimary">@color/seed_primary</item>
+        <item name="colorSecondary">@color/seed_secondary</item>
+        <item name="android:windowSoftInputMode">adjustResize</item>
    </style>
-</resources>
+</resources>
@@ -1,10 +1,6 @@
 <?xml version="1.0" encoding="utf-8"?>
 <resources>
-    <color name="purple_200">#FFBB86FC</color>
-    <color name="purple_500">#FF6200EE</color>
-    <color name="purple_700">#FF3700B3</color>
-    <color name="teal_200">#FF03DAC5</color>
-    <color name="teal_700">#FF018786</color>
-    <color name="black">#FF000000</color>
-    <color name="white">#FFFFFFFF</color>
-</resources>
+    <!-- Seed colors from MIB brand (blue + green) — used as M3 fallback on Android <12 -->
+    <color name="seed_primary">#3F65AD</color>
+    <color name="seed_secondary">#9AD141</color>
+</resources>
@@ -1,13 +1,31 @@
 <resources>
-    <string name="app_name">Based Bank</string>
-    <string name="navigation_drawer_open">Open navigation drawer</string>
-    <string name="navigation_drawer_close">Close navigation drawer</string>
-    <string name="nav_header_title">Android Studio</string>
-    <string name="nav_header_subtitle">android.studio@android.com</string>
-    <string name="nav_header_desc">Navigation header</string>
-    <string name="action_settings">Settings</string>
+    <string name="app_name">BasedBank</string>

-    <string name="menu_home">Home</string>
-    <string name="menu_gallery">Gallery</string>
-    <string name="menu_slideshow">Slideshow</string>
-</resources>
+    <!-- Onboarding -->
+    <string name="onboarding_title_1">Your Banks, One App</string>
+    <string name="onboarding_desc_1">BasedBank brings all your Maldivian bank accounts together in one place. Check balances, view accounts, and more — without switching between apps.</string>
+    <string name="onboarding_title_2">More Banks Coming</string>
+    <string name="onboarding_desc_2">Support for additional banks is on the way. Stay tuned as we expand coverage across the Maldives.</string>
+    <string name="onboarding_title_3">Get Started</string>
+    <string name="onboarding_desc_3">Add your bank credentials and start viewing your accounts. Your data stays on your device.</string>
+    <string name="coming_soon">Coming Soon</string>
+    <string name="next">Next</string>
+    <string name="get_started">Get Started</string>
+
+    <!-- Login -->
+    <string name="select_bank">Select Your Bank</string>
+    <string name="select_bank_desc">Choose the bank you want to sign in to.</string>
+    <string name="mib_name">Maldives Islamic Bank</string>
+    <string name="mib_desc">Faisanet Mobile Banking</string>
+    <string name="sign_in">Sign In</string>
+    <string name="sign_in_desc">Enter your Maldives Islamic Bank credentials.</string>
+    <string name="username">Username</string>
+    <string name="password">Password</string>
+    <string name="otp_seed">OTP Seed (TOTP Secret)</string>
+    <string name="otp_seed_hint">The Base32 secret from your authenticator setup</string>
+    <string name="login">Login</string>
+
+    <!-- Home -->
+    <string name="accounts">Accounts</string>
+    <string name="available_balance">Available Balance</string>
+</resources>
@@ -1,25 +1,7 @@
 <resources xmlns:tools="http://schemas.android.com/tools">
-    <!-- Base application theme. -->
-    <style name="Theme.BasedBank" parent="Theme.MaterialComponents.DayNight.DarkActionBar">
-        <!-- Primary brand color. -->
-        <item name="colorPrimary">@color/purple_500</item>
-        <item name="colorPrimaryVariant">@color/purple_700</item>
-        <item name="colorOnPrimary">@color/white</item>
-        <!-- Secondary brand color. -->
-        <item name="colorSecondary">@color/teal_200</item>
-        <item name="colorSecondaryVariant">@color/teal_700</item>
-        <item name="colorOnSecondary">@color/black</item>
-        <!-- Status bar color. -->
-        <item name="android:statusBarColor">?attr/colorPrimaryVariant</item>
-        <!-- Customize your theme here. -->
+    <style name="Theme.BasedBank" parent="Theme.Material3.DayNight.NoActionBar">
+        <item name="colorPrimary">@color/seed_primary</item>
+        <item name="colorSecondary">@color/seed_secondary</item>
+        <item name="android:windowSoftInputMode">adjustResize</item>
    </style>
-
-    <style name="Theme.BasedBank.NoActionBar">
-        <item name="windowActionBar">false</item>
-        <item name="windowNoTitle">true</item>
-    </style>
-
-    <style name="Theme.BasedBank.AppBarOverlay" parent="ThemeOverlay.AppCompat.Dark.ActionBar" />
-
-    <style name="Theme.BasedBank.PopupOverlay" parent="ThemeOverlay.AppCompat.Light" />
-</resources>
+</resources>
@@ -0,0 +1,6 @@
+<?xml version="1.0" encoding="utf-8"?>
+<network-security-config>
+    <domain-config cleartextTrafficPermitted="true">
+        <domain includeSubdomains="true">faisanet.mib.com.mv</domain>
+    </domain-config>
+</network-security-config>